This document proposes a multimodal biometrics payment system that combines biometrics verification techniques with hidden biometrics. It describes a system that uses fingerprint, face, and hidden biometrics like electromyograms and medical images for secure user identification and payment. The system extracts features from fingerprints and infrared images of faces for matching. It also discusses using signals from muscles or bones in medical images as hidden biometrics to prevent forgery. The document concludes that combining standard and hidden biometrics can provide robust user identification for secure payment systems.