HUSC 3366 Chapter 6 Consumer Purchasing Strategies
•
4 likes•1,363 views
This document provides an overview of consumer purchasing strategies and resolving consumer complaints. It discusses factors that influence consumer buying, practical purchasing strategies like comparison shopping and understanding warranties. It also outlines a research-based approach to purchasing a car, including pre-shopping activities, evaluating alternatives, determining purchase price, and post-purchase activities. Finally, it describes steps to take to resolve consumer complaints, such as returning to the place of purchase, contacting consumer agencies, or taking legal action through small claims court or class action suits.
Report
Share
Report
Share
![Financial Implications of Purchasing Decisions ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],8-2](data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7)
Recommended
Residential status problems and solutions
The document discusses two cases of calculating residential status for Indian citizens under the Income Tax Act.
For the first case of Mr. Arun, who was outside India from October 1, 2019 to March 10, 2020, his stay in India from April 1, 2019 to March 31, 2020 was calculated to be 206 days, making him an ordinary resident under section 6(1)(a).
For the second case, Mr. Arun was outside India from October 1, 2018 to January 10, 2020. His stay from April 1, 2019 to March 31, 2020 was 82 days, not satisfying section 6(1)(a). However, he satisfies section 6(1)(b) as his total stay in India
summer internship project
Sunita Jaiswar presented on her summer internship project at ECOVIS R. Kabra Corporate Advisors Ltd, an audit and accounting firm. She outlined the company's services, her objectives of gaining practical audit knowledge and experience, and her methodology of using primary and secondary sources.
Some of her main tasks included vouching receipts and vouchers for Nodus Ltd, reviewing premises details and outstanding advances for Central Bank of India, calculating interest and fees for Corporation Bank, and verifying GST calculations, TDS, wages, and final statements for Hooghly & Industeel Ltd.
Overall, she concluded it was a great opportunity to grow, develop extensively about audits
Gift tax presentation
It is a gift tax presentation. according to the income tax ordinance in Bangladesh it is prepared. It is helpful for all
5.capital and revenue
Capital and revenue expenditures and receipts must be distinguished to determine which items appear in which financial statements. Capital items appear on the balance sheet, while revenue items appear on the profit and loss account. This distinction is also important for determining net profit, which equals revenue receipts minus revenue expenses. Capital receipts include contributions of capital and loans, while revenue receipts are generated from a firm's regular activities like sales. Capital expenditures acquire or improve long-term assets, increasing earning capacity, while revenue expenditures maintain assets and earnings over a single accounting period.
Preface
This document provides an introduction, acknowledgements, and executive summary for a project report on consumer attitudes toward celebrity and non-celebrity endorsements for Airtel. The introduction states that the project was assigned as part of an MBA curriculum to gain practical marketing knowledge. The acknowledgements thank various individuals and organizations for their support and contributions. The executive summary previews that the report will examine the effects of celebrity versus non-celebrity advertisements on consumer purchases of Airtel telecommunication services based on secondary research.
Partcor reviewer
This document summarizes key provisions related to partnerships under Philippine law. It defines a partnership as an agreement between two or more persons to contribute money, property, or industry to a common fund, with the intention of dividing profits. A partnership has a separate legal personality from its partners. The document also provides rules for determining whether a partnership exists, noting that profit-sharing alone does not constitute a partnership. It outlines requirements for partnerships over 3,000 PHP to be in writing and recorded.
Sample survey-cover-letter
The document is a cover letter for a survey asking a participant to complete questionnaires for a graduate student's research project. It explains that the survey should take about [time] to complete, participation is voluntary, and responses will remain confidential. It also provides information on how to return the completed survey and who to contact if the participant has any other questions or concerns about the research.
Tax ppt
This document provides an overview of taxation in India. It discusses the history of income tax, which was first introduced in India in 1860. It outlines the various tax authorities in India, including central and state governments and municipalities. It defines key terms related to taxation like income, assessment year, and previous year. It also provides examples of statements showing taxable income from sources like salary, house property, business/profession, and a summary statement of total taxable income. Finally, it briefly discusses value-added tax.
Recommended
Residential status problems and solutions
The document discusses two cases of calculating residential status for Indian citizens under the Income Tax Act.
For the first case of Mr. Arun, who was outside India from October 1, 2019 to March 10, 2020, his stay in India from April 1, 2019 to March 31, 2020 was calculated to be 206 days, making him an ordinary resident under section 6(1)(a).
For the second case, Mr. Arun was outside India from October 1, 2018 to January 10, 2020. His stay from April 1, 2019 to March 31, 2020 was 82 days, not satisfying section 6(1)(a). However, he satisfies section 6(1)(b) as his total stay in India
summer internship project
Sunita Jaiswar presented on her summer internship project at ECOVIS R. Kabra Corporate Advisors Ltd, an audit and accounting firm. She outlined the company's services, her objectives of gaining practical audit knowledge and experience, and her methodology of using primary and secondary sources.
Some of her main tasks included vouching receipts and vouchers for Nodus Ltd, reviewing premises details and outstanding advances for Central Bank of India, calculating interest and fees for Corporation Bank, and verifying GST calculations, TDS, wages, and final statements for Hooghly & Industeel Ltd.
Overall, she concluded it was a great opportunity to grow, develop extensively about audits
Gift tax presentation
It is a gift tax presentation. according to the income tax ordinance in Bangladesh it is prepared. It is helpful for all
5.capital and revenue
Capital and revenue expenditures and receipts must be distinguished to determine which items appear in which financial statements. Capital items appear on the balance sheet, while revenue items appear on the profit and loss account. This distinction is also important for determining net profit, which equals revenue receipts minus revenue expenses. Capital receipts include contributions of capital and loans, while revenue receipts are generated from a firm's regular activities like sales. Capital expenditures acquire or improve long-term assets, increasing earning capacity, while revenue expenditures maintain assets and earnings over a single accounting period.
Preface
This document provides an introduction, acknowledgements, and executive summary for a project report on consumer attitudes toward celebrity and non-celebrity endorsements for Airtel. The introduction states that the project was assigned as part of an MBA curriculum to gain practical marketing knowledge. The acknowledgements thank various individuals and organizations for their support and contributions. The executive summary previews that the report will examine the effects of celebrity versus non-celebrity advertisements on consumer purchases of Airtel telecommunication services based on secondary research.
Partcor reviewer
This document summarizes key provisions related to partnerships under Philippine law. It defines a partnership as an agreement between two or more persons to contribute money, property, or industry to a common fund, with the intention of dividing profits. A partnership has a separate legal personality from its partners. The document also provides rules for determining whether a partnership exists, noting that profit-sharing alone does not constitute a partnership. It outlines requirements for partnerships over 3,000 PHP to be in writing and recorded.
Sample survey-cover-letter
The document is a cover letter for a survey asking a participant to complete questionnaires for a graduate student's research project. It explains that the survey should take about [time] to complete, participation is voluntary, and responses will remain confidential. It also provides information on how to return the completed survey and who to contact if the participant has any other questions or concerns about the research.
Tax ppt
This document provides an overview of taxation in India. It discusses the history of income tax, which was first introduced in India in 1860. It outlines the various tax authorities in India, including central and state governments and municipalities. It defines key terms related to taxation like income, assessment year, and previous year. It also provides examples of statements showing taxable income from sources like salary, house property, business/profession, and a summary statement of total taxable income. Finally, it briefly discusses value-added tax.
Insider trading
WHAT IS INSIDER TRADING???
Insider trading is dealing in securities of a listed company by any person who has knowledge of material “inside” information which is not known to the general public.
WHO IS INSIDER???
Insider is the person who is “connected” with the company , who could have the unpublished price sensitive information or receive the information from somebody in the company.
CONNECTED PERSON WITH DETAILED CLARIFICATION
Any person who is or has been associated with company, in any manner, during the six months prior to the concerned act:
An immediate relative to the connected person.
A banker of the company.
An official of stock Exchange or of clearing corporation.
A holding/associate/subsidiary company.
WHAT INCLUDES TRADING ?
WHO ARE INSIDER TRADERS?
Corporate officers, directors ,and employees who traded the corporations securities after learning of significant, confidential corporate developments.
Friends, business associates, family members and employees of law, banking and brokerage firms who were given such information to provide services to the corporation whose securities they traded.
GOVERNING REGULATIONS
Securities & Exchange Board Of India Act,1992
SEBI (Insider Trading) Regulations,1992
SEBI (PIT) (Amendment) Regulations,2002
SEBI (PIT) (Amendment) Regulations,2003
SEBI (PIT) (Amendment) Regulations,2008
SEBI (PIT) (Amendment) Regulations,2011
HISTORY BEHIND INSIDER TRADING IN INDIA
Insider trading in India was unhindered in its 130 year old stock market till about 1970.
In 1979,the Sachar Committee recommended amendments to the companies Act,1956 to restrict prohibit the dealings of employees. Penalties were also suggested to prevent the insider trading.
In 1989 the Abid Hussain Committee recommended that the insider trading activities may be penalized by civil and criminal proceedings and also suggested the SEBI formulate the regulations and governing codes to prevent unfair dealings.
UNPUBLISHED PRICE SENSITIVE INFORMATION
REGULATORY ASPECTS OF PROHIBITION OF INSIDER TRADING
SEBI prohibition of Insider Trading regulation 1995.
Section 11(2) E of companies act 1956 prohibits the insider trading.
WHY THERE IS NEED FOR PROHIBITION OF INSIDER TRADING???
As per SEBI the Prohibition of Insider Trading is required to make securities market:
Fair and Transparent.
To have a Level Playing Field for all the participants in the market.
For free flow of information and avoid information asymmetry.
CASE STUDY
HLL – BBLIL MERGER CASE
HLL-BROOKBOND LIPTON INDIA LTD
The case primarily involves 4 pa
Chapter 5 fincredi
1. The document discusses legal aspects of credit and debt collection, including rationales for pursuing legal collection efforts, general problems affecting such efforts, and an overview of the legal collection process.
2. It outlines steps in the legal collection process like sending demands, gathering documents, filing a complaint, serving summons, and parties' potential replies.
3. Techniques to shorten litigation are examined, including discovery methods, summary judgement, judgement on pleadings, and alternative dispute resolution like mediation.
Lease and hire purchase
This document provides an overview of leasing and hire purchase. It defines leasing as a contract where the lessor gives the lessee the right to use an asset for an agreed period in exchange for lease rentals. The key advantages of leasing are saving capital, flexibility, cash flow planning and improved liquidity, while disadvantages include commitment to the contract period and higher fixed costs. Hire purchase allows a purchaser to pay for goods in installments over time, with ownership transferring once fully paid. The document also discusses various lease and hire purchase terms, the history of leasing in India, accounting treatment and myths about leasing.
Tax Law and Procedures
Mr. Bala is determined to be a resident and ordinarily resident based on the following:
- He satisfied the second basic condition of staying in India for 75 days in the previous year and 400 days in the 4 preceding years.
- He has been a permanent resident of India before first leaving in 2016, satisfying the additional conditions.
Mr. Tamilarasan is determined to be a resident and ordinarily resident based on the following:
- He satisfied the second basic condition of staying in India for 169 days in the previous year and over 365 days in the 4 preceding years
- He left India for the first time in 2020, satisfying the additional conditions.
Mr. Gowtham is
Introduction to Income Tax
The document provides an overview of basic concepts related to income tax in India, including definitions of key terms like tax, direct tax, indirect tax, income, assessee, capital/revenue receipts and expenditures. It explains that the Income Tax Act of 1961 governs income tax and its provisions for determining taxable income and tax liability. Income includes various sources like profits, dividends, capital gains, interest etc. Computation of taxable income involves calculating income under different heads, applying deductions and exemptions, and determining the final tax liability.
Banking ombudsmen
The Banking Ombudsman provides an inexpensive and efficient forum for resolving customer complaints against banks. The Banking Ombudsman is appointed by the Reserve Bank of India to address complaints related to deficiencies in banking services. Key goals of the Banking Ombudsman include solving customer grievances inexpensive and fairly, providing feedback to the RBI on improving customer service and complaint resolution, and creating awareness of the scheme. Covered banks include all scheduled commercial banks, regional rural banks, and scheduled primary co-operative banks. The Banking Ombudsman commits to quick resolution of complaints through a complaint tracking system and exchange of information.
Income tax return
- Individuals and companies with total income exceeding the maximum taxable limit must file an income tax return by the due date, which is July 31 for most assessees and September 30/November 30 for some.
- Those holding overseas assets or accounts must also file a return even if income is below the taxable limit. Late or revised returns can be filed within 1 year with penalties for failure to file on time.
- The return must be verified digitally in most cases. It must be signed by the individual, partner, director or other authorized person depending on the entity. Strict documentation and procedures must be followed for e-filing.
S 8- Payment of GST
1. There are three key electronic ledgers under GST law - the electronic cash ledger, credit ledger, and liability register.
2. The cash ledger reflects all tax deposits made while the credit ledger contains input tax credits.
3. The liability register shows a taxpayer's total tax liability for a period which is paid by adjusting credits in the ledger or making deposits shown in the cash ledger.
LEVY AND COLLECTION OF GST – Scope of Supply - Schedule I, II & III
Under the old tax regime in India, different taxes like excise, VAT/CST, and service tax had different taxable events. GST unified these various taxes and introduced a single taxable event of "supply". Supply includes all forms of supply of goods or services for a consideration in the course of business. Certain activities specified in Schedules I, II and III of the GST acts are treated as supply. For a transaction to qualify as supply under GST, it must be a supply of goods or services, for a consideration, in the course of business, by a taxable person, and be a taxable supply.
187153232 obligations-and-contracts
This document contains sample problems and answers related to obligations and contracts law. Some key points addressed include:
- The status of an agreement if fraud occurred during performance but not during the agreement.
- Rights of a creditor if some but not all goods owed were lost by the debtor.
- How much a joint or solidary creditor can collect from a joint or solidary debtor in different scenarios.
- Legal effects of renunciation, insolvency, compensation, novation, and other issues relating to obligations.
Banking Companies- Accounting and Statutory Requirements with respect to Indu...
The document provides information about banks and banking in India. It defines what a bank is, discusses the key statutes that govern banking companies in India, and outlines some of the primary and secondary functions of banks. It also describes the system of bookkeeping used by banks in India, including the books of account maintained and the process for preparing final accounts in accordance with legal provisions. Finally, it provides a brief overview of IndusInd Bank, including its vision, mission, branch network, and business operations.
Corporate tax planning
This document provides an outline for a presentation on corporate tax planning. It discusses key concepts like the types of taxes, direct vs indirect taxes, common tax saving practices like planning vs avoidance vs evasion. It then covers various methods of corporate tax planning such as planning for employee remuneration, amalgamations, tax deductions, and capital structure considerations. Specific strategies are outlined for bonus shares and managing taxes through business and financial decisions. The document also discusses deductions, different sources of income, and computing income tax under the Indian tax code.
E filing of Income tax
This document provides information about e-filing of income tax returns in India. It defines e-filing as the electronic filing of income tax returns through the internet. The key benefits of e-filing are listed as convenience, security, accuracy, direct deposit refunds, and proof of filing. The document outlines the different types of e-filing (with or without digital signature) and the various income tax return forms for individuals, firms, companies and trusts. It then describes the step-by-step process for e-filing, including registering on the e-filing website, downloading the appropriate return form, generating an XML file, uploading the return, and receiving an acknowledgment.
taxation
This document classifies and defines various types of taxes. It discusses taxes based on subject matter (personal, property, excise), who bears the burden (direct, indirect), determination of amount (specific, ad valorem), purpose (general/revenue, special/regulatory), scope (national, local), and distinguishes taxes from tolls, penalties, and debts. It also covers entities exempted from taxation, taxation situs, double taxation, and forms of escaping taxation such as shifting, capitalization, transformation, evasion, avoidance, and exemption.
Tax planning
This document discusses various tax planning strategies under Indian law. It defines tax planning as legally arranging one's financial affairs to minimize tax liability. Tax planning is legitimate if done within the law, unlike tax evasion which is illegal. The document outlines three common tax practices - planning, avoidance, and evasion. While avoidance is legal but aims to reduce taxes, evasion is illegal. It also discusses the importance of tax planning for expenses, investment, and economic stability. Areas of planning include strategies for individuals, setting up new businesses, and existing companies.
Bhakti movement
The Bhakti movement emphasized intense devotion and surrender to God as the path to salvation. It promoted the ideas of unity of God, devotion through repetition of names, rejection of rituals and idol worship, and openness to different religious views. The movement grew between the 7th and 12th centuries through poet saints in South India and Sufi mystics in North India. It aimed to spiritually uplift Hindus experiencing difficulties under Muslim rule by refocusing them on loving devotion to God.
E-Filing of Income Tax Returns
This presentation takes one through the basic e-filing procedures under the Income Tax Rules prevailing in India. It explains the concepts in a very simplified manner.
e filing of Income Tax Return
With the help of this presentation one can learn e filing of Income Tax Return and can start his/her own practice as agent for filing of income tax returns
MERGERS AND TYPES OF MERGERS
This document discusses different types of mergers including horizontal, vertical, conglomerate, market extension, and product extension mergers. It provides examples of each type of merger and recent high profile mergers such as Tata Steel-Corus, Vodafone-Hutchison Essar, and Hindalco-Novelis. It also lists the top 7 examples of mergers by deal size, providing details of each merger such as the acquiring and acquired companies, industries, and deal values.
Religion and philosophy in medieval india
The document provides background information on the rise of Sufism and the Bhakti movement in medieval India. It discusses how the Sufi movement brought a new form of liberal religious expression within Islam that emphasized equality and universal love. Sufis formed mystical orders called silsilahs and used local languages to spread their message. The Bhakti movement similarly transformed Hinduism by introducing devotion and rejecting the caste system. The Sufi and Bhakti saints played an important role in promoting religious harmony between Muslims and Hindus in India.
Autosource unlimited llc how to buy a used car
The document provides guidance on how to buy a used car, including examining the pros and cons of used vehicles, where to purchase one, and tips for negotiating the best deal. It recommends getting a vehicle history and inspection, researching prices online and in guides, and being prepared to negotiate, getting any promises in writing. The goal is to find a reliable used car at a fair price through an informed process.
Researching an automobile_powerpoint_presentation
The document provides guidance on researching and purchasing a vehicle. It recommends prioritizing wants, researching options and prices, fitting the purchase to one's budget, comparison shopping among vehicles, negotiating the best deal, making a decision, and later evaluating the purchase process. State lemon laws are also summarized, which provide protections for consumers who purchase vehicles with substantial defects.
More Related Content
What's hot
Insider trading
WHAT IS INSIDER TRADING???
Insider trading is dealing in securities of a listed company by any person who has knowledge of material “inside” information which is not known to the general public.
WHO IS INSIDER???
Insider is the person who is “connected” with the company , who could have the unpublished price sensitive information or receive the information from somebody in the company.
CONNECTED PERSON WITH DETAILED CLARIFICATION
Any person who is or has been associated with company, in any manner, during the six months prior to the concerned act:
An immediate relative to the connected person.
A banker of the company.
An official of stock Exchange or of clearing corporation.
A holding/associate/subsidiary company.
WHAT INCLUDES TRADING ?
WHO ARE INSIDER TRADERS?
Corporate officers, directors ,and employees who traded the corporations securities after learning of significant, confidential corporate developments.
Friends, business associates, family members and employees of law, banking and brokerage firms who were given such information to provide services to the corporation whose securities they traded.
GOVERNING REGULATIONS
Securities & Exchange Board Of India Act,1992
SEBI (Insider Trading) Regulations,1992
SEBI (PIT) (Amendment) Regulations,2002
SEBI (PIT) (Amendment) Regulations,2003
SEBI (PIT) (Amendment) Regulations,2008
SEBI (PIT) (Amendment) Regulations,2011
HISTORY BEHIND INSIDER TRADING IN INDIA
Insider trading in India was unhindered in its 130 year old stock market till about 1970.
In 1979,the Sachar Committee recommended amendments to the companies Act,1956 to restrict prohibit the dealings of employees. Penalties were also suggested to prevent the insider trading.
In 1989 the Abid Hussain Committee recommended that the insider trading activities may be penalized by civil and criminal proceedings and also suggested the SEBI formulate the regulations and governing codes to prevent unfair dealings.
UNPUBLISHED PRICE SENSITIVE INFORMATION
REGULATORY ASPECTS OF PROHIBITION OF INSIDER TRADING
SEBI prohibition of Insider Trading regulation 1995.
Section 11(2) E of companies act 1956 prohibits the insider trading.
WHY THERE IS NEED FOR PROHIBITION OF INSIDER TRADING???
As per SEBI the Prohibition of Insider Trading is required to make securities market:
Fair and Transparent.
To have a Level Playing Field for all the participants in the market.
For free flow of information and avoid information asymmetry.
CASE STUDY
HLL – BBLIL MERGER CASE
HLL-BROOKBOND LIPTON INDIA LTD
The case primarily involves 4 pa
Chapter 5 fincredi
1. The document discusses legal aspects of credit and debt collection, including rationales for pursuing legal collection efforts, general problems affecting such efforts, and an overview of the legal collection process.
2. It outlines steps in the legal collection process like sending demands, gathering documents, filing a complaint, serving summons, and parties' potential replies.
3. Techniques to shorten litigation are examined, including discovery methods, summary judgement, judgement on pleadings, and alternative dispute resolution like mediation.
Lease and hire purchase
This document provides an overview of leasing and hire purchase. It defines leasing as a contract where the lessor gives the lessee the right to use an asset for an agreed period in exchange for lease rentals. The key advantages of leasing are saving capital, flexibility, cash flow planning and improved liquidity, while disadvantages include commitment to the contract period and higher fixed costs. Hire purchase allows a purchaser to pay for goods in installments over time, with ownership transferring once fully paid. The document also discusses various lease and hire purchase terms, the history of leasing in India, accounting treatment and myths about leasing.
Tax Law and Procedures
Mr. Bala is determined to be a resident and ordinarily resident based on the following:
- He satisfied the second basic condition of staying in India for 75 days in the previous year and 400 days in the 4 preceding years.
- He has been a permanent resident of India before first leaving in 2016, satisfying the additional conditions.
Mr. Tamilarasan is determined to be a resident and ordinarily resident based on the following:
- He satisfied the second basic condition of staying in India for 169 days in the previous year and over 365 days in the 4 preceding years
- He left India for the first time in 2020, satisfying the additional conditions.
Mr. Gowtham is
Introduction to Income Tax
The document provides an overview of basic concepts related to income tax in India, including definitions of key terms like tax, direct tax, indirect tax, income, assessee, capital/revenue receipts and expenditures. It explains that the Income Tax Act of 1961 governs income tax and its provisions for determining taxable income and tax liability. Income includes various sources like profits, dividends, capital gains, interest etc. Computation of taxable income involves calculating income under different heads, applying deductions and exemptions, and determining the final tax liability.
Banking ombudsmen
The Banking Ombudsman provides an inexpensive and efficient forum for resolving customer complaints against banks. The Banking Ombudsman is appointed by the Reserve Bank of India to address complaints related to deficiencies in banking services. Key goals of the Banking Ombudsman include solving customer grievances inexpensive and fairly, providing feedback to the RBI on improving customer service and complaint resolution, and creating awareness of the scheme. Covered banks include all scheduled commercial banks, regional rural banks, and scheduled primary co-operative banks. The Banking Ombudsman commits to quick resolution of complaints through a complaint tracking system and exchange of information.
Income tax return
- Individuals and companies with total income exceeding the maximum taxable limit must file an income tax return by the due date, which is July 31 for most assessees and September 30/November 30 for some.
- Those holding overseas assets or accounts must also file a return even if income is below the taxable limit. Late or revised returns can be filed within 1 year with penalties for failure to file on time.
- The return must be verified digitally in most cases. It must be signed by the individual, partner, director or other authorized person depending on the entity. Strict documentation and procedures must be followed for e-filing.
S 8- Payment of GST
1. There are three key electronic ledgers under GST law - the electronic cash ledger, credit ledger, and liability register.
2. The cash ledger reflects all tax deposits made while the credit ledger contains input tax credits.
3. The liability register shows a taxpayer's total tax liability for a period which is paid by adjusting credits in the ledger or making deposits shown in the cash ledger.
LEVY AND COLLECTION OF GST – Scope of Supply - Schedule I, II & III
Under the old tax regime in India, different taxes like excise, VAT/CST, and service tax had different taxable events. GST unified these various taxes and introduced a single taxable event of "supply". Supply includes all forms of supply of goods or services for a consideration in the course of business. Certain activities specified in Schedules I, II and III of the GST acts are treated as supply. For a transaction to qualify as supply under GST, it must be a supply of goods or services, for a consideration, in the course of business, by a taxable person, and be a taxable supply.
187153232 obligations-and-contracts
This document contains sample problems and answers related to obligations and contracts law. Some key points addressed include:
- The status of an agreement if fraud occurred during performance but not during the agreement.
- Rights of a creditor if some but not all goods owed were lost by the debtor.
- How much a joint or solidary creditor can collect from a joint or solidary debtor in different scenarios.
- Legal effects of renunciation, insolvency, compensation, novation, and other issues relating to obligations.
Banking Companies- Accounting and Statutory Requirements with respect to Indu...
The document provides information about banks and banking in India. It defines what a bank is, discusses the key statutes that govern banking companies in India, and outlines some of the primary and secondary functions of banks. It also describes the system of bookkeeping used by banks in India, including the books of account maintained and the process for preparing final accounts in accordance with legal provisions. Finally, it provides a brief overview of IndusInd Bank, including its vision, mission, branch network, and business operations.
Corporate tax planning
This document provides an outline for a presentation on corporate tax planning. It discusses key concepts like the types of taxes, direct vs indirect taxes, common tax saving practices like planning vs avoidance vs evasion. It then covers various methods of corporate tax planning such as planning for employee remuneration, amalgamations, tax deductions, and capital structure considerations. Specific strategies are outlined for bonus shares and managing taxes through business and financial decisions. The document also discusses deductions, different sources of income, and computing income tax under the Indian tax code.
E filing of Income tax
This document provides information about e-filing of income tax returns in India. It defines e-filing as the electronic filing of income tax returns through the internet. The key benefits of e-filing are listed as convenience, security, accuracy, direct deposit refunds, and proof of filing. The document outlines the different types of e-filing (with or without digital signature) and the various income tax return forms for individuals, firms, companies and trusts. It then describes the step-by-step process for e-filing, including registering on the e-filing website, downloading the appropriate return form, generating an XML file, uploading the return, and receiving an acknowledgment.
taxation
This document classifies and defines various types of taxes. It discusses taxes based on subject matter (personal, property, excise), who bears the burden (direct, indirect), determination of amount (specific, ad valorem), purpose (general/revenue, special/regulatory), scope (national, local), and distinguishes taxes from tolls, penalties, and debts. It also covers entities exempted from taxation, taxation situs, double taxation, and forms of escaping taxation such as shifting, capitalization, transformation, evasion, avoidance, and exemption.
Tax planning
This document discusses various tax planning strategies under Indian law. It defines tax planning as legally arranging one's financial affairs to minimize tax liability. Tax planning is legitimate if done within the law, unlike tax evasion which is illegal. The document outlines three common tax practices - planning, avoidance, and evasion. While avoidance is legal but aims to reduce taxes, evasion is illegal. It also discusses the importance of tax planning for expenses, investment, and economic stability. Areas of planning include strategies for individuals, setting up new businesses, and existing companies.
Bhakti movement
The Bhakti movement emphasized intense devotion and surrender to God as the path to salvation. It promoted the ideas of unity of God, devotion through repetition of names, rejection of rituals and idol worship, and openness to different religious views. The movement grew between the 7th and 12th centuries through poet saints in South India and Sufi mystics in North India. It aimed to spiritually uplift Hindus experiencing difficulties under Muslim rule by refocusing them on loving devotion to God.
E-Filing of Income Tax Returns
This presentation takes one through the basic e-filing procedures under the Income Tax Rules prevailing in India. It explains the concepts in a very simplified manner.
e filing of Income Tax Return
With the help of this presentation one can learn e filing of Income Tax Return and can start his/her own practice as agent for filing of income tax returns
MERGERS AND TYPES OF MERGERS
This document discusses different types of mergers including horizontal, vertical, conglomerate, market extension, and product extension mergers. It provides examples of each type of merger and recent high profile mergers such as Tata Steel-Corus, Vodafone-Hutchison Essar, and Hindalco-Novelis. It also lists the top 7 examples of mergers by deal size, providing details of each merger such as the acquiring and acquired companies, industries, and deal values.
Religion and philosophy in medieval india
The document provides background information on the rise of Sufism and the Bhakti movement in medieval India. It discusses how the Sufi movement brought a new form of liberal religious expression within Islam that emphasized equality and universal love. Sufis formed mystical orders called silsilahs and used local languages to spread their message. The Bhakti movement similarly transformed Hinduism by introducing devotion and rejecting the caste system. The Sufi and Bhakti saints played an important role in promoting religious harmony between Muslims and Hindus in India.
What's hot (20)
LEVY AND COLLECTION OF GST – Scope of Supply - Schedule I, II & III
LEVY AND COLLECTION OF GST – Scope of Supply - Schedule I, II & III
Banking Companies- Accounting and Statutory Requirements with respect to Indu...
Banking Companies- Accounting and Statutory Requirements with respect to Indu...
Similar to HUSC 3366 Chapter 6 Consumer Purchasing Strategies
Autosource unlimited llc how to buy a used car
The document provides guidance on how to buy a used car, including examining the pros and cons of used vehicles, where to purchase one, and tips for negotiating the best deal. It recommends getting a vehicle history and inspection, researching prices online and in guides, and being prepared to negotiate, getting any promises in writing. The goal is to find a reliable used car at a fair price through an informed process.
Researching an automobile_powerpoint_presentation
The document provides guidance on researching and purchasing a vehicle. It recommends prioritizing wants, researching options and prices, fitting the purchase to one's budget, comparison shopping among vehicles, negotiating the best deal, making a decision, and later evaluating the purchase process. State lemon laws are also summarized, which provide protections for consumers who purchase vehicles with substantial defects.
Buy a new cars
When buying a new car, it is important to do research on models, options, and prices before visiting dealerships. At the dealership, negotiate on the price, which can potentially be lowered by 10-20% of the manufacturer's suggested retail price. Consider ordering a car if the desired model is not in stock, or look for in-stock cars that meet your needs where you may have negotiating power. Be aware of terms used in negotiations like invoice price and understand the total cost of financing options rather than focusing only on monthly payments. Do your homework to get the best deal on your new car purchase.
How to Buy a Car
Elevations Credit Union understands that buying a car can be overwhelming, especially if it's your first time. That's why we've teamed up with Automotive Avenues to help you through the process. This presentation provides helpful tips on simplifying the buying process, budgeting and more.
Learn more about our low-rate auto loans and car-buying service by visiting https://www.elevationscu.com/personal/loans/auto-loans
Watch a video of the presentation: http://bit.ly/X5gM14
Chapter 6
This document provides information on various consumer purchasing strategies and the process of researching and making major consumer purchases. It discusses timing purchases based on seasonal price variations, comparing store brands to national brands, unit pricing, coupons, warranties, used and new car warranties, researching alternatives, negotiating price on new cars, and post-purchase maintenance costs. The document also outlines the major steps in the consumer purchase decision process, including pre-shopping research, evaluating alternatives, determining price and selection, and post-purchase activities. It applies this framework to the example of buying a motor vehicle.
2010 car buying guide
The document provides tips for choosing a new or used vehicle, including factors to consider such as age, price reasonableness, and warranty period. It outlines the steps in the vehicle buying process, which include determining needs and budget, deciding whether to buy or lease, researching options online before visiting dealerships, test driving vehicles, and ensuring the right vehicle fits one's needs. The goal is to make an informed decision between a new car for safety, financing, and service benefits or a used car for cost effectiveness.
1331 per fin chap 6
The document outlines strategies and steps for effective consumer purchasing and resolving issues. It discusses identifying wise buying techniques, implementing a research-based process for major purchases like vehicles, and describes options for addressing consumer complaints from returning items to seeking legal or agency assistance. The focus is on motor vehicle purchasing but principles can apply to other consumer decisions.
66 Ways to Save Money
This document provides tips for saving money on various purchases and expenses such as transportation, insurance, banking, and credit. Some key tips include comparing prices on airline fares, rental cars, and insurance to find the best deals; maintaining your car to save on gas; and shopping around for the lowest interest rate on loans and mortgages to minimize financing costs over time. Researching options online and through multiple providers can help consumers avoid overpaying.
66 ways to save money
This document provides tips for saving money on various purchases and expenses such as transportation, insurance, banking, and credit. Some key tips include:
- Compare airline fares on low-cost carriers versus major airlines and check for stay-over discounts of at least 14 days in advance.
- Shop around for car rentals, auto insurance, and checking accounts to find the best rates and avoid unnecessary fees.
- Consider a shorter term or paying more upfront on loans like mortgages and auto loans to save thousands in interest over the life of the loan.
6 Steps for Buying a New Car
Doing your homework ahead of time is the key to finding the vehicle you want at a fair price. Arming yourself with knowledge will give you the power to negotiate the best deal possible.
Automotive Parts: The Industry's New Sweet Spot
For players in the automobile market, aftermarket parts and services is a valuable adjunct to car sales, but this sector is changing rapidly due to market conditions. We offer a schema based on willingness to pay for parts and for service to guide OEMs and other players in their spare parts and secondary market strategies.
Essential Guide To Financing Your Vehicle
This document provides an overview of different options for financing a vehicle, including purchasing outright with cash, taking out a bank loan, hire purchase, and leasing. It discusses factors to consider such as costs of depreciation, fuel, insurance, repairs, and taxes. It also compares the pros and cons of each financing option. The document is divided into sections that discuss calculating whole life costs, types of available finance, and tips for choosing a provider. It promotes the services of DFC, specifically their personal contract hire leasing option, which aims to provide flexibility, remove hassle for the customer, and offer competitive rates through bulk purchasing power.
Autobytel.com - Harvard case analysis
Autobytel.com is an online automotive marketplace that connects customers with car dealerships. It offers services like building customized vehicles, value-added services, and sending final orders to dealers based on their geographic territories. The company is questioning how to best position itself in the market given its new products and services. It is also considering whether to increase advertising spending, potentially using both traditional and new media. Autobytel was founded in 1995 and operates various automotive websites while providing information to help consumers purchase new and used cars. It connects thousands of dealers nationwide but has been struggling with high spending on marketing, sales, and administration compared to its revenues.
Purchasing or Leasing Your Next Vehicle
Purpose of the presentation today is to educate, enlighten, inform, and entertain you about some of the intricacies of purchasing or leasing your next vehicle!
We will attempt to answer all your questions and if we can’t we promise to get you the answer to your question by the end of the next business day!
YOU MUST BE KIDDING, RIGHTWhen Dora Marquez graduated from .docx
YOU MUST BE KIDDING, RIGHT?
When Dora Marquez graduated from college three years ago, she really wanted a fully equipped Honda Civic. Her monthly payment would be about $350 per month, about $70 more than she could afford. To help Dora meet her budget, the dealer suggested that she lease the vehicle and offered a 42-month lease option at $270 per month with a driving maximum of 12,000 miles per year. The contract had a $0.30 per mile fee at the end of the lease for any excess mileage. Now, with six more months on her lease, Dora is already 1500 miles over the 42,000 (3.5 × 12,000) mileage limit in her contract. What is Dora's best option at this point?
A. Turn back the vehicle now and pay the $450 (1500 × $0.30) for excess mileage.
B. Try to cut back on her driving to minimize her excess mileage fee, which could be higher than $2500 if she keeps driving at the same rate as she has been.
C. Stop driving the car and pay $450 for excess mileage when she turns it back at the end of the lease.
D. Continue driving the vehicle and buy it at the end of the lease by paying the residual value agreed upon when she entered into the contract.
The answer is D. None of the other options is financially practical. Dora learned a hard lesson. Leases may have a lower monthly payment but have hidden costs that often are not known until the very end of the contract!
LEARNING OBJECTIVES
After reading this chapter, you should be able to:
Explain the first three steps in the planned buying process that occur prior to interacting with sellers.
Describe the process of comparison shopping.
Negotiate and decide effectively when making major purchases.
Use effective complaint procedures.
WHAT DO YOU RECOMMEND?
David and Lisa Cosgrove of Tacoma, Washington, are in their early 40s and have three children. They own three vehicles. Lisa drives an almost-new Toyota Camry; David uses a five-year-old Ford pickup; and Alyssa, the couple's 17-year-old daughter, drives a ten-year-old Dodge. Recently, a fire in their garage destroyed both the Dodge and the Camry. The Cosgroves received an insurance settlement of $21,900 on Lisa's car, although the loan payoff amount was $22,800. Alyssa's Dodge was not insured for fire. The couple wants to obtain replacement cars that are similar to those destroyed.
What do you recommend to David and Lisa on automobiles and other major purchases regarding:
1.How to search for two vehicles to replace those destroyed?
2.Whether to replace Lisa's vehicle with a new or used vehicle?
3.Whether to lease or buy a vehicle?
4.How to decide between a rebate and a special low APR financing opportunity if they decide to purchase a new vehicle for Lisa?
5.How to negotiate with the sellers of the vehicles?
YOUR NEXT FIVE YEARS
In the next five years, you can start achieving financial success by doing the following related to vehicle and other major purchases:
1.Check repair ratings history in the April issue of Consumer Reports magazine when planning to buy.
The Guide to Buying a Used Car
This document provides a guide to buying used cars. It recommends examining needs rather than wants when choosing a car. Common places to buy used cars are from private parties, new car dealerships, or used car lots. Private parties usually have the most reasonable prices but dealerships may offer certified pre-owned vehicles with warranties. The guide discusses searching for cars online, in newspapers and other sources. It also covers criteria for evaluating potential cars like year, mileage, condition in photos, and seller type before considering price. Background checks and taking cars to a mechanic for inspection are also recommended steps in the buying process.
Auto Leasing Guide Part 1
This document contains an overview of various topics related to auto leasing, including:
1. Common leasing fees such as security deposits, acquisition fees, excess mileage fees, and disposition fees.
2. Ways dealers try to trick customers, such as quoting low interest rates without explaining how they're calculated or downplaying fees for early lease termination.
3. Benefits of leasing a hybrid or electric vehicle, including federal tax credits, state incentives, and potential insurance and parking discounts.
Advantages and disadvantages to buying a pre-owned vehicle
Overseas BMW offers affordable leasing and financing options on a variety of new, used and pre-owned vehicles. To learn more, visit their website today www.overseasbwm.com.
McConnellHonda.org Auto Financing 101 Unbiased
McConnellHonda.org is your Honda dealership in Montgomery Alabama. We arre located at 2840 Eastern Blvd. Montgomery Alabama 36117. This unbaised guide to Auto Financing is just another way to show our no hassle and helping shopping at McConnell Honda and McConnellHonda.org
Similar to HUSC 3366 Chapter 6 Consumer Purchasing Strategies (20)
YOU MUST BE KIDDING, RIGHTWhen Dora Marquez graduated from .docx
YOU MUST BE KIDDING, RIGHTWhen Dora Marquez graduated from .docx
Advantages and disadvantages to buying a pre-owned vehicle
Advantages and disadvantages to buying a pre-owned vehicle
More from Rita Conley
AGRI 4411 Farm Management Chapter 03
This chapter discusses acquiring and organizing management resources for a farm business. It introduces key accounting concepts like cash versus accrual accounting, basic accounting terms, and choosing an accounting system. The chapter also outlines the recommendations of the Farm Financial Standards Council and financial records that are important for farm management, tax preparation, and analysis.
AGRI 4411 Farm Management Chapter 2
The document discusses farm management and outlines the functions of management including planning, implementation, control, and adjustment. It then discusses strategic farm management, identifying the steps as defining the mission, formulating goals, assessing resources, surveying the environment, identifying strategies, and implementing plans. Finally, the document discusses tactical decision making and characteristics of decisions in agriculture.
AGRI 4411 Farm Managment Chapter 1
The document discusses how farm management will change in the 21st century. Future farm managers will need strong decision-making, financial management, and technology skills to adapt to larger farm sizes, more competition, sophisticated consumers, and environmental/health regulations. They will rely heavily on information systems, precision tools, and form alliances/specialize to remain profitable in the changing agricultural landscape.
Agri 2312 chapter 12 product markets and national output
This document summarizes key concepts from a chapter on product markets and national output. It discusses how gross domestic product is measured as the total value of final goods and services produced, consisting of consumption, investment, government spending, and net exports. Aggregate demand is determined by modeling consumption as a function of disposable income and investment as influenced by interest rates and profits. Product market equilibrium exists when aggregate demand equals aggregate supply at full employment output. Inflationary or recessionary gaps can occur when the economy is not at full employment level.
Agri 2312 chapter 9 market equilibrium and product price imperfect competition
This document summarizes different market structures and concepts related to imperfect competition. It discusses monopolistic competition, oligopolies, and monopolies as types of imperfect competitors in selling. It also covers monopsonies, oligopsonies, and monopsonistic competition as types of imperfect competitors in buying. The key characteristics and profit-maximizing behavior of each market structure are described. The document also provides examples of imperfect competition in agricultural input and output markets, and discusses some governmental regulatory measures used to address the adverse effects of imperfect competition.
Agri 2312 chapter 6 introduction to production and resource use
The document provides an introduction to production and resource use, covering key topics such as:
- Conditions of perfect competition and classifications of inputs (labor, capital, land, management)
- Production functions and relationships (TPP, MPP, APP curves) showing output in relation to variable inputs
- Cost concepts (total, average, marginal costs) and their relationships to production levels and profit maximization
- Revenue concepts (price, marginal revenue, average revenue) and how profits are maximized where MR=MC under perfect competition
Agri 2312 chapter 19 agricultureal trade policy and preferential trading arra...
This document discusses agricultural trade policy and arrangements. It covers topics such as reasons for restricting trade, forms of trade restrictions, and the welfare effects of policies like tariffs and quotas. Preferential trading agreements are examined as well, including reasons for forming them and debates around whether they create or divert trade flows. Different levels of economic integration between nations through arrangements like free trade areas, customs unions, and common markets are also outlined.
Agri 2312 chapter 18 why nations trade
This document discusses the concepts of absolute advantage, comparative advantage, and competitive advantage in explaining why nations trade. It provides examples showing that the US has an absolute advantage in wheat production while Mexico has an advantage in coffee. However, Mexico has a comparative advantage in coffee due to lower opportunity costs. Through specialization and trade based on these advantages, both nations can consume beyond their production possibilities and gain from trade.
Agri 2312 chapter 17 exchange rates and agricultural trade
This document discusses exchange rates and their impact on agricultural trade. It covers key topics such as the foreign exchange market, balance of payments, determinants of exchange rates, and how exchange rate fluctuations affect trade. The value of a currency is determined by supply and demand in the foreign exchange market. Balance of payments tracks international trade and capital flows. Most countries allow their currencies to float or peg them to other currencies within limits set by the International Monetary Fund. Exchange rate changes influence export prices and trade volumes - a stronger dollar makes US exports more expensive overseas.
Agri 2312 chapter 16 agriculture and international trade
This document discusses topics related to agricultural trade, including the increasing importance of trade to U.S. agriculture. It notes that over half of U.S. cotton, rice, and soybean production is now exported. The U.S. has recorded agricultural trade surpluses since the 1950s. The document also outlines the creation of the WTO to liberalize trade and reduce subsidies and tariffs. Key trading partners for the U.S. include Canada, Asia, and Latin America. Developing countries have grown as suppliers of global agricultural exports.
Agri 2312 chapter 15 macroeconomic policy and agriculture
The document discusses the impacts of macroeconomic policy on the agricultural sector. Expansionary monetary and fiscal policy generally leads to higher agricultural prices, net farm incomes, and farmland values by lowering interest rates and boosting the economy. Contractionary policy has the opposite effects, with lower prices, incomes and land values as interest rates rise and economic growth slows. The impacts on individual farmers depend on whether policy changes affect markets in a way that increases or decreases consumer and producer surplus.
Agri 2312 chapter 14 consequences of business fluctuations
This document summarizes key topics from Chapter 14 on the consequences of business fluctuations, including:
1. It describes the four phases of a business cycle and lists two major consequences as fluctuations in unemployment and inflation.
2. It explains how to calculate the civilian unemployment rate and defines different types of unemployment.
3. It defines inflation and how to calculate the consumer price index and inflation rate, noting the relationship between inflation and unemployment depicted by the Phillips Curve.
4. It discusses how demand-oriented policies can increase inflation in the short-run while supply-oriented policies can reduce inflation. Both types of policies are used simultaneously in practice.
Agri 2312 chapter 13 macroeconomic policy fundamentals
The document summarizes key topics in macroeconomic policy fundamentals including monetary policy conducted by the Federal Reserve System and fiscal policy at the federal level. It describes the functions of money and the Federal Reserve System, how the money supply is determined, and the effects of monetary policy tools. It also discusses fiscal policy tools used by the federal government, trends in budget deficits and national debt, and the impacts of expansionary and contractionary fiscal policy actions.
Agri 2312 chapter 12 product markets and national output
This document summarizes key concepts from a chapter on product markets and national output. It discusses how gross domestic product is measured as the total value of final goods and services produced domestically in a year. GDP is the sum of consumption, investment, government spending, and net exports. The chapter examines how consumption and investment are influenced by factors like disposable income, wealth, interest rates, and profits. It introduces the concept of product market equilibrium, where aggregate demand equals aggregate supply at full employment output, and how gaps can cause inflationary or recessionary pressures. The next chapter will focus on using monetary and fiscal policy tools to address such gaps.
Agri 2312 chapter 11 government intervention in agriculture
The document discusses various approaches the US government has taken to support farm prices and incomes. It describes early approaches such as commodity loans and set-aside programs. The FAIR Act of 1996 decoupled payments from production but resulted in high supplemental payments. Later bills restored aspects of the safety net, including counter-cyclical payments. Demand-side policies aim to expand domestic markets through value-added products and boost export demand through subsidies.
Agri 2312 chapter 10 natural resources, the environment and agriculture
This document discusses interactions between agriculture, natural resources, and the environment. It covers various topics such as water pollution, climate change, economics of soil conservation, government policies around resource use. Water pollutants from agriculture can include nutrients and chemicals that cause cancer. Government uses policies like subsidies and regulations to influence resource use and reduce pollution from agriculture in an economically efficient way.
Agri 2312 chapter 9 market equilibrium and product price imperfect competition
This chapter discusses different types of market structures beyond perfect competition, including imperfect competition in both selling and buying. It provides examples of monopolistic competition, oligopolies, and monopolies as imperfect competitors in selling, characterized by their ability to influence prices through product differentiation or barriers to entry. On the buying side, the chapter examines monopsonistic competition, oligopsonies, and monopsonies as imperfect competitors who are not price takers. The chapter concludes by outlining various governmental regulatory measures implemented to counteract the adverse effects of imperfect competition in markets.
Agri 2312 chapter 8 market equilibrium and product price
The document discusses market equilibrium under perfect competition. It defines key concepts like market supply, demand, producer surplus, consumer surplus, total economic surplus. It explains how the market supply curve is built by summing individual firm supply curves. It also discusses how markets adjust towards equilibrium through the cobweb theory and how demand and supply shifts as well as changes in input costs can impact the market equilibrium price and quantity from the perspective of individual firms.
Agri 2312 chapter 7 economics of input and product substitution
This chapter discusses concepts related to production including isoquants, iso-cost lines, and production possibilities frontiers. It examines finding the least-cost combination of inputs and the profit-maximizing combination of outputs. A change in input or output prices will shift the iso-cost line or iso-revenue line and alter the optimal production levels. The key concepts are that production is most efficient where the marginal rate of technical substitution equals the input price ratio and profits are maximized where the marginal rate of product transformation equals the output price ratio.
Agri 2312 chapter 6 introduction to production and resource use
The document provides an introduction to production and resource use, covering key topics such as:
- Conditions of perfect competition and classifications of inputs (labor, capital, land, management)
- Production functions and relationships (TPP, MPP, APP curves) showing output in relation to variable inputs
- Cost concepts (total, average, marginal costs) and their relationships to production levels and profit maximization
- Revenue concepts (price, marginal revenue, average revenue) and how profits are maximized where MR=MC under perfect competition
More from Rita Conley (20)
Agri 2312 chapter 12 product markets and national output
Agri 2312 chapter 12 product markets and national output
Agri 2312 chapter 9 market equilibrium and product price imperfect competition
Agri 2312 chapter 9 market equilibrium and product price imperfect competition
Agri 2312 chapter 6 introduction to production and resource use
Agri 2312 chapter 6 introduction to production and resource use
Agri 2312 chapter 19 agricultureal trade policy and preferential trading arra...
Agri 2312 chapter 19 agricultureal trade policy and preferential trading arra...
Agri 2312 chapter 17 exchange rates and agricultural trade
Agri 2312 chapter 17 exchange rates and agricultural trade
Agri 2312 chapter 16 agriculture and international trade
Agri 2312 chapter 16 agriculture and international trade
Agri 2312 chapter 15 macroeconomic policy and agriculture
Agri 2312 chapter 15 macroeconomic policy and agriculture
Agri 2312 chapter 14 consequences of business fluctuations
Agri 2312 chapter 14 consequences of business fluctuations
Agri 2312 chapter 13 macroeconomic policy fundamentals
Agri 2312 chapter 13 macroeconomic policy fundamentals
Agri 2312 chapter 12 product markets and national output
Agri 2312 chapter 12 product markets and national output
Agri 2312 chapter 11 government intervention in agriculture
Agri 2312 chapter 11 government intervention in agriculture
Agri 2312 chapter 10 natural resources, the environment and agriculture
Agri 2312 chapter 10 natural resources, the environment and agriculture
Agri 2312 chapter 9 market equilibrium and product price imperfect competition
Agri 2312 chapter 9 market equilibrium and product price imperfect competition
Agri 2312 chapter 8 market equilibrium and product price
Agri 2312 chapter 8 market equilibrium and product price
Agri 2312 chapter 7 economics of input and product substitution
Agri 2312 chapter 7 economics of input and product substitution
Agri 2312 chapter 6 introduction to production and resource use
Agri 2312 chapter 6 introduction to production and resource use
Recently uploaded
一比一原版(RMIT毕业证)皇家墨尔本理工大学毕业证如何办理
RMIT硕士学位证成绩单【微信95270640】《皇家墨尔本理工大学毕业证书》《QQ微信95270640》学位证书电子版：在线制作皇家墨尔本理工大学毕业证成绩单GPA修改（制作RMIT毕业证成绩单RMIT文凭证书样本）、皇家墨尔本理工大学毕业证书与成绩单样本图片、《RMIT学历证书学位证书》、皇家墨尔本理工大学毕业证案例毕业证书制作軟體、在线制作加拿大硕士学历证书真实可查.
【本科硕士】皇家墨尔本理工大学皇家墨尔本理工大学本科学位证成绩单（GPA修改）；学历认证（教育部认证）；大学Offer录取通知书留信认证使馆认证；雅思语言证书等高仿类证书。
办理流程：
1客户提供办理皇家墨尔本理工大学皇家墨尔本理工大学本科学位证成绩单信息：姓名生日专业学位毕业时间等（如信息不确定可以咨询顾问：我们有专业老师帮你查询）；
2开始安排制作毕业证成绩单电子图；
3毕业证成绩单电子版做好以后发送给您确认；
4毕业证成绩单电子版您确认信息无误之后安排制作成品；
5成品做好拍照或者视频给您确认；
6快递给客户（国内顺丰国外DHLUPS等快读邮寄）
真实网上可查的证明材料
1教育部学历学位认证留服官网真实存档可查永久存档。
2留学回国人员证明（使馆认证）使馆网站真实存档可查。
我们对海外大学及学院的毕业证成绩单所使用的材料尺寸大小防伪结构（包括：皇家墨尔本理工大学皇家墨尔本理工大学本科学位证成绩单隐形水印阴影底纹钢印LOGO烫金烫银LOGO烫金烫银复合重叠。文字图案浮雕激光镭射紫外荧光温感复印防伪）都有原版本文凭对照。质量得到了广大海外客户群体的认可同时和海外学校留学中介做到与时俱进及时掌握各大院校的（毕业证成绩单资格证结业证录取通知书在读证明等相关材料）的版本更新信息能够在第一时间掌握最新的海外学历文凭的样版尺寸大小纸张材质防伪技术等等并在第一时间收集到原版实物以求达到客户的需求。
本公司还可以按照客户原版印刷制作且能够达到客户理想的要求。有需要办理证件的客户请联系我们在线客服中心微信：95270640 或咨询在线父亲的家很狭小除了一张单人床和一张小方桌几乎没有多余的空间山娃一下子就联想起学校的男小便处山娃很想笑却怎么也笑不出来山娃很迷惑父亲的家除了一扇小铁门连窗户也没有墓穴一般阴森森有些骇人父亲的城也便成了山娃的城父亲的家也便成了山娃的家父亲让山娃呆在屋里做作业看电视最多只能在门口透透气不能跟陌生人搭腔更不能乱跑一怕迷路二怕拐子拐人山娃很惊惧去年村里的田鸡就因为跟父亲进城一不小心被人拐跑了至今不见踪影害不
1比1复刻(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书原版一模一样
原版定制【微信:bwp0011】《(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书》【微信:bwp0011】成绩单 、雅思、外壳、留信学历认证永久存档查询，采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信bwp0011】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信bwp0011】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
International Sustainability Standards Board
Issb standards
New standard for reporting sustainability on lines of tcfd
The state of welfare Resolution Foundation Event
How has Britain’s safety net changed since 2010 and what comes next?
Ending stagnation: How to boost prosperity across Scotland
A toxic combination of 15 years of low growth, and four decades of high inequality, has left Britain poorer and falling behind its peers. Productivity growth is weak and public investment is low, while wages today are no higher than they were before the financial crisis. Britain needs a new economic strategy to lift itself out of stagnation.
Scotland is in many ways a microcosm of this challenge. It has become a hub for creative industries, is home to several world-class universities and a thriving community of businesses – strengths that need to be harness and leveraged. But it also has high levels of deprivation, with homelessness reaching a record high and nearly half a million people living in very deep poverty last year. Scotland won’t be truly thriving unless it finds ways to ensure that all its inhabitants benefit from growth and investment. This is the central challenge facing policy makers both in Holyrood and Westminster.
What should a new national economic strategy for Scotland include? What would the pursuit of stronger economic growth mean for local, national and UK-wide policy makers? How will economic change affect the jobs we do, the places we live and the businesses we work for? And what are the prospects for cities like Glasgow, and nations like Scotland, in rising to these challenges?
1.2 Business Ideas Business Ideas Busine
Business Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas Powerpoint
Unlock-the-Power-of-UAN-Your-Key-to-Secure-Retirement.pptx
The Universal Account Number (UAN) by EPFO centralizes multiple PF accounts, simplifying management for Indian employees. It streamlines PF transfers, withdrawals, and KYC updates, providing transparency and reducing employer dependency. Despite challenges like digital literacy and internet access, UAN is vital for financial empowerment and efficient provident fund management in today's digital age.
New Visa Rules for Tourists and Students in Thailand | Amit Kakkar Easy Visa
Discover essential details about Thailand's recent visa policy changes, tailored for tourists and students. Amit Kakkar Easy Visa provides a comprehensive overview of new requirements, application processes, and tips to ensure a smooth transition for all travelers.
快速办理(SMU毕业证书)南卫理公会大学毕业证毕业完成信一模一样
学校原件一模一样【微信：741003700 】《(SMU毕业证书)南卫理公会大学毕业证》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
University of North Carolina at Charlotte degree offer diploma Transcript
办理美国UNCC毕业证书制作北卡大学夏洛特分校假文凭定制Q微168899991做UNCC留信网教留服认证海牙认证改UNCC成绩单GPA做UNCC假学位证假文凭高仿毕业证GRE代考如何申请北卡罗莱纳大学夏洛特分校University of North Carolina at Charlotte degree offer diploma Transcript
Solution Manual For Financial Accounting, 8th Canadian Edition 2024, by Libby...
Solution Manual For Financial Accounting, 8th Canadian Edition 2024, by Libby, Hodge, Verified Chapters 1 - 13, Complete Newest Version Solution Manual For Financial Accounting, 8th Canadian Edition by Libby, Hodge, Verified Chapters 1 - 13, Complete Newest Version Solution Manual For Financial Accounting 8th Canadian Edition Pdf Chapters Download Stuvia Solution Manual For Financial Accounting 8th Canadian Edition Ebook Download Stuvia Solution Manual For Financial Accounting 8th Canadian Edition Pdf Solution Manual For Financial Accounting 8th Canadian Edition Pdf Download Stuvia Financial Accounting 8th Canadian Edition Pdf Chapters Download Stuvia Financial Accounting 8th Canadian Edition Ebook Download Stuvia Financial Accounting 8th Canadian Edition Pdf Financial Accounting 8th Canadian Edition Pdf Download Stuvia
Detailed power point presentation on compound interest and how it is calculated
Detailed information about compund interest
Independent Study - College of Wooster Research (2023-2024)
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
OAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptx
How will new technology fields affect economic trade?
Economic Risk Factor Update: June 2024 [SlideShare]
May’s reports showed signs of continued economic growth, said Sam Millette, director, fixed income, in his latest Economic Risk Factor Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
在线办理(TAMU毕业证书)美国德州农工大学毕业证PDF成绩单一模一样
学校原件一模一样【微信：741003700 】《(TAMU毕业证书)美国德州农工大学毕业证PDF成绩单》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
快速制作美国迈阿密大学牛津分校毕业证文凭证书英文原版一模一样
原版一模一样【微信：741003700 】【美国迈阿密大学牛津分校毕业证文凭证书】【微信：741003700 】学位证，留信认证（真实可查，永久存档）offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原海外各大学 Bachelor Diploma degree, Master Degree Diploma
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
Tdasx: In-Depth Analysis of Cryptocurrency Giveaway Scams and Security Strate...
Tdasx: In-Depth Analysis of Cryptocurrency Giveaway Scams and Security Strategies
Unlock Your Potential with NCVT MIS.pptx
The NCVT MIS Certificate, issued by the National Council for Vocational Training (NCVT), is a crucial credential for skill development in India. Recognized nationwide, it verifies vocational training across diverse trades, enhancing employment prospects, standardizing training quality, and promoting self-employment. This certification is integral to India's growing labor force, fostering skill development and economic growth.
Recently uploaded (20)
Ending stagnation: How to boost prosperity across Scotland
Ending stagnation: How to boost prosperity across Scotland
Unlock-the-Power-of-UAN-Your-Key-to-Secure-Retirement.pptx
Unlock-the-Power-of-UAN-Your-Key-to-Secure-Retirement.pptx
New Visa Rules for Tourists and Students in Thailand | Amit Kakkar Easy Visa
New Visa Rules for Tourists and Students in Thailand | Amit Kakkar Easy Visa
University of North Carolina at Charlotte degree offer diploma Transcript
University of North Carolina at Charlotte degree offer diploma Transcript
Solution Manual For Financial Accounting, 8th Canadian Edition 2024, by Libby...
Solution Manual For Financial Accounting, 8th Canadian Edition 2024, by Libby...
Detailed power point presentation on compound interest and how it is calculated
Detailed power point presentation on compound interest and how it is calculated
Independent Study - College of Wooster Research (2023-2024)
Independent Study - College of Wooster Research (2023-2024)
OAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptx
OAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptx
Economic Risk Factor Update: June 2024 [SlideShare]
Economic Risk Factor Update: June 2024 [SlideShare]
Tdasx: In-Depth Analysis of Cryptocurrency Giveaway Scams and Security Strate...
Tdasx: In-Depth Analysis of Cryptocurrency Giveaway Scams and Security Strate...
HUSC 3366 Chapter 6 Consumer Purchasing Strategies
- 1. Chapter 6 Consumer Purchasing Strategies McGraw-Hill/Irwin Copyright © 2007 by The McGraw-Hill Companies, Inc. All rights reserved.
- 6. Lesson 1 Consumer Buying Activities
- 12. Lesson 2 Major Consumer Purchases: Buying Motor Vehicles
- 32. Lesson 3 Resolving Consumer Complaints
- 35. Lesson 4 Legal Options for Consumers