This document discusses disaster management in ASEAN countries. It begins with an overview of current disaster risks and efforts in ASEAN, noting that while natural disasters cannot be stopped, preparedness can mitigate damage through emergency planning and infrastructure. It then reviews conceptual frameworks for different disaster types and levels of risk. The document outlines household and government risk management strategies pre- and post-disaster. It analyzes current challenges in ASEAN's underdeveloped disaster insurance markets and mechanisms for regional risk pooling. The document concludes with policy implications such as developing formal regional risk diversification facilities and regulatory support for disaster-linked insurance and data collection.