Ammad Awan Glasgow is also responsible for ensuring that profitable sales volume and strategic objective targets are met for the assigned key accounts.
A parent’s guide to providing children with the necessary basic financial skills as early as possible. It’s never too early to develop good saving and spending habits!
This seminar helps couples communicate about money matters, offers money and budget saving tips, and helps couples develop a spending plan for their future goals.
Ammad Awan Glasgow is also responsible for ensuring that profitable sales volume and strategic objective targets are met for the assigned key accounts.
A parent’s guide to providing children with the necessary basic financial skills as early as possible. It’s never too early to develop good saving and spending habits!
This seminar helps couples communicate about money matters, offers money and budget saving tips, and helps couples develop a spending plan for their future goals.
Your ticket to financial freedom doesn’t lie in getting a raise or enlisting services of a personal financial consultant. Your ticket to financial freedom lies in mastering basic money management.
Financial Literacy Seminar for Secondary School StudentsLaja Shoniran
Financial illiteracy and ignorance about money management are major reasons for recurring poverty. Teaching young people in secondary schools about money management creates a new generation of people who are money smart and financia;lly literate
Savings Survey - Imact of Teach Children To Save Summit Laja Shoniran
The Impact of Teach Children To Save Summit and The Use of Ant Bank to Encourage Savings Among Children and Youths
(Combining Savings and Financial Literacy for Poverty Reduction)
Citi's Linda Descano and consumer advocate Elisabeth Leamy share advice for getting your personal finances in order.
Connect: Professional Women’s Network is online community with more than 440,000 members that discusses issues relevant to women and their success. The free LinkedIn group powered by Citi also features videos interviews with influential businesswomen, live Q&As with experts and slideshows with career advice. To learn more and join the conversation in the largest women's group on LinkedIn, visit http://www.linkedin.com/womenconnect.
Make Your Money Work Harder Than You Do Module 2 Floyd Saunders
The seminars are available to anyone including financial planners, and other professionals in the financial services industry who would like a set of the materials, participant's workbooks or the Family Financial Freedom book (discounts for volume purchases)You can now view the presentation here, order the Family Financial Freedom book from any of the ebook sites for iPhone, iPad, Kindle, Nook, Kobo reader etc. contact me at floyd.saunders@yahoo.com for a copy of the presentation or more information on how to get seminar materials.
The difference between the rich and the poor is that the rich has more financial muscles than the poor. A philiosophy to empower yourself as well as your loved ones.
Your ticket to financial freedom doesn’t lie in getting a raise or enlisting services of a personal financial consultant. Your ticket to financial freedom lies in mastering basic money management.
Financial Literacy Seminar for Secondary School StudentsLaja Shoniran
Financial illiteracy and ignorance about money management are major reasons for recurring poverty. Teaching young people in secondary schools about money management creates a new generation of people who are money smart and financia;lly literate
Savings Survey - Imact of Teach Children To Save Summit Laja Shoniran
The Impact of Teach Children To Save Summit and The Use of Ant Bank to Encourage Savings Among Children and Youths
(Combining Savings and Financial Literacy for Poverty Reduction)
Citi's Linda Descano and consumer advocate Elisabeth Leamy share advice for getting your personal finances in order.
Connect: Professional Women’s Network is online community with more than 440,000 members that discusses issues relevant to women and their success. The free LinkedIn group powered by Citi also features videos interviews with influential businesswomen, live Q&As with experts and slideshows with career advice. To learn more and join the conversation in the largest women's group on LinkedIn, visit http://www.linkedin.com/womenconnect.
Make Your Money Work Harder Than You Do Module 2 Floyd Saunders
The seminars are available to anyone including financial planners, and other professionals in the financial services industry who would like a set of the materials, participant's workbooks or the Family Financial Freedom book (discounts for volume purchases)You can now view the presentation here, order the Family Financial Freedom book from any of the ebook sites for iPhone, iPad, Kindle, Nook, Kobo reader etc. contact me at floyd.saunders@yahoo.com for a copy of the presentation or more information on how to get seminar materials.
The difference between the rich and the poor is that the rich has more financial muscles than the poor. A philiosophy to empower yourself as well as your loved ones.
Growing your business is a continuous effort and goal. Business owners need to think and plan more strategically to effectively grow their businesses. Here are 10 simple and strategic ideas that will help increase your revenue without putting a strain on your pockets.
Having a solid, up-to-date budget in place for your restaurant is as critical to a restaurateur as a lighthouse is to a sailor. Both can be the key element between you surviving or dying during rocky times. Have you set yourself up for success?
Defining Your Goal: Starting Your Own BusinessJoshua Drake
Joshua Drake will still go through the "business" steps of starting your own business, but will focus on the real decisions and sacrifices required that a pure business standpoint will not get into. Self improvement/discovery and focusing on your entrepreneurial nature will be the core theme.
The 2nd in the series 60 Minutes of Good Content into 30 minutes of great content - The 3 Dirty Words in Business - Plan - Goal and "Do It." Understand how to embrace instead of ignore or fear these words so that 2013 is better than 2012.
To ensure your business achieves its targets and stays on course for reaching its full potential, it is critical to regularly measure its performance. This free resource will ensure that you have the proper understanding of why and how a business budget is the only tool that will enable you to do just that. Following this easy step-by-step guide will empower each and every business owner to take ownership of the business’ financial position and fully comprehend the importance of not only cashflowmanagement, but also cashflowplanning. Most importantly, it will assist you in implementing a financial control through which you can forecast the financial results of your business, consistently and timeously -all prerequisites for a system through which you can manage by the numbers.
Before Kaggle : from a business goal to a Machine Learning problem Dataiku
Many think that a Data Science is like a Kaggle competition. There are, however big differences in the approach. This presentation is about designing carefully your evaluation scheme to avoid overfitting and unexpected production performances.
This is a presentation by Pierre Gutierrez (Dataiku’s data scientist).
5 Proven Lead Generation Tips You Can Do Right Now!HubSpot
The ultimate goal for every business is to generate more leads to convert into customers so that they can grow. In this SlideShare, we show you the tried and tested lead generation tactics that actually work, with little time, resource, or financial investment.
This informative and entertaining seminar will show you how to take control of your finances by learning to budget your paycheck - before you spend it.
Budgeting and Savings with ING Driect and ACCION USAACCION East
Make sure to look out for the next workshop that ACCION and ING wil host at http://www.accionusa.org/home/small-business-loans/financial-education-resources/workshop-calendar.aspx
Financial management is a skill that really need to be mastered. This document covers factors that affects our usage of finances, budgeting and debt management.
Author. David Omisi
In this Webinar, participants will learn about:
– Balancing rising costs and a limited budget
– Eating healthily, food banks, other resources in your community
– Budget formats that work for cancer patients
– Money management
– Debit and credit management
– Credit counselling
– Consumer protection
How’d you like the chance to get your hands on 80 more Klippyo Kreations, with all the benefits of UNLIMITED KLIPPYO KREATOR ACCESS, for just one, single, teeny-tiny dollar?
Macroeconomics- Movie Location
This will be used as part of your Personal Professional Portfolio once graded.
Objective:
Prepare a presentation or a paper using research, basic comparative analysis, data organization and application of economic information. You will make an informed assessment of an economic climate outside of the United States to accomplish an entertainment industry objective.
Francesca Gottschalk - How can education support child empowerment.pptxEduSkills OECD
Francesca Gottschalk from the OECD’s Centre for Educational Research and Innovation presents at the Ask an Expert Webinar: How can education support child empowerment?
2024.06.01 Introducing a competency framework for languag learning materials ...Sandy Millin
http://sandymillin.wordpress.com/iateflwebinar2024
Published classroom materials form the basis of syllabuses, drive teacher professional development, and have a potentially huge influence on learners, teachers and education systems. All teachers also create their own materials, whether a few sentences on a blackboard, a highly-structured fully-realised online course, or anything in between. Despite this, the knowledge and skills needed to create effective language learning materials are rarely part of teacher training, and are mostly learnt by trial and error.
Knowledge and skills frameworks, generally called competency frameworks, for ELT teachers, trainers and managers have existed for a few years now. However, until I created one for my MA dissertation, there wasn’t one drawing together what we need to know and do to be able to effectively produce language learning materials.
This webinar will introduce you to my framework, highlighting the key competencies I identified from my research. It will also show how anybody involved in language teaching (any language, not just English!), teacher training, managing schools or developing language learning materials can benefit from using the framework.
Introduction to AI for Nonprofits with Tapp NetworkTechSoup
Dive into the world of AI! Experts Jon Hill and Tareq Monaur will guide you through AI's role in enhancing nonprofit websites and basic marketing strategies, making it easy to understand and apply.
Read| The latest issue of The Challenger is here! We are thrilled to announce that our school paper has qualified for the NATIONAL SCHOOLS PRESS CONFERENCE (NSPC) 2024. Thank you for your unwavering support and trust. Dive into the stories that made us stand out!
A Strategic Approach: GenAI in EducationPeter Windle
Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
Synthetic Fiber Construction in lab .pptxPavel ( NSTU)
Synthetic fiber production is a fascinating and complex field that blends chemistry, engineering, and environmental science. By understanding these aspects, students can gain a comprehensive view of synthetic fiber production, its impact on society and the environment, and the potential for future innovations. Synthetic fibers play a crucial role in modern society, impacting various aspects of daily life, industry, and the environment. ynthetic fibers are integral to modern life, offering a range of benefits from cost-effectiveness and versatility to innovative applications and performance characteristics. While they pose environmental challenges, ongoing research and development aim to create more sustainable and eco-friendly alternatives. Understanding the importance of synthetic fibers helps in appreciating their role in the economy, industry, and daily life, while also emphasizing the need for sustainable practices and innovation.
Instructions for Submissions thorugh G- Classroom.pptxJheel Barad
This presentation provides a briefing on how to upload submissions and documents in Google Classroom. It was prepared as part of an orientation for new Sainik School in-service teacher trainees. As a training officer, my goal is to ensure that you are comfortable and proficient with this essential tool for managing assignments and fostering student engagement.
2. What is Money
Management?
Maintaining a budget
Tracking your spending
Controlling your spending
Having positive cash flow
Maximizing savings
Utilizing your money efficiently
3. What they say
about budgets…
“A budget is restraining and limits my
freedom.”
“I cannot solve my money problems unless I
make more money.”
“Budgets are complicated and take too much
time.”
4. Think about this…
We must understand all the aspects
that affect our money
Inflation
Money Management
5. What Kind of Message are
You Giving?
What do your spending habits say about how
you manage your money?
What do your spending habits teach your
children?
How often do you include the well-being of
your family when making financial decisions?
6. Youth
Students perceive financial independence as
a means to achieve adult status. Although
some young adults in college learn to manage
their money well, many others overspend their
budgets, accrue credit card debt, and fail to
pay off debts on time.
7. 7 Reasons to Budget
i. Less stress
ii. Less reasons to argue over money
iii. Assure our financial stability
iv. Teach our children and family
v. Protect ourselves from our temptation to
spend
vi. Protect ourselves from unexpected
expenses, emergencies & unemployment
vii. Assure that our money grows
8. Let’s Rid Ourselves from the
“Budget”
Invent your own name
Spending Plan
Money Plan
Etc.
9. First Step towards Money
Management?
Attitude of Money
Before making your plan you must
change your perception of money and
your approach to money management.
10. Emotion
Money can affect us emotionally. When
we have money to spend are feelings
towards money are positive. When we don’t
have it to spend, our sentiments towards
money can be negative. This can lead a
person to make emotional decisions
rather then logical ones.
11. ‘
Some times we try to keep up with Jones’
when in reality not even the Jones’ can
keep up with the lifestyle they lead. They
live an artificial life and we go through
leaps and bounds to mimic them.
12.
We have to acknowledge our weaknesses
and identify our temptations so we can
take them in account when we make a
budget or every time we’re in a situation
where that temptation exists.
13. Why become a business
owner?
Achieve financial freedom
Pursue personal and career interests
14. What is a business supposed
to do?
Earn money
Be a successful business
Grow and Expand
Increase revenue, increase production
Fulfill an Objective
Satisfy a need or want
Provide a service
15. You Are A Business
Treat yourself as if you were a business
A business as though every person with any
income has a cash flow
Cash flow is constant movement – the
incomes and outcomes of your money
16. Cash Flow
The difference between the inflows and
outflows of your money determine if you have
negative or positive cash flow
It’s important because it measures your
capacity to save and arrive at your financial
objectives
17. Example
A person that earns $3,000 a
month and spends $4,500 every
two months has a negative or
positive cash flow?
Is this person in line with their
spending plan?
18. Money Management
How do you differentiate money
management for the home and for a
business?
19. …As a Family
Must find out how much it costs to “run” your
household
How can you really know if you are using
good money management if you don’t
track your expenses?
20. Putting it in Perspective
Expense Ratio
Compares your total income with how much
you’ve spent for a specific expense.
What you paid = Expense Ratio
Your total income
21. Example
If you earn $45,000 per year and you
spend $120 per week for food what is your
expense ratio?
$6,240 ($120 X 52) per year.
Your Expense Ratio is…
24. How to Money Proof Your
Family
Assure that the whole family participates
Take an honest look at your finances
Identify your weaknesses
Get organized
Assign a family member
Designate a place
Know your credit score and history
Distinguish between needs and wants
Form realistic goals
26. An honest look at your
finances
Do I have savings, and if so, how much?
Has the percentage of my income to pay bills
increased?
Do I max out my credit cards?
Do you frequently miss payments?
Do you use reserved funds to get caught up on
bills?
27. …
What types of purchases do you make with your
credit card? Could you use cash?
Do you have a backup in case you lose your job?
Do you know how much you owe?
Do you know the interest on the debt you owe?
Do you receive calls from creditors attempting to
get payment on a debt?
28. Organize Your Documents
Keep receipts for large purchases
Use your bills to help create your budget
Always keep documents that deal with home
repairs
Cross check your W-2 income with your check
stubs
Keep your tax returns for at least 6 years.
30. Designate a Person
Elect a member in your household to be the
“money manager”.
31. Designate a Place
Find a secure and safe place in your home
to store financial documents.
32. Credit
Make sure you know your credit score or
are at least up to date with your report.
AnnualCreditReport.com
33. My Needs and
Wants
Needs Wants
Student Loans New Car
Money for Retirement Digital Camera
Cell phone Eating out
Clothing Europe trip
Cable TV Plasma TV
Healthcare $100 in savings
35. What was the Objective of
the activity?
Reduce debt
Money management is required to reach
any financial goal
Identify opportunities to spend
36. Determine monthly income
Calculate monthly expenses
Subtract monthly expenses from
monthly income
Money Plan
37. Fix the Leaks in Your Money
Plan
☻Net Income vs. Gross Income
☻ATM fees
☻Not Comparison Shopping
☻Not comparison shopping…for better rates
☻Are you utilizing community resources?
☻How are you using credit?
Editor's Notes
What money management lessons will your children or even youth family members learn from you? What did your parents tell you about money when you were younger and what do you tell your children (or younger family members) now?