1. Banco de Oro Online Banking

2. For easier Online Transactions to help our
OFWs IMG members, we suggest you take a
side trip to open an Online Account with BDO
when you go for a vacation in the Philippines.
This will save you time and remittance fees as
you only have to remit to one account then Fund
transfer the rest online. This can be done
anytime and anywhere as long as you're online.

4. BDO's Electronic Banking Services can be used to access your
bank accounts and do transactions through BDO ATM, BDO Internet
Banking, BDO Phone Banking, BDO Mobile Banking, and BDO Call
Center provided you request to specifically enroll these accounts.
Acquiring Access to BDO's Electronic Banking Service
To access your accounts through BDO's Electronic Banking Services,
you must have a valid ATM Personal Identification Number (PIN) for
BDO ATM, User ID and an online password for BDO Internet Banking,
Phone Banking ID and Telephone PIN for BDO Phone Banking, or
Mobile Banking PIN for BDO Mobile Banking.

5. GETTING STARTED

6. How do I enroll in BDO Online Banking?
1. Go to www.bdo.com.ph.
2. Click “Online Banking Login” > “Enroll Now”.
3. Fill-out the Online Electronic Form and click “Submit”.
4. Take note of your ATM Activation Code found on the acknowledgment page. You will use this
for your enrollment activation.
5. Go to any BDO ATM. Using your ATM Debit Card, select “Other Services” > “Activate
Electronic Banking”, and enter your ATM Activation Code.
Note: You may use your BDO Electronic Banking account after 24 hours from ATM activation.

7. How do I activate my BDO Online Banking
account?
1.
2.
3.
4.
5.
6.
7.
Go to any BDO ATM.
Press “Other Services” button.
Select “Activate Electronic Banking”.
Enter ATM Activation Code then press “Confirm” button.
Choose receipt option.
Enter your PIN.
Get transaction receipt.

8. When can I start using BDO
Online Banking?
You may access your account
24 hours from ATM activation.

9. Bills Payment:
You can Fund your Citiseconline
Account
via BDO Bills Payment.
A reference No. / Subscriber’s No. /
Account Number with COL in all banks
will be issued to you. This is the number
you will enroll in BDO under Bill Option.

10. Step 1: Enroll Bills
1. Access your Internet Banking account at
www.mybdo.com.ph
2. Click the Add Company/Biller icon
3. Fill-out the Enrollment Details and
choose the Channels or electronic banking
services where you may want to pay your
bills in the future. Click Submit.
4. Click OK when the confirmation dialogue
box appears
Your Transaction Reference Number will appear
on the acknowledgment page. Payments can be
done immediately after enrollment.

11. Step 2: Pay Bills
1. Access your Internet Banking account at https://www.mybdo.com.
ph
2. Click the Pay Bills icon
3. Fill-out the Payment Details then choose your Payment Schedule.
Click Submit
4. Click OK when the confirmation dialogue box appears
Your Reference Number will appear on the acknowledgment page. This
serves as proof that you have successfully paid your bills. Keep this for
future reference.

12. BILLS PAYMENT - How will I know that my payment was
successful?
A confirmation screen with your Reference
Number is displayed after every successful
transaction, which can be printed for
reference. In addition, the payments made
will appear on your Transaction History
screen so you can see when they were
posted.

13. FUND TRANSFER - What is Fund Transfer (Transfer Money)
Fund Transfer is transferring money from your own enrolled accounts (Savings and Current Accounts,
and BDO Cash Card) to any BDO Savings and Current Accounts. However, transferring to Another
Person’s account requires an enrollment.
FUND TRANSFER - What accounts can be used to transfer and receive money?
You may perform Transfer Money using the accounts listed below:
1.
2.
3.
Own Savings and Current Account to Own Savings and Current Account
Own Savings and Current Account to Another Person’s Savings and Current Account
Own BDO Cash Card to Own Savings and Current Account

14. FUND TRANSFER - Can I Transfer Money to Another Person’
s Accounts (Third Party Accounts)?
Yes. You may enroll up to 20 accounts belonging to
another person or third party accounts.
To Transfer Money to Another Person’s Accounts,
you must first enroll the account:
●
Login to BDO Internet Banking, click
Enrollment Services > Other Person’s
Account > Enroll
● Fill-out the information needed then click
Submit
● Activate your enrollment via any BDO ATM
using your BDO ATM Debit Card.
You may transfer money to Another Person’s
Accounts 24 hours from ATM activation.

15. Viewing Enrollment status and ATM activation code

16. Email confirmation for Approval of Third Party
Accounts

17. You can use this facility to :
1. Transfer Funds to your Mutual Fund Account accounts
Philequity Settlement Account Number for BDO
Philequity Fund, Inc.
Philequity Peso Bond Fund, Inc. BDO
Philequity PSE Index Fund, Inc. BDO
Philequity Dollar Income Fund, Inc. BDO
2. pay Kaiser and subsequent Kaiser premium payments
KAISER BDO 4280021263
3. IMG membership renewal fee or New membership fee.
IMG BDO 4280013600
00-343-0000-151
00-343-0152-121
00-343-0152-148
10-343-0140-646

18. Don't forget to forward the confirmation email from BDO to IMG for validation and
include the details of the fund transfers done.

19. How will I know that my transfer
was completed?
A confirmation screen with your Reference
Number is displayed after every successful
transaction, which can be printed for
reference. In addition, the transfers made
will appear on your Account Details screen
so you can see when they were posted.
Is there a service fee for BDO
Online Banking Fund Transfers?
No. This service is free of charge.

20. For your Citisec Account if you opt for Overseas
Remittance or Wire Transfer.
Details
BDO
Bank Name
Note: It is important to instruct your remitter to specify your
COL Account name (your full name) and Account number
in the deposit details for tracking and verification purposes.
Crediting of funds to your account will be subject to the
number of days advised by your remitting bank.
For validation of your payment, please send a copy of
the confirmation to COL Financial Group, Inc’s
Accounting Department email to
deposits@colfinancial.com for checking.
For first time Funding of Citisec Accounts, the Username
and Password will be sent to your email after you have
funded your Account so you need to send the copy of your
payment to Citiseconline.
Banco de Oro
Address
Ortigas Exchange Branch G/F East Tower
Philippine Stock Exchange Centre, Exchange
Road, Ortigas Center, Pasig City, Philippines
Swift Code
BNORPHMM
Account No.
343-016190-2
In favor of
COL Financial Group, Inc.
Address
2401-B PSE Center, East Tower, Exchange
Road, Ortigas Center, Pasig City, Philippines
For further credit to
Indicate your Name, COL Account No.

21. OTHER Bank Accounts of
our Financial Services

23. For more information regarding BDO Online Banking check FAQ's here.
Source: BDO Online Banking FAQ's
https://www.bdo.com.ph/support-topics/ebanking
Citiseconline FAQ's
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