To open a bank account, you need to provide proof of identity such as a passport, driver's license, PAN card, voter ID, Aadhaar card, or NREGA card, which can also serve as proof of address if it contains your address. If your address proof shows a different address than your current address in Mumbai, you can still open an account by declaring your Mumbai address. Banks require proof of identity and address for Know Your Customer compliance to properly identify customers. If you do not have valid documents, you can open a small account by submitting your photo and signature, but it will have restrictions like lower balance and transaction limits. Alternatively, you may be able to open a full-function account if

1. How To
Open a Bank Account?

2. How Can I Open Bank Account?
It is very easy to open a bank account you need
to give:
• Proof of identity
• Address proof
• A recent passport size photograph

3. What are the documents to be given as Proof of
Identity and Proof of Address by me?
Any one of the documents such as:
• Passport
• Driving License
• PAN Card
• Voters Identity Card
• Aadhar Card
• Narega Card
Note: If these documents also contain your address, it can serve both
as Proof of identity and address.

4. If I am staying in Mumbai but my address proof
shows my address of Kolkata, Can I still open a
account in Mumbai?
Surely you can, along with your Proof of address
of Kolkata, you will have to declare your Mumbai
address for communication purpose.

5. Why do Bank requires proof of Identity and
Address?
Bank requires your proof of Identity and Address
as a part of Know Your Customer (KYC)
requirement to ensure that banks know their
customer Properly.

6. What do I do, if I don’t have any document to
show my proof of identity? Can I still open a
bank account?
Yes, You can still open a bank a/c known as small
a/c by submitting your recent photograph and
putting your sign in front of bank official.
Note: However this small account have certain limitations, such as:
• Balance at any point should not exceed INR 50000
• Total credits in one year should not exceed INR 100000
• And total withdrawal should not exceed INR 10000 in a month

7. I do not want my a/c to be subject to any limitation,
but if I do not have any document to show my proof
of identity ,Can I still open a bank account?
Yes ,You can if you are assessed as a low risk customer
the by bank, by submitting a copy of any one of the
following documents:
• Identity card with your photograph issued by
central/state govt department ,Public financial
institutions, scheduled commercial banks,
statutory/Regulatory authorities, OR
• Letter issued by gazette officer ,with duly attested
photograph of yours.

8. A financially aware and empowered India.