This document provides a usage guide for HDFC Bank credit cards. It details how to take care of the card, use the card for purchases and cash withdrawals, pay credit card bills through various methods including net banking, and describes common product features such as rewards programs, interest-free periods, and lost card protection. The guide aims to help customers make full use of their HDFC Bank credit card.
The document outlines the steps for making online purchases using a RuPay debit card. For the first transaction, cardholders must register their card by entering details, receiving an OTP via mobile, setting a security phrase, and entering their ATM PIN on a scrambled keypad. Subsequent transactions involve entering card details, identifying a registered image, entering the security phrase and last 3 transactions, and confirming the purchase by entering the ATM PIN.
Debit cards act as electronic checks, transferring funds from a customer's bank account to the merchant's account. Historically, debit card transactions involved manual processing that took days and was prone to fraud, but electronic processing now clears funds within seconds while nearly eliminating fraud. However, Visa and MasterCard's control of the debit card networks allows them to set high "interchange fees" on transactions that are largely passed back to the large banks. This lack of competition has kept fees high despite improved efficiency, harming merchants and consumers. The Durbin Amendment aimed to limit these fees but was resisted by banks through lobbying and new fees.
The document provides information about debit and credit cards from various banks such as UCO Bank, Dena Bank, and Bank of Baroda. It discusses the history and features of debit and credit cards. For each bank, it outlines the types of debit and credit cards offered, eligibility requirements, transaction limits, fees and charges. UCO Bank offers classic, gold, platinum and signature debit cards. Dena Bank offers ATM cards, insta cards, debit cards, EMV chip cards, and RuPay KCC cards for farmers. Bank of Baroda offers silver, gold and platinum credit cards with varying revolving credit limits and cash withdrawal limits.
Howtodiscuss.com where can i load my cash app card (1)Hospitalityplus1
You can load your cash app card at grocery
store, check cashiers, and convenience stores. The Cash App can be loaded on Walmart,
Walgreens, Rite-Aid, 7-Eleven and CVS.
To open a demat account, one must obtain an application form from a Depository Participant registered with the Depository and SEBI. The application requires submission along with PAN card and proof of address. Upon signing an agreement detailing rights and duties, the DP will open an account and provide a 16-digit demat account number. This number allows purchases and investments to be added to the account, and sales to be deducted. Demat accounts allow paperless trading of securities in electronic form.
To deposit money in a bank, fill out a deposit slip with your account details and the amount, whether cash or check. Attach the receipt copy and include cash denominations or check information. Submit the deposit slip and funds to the bank, collecting the receipt as proof of deposit. Large cash deposits may require photo ID and are only accepted during limited deposit hours.
THIS EXPLAINS THE INTERNET BANKING AND ITS JOURNEY IN INDIA, BENEFITS OF INTERNET BANKING, OBJECTIVES OF INTERNET BANKING IN INDIA, INTERNET BANKING BOOM, PROCESS OF INTERNET BANKING
The document outlines the steps for making online purchases using a RuPay debit card. For the first transaction, cardholders must register their card by entering details, receiving an OTP via mobile, setting a security phrase, and entering their ATM PIN on a scrambled keypad. Subsequent transactions involve entering card details, identifying a registered image, entering the security phrase and last 3 transactions, and confirming the purchase by entering the ATM PIN.
Debit cards act as electronic checks, transferring funds from a customer's bank account to the merchant's account. Historically, debit card transactions involved manual processing that took days and was prone to fraud, but electronic processing now clears funds within seconds while nearly eliminating fraud. However, Visa and MasterCard's control of the debit card networks allows them to set high "interchange fees" on transactions that are largely passed back to the large banks. This lack of competition has kept fees high despite improved efficiency, harming merchants and consumers. The Durbin Amendment aimed to limit these fees but was resisted by banks through lobbying and new fees.
The document provides information about debit and credit cards from various banks such as UCO Bank, Dena Bank, and Bank of Baroda. It discusses the history and features of debit and credit cards. For each bank, it outlines the types of debit and credit cards offered, eligibility requirements, transaction limits, fees and charges. UCO Bank offers classic, gold, platinum and signature debit cards. Dena Bank offers ATM cards, insta cards, debit cards, EMV chip cards, and RuPay KCC cards for farmers. Bank of Baroda offers silver, gold and platinum credit cards with varying revolving credit limits and cash withdrawal limits.
Howtodiscuss.com where can i load my cash app card (1)Hospitalityplus1
You can load your cash app card at grocery
store, check cashiers, and convenience stores. The Cash App can be loaded on Walmart,
Walgreens, Rite-Aid, 7-Eleven and CVS.
To open a demat account, one must obtain an application form from a Depository Participant registered with the Depository and SEBI. The application requires submission along with PAN card and proof of address. Upon signing an agreement detailing rights and duties, the DP will open an account and provide a 16-digit demat account number. This number allows purchases and investments to be added to the account, and sales to be deducted. Demat accounts allow paperless trading of securities in electronic form.
To deposit money in a bank, fill out a deposit slip with your account details and the amount, whether cash or check. Attach the receipt copy and include cash denominations or check information. Submit the deposit slip and funds to the bank, collecting the receipt as proof of deposit. Large cash deposits may require photo ID and are only accepted during limited deposit hours.
THIS EXPLAINS THE INTERNET BANKING AND ITS JOURNEY IN INDIA, BENEFITS OF INTERNET BANKING, OBJECTIVES OF INTERNET BANKING IN INDIA, INTERNET BANKING BOOM, PROCESS OF INTERNET BANKING
1. The Indian government announced that Rs. 500 and Rs. 1000 banknotes would no longer be legal tender beginning midnight of November 8th in an effort to curb black money and counterfeit currency.
2. Citizens have until December 30th to deposit the discontinued banknotes in their bank accounts. They will receive the full value of deposited notes but will be limited to withdrawing Rs. 4000 per day from their accounts in cash.
3. The Reserve Bank of India and bank branches will continue exchanging the discontinued banknotes for lower denominations until March 31st, 2017. New Rs. 500 and Rs. 2000 banknotes will be gradually issued starting March 2017.
ICICI Bank was established in 1994 as a subsidiary of ICICI Limited. It became the first Indian company and bank to list on the New York Stock Exchange in 2000. In 2001, ICICI Bank merged with its parent company ICICI Limited. Currently, ICICI Bank is India's second largest bank by assets and profits, serving retail and corporate customers through branches across India and internationally. The bank offers a wide range of banking products and services including deposits, loans, credit and debit cards, investments, insurance, and online and mobile banking.
To send a demand draft, one must first obtain an application from their bank and fill it out with payment details such as the sender and recipient's names and bank account or cash information. The completed application is submitted to the bank along with the transfer amount and fees to receive the demand draft. For amounts over Rs 50,000, one must also provide their PAN details. Bank fees for demand drafts vary, so it's best to choose a bank with lower fees for larger transfer amounts.
National Unified USSD Platform (NUUP) allows mobile banking through the *99# short code. To activate mobile banking, a user needs a bank account and mobile phone on the GSM network. Users can make payments up to Rs. 5000 per day and register by linking their mobile number to their bank account at a branch, ATM, or online. During registration, users will receive a Mobile Money Identifier and Mobile PIN for accessing services.
To write a cheque, one must enter the date, write the payee's name in the "Pay" line, enter the amount in words in the "Rupees" line and in numerals in the "Rs" box. Additionally, one should ensure their account number and bank address are on the cheque, sign the cheque with a matching signature, and keep their chequebook safe by not pre-signing blank cheques or issuing cheques without sufficient funds to avoid criminal offences.
To enroll for Aadhaar, one must go to their nearest enrollment center with valid identity, address, and date of birth proofs. At the center, basic information will be collected and biometric details like fingerprints and iris scans will be captured. An acknowledgement slip with temporary ID will be provided. Once verification is complete, the 12-digit Aadhaar number will be mailed to the individual. The process is free and only needs to be done once regardless of age or gender for any Indian resident.
This document lists the customer care numbers for various Indian banks. It provides the names of 45 major Indian banks and encourages customers to click on each bank name to access the direct customer care number for resolving queries. The goal is to make it easy for bank customers in India to obtain instant solutions by connecting directly with their bank's customer care department via the toll-free numbers listed.
The document provides guidelines for registering with the National Pension System (NPS) in India, which can be done either offline by filling out a form and submitting it with identification documents to a Point of Presence service provider, or online by providing personal details and uploading identification documents on the NPS website. Eligible individuals must be Indian citizens between 18-60 years old and comply with know your customer norms, while those who are insolvent or of unsound mind are ineligible. The document outlines the registration process and requirements for both offline and online registration methods.
The document contains requirements for an automated teller machine (ATM) system. It defines key terms like account, ATM, bank, cash card, customer, and transaction. It then lists functional requirements for the ATM, including initializing parameters, handling authorization by verifying cards and passwords, supporting cash withdrawals, and logging transactions. It also describes requirements for the bank computer to validate cards and passwords and process transactions requested by the ATM.
This document discusses features and types of debit cards. It notes that debit cards can be used to make payments at point of sale terminals and online, function as a substitute for checks by allowing cash withdrawals and third party payments, and are valid for 5-10 years. The document also outlines various types of debit cards issued by banks including priority, classic, business, gold, and ladies first cards. It describes the security features and components of a typical debit card.
Debit cards are directly linked to a bank account, unlike credit cards which provide short-term loans. With a debit card, purchases must be covered by the funds available in your linked bank account. Benefits of debit cards include avoiding credit card debt, transaction protection policies, convenience over cash, online access to spending records, and no credit check required for approval. Fees associated with debit cards are typically lower than credit cards. The ANZ Access Advantage card is recommended as one of the best debit cards due to its simplicity and ability to be used for both purchases and savings with a free Visa debit card.
1. The document provides information on credit cards in India, including their origin and working mechanism. It discusses key terms and conditions, fees, and benefits of some popular credit cards in India such as Axis Bank Ace Credit Card, SBI Simply Click Credit Card, and Yes First Preferred Credit Card.
2. Tables are included that compare joining fees, annual fees, eligibility requirements, and rewards/benefits of 10 top credit cards in India.
3. The document aims to analyze credit cards in India and provide a case study on reviewing the best current credit cards and what the future may hold for credit card business.
To open a bank account, you need to provide proof of identity such as a passport, driver's license, PAN card, voter ID, Aadhaar card, or NREGA card, which can also serve as proof of address if it contains your address. If your address proof shows a different address than your current address in Mumbai, you can still open an account by declaring your Mumbai address. Banks require proof of identity and address for Know Your Customer compliance to properly identify customers. If you do not have valid documents, you can open a small account by submitting your photo and signature, but it will have restrictions like lower balance and transaction limits. Alternatively, you may be able to open a full-function account if
Insiders Guide to Merchant Services The Process of Getting Paid. How To Securely Process Payments Online With Next Day Funding. Including The Journey Transactions Take Through Processing Cyberspace.
This presentation will take you through all the steps a transaction weaves its way through before the funds are deposited into your business banking account. Be a smart business owner and learn the process of getting paid!
Once you understand the process of getting paid you can then find out ways to save on credit card processing fees to increase your cash flow and reduce fixed costs. Learn about the merchant service marketplace that is Velcro Pay, helping small business owners against predatory merchant contracts. when processors compete for your business you save! For more detailed information please contact Velcro Pay @ 877-477-7115 or www.velcropay.com
1. The document discusses opening and maintaining bank accounts at HDFC Bank in India, including the necessary identification documents and account types.
2. It outlines the steps for opening a savings or current account, which involves submitting an application form along with proof of identity, address, and income documents.
3. The document also describes various bank account options like savings, current, fixed deposit, and recurring accounts, as well as associated benefits and services like ATM cards, online and mobile banking, and interest rates.
The document provides information about current bank accounts in India. It discusses that current accounts are deposit accounts that allow for convenient withdrawing and depositing of funds and are commonly used by businesses. Key features of current accounts mentioned include no interest earned, ability to make instant fund transfers, use of debit cards, and access to services like RTGS and NEFT. The document also outlines eligibility requirements, required documents, available facilities like overdraft, and responsibilities and advantages of holding a current account.
The document provides information on various debit cards issued by State Bank of India (SBI). It discusses the features and uses of different SBI debit cards including the Classic, Silver International, Global International, Gold International, Platinum International, SBI INTOUCH Tap & Go, and Mumbai Metro Combo cards. The key details provided include cash withdrawal limits, accepted locations for use, available benefits like insurance and rewards points, and security precautions for safe debit card transactions.
1) The document provides information about opening an online banking account with Banco de Oro (BDO) which allows overseas Filipino workers (OFWs) to easily transfer funds within their BDO accounts and to other accounts.
2) It describes how to enroll in BDO online banking services including internet banking, phone banking and mobile banking by completing an online form and activating the account at a BDO ATM.
3) The document provides instructions on using features like bill payments, funds transfers between own and other accounts, and transferring funds from BDO to accounts at Citisec Online to fund a brokerage account.
This document provides information about net banking presented by Shalvi Mahawal. It includes sections on HDFC Bank profile, mission and vision, products and services, different payment methods, net banking, mobile banking, objectives and limitations of the project, data analysis and interpretation, and conclusion. The key points are that net banking allows customers to conveniently conduct over 200 transactions online, it provides benefits like convenience, portability, speed and effectiveness, and a survey found that most customers find net banking convenient and use it regularly to save time and access accounts 24/7.
The document provides information on Pragati POS, a payment terminal by Innoviti that allows merchants to accept card payments. It highlights key features like same day activation, zero charges for debit card swipes up to Rs. 2000, automatic daily fund transfer, EMI payment options, and simplified usage, activation and support. The document also provides step-by-step instructions on setting up and using the Pragati POS, processing transactions including EMI purchases, retrieving receipts and reports, and available customer support.
1. The Indian government announced that Rs. 500 and Rs. 1000 banknotes would no longer be legal tender beginning midnight of November 8th in an effort to curb black money and counterfeit currency.
2. Citizens have until December 30th to deposit the discontinued banknotes in their bank accounts. They will receive the full value of deposited notes but will be limited to withdrawing Rs. 4000 per day from their accounts in cash.
3. The Reserve Bank of India and bank branches will continue exchanging the discontinued banknotes for lower denominations until March 31st, 2017. New Rs. 500 and Rs. 2000 banknotes will be gradually issued starting March 2017.
ICICI Bank was established in 1994 as a subsidiary of ICICI Limited. It became the first Indian company and bank to list on the New York Stock Exchange in 2000. In 2001, ICICI Bank merged with its parent company ICICI Limited. Currently, ICICI Bank is India's second largest bank by assets and profits, serving retail and corporate customers through branches across India and internationally. The bank offers a wide range of banking products and services including deposits, loans, credit and debit cards, investments, insurance, and online and mobile banking.
To send a demand draft, one must first obtain an application from their bank and fill it out with payment details such as the sender and recipient's names and bank account or cash information. The completed application is submitted to the bank along with the transfer amount and fees to receive the demand draft. For amounts over Rs 50,000, one must also provide their PAN details. Bank fees for demand drafts vary, so it's best to choose a bank with lower fees for larger transfer amounts.
National Unified USSD Platform (NUUP) allows mobile banking through the *99# short code. To activate mobile banking, a user needs a bank account and mobile phone on the GSM network. Users can make payments up to Rs. 5000 per day and register by linking their mobile number to their bank account at a branch, ATM, or online. During registration, users will receive a Mobile Money Identifier and Mobile PIN for accessing services.
To write a cheque, one must enter the date, write the payee's name in the "Pay" line, enter the amount in words in the "Rupees" line and in numerals in the "Rs" box. Additionally, one should ensure their account number and bank address are on the cheque, sign the cheque with a matching signature, and keep their chequebook safe by not pre-signing blank cheques or issuing cheques without sufficient funds to avoid criminal offences.
To enroll for Aadhaar, one must go to their nearest enrollment center with valid identity, address, and date of birth proofs. At the center, basic information will be collected and biometric details like fingerprints and iris scans will be captured. An acknowledgement slip with temporary ID will be provided. Once verification is complete, the 12-digit Aadhaar number will be mailed to the individual. The process is free and only needs to be done once regardless of age or gender for any Indian resident.
This document lists the customer care numbers for various Indian banks. It provides the names of 45 major Indian banks and encourages customers to click on each bank name to access the direct customer care number for resolving queries. The goal is to make it easy for bank customers in India to obtain instant solutions by connecting directly with their bank's customer care department via the toll-free numbers listed.
The document provides guidelines for registering with the National Pension System (NPS) in India, which can be done either offline by filling out a form and submitting it with identification documents to a Point of Presence service provider, or online by providing personal details and uploading identification documents on the NPS website. Eligible individuals must be Indian citizens between 18-60 years old and comply with know your customer norms, while those who are insolvent or of unsound mind are ineligible. The document outlines the registration process and requirements for both offline and online registration methods.
The document contains requirements for an automated teller machine (ATM) system. It defines key terms like account, ATM, bank, cash card, customer, and transaction. It then lists functional requirements for the ATM, including initializing parameters, handling authorization by verifying cards and passwords, supporting cash withdrawals, and logging transactions. It also describes requirements for the bank computer to validate cards and passwords and process transactions requested by the ATM.
This document discusses features and types of debit cards. It notes that debit cards can be used to make payments at point of sale terminals and online, function as a substitute for checks by allowing cash withdrawals and third party payments, and are valid for 5-10 years. The document also outlines various types of debit cards issued by banks including priority, classic, business, gold, and ladies first cards. It describes the security features and components of a typical debit card.
Debit cards are directly linked to a bank account, unlike credit cards which provide short-term loans. With a debit card, purchases must be covered by the funds available in your linked bank account. Benefits of debit cards include avoiding credit card debt, transaction protection policies, convenience over cash, online access to spending records, and no credit check required for approval. Fees associated with debit cards are typically lower than credit cards. The ANZ Access Advantage card is recommended as one of the best debit cards due to its simplicity and ability to be used for both purchases and savings with a free Visa debit card.
1. The document provides information on credit cards in India, including their origin and working mechanism. It discusses key terms and conditions, fees, and benefits of some popular credit cards in India such as Axis Bank Ace Credit Card, SBI Simply Click Credit Card, and Yes First Preferred Credit Card.
2. Tables are included that compare joining fees, annual fees, eligibility requirements, and rewards/benefits of 10 top credit cards in India.
3. The document aims to analyze credit cards in India and provide a case study on reviewing the best current credit cards and what the future may hold for credit card business.
To open a bank account, you need to provide proof of identity such as a passport, driver's license, PAN card, voter ID, Aadhaar card, or NREGA card, which can also serve as proof of address if it contains your address. If your address proof shows a different address than your current address in Mumbai, you can still open an account by declaring your Mumbai address. Banks require proof of identity and address for Know Your Customer compliance to properly identify customers. If you do not have valid documents, you can open a small account by submitting your photo and signature, but it will have restrictions like lower balance and transaction limits. Alternatively, you may be able to open a full-function account if
Insiders Guide to Merchant Services The Process of Getting Paid. How To Securely Process Payments Online With Next Day Funding. Including The Journey Transactions Take Through Processing Cyberspace.
This presentation will take you through all the steps a transaction weaves its way through before the funds are deposited into your business banking account. Be a smart business owner and learn the process of getting paid!
Once you understand the process of getting paid you can then find out ways to save on credit card processing fees to increase your cash flow and reduce fixed costs. Learn about the merchant service marketplace that is Velcro Pay, helping small business owners against predatory merchant contracts. when processors compete for your business you save! For more detailed information please contact Velcro Pay @ 877-477-7115 or www.velcropay.com
1. The document discusses opening and maintaining bank accounts at HDFC Bank in India, including the necessary identification documents and account types.
2. It outlines the steps for opening a savings or current account, which involves submitting an application form along with proof of identity, address, and income documents.
3. The document also describes various bank account options like savings, current, fixed deposit, and recurring accounts, as well as associated benefits and services like ATM cards, online and mobile banking, and interest rates.
The document provides information about current bank accounts in India. It discusses that current accounts are deposit accounts that allow for convenient withdrawing and depositing of funds and are commonly used by businesses. Key features of current accounts mentioned include no interest earned, ability to make instant fund transfers, use of debit cards, and access to services like RTGS and NEFT. The document also outlines eligibility requirements, required documents, available facilities like overdraft, and responsibilities and advantages of holding a current account.
The document provides information on various debit cards issued by State Bank of India (SBI). It discusses the features and uses of different SBI debit cards including the Classic, Silver International, Global International, Gold International, Platinum International, SBI INTOUCH Tap & Go, and Mumbai Metro Combo cards. The key details provided include cash withdrawal limits, accepted locations for use, available benefits like insurance and rewards points, and security precautions for safe debit card transactions.
1) The document provides information about opening an online banking account with Banco de Oro (BDO) which allows overseas Filipino workers (OFWs) to easily transfer funds within their BDO accounts and to other accounts.
2) It describes how to enroll in BDO online banking services including internet banking, phone banking and mobile banking by completing an online form and activating the account at a BDO ATM.
3) The document provides instructions on using features like bill payments, funds transfers between own and other accounts, and transferring funds from BDO to accounts at Citisec Online to fund a brokerage account.
This document provides information about net banking presented by Shalvi Mahawal. It includes sections on HDFC Bank profile, mission and vision, products and services, different payment methods, net banking, mobile banking, objectives and limitations of the project, data analysis and interpretation, and conclusion. The key points are that net banking allows customers to conveniently conduct over 200 transactions online, it provides benefits like convenience, portability, speed and effectiveness, and a survey found that most customers find net banking convenient and use it regularly to save time and access accounts 24/7.
The document provides information on Pragati POS, a payment terminal by Innoviti that allows merchants to accept card payments. It highlights key features like same day activation, zero charges for debit card swipes up to Rs. 2000, automatic daily fund transfer, EMI payment options, and simplified usage, activation and support. The document also provides step-by-step instructions on setting up and using the Pragati POS, processing transactions including EMI purchases, retrieving receipts and reports, and available customer support.
1) The credit card industry in India is growing, with over 24 million cards in circulation, though acceptance is still limited to about 28% of the population.
2) Credit card transactions involve cardholders, merchants, acquirers, card associations, and issuers, with information and funds flowing through the card associations.
3) The basic process includes authorization of transactions, batching of transactions, clearing and settlement between issuers and acquirers, and funding of merchants.
1) The credit card business in India is growing, with over 24 million cards in circulation, though only 28% of Indians have one. Non-payment rates rose 20% between 2008-2009.
2) Credit card transactions involve cardholders, merchants, acquirers, card associations, and issuers. Transactions are authorized, batched, cleared and settled through the card network before the merchant receives payment less fees.
3) There are various types of credit cards including cash back, premium, airline, business, and secured cards that have different benefits, requirements, and interest structures.
The document provides information about opening and managing a demat account in India. It discusses the key entities that make up the Indian securities market like SEBI, exchanges, and depositories. It explains the accounts required for investment like bank, trading, and demat accounts. It provides details on opening a demat account online, documents required, and features of demat accounts. It also summarizes services offered by depositories like transfer of securities, nomination, and account closure processes. Overall, the document is an educational guide for investors on understanding and using demat accounts in India.
This document is a project report on mobile banking services provided by HDFC Bank. It discusses the introduction of mobile banking and HDFC Bank. It then describes HDFC Bank's mobile banking apps, mobile banking through browser, and SMS banking. It also discusses several mobile services provided by HDFC Bank including SMS banking, funds transfer through NGPay, prepaid mobile recharges, paying mobile bills, and accessing credit card information on mobile. The document concludes that while mobile banking provides convenience, some customers still prefer branches due to security concerns.
This document is a project report on mobile banking services provided by HDFC Bank. It discusses the introduction of mobile banking and HDFC Bank. It then describes HDFC Bank's mobile banking apps, mobile banking through browser, and SMS banking. It also discusses several mobile services provided by HDFC Bank like SMS banking, bill payments, prepaid reloads, and accessing credit card information on mobile. The document concludes that while mobile banking provides convenience, some customers still prefer branches due to security concerns.
This document is a project report on mobile banking services provided by HDFC Bank. It provides information on HDFC Bank and introduces their mobile banking services. It describes how customers can access their bank accounts through mobile apps, SMS banking, and via the mobile browser. It outlines several key mobile banking services offered by HDFC like funds transfer, bill payments, prepaid reloads, and checking credit card details. The conclusion discusses the popularity of mobile banking among young customers and the need for banks to increase awareness and address security concerns.
(https://www.indiamart.com/innoviti-payment-solutions-ltd) Manufacturer of a wide range of products which include GPRS Card Swipe Terminal and Digital POS Machine.
This document summarizes an alternative to traditional bank accounts called AccountNow that offers direct deposit, bill pay, and prepaid debit cards. Key features include:
- No credit checks or bank account required to get a prepaid debit card for direct deposit and spending.
- Direct deposit paychecks, add cash at retailers, and pay bills to build credit history for things like housing applications.
- Shop and get cash from ATMs worldwide where debit MasterCards are accepted.
- It is cheaper than check cashing services by saving over $450 per year in fees.
PerformaCard is the first performance based credit card. Business owners are approved based on their business performance regardless of their credit score.
Here you’ll find everything you need to know about debit cards. Why they came to be, how they work, why you might want one and why you might still want to have a credit card even if you already have one. There are also some interesting statistics and handy hints to remember.
The Permanent Account Number (PAN) card is issued by the Income Tax Department of India to track the financial transactions of citizens for tax purposes. A PAN card is required for many financial transactions like opening a bank account, applying for credit or debit cards, buying or selling property or vehicles, making cash deposits over Rs. 50,000, purchasing securities, traveling to foreign countries, and filing income tax returns. Not presenting a PAN card can result in tax deducted at a higher rate or applications for loans, credit cards, etc. being rejected. A PAN card is an important legal document used for identification in India.
The document discusses electronic banking and differences between debit cards and credit cards. It provides details on debit cards, how they function as electronic checks withdrawing funds directly from a bank account. Credit cards are also discussed, how they allow users to revolve a balance and are charged interest. Benefits of credit cards for customers and merchants are outlined, such as incentives for customers and security compared to cash for merchants.
Introduction of E-Wallets, its types, Advantages,Disadvantages, Examples of E-Wallet,Needs of E-Wallet, Top E-Wallets in World and in India, Description of Mobikwik, its Steps, Architecture of transfer between two wallets, About Paytm, How does Paytm Earn, Recharge on PayTm, Steps to use Paytm, Web Technologies of Paytm, Good at Paytm and Bad at it, Our own proposed system to overcome the disadvantage of existing system
MCB Bank has grown significantly since being established in 1947 in Calcutta, India and later moving to Pakistan. It has over 900 branches and over 4 million customers. MCB has received several awards for being the best domestic bank. The operations department handles tasks like account opening, clearing checks, and processing remittances. While MCB has achieved much success and growth, opportunities remain to improve coordination, customer relationships, training, and technology.
Gender and Mental Health - Counselling and Family Therapy Applications and In...PsychoTech Services
A proprietary approach developed by bringing together the best of learning theories from Psychology, design principles from the world of visualization, and pedagogical methods from over a decade of training experience, that enables you to: Learn better, faster!
Level 3 NCEA - NZ: A Nation In the Making 1872 - 1900 SML.pptHenry Hollis
The History of NZ 1870-1900.
Making of a Nation.
From the NZ Wars to Liberals,
Richard Seddon, George Grey,
Social Laboratory, New Zealand,
Confiscations, Kotahitanga, Kingitanga, Parliament, Suffrage, Repudiation, Economic Change, Agriculture, Gold Mining, Timber, Flax, Sheep, Dairying,
How to Setup Warehouse & Location in Odoo 17 InventoryCeline George
In this slide, we'll explore how to set up warehouses and locations in Odoo 17 Inventory. This will help us manage our stock effectively, track inventory levels, and streamline warehouse operations.
The chapter Lifelines of National Economy in Class 10 Geography focuses on the various modes of transportation and communication that play a vital role in the economic development of a country. These lifelines are crucial for the movement of goods, services, and people, thereby connecting different regions and promoting economic activities.
Temple of Asclepius in Thrace. Excavation resultsKrassimira Luka
The temple and the sanctuary around were dedicated to Asklepios Zmidrenus. This name has been known since 1875 when an inscription dedicated to him was discovered in Rome. The inscription is dated in 227 AD and was left by soldiers originating from the city of Philippopolis (modern Plovdiv).
This presentation was provided by Racquel Jemison, Ph.D., Christina MacLaughlin, Ph.D., and Paulomi Majumder. Ph.D., all of the American Chemical Society, for the second session of NISO's 2024 Training Series "DEIA in the Scholarly Landscape." Session Two: 'Expanding Pathways to Publishing Careers,' was held June 13, 2024.
Jemison, MacLaughlin, and Majumder "Broadening Pathways for Editors and Authors"
Combined usage guide (1)
1. USAGE GUIDE
HDFC Bank Credit CardsUsageGuide
(Applicablefor Titanium,Platinum Plus, Signature,
World, Titanium Edge, MoneyBack,Solitaire,
Teacher's Platinum, Superia, Doctor’s Superia,
ALLMILES Card)
We understand your world
2. HDFC BANK CREDIT CARD
Dear Esteemed Customer,
Welcome to the world of privilege par excellence.At HDFC Bank, it is our
endeavour to understand the changing world and create solutionssuitable
to it. HDFC Bank Credit Card is one such solution.
This unique card possesses the convenience and privileges that suit the
lifestyle you are accustomed to. We trust that you will enjoy the many
exclusive offerings of this card.
HDFC Bank Credit Card comes to you with a host of benefits. Please take
a few minutes to familiarize yourself with it. Do skim through the usage guide
to make full use of this card.
Wishing you many safe and memorable moments with the HDFC Bank
Credit Card.
Yours sincerely,
Parag Rao
Business Head - Cardpayment Products & Merchant Acquiring Services
Contents
1. TakingCare Of YourCard 2
2. UsingYourCard 4
3. PayingYourCredit Card Bills 6
4. Net Banking 7
5. Common Product Features 8
6. PhoneBanking No 12
1
3. HDFC BANK CREDIT CARD
TAKING CARE OF YOUR CARD
1. Before signing or using your card, please make sure that you read the
'Cardmember Agreement'. This will help you understand your card
better and make the best use of it Please refer HDFC Bank website
for more details.
2. Please make sure that you do not bend or expose your card to
Electronic devices,gadgets or sunlight. Alsomake sure that you do
not scratch your card's magnetic strip and the chip or expose it to
magnets and magnetic fields such as handbag clasps, TV sets,
speakers, etc.
3. This card is for your exclusive use. Do not surrender your card to
anyone even if they claim to represent the Bank.
4. Do not disclose your Personal ldentification Number (PIN) to anyone.
Once you receive your PIN through mail, memorise it and destroy it
as soon as possible. We recommend that you change your PIN to a
number of your choice at any one of our ATMs, at the earliest
5. Always carry the telephone numbers of our 24-Hour Customer Call
Centres, in case of an emergency.
6. To replaceor terminate your HDFC Bank Credit Card, please
send a written request to The Manager – Customer Services,
HDFC Bank Cards Division along with your destroyed Credit
Card. Please destroy by cutting the card diagonally at least once
through the magneticstrip.
7. Please quote your 16-digit card number in all your letters to us.
You can address them to The Manager-Customer Services,
HDFC Bank Credit Cards Division, P.O. Box No: 8654,
Thiruvanmiyur P.O., Chennai 600 041.
2
4. HDFC BANK CREDIT CARD
3
Secured Online Transactions
A.Authentication using Verified by VISAI MasterCard SecureCode
Verified by VisaI MasterCard SecureCode is a service from Visa
MasterCard with HDFC Bank that lets you shop online securely
How to registerforVerified by VISAI MasterCard SecureCode
1. Visit www.hdfcbank.com
2. Select Verified by Visa I MasterCard SecureCode,click on
"Register"
3. Click on New User Register on Netsafe page
4. Enter Card number & Expiry date
5. Enter Date of birth,CVV2 OR Credit Card ATM Pin and
registered mobile number & registered email id
6. OTP (one time password) will be sent to your registered
mobile number & registered email id,
7. Do not close the page, check your mobile or email id for the
OTP and enter the OTP
8. Create a permanent password of 6-10 Characters (eg.
ABC 123)
Remember your password and use it for onlinetransactions
B.Authentication Using One Time Password (OTP)
Transacting online using HDFC Bank Credit Card is now more
convenient usingOTP Checkout option.
OTP Checkout is an easy and secure online payment service from
HDFC Bank that enhances the security of online purchase that you
Make..
How to complete an Onlinetransaction?
1. Select the products/services on merchant website,enter your
card details and proceed to check out page
2. On the secure page there are two options to authenticate
A. Verified by Visa/MasterCard SecureCode password,enter your
permanent password (eg. ABC123)
B. One Time Password (OTP)-click on generate OTP, OTP
will be sent to your registered mobile number. Enter
the OTP on the secure page and complete the
transaction
5. HDFC BANK CREDIT CARD
4
i. Select OTP option and click on Generate OTP
ii. OTP will be sent to your registered mobile number
iii. Enter the OTP on the secure page and complete the
transaction
Smartbuy
Exclusive to HDFC Bank customers, Smartbuy is an online portal that
offers you an extensive range of products and round-the-year deals.
You just won't feel the need to shop anywhere else.
Features:
• Great Deals I offers available through your Credit card
• Book your Travel tickets I hotels I holidays
• Great deals on Online Shopping
• Pay your utility bill
For Non-stop deals visit www.smartbuy.hdfcbank.com right away.
USING YOUR CARD
1. The chargeslip generated contains the amount that will be billed to
your card. if you wish to leave a tip or any extra charge, you can do so,
on the same chargeslip.
2. Please check and confirm that the details filled i n the chargeslip are
correct and that it is totalled to prevent any alteration.
3. Never sign an incomplete chargeslip. Make sure that your card is
always in your presence during the transaction. Sign in the space
provided on the chargeslip or on the bill (in some cases).
4. Your signature on the chargeslip must match the signature on the
reverse of your card.
5. After signing, the merchant will give you a copy of the bill(s) and the
chargeslip. Re-check the amounts and do not forget to collect your
card before leavingthe Merchant Establishment.
6. Remember to retain the bill and check the amount in the chargeslip
against the amounts mentioned in your card billing statement.
7. If you suspect any fraud, contact us at our 24-Hour Customer
Call Centre immediately.
6. HDFC BANK CREDIT CARD
5
8. If your card is an International enabled card, the card can be
used in India and around the world,except for foreign currency
transactions in India, Nepal and Bhutan.If you make any
transactions outside India, it should be inaccordance with the
Exchange Control Regulations of the Reserve Bank of India. If you
violate any of these regulations, you will be liable for action under
the Foreign Exchange Management Act of 1999 (FEMA).
9. If your card is an International disabled card, your card can only
be used in India. All International transactions - POS, E-corn &
ATM will be blocked.
10. Your Credit Limit is the total limit assigned to your Card Account
for usage, including the usage of Add-on Cards, if any.
11. While making the payment of your statement balance, please
ensure that the clear funds are credited to HDFC Bank Card
Account on or before the Payment Due Date.
Terms used in the Monthly Statement
Cardmember's Name and Number: Your name as it appears on the Card
Along with your exclusive 16-digit Credit Card number.
Statement Date: The date on which your monthly statement was generated.
Payment Due Date: The date by which payment needs to be received
by the Bank.
Purchase and Debits: This is the sum total of all retail/cash transactions
incurred by you during your statement period. This is also includes the fees.
Finance Charges: This is the charge that is applicable to Cash Advances
and Revolving Credit Facility.
Payments/Credits: These are the details of payments made by
you/creditsreceived during the month prior to the statement date.
Minimum Amount Due: This indicates the minimum payment amount
that you need to make on your Card Account. The Minimum Amount
Due is calculated at 5% of your total dues with a minimum payment
criterion of Rs. 200. Please note that you have the option to pay any
amount higher than the minimum amount up to an amount equal to total
dues. it also includes the amount in excess of the Credit Limit in case of
over limit accounts and amount past due if any.
7. HDFC BANK CREDIT CARD
6
Credit Limit: This is the maximum amount that you can avail on your Credit
Card Account.
Available Credit Limit: This is the amount available for purchases as on
statement date.
Available Cash Limit: This is the amount available for cash withdrawal as
on statement date.
Transaction Details: All purchases that have taken place inIndia and
abroad are listed in this section. It covers the date on which the transaction
took place, the name/reference of the Merchant Establishment, the city in
which the transaction took place and the transaction amount. The statement
will also show the currency in which the transaction took place incase
of a transaction done in foreign currency. Please check your chargeslips
against the amounts appearing in your statement and report
any discrepancies immediately to us.
Opening Balance: This refers to the amount, which has been carried
forward from the previous months.
PAYING YOUR CREDIT CARD BILLS
For HDFC Bank Account Holders:
NetBanking: Register yourself for the HDFC Bank NetBanking Facility
and make Credit Card payments online.
ATM Funds Transfer: You can transfer funds from your Savings / Current
Account to your Credit Card Account,
Standing Instructions: You can submit a written instruction to automatically
debit a pre-determined portion of your monthly outstanding from your
Savings/Current Account to your Credit Card Account.
Mobile App:
Login to HDFC Bank App using your Customer ID. Choose credit
card payment and pay using your HDFC Bank savings account.
For All Customers:
Drop Box Option: You can make your Credit Card payment by
cheque, quoting your 16-digit Credit Card Number, and drop the
cheque at any of our drop boxes in your city.
8. HDFC BANK CREDIT CARD
NetBanking - Registration and Features
If you are an existing HDFC Bank account holder and have already
registered for NetBanking then you can register for the Online
Credit Card service
Steps to Register for NetBanking
Step 1: Login into NetBanking with your Customer ID and password
Step 2: Click on "Credit Cards" Tab
Step 3: Click on the "Register New Card" link on the left hand side.
Step 4: Enter your Credit Card number, expiry date and ATM PIN
and click on "Submit"
If you do not hold a HDFC Bank account, you can still register
yourself for NetBanking, using your credit card ATM PIN through a
separate section in the NetBanking login page.
Features
Enquiry
• View your account information
• View your unbilled transactions
• View your Credit Card Statements (up to 6 months)
Request
• International enable I disable
• Modify international limit Credit Card
• ATM PIN Duplicate statement
• Loan Details
• Credit Card Limit Enhancement (LE)(Only for HDFC Bank account holders)
• Card upgrade with LE (Only for HDFC Bank account holders)
• Dial an EMI (Only for HDFC Bank account holders)
• Cash on Call (Only for HDFC Bank account holders)
• Personal loan on Credit Card (Only for HDFC Bank account holders)
• Transfer Card registration.
• Credit Card Hotlisting
Payments
• Credit Card Payments (Only for HDFC Bank account holders)
• Autopay Register/De-register (Only for HDFC Bank
account holders)
• Register New Card
• De-register Card
• Redeem Reward Points
Reward points validity
• Reward points are valid only for 2 years from the date of accumulation.
• ex:- if you have received reward points in the month of May 2015, then same
will expire in May 2017.
7
9. HDFC BANK CREDIT CARD
Petrol Surcharge Waiver
Superia, Doctors Superia - Fuel Surcharge Waiver capped at Rs.500
every billing cycle (ST applicable).
Platinum,Platinum Edge,Titanium Edge, Titanium, Signature, World -
Fuel Surcharge Waiver capped at Rs.250 every billingcycle (ST applicable).
Other cards - Refer respective Product guide
Interest-Free Credit Period*
Enjoy up to 50 days interest-free credit on your purchases.
*Subject to Termsand Conditions of the 'CardmemberAgreement'.
Zero Lost Card Liability
Incaseyou lose your card, please do not panic. The first thing to do is, call
us at any of our 24-Hour Customer Call Centres and report the loss. We will
immediately block all transactions on your card and deliver a new card at a
nominal charge. Any fraudulent transaction after reporting the loss will be
covered. Kindly make sure to file an FIR for the LosVStolen Card at the
nearest police station and send us the acknowledgement copy, along with a
written confirmation to: The Manager - Customer Services, HDFC Bank
Credit Cards Division, P.O. Box No. 8654, Thiruvanmiyur P.O., Chennai - 600 041.
If you happen to recover the card after having reported it lost, please do
not use it. Cut it into 4 pieces, with at least once through the magnetic
strip and chip, and return it to us with a letter.
Cash at your Fingertips
In a situation where you need cash, just step into any one of our ATMs or
member ATMs and withdraw cash up to 40% of your Credit Limit at a very
nominal charge (please refer to the Schedule of Charges enclosed with this
card usage guide).
Cards for your Entire Family
Being a Primary HDFC Bank Credit Cardholder, you can avail up to 3
Add-on HDFC Bank Credit Cards for your spouse, parents, siblings, son
and/or daughter (over 18 years).
8
10. HDFC BANK CREDIT CARD
9
TITANIUM
Exclusive Rewards Program*
Enjoy the benefits of our Unique Rewards Programme. Earn 2 Reward
Points for every Rs. 150 spent on your HDFC Bank Titanium MasterCard
Credit Card. For incremental spends above Rs. 35,000 in a Statement
cycle earn 50% more Reward Points i.e. 3 Reward Points per Rs. 150.
You can accumulate the Reward Points and redeem them at a later date,
for exciting gifts and offers.
*Cash Advance and other fees and charges do not qualify for Reward
Points.
PLATINUM PLUS
Exclusive Rewards Program*
Enjoy the benefits of our Unique Rewards Programme. Earn 2 Reward
Points for every Rs. 150 spent on your HDFC Bank Platinum Plus Credit
Card. For incremental spends above Rs. 50,000 in a Statement cycle earn
50% more Reward Points i.e. 3 Reward Points per Rs. 150. You can
accumulate the Reward Points and redeem them at a later date, for exciting
gifts and others
*Cash advance, non-retail spends and fee & charges do not qualify for Reward Points.
TEACHER'S PLATINUM
Exclusive Rewards Program*
Enjoy the benefit of our unique Teacher's Platinum Rewards Program.
Earn 2 Reward Points on every Rs. 150 spent on your card, and get many
more benefitsas below:
1 Weekend Bonanza - Earn 3 times the Reward Points on every Rs.150
spent on weekends i.e. 6 Reward Points per Rs.150. (Weekend includes
Saturday & Sunday)
2 Teacher's Day Special - Earn 500 Reward Points on Teacher's Day
(Sept. 5th) everyyear as a special gift.
*CashAdvance and other lees and charges do not qua lify for Reward Points.
11. HDFC BANK CREDIT CARD
10
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WORLD MASTER PRODUCT FEATURES
World Access
No longer will airport transfer wear you. Your HDFC Bank World
MasterCard Credit Card offers youPriorityPass membership*.It allows
you preferentialaccessto over 600 airport VIP lounges aroundthe
world.Lounge charges** are extra and may vary fromloungeto lounge.
* PriorityPass annualmembership charges - Rs.500+ taxes
** Loungeaccess chargesupto$27 will beapplicableperperson per visit
http://www.prioritypass.com
Signature Rewards
Allyourswith a powerful Rewards Program
Earn 2 Reward Points for every Rs.150spentonyourcard and 50%
more Reward Points (i.e total 3 Reward Points) for every Rs.150
spent above Rs. 75,000 perstatement cycle*. Experiencethe power of
the HDFC Bank VisaSignature Credit Card. Experience thedelight.
EXCLUSIVEBENEFITSOF HDFC BANKTITANIUMEDGE CREDIT CARD I PLATINUMEDGE CREDIT CARD
Edge Rewards
Enjoy spending on your HDFC Bank Titanium Edge Credit Card I
Platinum Edge Credit Card with 2 Reward Points for every
Rs. 150 spent. (100 Reward Points = Rs.40)
Youcan also redeem your Reward Points for exciting gifts and
Airmiles from an exclusive Rewards Catalogue, at the applicable
redemption rate.
Please note only retail purchases qualify for Reward Points. Cash Advance,fees and
other charges do not qualify for Reward Points.Transaction amount less than Rs.150
will notearn Reward Points.
Power Dining
Your HDFC Bank Titanium Edge Credit Card I Platinum Edge
Credit Card gives more reasons to dine out...
Enjoy 50% more Reward Points* on all your Dining spends.
*50% More Reward Points are offered to the Cardholders only on those transactions
which are classified under the 'Restaurant' Merchant Category Code (MCC) as defined by
VISA MasterCard.
Restaurants within Hotels, Shopping malls and departmental Stores will not qualify tor
50% More Reward Points as they are not classified under 'Restaurant' Merchant
category Code (MCC).
12. HDFC BANK CREDIT CARD
11
11
MoneyBack Card
Enjoy spending on your HDFC Bank MoneyBack Credit Card with 2 Reward Points
for every Rs. 150 spent. Redeem Reward points against Credit Card outstanding
(100 Reward Points = Rs. 40)
You can also redeem your Reward Points for exciting gifts and Airmiles from an
exclusive Rewards Catalogue, at the applicable redemption rate.
Please note only retail purchases qualify for Reward Points. Cash Advance, fees
and other charges do not qualify for Reward Points. Transaction amount less than
Rs.150 will not earn Reward Points.
Online spends
Enjoy 3 times Reward points ( 6 points per Rs.150) on all your Online spends.
SOLITAIRE LIFESTYLE REWARDS
Solitaire Shopping Benefits:
Earn Shoppers Stopvoucher worth Rs. 1000 ontotal spends of
Rs. 75,000 within 6months.**
••You are eligible for onevoucher every 6 months onspends of Rs.
75,000within that 6 months period only. The voucher will be
dispatched to your registered mailing address within 30 days from
thetime you reachthe specified expenditure mark.
Solitaire Lifestyle Reward Points:
Earn 3 RewardPoints onevery Rs. 150spent on your card. Get
50% moreRewardPoints onDining& Groceryspends.*
Redeem your reward points for exciting gifts from an exclusive
rewards catalogue or against air miles /air vouchers of leading
domestics Airlines, attheapplicable redemption rate.
• 50% More Reward Points are offered only on transactions classified under the
'Restaurant'/'Grocery' Merchant Category Code (MCC) as defined by
VISA/MasterCard. Transactions at grocery outlets and restaurants(within Hotels,
Shopping Malls and Departmental Stores)will not qualifyfor the same. Only retail
purchases qualify for Reward Points. Transaction amount lessthan Rs. 150will not
earn Reward Points.
SUPERIA TRAVEL CLUB BENEFITS
1. International Miles - Enjoy RewardPoints redemption against
over 20 international airlines through KrisFlyer - Singapore Airline's
Frequent Flyer Program.
2. India Miles - Enjoy Reward Points redemption against Jet Airways,
and Air India. What's more, you can also redeemyour Reward Points
against Air Vouchers of other leading domestic airlines.
13. 12
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HDFC BANK CREDIT CARD
Complimentary PriorityPass Membership
Your HDFC Bank Superia Credit Card offers you complimentary
Priority Pass membership", which allows you preferential access# to
more than 600 airport lounges around the world, no matter which
airline or class you are flying. It offers you well deserved rest,
refreshments, and use of facilities like phones, fax, internet access,
and conference rooms. You will surely find it useful to relieve travel
fatigue and escape airport chaos.
*Priority Pass membership worth $99 per annum is complimentary.
#A usagefee of up to $27 per person per visit (Including any accompanying
guest) will be charged to the Card Account.
The above fee is indicative and usage charges may vary from lounge to lounge.
Please visit www.prioritypass.com for more details.
*Priority pass is issued on request.
Superia Rewards
Enjoy spending on your HDFC Bank Doctor's Superia Credit Card with 3
Reward Points for every Rs. 150 spent. You can accumulate Reward Points
and redeem them at a later date against Airmiles on more than 20
international airlines or against all the major domestic airlines. (100 Reward
Points = 70Airmiles/Rs. 70 Air Vouchers)
You can also redeem your Reward Points for exciting gifts from an exclusive
rewards catalogue, at the applicable redemption rate.
Please visit www.hdfcbank.com for further details.
Please note onlyretail purchases qualify for Reward Points. Cash Advance, fees,
and other charges donot qualify for Reward Points.
Transactionamount less than Rs. 150 will not earn Reward Points.
Power Dining
Your HDFC Bank Doctor's Superia Credit Card gives you more reasons to
dine out.
Enjoy 50% more Reward Points* on all your Dining spends. Now every meal,
be it a business lunch or dinner with family, will be more rewarding.
• 50% More Reward Points are offered to the Cardholders only onthose transactions
which are classified under the 'Restaurant' MerchantCategory Code (MCC) as defined
by Visa I MasterCard. Restaurants within Hotels, Shopping malls and Departmental
Stores will not quality for 50% MoreReward Points as they arenot classified under
'Restaurant' Merchant categoryCode (MCC)
Concierge Services
Your HDFC Bank Superia Signature Credit Card offers your access to
24x7 VISA Signature Concierge Services through the VISA Signature
Customer centre (VSCC) in arranging everything and anything from
dinner reservations, chauffeurs and taxis, theatre tickets, gifts and just
about anything you can think of.
14. 13
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HDFC BANK CREDIT CARD
ALLMILES Card
Enjoy spending on your HDFC Bank ALLMILES Credit Card with 3 Reward Points for
every Rs. 150 spent. You can accumulate Reward Points and redeem them at a later
date against Air Miles on more than 20 international airlines or against all the major
domestic airlines. (100 Reward Points = 75 Air Miles/Rs. 75 Air Vouchers)
Also enjoy access to an exclusive website for ALLMILES cardholders
at www.hdfcbankallmiles.com. Contact HDFC Bank AllMiles Travel Concierge
on 1860-425-1188 for queries related to voucher redemption.
You can redeem your Reward Points for exciting gifts from an exclusive rewards
catalogue, at the applicable redemption rate. Please visit www.hdfcbank.com for
further details.
Please note only retail purchases qualify for Reward Points. Cash Advance, fees and
other charges do not qualify for Reward Points. Transaction amount less than
Rs. 150 will not earn Reward Points.
Earn More on Travel
Your HDFC Bank ALLMILES Credit Card gives you more reasons to Travel.
Enjoy 3 times Reward Points* on all your spends on Air Tickets / Travel booking /
ALLMILES website.
*3 times Reward Points is offered to the Cardholders only on those transactions which
are classified under the 'Air/Travel' Merchant Category Code (MCC) as defined by
Visa / MasterCard.
Complimentary PriorityPass Membership
Your HDFC Bank ALLMILES Credit Card offers you complimentary* Priority Pass
membership", which allows you preferential access# to more than 600 airport lounges
around the world, no matter which airline or class you are flying. It offers you well
deserved rest, refreshments, and use of facilities like phones, fax, internet access,
and conference rooms. You will surely find it useful to relieve travel fatigue and
escape airport chaos.
*Priority Pass membership worth $99 per annum is complimentary .#A usage fee
of up to $27 per person per visit (Including any accompany in guest) will be
charged to the Card Account.
The above fee is indicative and usage charges may vary from lounge to lounge.
Please visit www.prioritypass.com for more details.
*Priority pass is issued on request. Please visit www.hdfcbank.com for Priority pass
membership form
15. 14
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HDFC BANK CREDIT CARD
PhoneBanking Numbers
Ahmedabad I Bengaluru I Chennai I Delhi & NCR I Hyderabad I Kolkata I
Mumbai I Pune - 6160 6161
ChandigarhI Kochi I IndoreI JaipurI Lucknow - 6160616
Andhra Pradesh 99494 93333 Uttar Pradesh /
Assam 99571 93333 Uttarakhand : 99359 03333
Gujarat
Haryana
98982 71111 West Bengal I Sikkim I
99962 43333 Andaman & Nicobar : 98310 73333
Karnataka 99458 63333 Bihar I Jharkhand I
Kerala 98956 63333
Madhya Pradesh /
Chhattisgarh : 98936 03333
Maharashtra
(except Mumbai)
Patna 1860 266 6161
Jammu & Kashmir /
Himachal Pradesh
(Toll-free from BSNL land line) : 1800 180 4333
Meghalaya I Tripura I
and Goa
Orissa
Punjab
Rajasthan
Tamil Nadu /
Pondicherry
98906 03333 Nagaland I Mizoram I
99379 03333 Arunachal Pradesh I
98153 31111 Manipur
98750 03333 (Toll-free from BSNL land line) : 1800 345 3333
98406 73333
TOLL-FREE NUMBER: 1800-425-4332
Agra I Aimer I Allahabad I Aurangabad I Bareily I Bhubaneshwar I Bokaro I
Cuttack I Dhanbad I Dehradun I Erode I Goa I Guwahati I Hissar I Jammu
& Srinagar I Jamshedpur I Jhansi I Jodhpur I Karnal I Kanpur I Madurai I
Mangalore I Mapusa I Margao I Mathura I Meerut I Moradabad I
Muzaffarpur I Mysore I Nagpur I Nasik I Pali I Panjim I Patiala I Ponda I
Rajkot I Ranchi I Rourkela I Salem I Sangli I Shimla I Siliguri I Silvassa I
Surat I Trichy I Udaipur I Varanasi I Vasco
e-mail: customerservices.cards@hdfcbank.com website:
www.hdfcbank.com
Postal Address of HDFC Bank:
The Manager - Customer Services, HDFC
Bank Credit Cards Division,
P.O. Box No. 8654, Thiruvanmiyur P.O.,
Chennai - 600 041.