The document discusses the differences between public and private banks in Bangladesh. It provides lists of public banks such as Sonali Bank and private banks such as BRAC Bank. It then analyzes the strengths, weaknesses, opportunities, and threats of both public and private banks. Finally, it concludes that both types of banks are essential for economic development in Bangladesh and provides recommendations such as using more IT, introducing new products, and providing staff training.

2. Group profile
Name ID no.
Md. Sayed-Al-Sahaf 18121
Md. Mahbub Alam 18178
Shimul Sheikh 18125
Md. Mohiuddin 18120
Shahida Khanam 18164
Rimjhim Bristy Mree 18195

3. Md. Sayed-Al-Sahaf
ID no. 18121

4. Private Banks Do Better Than
Public Banks.

5. Public Bank
Public bank is a bank, a financial institution,
in which a state or public actors are the
owners. It is a company under state control.

6. Private Bank
Private Banks are banks owned by either an
individual or a general partner’s with limited
partners.

7. List of public banks
Sonali Bank
Agrani Bank
Rupali Bank
Janata Bank

8. List of private banks
 BRAC Bank Limited
 Dutch Bangla Bank Limited
 Eastern Bank Limited
 United Commercial Bank Limited
 Mutual Trust Bank Limited
 Dhaka Bank Limited
 Islami Bank Bangladesh Ltd
 Uttara Bank Limited
 Pubali Bank Limited
 IFIC Bank Limited
 National Bank Limited
 The City Bank Limited
 NCC Bank Limited
 Mercantile Bank Limited
 Southeast Bank Limited
 Prime Bank Limited

9. List of private banks
 Social Islami Bank Limited
 Standard Bank Limited
 Al-Arafah Islami Bank Limited
 One Bank Limited
 Sumon Bank Limited
 Exim Bank Limited
 First Security Islami Bank Limited
 Bank Asia Limited
 The Premier Bank Limited
 Bangladesh Commerce Bank Limited
 Trust Bank Limited
 Jamuna Bank Limited
 Shahjalal Islami Bank Limited
 ICB Islamic Bank
 AB Bank
 Jubilee Bank Limited

10. Rimjhim Bristy Mree
ID no. 18195

11. SWOT analysis between public banks and
private banks

12. Strength of Public Banks
 Customer loyalty & brand name
 Cost advantage from Economies of Scale
 Lower costs lead to higher profits
 Lower costs lead to higher profits
 Strictly follow ethical banking practices.
 Large customer base

13. Weakness of Public Banks
High debt burden
Work inefficiencies
Out dated technology
High workers turnover
Inefficient customer service.
Limited promotion opportunity
Lack of training and development

14. Md. Mahbub Alam
ID no. 18178

15. Opportunities of Public Banks
 Financial leverage
 Online marketing
 Emerging market
 New market
 International expansion
 High demand of credit
 High demand of remittance facility

16. Threats of Public Banks
International competition
Intense competition
Change in tastes
Political unrest
Technological advancement
Lack of Flexibility to adopt to any change

17. Shahida Khanam
ID no. 18164

18. Strength of Private Banks
Strong corporate identity
Efficient Performance
Young enthusiastic workforce
Strong Financial Position
Relationship with existing clients is very
strong
Efficient administration
Technological improvement

19. Weakness of Private Banks
High level of competition
Out dated technology
Lack of knowledge of customer profile
Higher interest rate in case of consumer loan
Rival bank can easily copy the service offering
High worker turn over.

20. Shimul Sheikh
ID no. 18125

21. Opportunities of Private Banks
 Distinct operating procedures
 Country wide network
 Experienced Managers
 Implementation of BASEL
 Branch expansion
 By offering more attractive interest rates, and lowering
the minimum
 If reducing its current fees & charges and positioning attractively , so they can attract more corporate client
 balances eligible for interest, the bank can attract a lot of the old customers

22. Threats of Private Banks
 Upcoming Banks/Branches
 Similar products are offered by other banks
 Default Loans
 Industrial Downturn
 Financial Crisis
 Inefficiencies within the operations of the bank
 Possibilities of more stringent regulations
 Lack of appeal to younger, Student, affluent potential customers

23. Md. Mohiuddin
ID no. 18120

24. Conclusion
Both private and public bank is essential in terms of an
economy. Private Banks play a great role in economic
development of a country. Bangladesh is at least
developing country and its economy is agro-based.
Poverty is the main problem in this country. Banks
collect money from large number of people, which has
made possible for the commerce and industry to meet
the requirements.

25. Recommendation
 All banking activities should be performed using IT
 Bank should neglect the manual based operation
 Staff and officers should be polite
 Banks should introduce new product
 Banks should consider experience, written test and viva examination in cases of promotion
 Banks should provide appropriate training
 Banks should take motivational effort
 Banks should take strong position against corruption.