definition of bank its products and services or its customers and classification of bank.

1. BANKING
PRESENTERS:
MARYAM QAZI 1310-BBA015
HIBA SHAIKH 1310-BBA009
TOPIC:
GIVEN TO
MA’AM SHAZIA KAZI
MONEY AND BANKING

2. Definition Of Bank
• An institution who accepts the deposits and
lends the money.
Accepts
Lends

3. Bank Offers
PRODUCTS
•ATM cards
•Cheque books
SERVICES
•Online banking
•Car finance

4. Bank Customers
• Individuals
• Partners
• Trusties
• Companies

5. Departments At Bank

6. Classification of bank
Banks are classified into following categories:
 Central Bank.
 Commercial Bank.
 Saving Bank.
 Agricultural Bank.
 Industrial Bank .

7. Classification of bank
• Central Bank:
It is a national bank that provides financial and
banking services for its country's government
and commercial banking system, as well as
implementing the government's monetary
policy and issuing currency.
Central bank is also called bank of banks.
• The State Bank of Pakistan () is the central
bank of Pakistan

8.  Commercial Bank: accepts deposits from general
public and lends them to the other people to earn
profit.
 In Pakistan commercial banks are:
Allied bank.
HBL
MCB
Faysal bank.
Standard chartered bank.

9. • Saving Bank:
Collects the savings of the people having low income and
pay interest on it. Such bank is formed to encourage
saving habits of people.
• Post offices and saving centres perform the business of
saving banks in Pakistan.
 Agricultural Bank:
Agricultural banks are set up to provide financial
assistance to the agriculturist.
 These banks provide short and medium term credit to the
farmers for purchasing of seeds and tractors.

10. • Industrial Bank:
It mainly provide, medium and long term
credit to the industries.