A follow up to my first presentation of the Fintech and Wealthtech space (and apologies for releasing this late), this presentation summarizes some more concepts that are relevant in the space.

1. Navigating the Fintech Landscape
+WealthTech (2021)
By Jaideep Tibrewala
Head of Product - Glide Invest
2021 Jun | v02

2. Disclaimer
This presentation is meant for private circulation only.
All the content is taken from material that has been made available to
me through various sources, both online as well as personal network.
All sources are referenced at the bottom of each slide.
Storyline and summaries are mine.
The rest are represented as-is in most cases.

3. From FY15 – FY20, FinTechs in India received a total
investment of US$ 8 billion across 1,031 deals
Source: Fintechs in India - Key Trends, Deloitte, Dec 2019

4. Source: Fintech Landscape, Blume, 2018
By 2018, Fintech in India became a much desired space,
as the country saw an explosion across segments

5. Source: Fintech Landscape, Blume, 2018
B2C Fintech landscape started to get crowded, with
commoditized offerings vs unique service offerings

6. Table stakes: formerly innovative features have
become must-haves for crowded Fintech verticals
Source: Fintech Report Q4 2020, CB Insights, 2021

7. Mature Fintech firms needed to follow a phased
profitability journey
Source: World Fintech Report 2021. CapGemini, 2021

8. Fintechs adopted multiple pricing models to boost
revenue per customer
Source: World Fintech Report 2021. CapGemini, 2021

9. Fintech Trends
and Developments

10. Media and investor interest in environmental,
social, and governance (ESG) took off in 2019
Source: Fintech Report Q4 2019, CB Insights, 2019
Media mention of “ESG” and “Impact Investing” top
new highs amid climate crisis concerns
2019 saw an estimated $20.6B of inflows to
sustainable funds, nearly 4x 2014’s previous record

11. ESG-focused startups are becoming strategic
acquisition targets for many
Source: Fintech Report Q4 2020, CB Insights, 2021

12. While ESG solutions exist across pain points, the ROI
remains unproven without a data ‘gold standard’
Source: Fintech Report Q4 2019, CB Insights, 2019

13. Ratings agencies are fortifying their position in the
data market with ESG M&A and investments
Source: Fintech Report Q4 2019, CB Insights, 2019

14. Startup-focused financial services are cropping up
across fintech verticals
Source: Fintech Report Q3 2019, CB Insights, 2020

15. Free trading and brokerages become the next
attack vectors for Fintechs with big customer bases
Source: Fintech Report Q3 2019, CB Insights, 2020

16. Zero-commission platforms want to lower global
investing barriers to attract international next-gen
customers
Source: Fintech Report Q3 2019, CB Insights, 2020

17. India challengers are also tackling consumer credit
and debit by tailoring services to target customers
Source: Fintech Report Q4 2019, CB Insights, 2019

18. Early-stage investing startups are unlocking
alternatives for retirement accounts
Source: Fintech Report Q4 2019, CB Insights, 2020

19. Early-stage retirement planning startups are offering
alternative means to manage retirement
Source: Fintech Report Q3 2020, CB Insights, 2020

20. Startups are also lowering the barriers for investors
to manage the uncertain tax implications of crypto
Source: Fintech Report Q4 2019, CB Insights, 2020

21. Wealth Tech or
Wealth Fintechs

22. Global Investment and Wealth Mgmt Tech Market
Map as of 2019
Source: Unbundling the Bank, CBInsughts, 2019

23. Expert opinions for 2021 for Wealth Management
● Partnerships and/or Consolidations are bound to increase
○ Incumbents looking to fintechs to help them build more scalable, customer-centric digital
journeys, on modern, flexible platforms
● Industry will move from competition to collaboration
○ as existing businesses look to take advantage of the compelling UX and strong digital
foundations of younger firms; while younger challengers seek to exploit the expertise and
distribution of their more established ‘competitors’
● The human touch will remain in Digital Wealth
○ As those in this mass affluent segment look ahead to what they want to achieve in 2021, a
banking service which offers tailored advice that is easily accessible will be key to helping
them not only grow their wealth but allow them to focus on that which is truly important
Source: Digital Wealth: The industry’s predictions for 2021, AltFi

24. Globally, early-stage Wealth Tech startups are
diversifying investing beyond the robo-advisory stack
Source: Global Fintech Report Q1 2019, CB Insights, 2019
Similarly in India, players like PayTM Money, ET Money, Kuvera and IndWealth
are no long focued only on the mutual fund aspect of the robo-advisory stack

25. Big players in payments, messaging, and banking
are expanding further into wealth management
Source: Fintech Report Q4 2020, CB Insights, 2021

26. Wealth Techs now want to democratize access to
assets and diversification options for investors
Source: CB Insights Fintech Report Q2 2019t, CB Insights, 2019
Indians now have access to US stocks, be it through
Mutual Funds, ETFs or direct stock trading in Indian Rupees

27. India Wealth Tech startups are rapidly attracting newly
rich consumers with low-cost investing and trading
apps
Source: Fintech Report Q3 2019, CB Insights, 2020

28. Personal finance companies are targeting lower-income
earners, minorities, and teenagers
Source: Fintech Report Q3 2020, CB Insights, 2020

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30. Jaideep Tibrewala
“The two greatest enemies
of the equity fund investor
are expenses and
emotions.”
John Bogle
Founder of Vanguard
jtibrewala