ARMnet is a financial product management solution that uses workflow automation to reduce costs and improve processing times. It allows clients to manage multiple financial products on a single secure platform, providing flexibility. ARMnet automates manual tasks to reduce labor costs by 30-50% and processing times from days to minutes. Clients have been able to significantly grow their businesses while using ARMnet to manage billions of dollars in assets globally.

1. ARMnet Financial Product Management Solution
 Tomorrow’s Financial Product Management Solution,
Here Today……

2. Dawn Of A New Age In Financial Product Management
 Traditional Approach
• Manual Review by FTE Underwriters &
Servicers Of Required Functions
• Extended Approval Processes
• Limitations on Meeting SLA’s
• Multiple Software Silos To Manage
One Client File
 ARMnet Approach
 30% to 50 % Reduction in FTE
Requirements Through System
Workflow Automation
 Service Oriented Architecture
Underwriting & Servicing Process Workflow & System Automation

3. Back Office Cost Reductions
Estimated 30% - 50% Reduction in Back Office Costs through Automation, Simple Management, No
Hard Coding, Low Level Skills required to Amend / Change the System
Automate tasks, business
processes & reduce
manual intervention.
Automation
Grow the business
without having to invest in
more people.
More with Less
Make changes to key
business processes via
simple Visio process maps
Simplify Change

4. Collapsing Client Silo Systems By Using ARMnet
Replaced 4
Separate Disparate
IT Systems
Acquisition System
✓ Electronically Ingest
Application Via Secure Web
Service.
✓ Data Validation and
Cleansing.
✓ Automated Account Setup
Including Creating and
Linking All Clients and
Related Entities.
Servicing System
✓ Interest and EFT processing.
✓ Arrears and Collections
Management.
✓ Asset Management.
✓ Monitoring.
✓ Valuation.
✓ Sale and Disposal.
Funding System
✓ Funding Checklists.
✓ Documentation Registry.
✓ Title Registration.
✓ Interface to Automated
Settlements Services.
Underwriting System
✓ Perform 3rd Party Checks - Credit
Reporting.
✓ Anti-Money Laundering (AML),
Identity Checks, Insurance
Submissions.
✓ Risk Evaluation.
✓ Investor Allocation.
✓ Generate Special Conditions and
Requirements.
✓ Automate Requests for Information
from External Parties such as Brokers
via Letter, Email or SMS.
✓ Prepare Legal Documents and
Approvals.
✓ Automated Decisioning (AI).
Example Client
▪ 30-50% reduction of manual
activity of operations teams.
▪ Reduced processing time
from 4-5 days to 4-5 minutes
▪ 34% reduction of staff with
$500K in savings per process
team per annum.
▪ Substantial volume increase in
process turnaround times.
▪ High volume increase in sales
revenue.
▪ Became one of the largest
business process outsourcing
firms in country in country in 5
years.
Highlights
✓ Chosen From Global
Competitors
✓ Similar Results Can Be
Replicated Worldwide for
Hundreds of Clients.
✓ Automated Many Human
FTE Function Touch Points
to Reduce Errors and Save
Time.
IT

5. Benefits of Workflow Automation from ARMnet System
01
People Performance
Increase Productivity and Retention
06
Effectiveness
Transition of Service Through Software From Services-
Through-Labour
Codify Human Knowledge Into Digital Labour.
Resources Focus on High Value Activities 02 Quality
Better Mean Time to Respond: Hours to Minutes
and Minutes to Seconds
Significant Reduction in Error Rates
Proactive Risk Management
Human FTE Touchpoint Reduction & Lower Labour Rates
Reduce Staff Attrition & Knowledge Loss
Agility and Forward Looking Focus
05
03
Compliance
Virtual Engineers Running 100% of the Time
Automation Drives Adherence to Standards
Scalability
Decoupling of Labour from Quantity of Devices Supported
Ability to Deliver AI Capabilities
04
The Benefits of Automation to Axcess Clients Varies in Outcomes.

6. Meet Some of Our Global Clients
Paradigm Quest BPO - ARMnet is
Managing $23 Billion in Residential
Mortgages for a group of 12 Insurers
& Financial Services Companies in
Canada
Pepper Ireland - ARMnet is managing over
€15 Billion portfolio of mortgage and loan
portfolio's for multiple financial
institutions.
Bluestone Asset Management - ARMnet is
managing a Multi-Billion in Mortgages
and Loan portfolio for multiple financial
institutions in the UK, Ireland, Australia
and New Zealand.
ARMnet is used to manage over $250B in Assets Globally

7. Benefits
Armnet
Armnet is powered by a Visio-
like based workflow engine,
offering our clients a highly
flexible, product agnostic
platform that enables multiple
financial products to be
managed on one secure
platform.
Pepper Ireland
Initial Book Migrated to
ARMnet €800m
Current Book €15B
AMAL
Initial Book $400m
Current Book $9b
Paradigm Quest
Initial Book $750M
Current Book $23B
COSTREDUCTION (I.TINFRASTRUCTURE, APPLICATIONS, BACK OFFICE
REVENUE GROWTH (SPEED TO MARKET, MULTIPLEPRODUCTS)
HIGHLY CONFIGURABLE (BUILD AROUND YOUR PROCESSES)

8. Brendan Weir - CEO
We have been working with Axcess and ARMnet
for over 10 years. Over this time Armnet has
been an integral part of our service offering and
has helped us grow to a position where we
service a variety of asset types, for over 30 of
worlds leading financial services organisations.
“
“
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9. SamStravato - CIO
“
14
“ The ARMnet Financial Product Management System
has allowed us to on-boarding new books of business
in a timely and cost effective manner, significantly
decreasing our migration time and enhancing our ability
to win new business. This has resulted in us doubling
our book of business between 2012 and today.
Further to this, the new ARMnet HTML5 Broker Point of
Sale Portal we have recently launched has further
enhanced our product offering to our broker network.

10. Contact Us Today For a Demo
 ZAR Technology Services
 Scott Colton
 Axcess Certified Solutions Partner
 Tel: +1(772) 766-4694
 Email: scolton@zarit.com
 Web Site: www.zarit.com
 LinkedIn: linkedin.com/in/scott-colton-
2351107/