For the purpose of saving and securing money, to get loans, employers to get wages, to pay bill online, etc., every human being require a bank account. Either it can be savings account or checking account, each one has its own functionalities. In earlier days the person needs to go for bank for account opening or any other transactions, but now through online any functionality can be handled. If a user can able to access the privileges of bank he must have an account. So the initial step of banking is account opening. To open an account in any bank it undergoes several steps. First the user walk in to any bank or he can visit to any bank website then he needs pick up an account opening application and then has to fill his valid personal details in the application, mention the type of account he is going to open and finally provide nominee for his account. After all these process a unique account number is provided to user in a couple of days. Our project is implemented based on the banking system which is going to resolve the delay in providing an account number by the bank that takes a couple of days to process. To avoid this delay we are implementing a banking application that will process the user application day by day with a short period of time the user will get his bank account number more efficiently.
CASE STUDY ON PKI & BIOMETRIC BASED APPLICATIONPankaj Rane
Public Key Infrastructure is a widely deployed security technology for handling key distribution and validation in computer security. Despite PKI’s popularity as a security solution, Phishing and other Man-in-the-Middle related attacks are accomplished with ease throughout our computer networks. The major problems with PKI come down to trust, and largely, how much faith we must place in cryptographic keys alone to establish authenticity and identity.
In this paper, we look at a novel biometric solution that mitigates this problem at both the user and certificate authority levels. More importantly, we examine the trouble with the application of unprotected biometric features directly into PKI, and propose the integration of a secure, revocable biometric template protection technology that supports transactional key release. A detailed explanation of this new Biometric application is provided, including composition, enrollment, authentication, and revocation details. The Biometric provides a new paradigm for blending elements of physical and virtual security to address pesky network attacks that more conventional approaches have not been able to stop.
Computationally Efficient ID-Based Blind Signature Scheme in E-Votingijsrd.com
Blind signatures introduced by Chaum, allow a user to obtain a signature on a message without revealing anything about the message to the signer. Blind signatures play an important role in plenty of applications such as e-voting, e-cash system where anonymity is of great concern. ID based public key cryptography can be a good alternative for certificate based public key setting, especially when efficient key management and moderate security are required. In this we propose an ID based blind signature scheme from bilinear pairings.
Creation & Verification of Digital Signature using DigisignerPalash Mehar
Digital Singatute-
Basics of Digital Signature
Creation & Verification of Digital Signature using Digisigner
Steps of creation of digital signature using Digisigner
Steps of Validation of Digital signature using Digisigner
Working of Digital Signatgure
Attributes of Digital Signature
Digital signature ensures the confidentiality via. The following three attributes,
1 Authentication
2 Integrity
3 Non-repudiation
Controller of Certifying Authority(CCA)
Sections related to digital signature
Digisigner 4.0
This document summarizes security issues and challenges with internet banking. It discusses how phishing and malware can be used to steal user credentials and authorize fraudulent transactions. Specifically, it notes that authorization passwords should be related to transaction details to prevent arbitrary transactions, but malware can still change transaction details if the user's device is compromised. It proposes using a dedicated security device to generate authorization passwords based on transaction details, reducing complexity and improving security over smartphones.
SmartQuora - Learn to build a Smart Contract application on Hyperledger Block...Srini Karlekar
SmartQuora is an application that enables knowledge sharing among participants while incentivizing answers that are meaningful and well-explained. Inquirers pose questions with a reward for the best answers and a due-date by which they are looking for an answer. Responders compete with each other to provide the best answers. Participants can like or dislike answers. When the due-date arrives the answers are tallied and the reward is shared proportionately among the responders such that the best answers gets the most earnings. To avoid abuse of the platform, inquirers cannot answer their own questions and respondents cannot vote for their own answers.
Technically speaking, SmartQuora is a DApp (Decentralized Application) built on top of the HLF - Hyperledger Fabric Blockchain decentralized peer-to-peer network. It uses Smart Contracts built using HLF Composer API to represent Questions and Answers which contains rules to manage the process and payout.
SmartQuora uses a Javascript-based front-end web application to communicate withe the Blockchain platform on which the Smart Contracts reside using a RESTful interface. It uses Passport for authentication of participants using OAuth protocol and allows maintenance of their digital wallets through which the participants can manage their Digital Identities. These Digital Identities are generated and managed using the Hyperledger Fabric platform.
The document discusses OAuth, an open standard for authorization in REST APIs. It allows users to grant third party applications access to their private data without sharing their usernames and passwords. OAuth uses tokens instead of passwords, allowing users to control what data apps can access and revoke access at any time. The OAuth process involves a consumer obtaining a request token, then redirecting the user to authorize access, and exchanging the request token for an access token to access private resources on the user's behalf according to their authorization.
Two Factor Authentication Using Smartphone Generated One Time PasswordIOSR Journals
This document proposes a two-factor authentication system that uses smartphones to generate one-time passwords (OTPs). It aims to improve security over traditional password-based systems while reducing costs compared to hardware token-based OTP systems. The proposed system would have client software on PCs and Android apps to generate OTPs using cryptographic algorithms and unique device identifiers. OTPs would be validated by the server to authenticate transactions. Future work could explore using images instead of OTPs for two-factor authentication via mobile apps.
The document proposes a virtual password system to improve security for online banking transactions. In the proposed system, a mobile application is used to generate one-time virtual passwords based on a permanent PIN number and random number, removing the vulnerabilities of password delivery via SMS. This virtual password system aims to enhance security by making password guessing and hacking techniques like phishing and keylogging more difficult to exploit.
CASE STUDY ON PKI & BIOMETRIC BASED APPLICATIONPankaj Rane
Public Key Infrastructure is a widely deployed security technology for handling key distribution and validation in computer security. Despite PKI’s popularity as a security solution, Phishing and other Man-in-the-Middle related attacks are accomplished with ease throughout our computer networks. The major problems with PKI come down to trust, and largely, how much faith we must place in cryptographic keys alone to establish authenticity and identity.
In this paper, we look at a novel biometric solution that mitigates this problem at both the user and certificate authority levels. More importantly, we examine the trouble with the application of unprotected biometric features directly into PKI, and propose the integration of a secure, revocable biometric template protection technology that supports transactional key release. A detailed explanation of this new Biometric application is provided, including composition, enrollment, authentication, and revocation details. The Biometric provides a new paradigm for blending elements of physical and virtual security to address pesky network attacks that more conventional approaches have not been able to stop.
Computationally Efficient ID-Based Blind Signature Scheme in E-Votingijsrd.com
Blind signatures introduced by Chaum, allow a user to obtain a signature on a message without revealing anything about the message to the signer. Blind signatures play an important role in plenty of applications such as e-voting, e-cash system where anonymity is of great concern. ID based public key cryptography can be a good alternative for certificate based public key setting, especially when efficient key management and moderate security are required. In this we propose an ID based blind signature scheme from bilinear pairings.
Creation & Verification of Digital Signature using DigisignerPalash Mehar
Digital Singatute-
Basics of Digital Signature
Creation & Verification of Digital Signature using Digisigner
Steps of creation of digital signature using Digisigner
Steps of Validation of Digital signature using Digisigner
Working of Digital Signatgure
Attributes of Digital Signature
Digital signature ensures the confidentiality via. The following three attributes,
1 Authentication
2 Integrity
3 Non-repudiation
Controller of Certifying Authority(CCA)
Sections related to digital signature
Digisigner 4.0
This document summarizes security issues and challenges with internet banking. It discusses how phishing and malware can be used to steal user credentials and authorize fraudulent transactions. Specifically, it notes that authorization passwords should be related to transaction details to prevent arbitrary transactions, but malware can still change transaction details if the user's device is compromised. It proposes using a dedicated security device to generate authorization passwords based on transaction details, reducing complexity and improving security over smartphones.
SmartQuora - Learn to build a Smart Contract application on Hyperledger Block...Srini Karlekar
SmartQuora is an application that enables knowledge sharing among participants while incentivizing answers that are meaningful and well-explained. Inquirers pose questions with a reward for the best answers and a due-date by which they are looking for an answer. Responders compete with each other to provide the best answers. Participants can like or dislike answers. When the due-date arrives the answers are tallied and the reward is shared proportionately among the responders such that the best answers gets the most earnings. To avoid abuse of the platform, inquirers cannot answer their own questions and respondents cannot vote for their own answers.
Technically speaking, SmartQuora is a DApp (Decentralized Application) built on top of the HLF - Hyperledger Fabric Blockchain decentralized peer-to-peer network. It uses Smart Contracts built using HLF Composer API to represent Questions and Answers which contains rules to manage the process and payout.
SmartQuora uses a Javascript-based front-end web application to communicate withe the Blockchain platform on which the Smart Contracts reside using a RESTful interface. It uses Passport for authentication of participants using OAuth protocol and allows maintenance of their digital wallets through which the participants can manage their Digital Identities. These Digital Identities are generated and managed using the Hyperledger Fabric platform.
The document discusses OAuth, an open standard for authorization in REST APIs. It allows users to grant third party applications access to their private data without sharing their usernames and passwords. OAuth uses tokens instead of passwords, allowing users to control what data apps can access and revoke access at any time. The OAuth process involves a consumer obtaining a request token, then redirecting the user to authorize access, and exchanging the request token for an access token to access private resources on the user's behalf according to their authorization.
Two Factor Authentication Using Smartphone Generated One Time PasswordIOSR Journals
This document proposes a two-factor authentication system that uses smartphones to generate one-time passwords (OTPs). It aims to improve security over traditional password-based systems while reducing costs compared to hardware token-based OTP systems. The proposed system would have client software on PCs and Android apps to generate OTPs using cryptographic algorithms and unique device identifiers. OTPs would be validated by the server to authenticate transactions. Future work could explore using images instead of OTPs for two-factor authentication via mobile apps.
The document proposes a virtual password system to improve security for online banking transactions. In the proposed system, a mobile application is used to generate one-time virtual passwords based on a permanent PIN number and random number, removing the vulnerabilities of password delivery via SMS. This virtual password system aims to enhance security by making password guessing and hacking techniques like phishing and keylogging more difficult to exploit.
Re-using existing PKIs for online Identity ManagementMartijn Oostdijk
The document discusses using existing public key infrastructure (PKI) from electronic passports to enable online identity management according to Identity 2.0 standards. It describes how an Identity Provider could verify a user's passport remotely by performing authentication and accessing standardized data groups. Attributes from the passport like date of birth could then be translated to be more privacy-friendly before being shared with a Relying Party. Combining offline and online identity management allows flexibility in privacy protection while leveraging widespread government PKI systems.
Online Secure payment System using shared ImagesIRJET Journal
This document proposes a new secure payment system for online shopping that uses steganography and visual cryptography. It aims to minimize customer information shared with merchants to prevent fraud and identity theft. The system works as follows:
1) A customer hides their bank password in an image using steganography. They share one image share with a certified authority and keep the other.
2) During checkout, the customer submits their share to the authority who combines it with their share to reveal the hidden password.
3) The authority sends the password to the bank which verifies the customer and transfers funds to the merchant. The merchant only receives information to validate payment.
4) This limits the customer data exposed to merchants, prevents mis
Empirical Study of a Key Authentication Scheme in Public Key CryptographyIJERA Editor
Public key cryptosystem plays major role in many online business applications. In public key cryptosystem, public key need not be protected for confidentiality, but the authenticity of public key is needed. Earlier, many key authentication schemes are developed based on discrete logarithms. Each scheme has its own drawbacks. We developed a secure key authentication scheme based on discrete logarithms to avoid the drawbacks of earlier schemes. In this paper, we illustrate the empirical study to show the experimental proof of our scheme.
This document summarizes a research paper that proposes a two-factor authentication system for online transactions using mobile phones. The system generates one-time passwords (OTPs) using a secret key shared between the server and mobile phone. When users log in, the server sends an OTP as an SMS to their mobile phone. They must enter both their password and the OTP to authenticate. This adds an extra layer of security beyond a single static password by requiring possession of the mobile phone in addition to password knowledge. The system aims to reduce fraud while being easy for users without extra hardware.
ROLE OF MULTIPLE ENCRYPTION IN SECURE ELECTRONIC TRANSACTIONIJNSA Journal
Security of electronic transaction over insecure communication channel is a challenging task that includes many critical areas as secure communication channel, strong data encryption technique and trusted third party to maintain the electronic database. The conventional methods of encryption in Secure Electronic Transaction can only maintain the data security. The confidential information of customer could be accessed by the unauthorized user for malicious purpose. Therefore, it is necessary to apply effective encryption methods to enhance data security as well as authentication of data communication. The multiple encryption technique provides sufficient security for electronic transactions over wireless network. In this research paper, the needs of multiple encryption technique in Secure Electronic Transaction are proposed to enhance the security of confidential data. This technique increases the data security in such a manner that unauthorized user can not access any part of information over wireless network as internet.
Digital Locker Requester Api Specification v1 0DigiLocker
The document provides specifications for integrating a requester application with the Digital Locker system to allow users to select and share files from their Digital Locker accounts. The key steps are:
1. Register the requester application with Digital Locker to get an API key.
2. Integrate the Digital Locker requester widget on the web page using the JavaScript library.
3. Provide an upload service endpoint for Digital Locker to send the file URL, which the requester application must then use to retrieve and store the file.
E Authentication System with QR Code and OTPijtsrd
As a fast web framework is being created and individuals are informationized, even the budgetary undertakings are occupied with web field. In PC organizing, hacking is any specialized exertion to control the ordinary conduct of system associations and associated frameworks. The current web banking framework was presented to the threat of hacking and its result which couldnt be overlooked. As of late, the individual data has been spilled by a high degree technique, for example, Phishing or Pharming past grabbing a clients ID and Password. Along these lines, a protected client affirmation framework gets considerably more fundamental and significant. Right now, propose another Online Banking Authentication framework. This confirmation framework utilized Mobile OTP with the mix of QR code which is a variation of the 2D standardized identification. 1 6 7 Afrin Hussain "E-Authentication System with QR Code & OTP" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-4 | Issue-3 , April 2020, URL: https://www.ijtsrd.com/papers/ijtsrd30808.pdf Paper Url :https://www.ijtsrd.com/computer-science/computer-security/30808/eauthentication-system-with-qr-code-and-otp/afrin-hussain
The document discusses the basics of public key infrastructures (PKI) which manage trust through the use of digital certificates issued by certificate authorities. It describes the roles of registration authorities, certificate authorities, and certificate repositories. It explains how digital certificates are used to bind identities to public keys and details the processes of obtaining, verifying, renewing, and revoking certificates. The lifecycles of keys and certificates are also summarized.
A digital signature provides authentication of the sender, integrity of the document, and non-repudiation by using public key cryptography. It consists of a signing process, where the document is hashed and the hash is encrypted with the private key and attached to the original document. In verification, the signature is decrypted with the public key and compared to a newly generated hash of the document to validate authenticity. Digital signatures are commonly used for legally binding electronic documents and communications to establish trust between parties.
Location based authentication new words approch secuiritySarath K
Authentication is accepting proof of identity given by a
credible person who has evidence on the said identity or on the
originator and the object under assessment as his artifact
respectively. Traditional authentication technique generally
requires an id and password to verify the identity of user. By
nature, user is looking for a password that is easy to remember
and secured from any attack. However, remembering many
complicated passwords, especially when user has different
accounts, is not an easy task. Earlier two factor authentication
technique is common in use. In the two factor authentication
individual can be identified by his user name and password. If
username and password is matched then process of
authentication is done and user can access the data. But in this
technique anyone can hack password and access information.
In many cases, users' passwords are stored in plain-text form on
the server machine. Anyone who can gain access to the server's
database has access to enough information to impersonate any
authenticable user. In cases in which users' passwords are stored
in encrypted form on the server machine, plain-text passwords
are still sent across a possibly-insecure network from the client to
the server. Anyone with access to the intervening network may
be able to "snoop” pairs out of conversations and replay them to
forge authentication to the system. Each separate system must
carry its own copy of each user's authentication information. As a
result, users must maintain passwords on each system to which
they authenticate, and so are likely to choose less-than-secure
passwords for convenience. Knowledge based authentication
uses secret information. When user provides some information to
authenticate himself as a legitimate user, the system processes
this information and suggests whether the user is legitimate or
not
The document proposes a standardized system called the Digital Locker Technology Specification (DLTS) to issue government documents electronically to Aadhaar holders. This would allow documents to be stored digitally and shared with agencies in real-time, eliminating the need for physical documents. The system would use Aadhaar numbers to authenticate document owners and prevent fraud. It describes key aspects of electronic documents like being machine-readable, printable, shareable, tamper-evident, and verifiable. The proposed architecture involves multiple digital repositories storing documents in a federated manner, with documents being issued, stored, and accessible online through a digital locker portal.
Ricardo Mendez, Technical Director Europe ,Samsung NEXT - Identity, Privacy a...Techsylvania
Ricardo J. Méndez discusses identity, privacy, and processing data at the edge. He provides a conceptual 7-layer model for digital identity and discusses how characteristics can identify people even without facts. While edge processing can enhance privacy, it does not guarantee it. Méndez argues that companies pinky-swearing not to abuse data is not enough and that people will not leave platforms due to scandals. To improve privacy, systems must give compelling reasons for people to use them and address fears of impermanence.
Digital signature certificates (DSC) provide a digital equivalent of a physical signature and can verify identity online. There are two main types of DSC in India - Class 2 for individuals and Class 3 for organizations requiring higher assurance. The government assures five companies can provide DSCs across India, like TCS and ACE Technology in Rajasthan. DSCs allow vendors, bidders, and others to electronically sign and submit documents from anywhere, reducing paperwork. The goal is to make government services more accessible online through programs like MCA21.
Digital Locker Dedicated Repository Api Specification v1 4DigiLocker
This document provides specifications for APIs that issuers can use to push documents to and pull documents from the Digital Locker repository. It describes the document codification scheme including assigning a unique document URI composed of the issuer ID, document type, and document ID. It also outlines the on-boarding flow for issuers which involves generating document URIs, uploading metadata to map URIs to documents, and creating APIs for pushing documents and pulling document metadata. The revision history shows recent updates to the specifications.
This document proposes a doubly secured authentication scheme using the RKO technique of visual cryptography. It involves splitting a user's photo and signature image into shares during registration. These shares are sent to the user's email and stored in a database. During login, the user submits their shares which are overlapped with the bank's shares using XOR operation. If the reconstructed photo and signature match the originals, access is granted. The scheme improves security over password-based methods by requiring two biometric factors and preventing unauthorized login using mismatched shares. It was implemented using Java and the RKO technique achieved perfect reconstruction quality without data loss. The proposed scheme enhances authentication security for applications like online banking.
The document discusses the 3-D Secure protocol, which was created by Visa in 2001 to add security to online credit card transactions. It does this through an authentication step where the cardholder authenticates themselves with their card-issuing bank during the transaction. The protocol uses XML messages over SSL and a three-domain model including the issuer, acquirer, and interoperability domains. It provides advantages like reduced fraud and increased customer satisfaction but also has disadvantages like potential for phishing and incompatibility with some mobile browsers. Overall, the 3-D Secure protocol has become an industry standard despite some limitations.
A Survey on Secure Data Sharing with Forward Security in Cloud ComputingIRJET Journal
This document summarizes a research paper on secure data sharing with forward security in cloud computing using identity-based ring signatures. It first provides an abstract of the paper, describing how ring signatures allow anonymous authentication of data shared in the cloud. It then discusses challenges with key escrow in identity-based cryptography and how ring signatures address this. The document explains the concepts of identity-based cryptography, ring signatures, and group-oriented cryptography. It describes how identity-based ring signatures improve efficiency by removing the need for certificate verification. Finally, it proposes a solution using identity-based ring signatures for anonymously sharing energy usage data in a smart grid.
This document proposes a system for strengthening security for online banking transactions. It involves multi-level authentication including face recognition, graphical OTP authentication using a 4x4 grid of random numbers, and security questions. Users first register security images, a security pattern by selecting indexes on a 4x4 grid, answers to security questions, and their face is recorded. For login, the security images and username/password are verified. Transactions require face recognition if a webcam is available, otherwise graphical OTP authentication is used where the user selects numbers from the indexes of their security pattern on a randomly generated 4x4 grid. Additionally, two random security questions are asked before completing a transaction. The system aims to provide secure electronic transactions through this multi-factor
Keystroke with Data Leakage Detection for Secure Email AuthenticationYogeshIJTSRD
The user authentication is the important factor which allows the user to use a particular software. The user authentication is also performed in various kinds of social media such as Gmail, Facebook, etc. The traditional password system is used for user authentication. But this technique has a lot of demerits in it. Some hackers also cracks the password and perform some unwanted actions in the user authentication. In order to remove the difficulties in this traditional password technique and to provide additional security in user authentication, the keystroke with data leakage detection for secure email authentication is designed. This system uses Keystroke Dynamics. This system consists of five different types of modules such as Email Framework Construction, User Enrolment, Keystroke Authentication, Data Sharing and Data Leakage Detection. This system gets the details of the user such as name and email. Then it allows to enter the password. This password is stored along with the keystroke dynamics data such as the typing speed of the password and the threshold value. Both the Keystroke dynamics data and the original password are stored in the database. When the user wants to log into the system, the user has to give the password according to the keystroke dynamics data. Then only, the user can log into the system. Hence this system can also be used in Cyber security and provide security and privacy for the user data. Mrs. V. Hemalatha | V. Boominathan | K. Harithas | P. Raj Kumar | S. Vijaya Bharathi "Keystroke with Data Leakage Detection for Secure Email Authentication" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-3 , April 2021, URL: https://www.ijtsrd.com/papers/ijtsrd39969.pdf Paper URL: https://www.ijtsrd.com/computer-science/computer-security/39969/keystroke-with-data-leakage-detection-for-secure-email-authentication/mrs-v-hemalatha
IJERD (www.ijerd.com) International Journal of Engineering Research and Devel...IJERD Editor
This document summarizes a research paper about developing an authentication system for banking using implicit passwords. The proposed system uses randomly generated security questions to authenticate users, with answers provided as clickable points on an image instead of text. If the user correctly identifies the points associated with the security question, they are authenticated. The system aims to improve security over traditional username/password schemes while maintaining usability on mobile devices. Key modules described include user profile creation, generation of random authentication questions, comparing login profiles to verify identity, and allowing transactions and balance checks via SMS.
Re-using existing PKIs for online Identity ManagementMartijn Oostdijk
The document discusses using existing public key infrastructure (PKI) from electronic passports to enable online identity management according to Identity 2.0 standards. It describes how an Identity Provider could verify a user's passport remotely by performing authentication and accessing standardized data groups. Attributes from the passport like date of birth could then be translated to be more privacy-friendly before being shared with a Relying Party. Combining offline and online identity management allows flexibility in privacy protection while leveraging widespread government PKI systems.
Online Secure payment System using shared ImagesIRJET Journal
This document proposes a new secure payment system for online shopping that uses steganography and visual cryptography. It aims to minimize customer information shared with merchants to prevent fraud and identity theft. The system works as follows:
1) A customer hides their bank password in an image using steganography. They share one image share with a certified authority and keep the other.
2) During checkout, the customer submits their share to the authority who combines it with their share to reveal the hidden password.
3) The authority sends the password to the bank which verifies the customer and transfers funds to the merchant. The merchant only receives information to validate payment.
4) This limits the customer data exposed to merchants, prevents mis
Empirical Study of a Key Authentication Scheme in Public Key CryptographyIJERA Editor
Public key cryptosystem plays major role in many online business applications. In public key cryptosystem, public key need not be protected for confidentiality, but the authenticity of public key is needed. Earlier, many key authentication schemes are developed based on discrete logarithms. Each scheme has its own drawbacks. We developed a secure key authentication scheme based on discrete logarithms to avoid the drawbacks of earlier schemes. In this paper, we illustrate the empirical study to show the experimental proof of our scheme.
This document summarizes a research paper that proposes a two-factor authentication system for online transactions using mobile phones. The system generates one-time passwords (OTPs) using a secret key shared between the server and mobile phone. When users log in, the server sends an OTP as an SMS to their mobile phone. They must enter both their password and the OTP to authenticate. This adds an extra layer of security beyond a single static password by requiring possession of the mobile phone in addition to password knowledge. The system aims to reduce fraud while being easy for users without extra hardware.
ROLE OF MULTIPLE ENCRYPTION IN SECURE ELECTRONIC TRANSACTIONIJNSA Journal
Security of electronic transaction over insecure communication channel is a challenging task that includes many critical areas as secure communication channel, strong data encryption technique and trusted third party to maintain the electronic database. The conventional methods of encryption in Secure Electronic Transaction can only maintain the data security. The confidential information of customer could be accessed by the unauthorized user for malicious purpose. Therefore, it is necessary to apply effective encryption methods to enhance data security as well as authentication of data communication. The multiple encryption technique provides sufficient security for electronic transactions over wireless network. In this research paper, the needs of multiple encryption technique in Secure Electronic Transaction are proposed to enhance the security of confidential data. This technique increases the data security in such a manner that unauthorized user can not access any part of information over wireless network as internet.
Digital Locker Requester Api Specification v1 0DigiLocker
The document provides specifications for integrating a requester application with the Digital Locker system to allow users to select and share files from their Digital Locker accounts. The key steps are:
1. Register the requester application with Digital Locker to get an API key.
2. Integrate the Digital Locker requester widget on the web page using the JavaScript library.
3. Provide an upload service endpoint for Digital Locker to send the file URL, which the requester application must then use to retrieve and store the file.
E Authentication System with QR Code and OTPijtsrd
As a fast web framework is being created and individuals are informationized, even the budgetary undertakings are occupied with web field. In PC organizing, hacking is any specialized exertion to control the ordinary conduct of system associations and associated frameworks. The current web banking framework was presented to the threat of hacking and its result which couldnt be overlooked. As of late, the individual data has been spilled by a high degree technique, for example, Phishing or Pharming past grabbing a clients ID and Password. Along these lines, a protected client affirmation framework gets considerably more fundamental and significant. Right now, propose another Online Banking Authentication framework. This confirmation framework utilized Mobile OTP with the mix of QR code which is a variation of the 2D standardized identification. 1 6 7 Afrin Hussain "E-Authentication System with QR Code & OTP" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-4 | Issue-3 , April 2020, URL: https://www.ijtsrd.com/papers/ijtsrd30808.pdf Paper Url :https://www.ijtsrd.com/computer-science/computer-security/30808/eauthentication-system-with-qr-code-and-otp/afrin-hussain
The document discusses the basics of public key infrastructures (PKI) which manage trust through the use of digital certificates issued by certificate authorities. It describes the roles of registration authorities, certificate authorities, and certificate repositories. It explains how digital certificates are used to bind identities to public keys and details the processes of obtaining, verifying, renewing, and revoking certificates. The lifecycles of keys and certificates are also summarized.
A digital signature provides authentication of the sender, integrity of the document, and non-repudiation by using public key cryptography. It consists of a signing process, where the document is hashed and the hash is encrypted with the private key and attached to the original document. In verification, the signature is decrypted with the public key and compared to a newly generated hash of the document to validate authenticity. Digital signatures are commonly used for legally binding electronic documents and communications to establish trust between parties.
Location based authentication new words approch secuiritySarath K
Authentication is accepting proof of identity given by a
credible person who has evidence on the said identity or on the
originator and the object under assessment as his artifact
respectively. Traditional authentication technique generally
requires an id and password to verify the identity of user. By
nature, user is looking for a password that is easy to remember
and secured from any attack. However, remembering many
complicated passwords, especially when user has different
accounts, is not an easy task. Earlier two factor authentication
technique is common in use. In the two factor authentication
individual can be identified by his user name and password. If
username and password is matched then process of
authentication is done and user can access the data. But in this
technique anyone can hack password and access information.
In many cases, users' passwords are stored in plain-text form on
the server machine. Anyone who can gain access to the server's
database has access to enough information to impersonate any
authenticable user. In cases in which users' passwords are stored
in encrypted form on the server machine, plain-text passwords
are still sent across a possibly-insecure network from the client to
the server. Anyone with access to the intervening network may
be able to "snoop” pairs out of conversations and replay them to
forge authentication to the system. Each separate system must
carry its own copy of each user's authentication information. As a
result, users must maintain passwords on each system to which
they authenticate, and so are likely to choose less-than-secure
passwords for convenience. Knowledge based authentication
uses secret information. When user provides some information to
authenticate himself as a legitimate user, the system processes
this information and suggests whether the user is legitimate or
not
The document proposes a standardized system called the Digital Locker Technology Specification (DLTS) to issue government documents electronically to Aadhaar holders. This would allow documents to be stored digitally and shared with agencies in real-time, eliminating the need for physical documents. The system would use Aadhaar numbers to authenticate document owners and prevent fraud. It describes key aspects of electronic documents like being machine-readable, printable, shareable, tamper-evident, and verifiable. The proposed architecture involves multiple digital repositories storing documents in a federated manner, with documents being issued, stored, and accessible online through a digital locker portal.
Ricardo Mendez, Technical Director Europe ,Samsung NEXT - Identity, Privacy a...Techsylvania
Ricardo J. Méndez discusses identity, privacy, and processing data at the edge. He provides a conceptual 7-layer model for digital identity and discusses how characteristics can identify people even without facts. While edge processing can enhance privacy, it does not guarantee it. Méndez argues that companies pinky-swearing not to abuse data is not enough and that people will not leave platforms due to scandals. To improve privacy, systems must give compelling reasons for people to use them and address fears of impermanence.
Digital signature certificates (DSC) provide a digital equivalent of a physical signature and can verify identity online. There are two main types of DSC in India - Class 2 for individuals and Class 3 for organizations requiring higher assurance. The government assures five companies can provide DSCs across India, like TCS and ACE Technology in Rajasthan. DSCs allow vendors, bidders, and others to electronically sign and submit documents from anywhere, reducing paperwork. The goal is to make government services more accessible online through programs like MCA21.
Digital Locker Dedicated Repository Api Specification v1 4DigiLocker
This document provides specifications for APIs that issuers can use to push documents to and pull documents from the Digital Locker repository. It describes the document codification scheme including assigning a unique document URI composed of the issuer ID, document type, and document ID. It also outlines the on-boarding flow for issuers which involves generating document URIs, uploading metadata to map URIs to documents, and creating APIs for pushing documents and pulling document metadata. The revision history shows recent updates to the specifications.
This document proposes a doubly secured authentication scheme using the RKO technique of visual cryptography. It involves splitting a user's photo and signature image into shares during registration. These shares are sent to the user's email and stored in a database. During login, the user submits their shares which are overlapped with the bank's shares using XOR operation. If the reconstructed photo and signature match the originals, access is granted. The scheme improves security over password-based methods by requiring two biometric factors and preventing unauthorized login using mismatched shares. It was implemented using Java and the RKO technique achieved perfect reconstruction quality without data loss. The proposed scheme enhances authentication security for applications like online banking.
The document discusses the 3-D Secure protocol, which was created by Visa in 2001 to add security to online credit card transactions. It does this through an authentication step where the cardholder authenticates themselves with their card-issuing bank during the transaction. The protocol uses XML messages over SSL and a three-domain model including the issuer, acquirer, and interoperability domains. It provides advantages like reduced fraud and increased customer satisfaction but also has disadvantages like potential for phishing and incompatibility with some mobile browsers. Overall, the 3-D Secure protocol has become an industry standard despite some limitations.
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This document proposes a system for strengthening security for online banking transactions. It involves multi-level authentication including face recognition, graphical OTP authentication using a 4x4 grid of random numbers, and security questions. Users first register security images, a security pattern by selecting indexes on a 4x4 grid, answers to security questions, and their face is recorded. For login, the security images and username/password are verified. Transactions require face recognition if a webcam is available, otherwise graphical OTP authentication is used where the user selects numbers from the indexes of their security pattern on a randomly generated 4x4 grid. Additionally, two random security questions are asked before completing a transaction. The system aims to provide secure electronic transactions through this multi-factor
Keystroke with Data Leakage Detection for Secure Email AuthenticationYogeshIJTSRD
The user authentication is the important factor which allows the user to use a particular software. The user authentication is also performed in various kinds of social media such as Gmail, Facebook, etc. The traditional password system is used for user authentication. But this technique has a lot of demerits in it. Some hackers also cracks the password and perform some unwanted actions in the user authentication. In order to remove the difficulties in this traditional password technique and to provide additional security in user authentication, the keystroke with data leakage detection for secure email authentication is designed. This system uses Keystroke Dynamics. This system consists of five different types of modules such as Email Framework Construction, User Enrolment, Keystroke Authentication, Data Sharing and Data Leakage Detection. This system gets the details of the user such as name and email. Then it allows to enter the password. This password is stored along with the keystroke dynamics data such as the typing speed of the password and the threshold value. Both the Keystroke dynamics data and the original password are stored in the database. When the user wants to log into the system, the user has to give the password according to the keystroke dynamics data. Then only, the user can log into the system. Hence this system can also be used in Cyber security and provide security and privacy for the user data. Mrs. V. Hemalatha | V. Boominathan | K. Harithas | P. Raj Kumar | S. Vijaya Bharathi "Keystroke with Data Leakage Detection for Secure Email Authentication" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-3 , April 2021, URL: https://www.ijtsrd.com/papers/ijtsrd39969.pdf Paper URL: https://www.ijtsrd.com/computer-science/computer-security/39969/keystroke-with-data-leakage-detection-for-secure-email-authentication/mrs-v-hemalatha
IJERD (www.ijerd.com) International Journal of Engineering Research and Devel...IJERD Editor
This document summarizes a research paper about developing an authentication system for banking using implicit passwords. The proposed system uses randomly generated security questions to authenticate users, with answers provided as clickable points on an image instead of text. If the user correctly identifies the points associated with the security question, they are authenticated. The system aims to improve security over traditional username/password schemes while maintaining usability on mobile devices. Key modules described include user profile creation, generation of random authentication questions, comparing login profiles to verify identity, and allowing transactions and balance checks via SMS.
IRJET-Enhancement of Security using 2-Factor Authentication, 2nd Factor being...IRJET Journal
1) The document proposes a password manager that stores user passwords securely and implements two-factor authentication using fingerprint biometrics for increased security.
2) It describes a web application to store passwords and auto-fill login information, along with an Android app for fingerprint authentication. Users set a master password to access passwords, and must also verify with fingerprint scanning.
3) The system aims to help users create strong, unique passwords for each account, securely store passwords in one place, and prevent phishing and keylogging attacks through auto-fill and two-factor authentication.
Providing security to online banking Project Presentation-3.pptxSanviSanvi11
This document presents a project on providing security for online banking. The project uses a two-password authentication method for security. One password is a MPIN that is generated for verification. The other is a transactional password generated during transactions. Both passwords will be alphanumeric. The objectives are to achieve true two-factor security and withstand passive and active attacks. The proposed system blocks accounts after two failed transactions and generates a MPIN to unblock via email. This provides secure online banking with two password attempts within two minutes.
Online Payment System using Steganography and Visual CryptographyIJCERT
In recent time there is rapid growth in E-Commerce market. Major concerns for customers in online shopping are debit card or credit card fraud and personal information security. Identity theft and phishing are common threats of online shopping. Phishing is a method of stealing personal confidential information such as username, passwords and credit card details from victims. It is a social engineering technique used to deceive users. In this paper new method is proposed that uses text based steganography and visual cryptography. It represents new approach which will provide limited information for fund transfer. This method secures the customer's data and increases customer's confidence and prevents identity theft.
Two-factor authentication provides a more secure method of authentication than simple passwords alone. It adds a second factor of authentication, such as a one-time password (OTP) generated on a user's device, in addition to a username and password. The white paper explores how OTPs delivered via software or text message can provide two-factor authentication without hardware tokens. It also discusses standards-based OTP generation algorithms and integrating two-factor authentication with remote access systems.
Online applications using strong authentication with OTP grid cardsBayalagmaa Davaanyam
This document discusses using grid cards with one-time passwords for strong authentication in online applications in Mongolia. It proposes a system where users are prompted with random grid card cell coordinates and must enter the corresponding password to authenticate. Passwords are created from the grid card contents using a one-time password algorithm. This provides two-factor authentication by combining something the user possesses (the grid card) with dynamically generated passwords. The document analyzes security aspects and compares this approach to other authentication methods used in Mongolian banking, concluding that grid cards can help improve online security in a cost-effective manner.
A Novel Approach for E-Payment Using Virtual Password Systemijcisjournal
In today's world of E-Commerce everything comes online like Music,E-Books, Shopping all most everything is online. If you are using some service or buying things online then you have to pay for that. For that you have to do Net Banking or you have to use Credit card which will do online payment for you. In today's environment when everything is online, the service you are using for E-Payment must be secure and you must protect your banking information like debit card or credit card information from possible threat of hacking. There were lots way to threat like Key logger, Forgery Detection, Phishing, Shoulder surfing. Therefore, we reveal our actual information of Bank and Credit Card then there will be a chance to lose data and same credit card and hackers can use banking information for malicious purpose. In this paper we discuss available E-Payment protocols, examine its advantages and delimitation's and shows that there are steel needs to design a more secure E-Payment protocol. The suggested protocol is based on using hash function and using dynamic or virtual password, which protects your banking or credit card information from possible threat of hacking when doing online transactions.
A secure communication in smart phones using two factor authenticationseSAT Publishing House
IJRET : International Journal of Research in Engineering and Technology is an international peer reviewed, online journal published by eSAT Publishing House for the enhancement of research in various disciplines of Engineering and Technology. The aim and scope of the journal is to provide an academic medium and an important reference for the advancement and dissemination of research results that support high-level learning, teaching and research in the fields of Engineering and Technology. We bring together Scientists, Academician, Field Engineers, Scholars and Students of related fields of Engineering and Technology.
A secure communication in smart phones using two factor authenticationeSAT Journals
Abstract Most secure systems face security attacks mainly at the client side. Two Factor Authentication (TFA) provides improved protection to the system at the client side by prompting to provide something they know and something they have. This system uses a one time password(OTP) generation method which doesn’t require client-server communication, which frees the system from cost of sending a dynamic password each time the client wants to login. The OTP generation uses the factors that are unique to the user and is installed on a smart phone in Android platform owned by the user. An OTP is valid for a minutes time, after which, is useless. The system thus provides better client level security – a simple low cost method which protects system from hacking techniques like key logging, phishing, shoulder surfing, etc. Keywords—Authentication, OTP, key logging, phishing
Identity based encryption with outsourced revocation in cloud computingPvrtechnologies Nellore
This document proposes a scheme for identity-based encryption with outsourced revocation in cloud computing. It introduces outsourcing computation into identity-based encryption to offload most key generation operations to a Key Update Cloud Service Provider. This allows the Private Key Generator and users to perform only simple, constant operations locally. The scheme utilizes a hybrid private key containing identity and time components to prevent collusion during key updates. It is proven secure under the Refereed Delegation of Computation model and experiments show its efficiency.
ENHANCING CYBER SECURITY OF ONLINE ACCOUNTS VIA A NOVEL PROTOCOL AND NEW TECH...IJNSA Journal
The financial world has gotten more sophisticated. People need to make informed financial decisions, so
they seek out efficient tools to help them manage their finances. Traditionally, money management software
has been available for individuals to use in their homes on their personal computers. These tools were a
local install, often expensive, and required a learning curve to use them effectively. With a paradigm shift
to cloud computing and storage, users are looking for inexpensive alternatives that are accessible at home
or on their mobile devices. As a result, third-party companies have been forming over the last few years to
meet this need. However, to access the functionality of these online resources, users are required to divulge
their personal financial account login credentials. While third-party companies claim that subscribers’
private information is safely stored on their servers, one cannot ignore the fact that hackers may be able to
break into their system to steal users’ information. Once hackers manage to compromise users’ login
credentials, they have complete control over their accounts. Therefore, there is a need to have a holistic
approach that incorporates security elements to protect users’ accounts from hackers.
We present a novel, holistic model with a new handshake protocol and online account access control,
which authenticate account access and form a sandbox around third-party access to users’ accounts. When
utilizing these novel techniques, users’ login credentials can remain private, providing safeguards against
unauthorized transactions on their accounts.
ONLINE PAYMENT SYSTEM WITH PHISHING AND DDOS DETECTION AND PREVENTIONJournal For Research
Security is the one of most important feature of banking sector. E-commerce safety is the one of the uppermost visible security that controls the end user during their day to day life and payment interaction with their business. Sharing of account related data in insecure medium raises security and privacy issues. Personal sensitive data can be theft by hackers. So it is need of today’s E – commerce world for providing the solution of that problem and helps to increase the confidence of customer for making the use of digitalization. This proposed system provides secure payment system which helps for move toward for the result of economic business deal transaction. It is helpful for reducing scam by providing only that information which is necessary for the fund transfer and provides the security against various security threats.
E AUTHENICATION SYSTEM USING QR CODE AND OTPIRJET Journal
This document proposes an e-authentication system using QR codes and OTP (one-time passwords) for secure login. It discusses how QR codes containing login information and OTPs sent via SMS could provide multiple layers of security. The system aims to prevent hacking of login credentials, shoulder surfing attacks, and accidental logins. The document provides background on QR codes and OTPs, describes the proposed system and authentication process, reviews related work, and concludes the system allows for a simple yet secure login experience for users.
IRJET- Enhancement in Netbanking SecurityIRJET Journal
This document discusses enhancing security for online banking. It describes some existing security issues with online banking such as passwords being vulnerable to attacks like phishing. The proposed system aims to provide two-factor authentication for online banking login by adding a secret question step before transactions. This would help filter out unauthorized users at the login phase before they can access transactions. The system would use time-based one-time passwords and secret questions that only the real user can answer to authenticate users in a secure manner. The integration of these components is expected to significantly improve online banking security.
IRJET- Graphical Secret Code in Internet Banking for Improved Security Transa...IRJET Journal
This document summarizes a research paper that proposes a new security method for internet banking transactions using graphical secret codes. The proposed method generates a unique ID for each currency unit during a transaction to allow tracking of currency movement. It uses encryption, pixel identification and multiple authentication factors for secure login. This provides improved security over traditional password-based authentication by making transactions and login credentials more difficult to steal or guess. The method aims to reduce fraud, hacking vulnerabilities and the spread of untaxed "black money".
iaetsd Robots in oil and gas refineriesIaetsd Iaetsd
This document discusses attribute-based encryption in cloud computing with outsourced revocation. It proposes a pseudonym generation scheme for identity-based encryption and outsourced revocation in cloud computing. The scheme offloads most key generation operations to a Key Update Cloud Service Provider during key issuing and updating, leaving only simple operations for the Private Key Generator and users. It aims to reduce computation overhead at the Private Key Generator while using an untrusted cloud service provider.
5 Reasons Why Your Business Should Consider Strong Authentication!Caroline Johnson
User authentication is a process that allows a website, application, or device to verify the identity of its users. The main purpose of user authentication is to ensure that no third-party or unknown user has access to your account.
Download this eBook for more information: https://bit.ly/3WoKwpy
This document summarizes a research paper that proposes a method for implementing two-factor authentication using mobile devices. The method uses time synchronous authentication based on hashing the current epoch time, a personal identification number, and a secret initialization value. This generates a one-time password on the mobile device that is valid for 60 seconds. The proposed method was implemented on J2ME-based mobile phones and could be extended to Android phones. It aims to provide stronger authentication than passwords alone in a manner that is portable and compatible with mobile devices.
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Supermarket Management System Project Report.pdfKamal Acharya
Supermarket management is a stand-alone J2EE using Eclipse Juno program.
This project contains all the necessary required information about maintaining
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Prediction of Electrical Energy Efficiency Using Information on Consumer's Ac...PriyankaKilaniya
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Null Bangalore | Pentesters Approach to AWS IAMDivyanshu
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Automated E-Pin Generator in Banking Sector
1. IDL - International Digital Library Of
Technology & Research
Volume 1, Issue 5, May 2017 Available at: www.dbpublications.org
International e-Journal For Technology And Research-2017
IDL - International Digital Library 1 | P a g e Copyright@IDL-2017
Automated E-Pin Generator in Banking
Sector
Mrs. Kavya N 1
, Mr. Girish 2
Department of Information Science & Engineering
1 MTech, Student - NIE, Mysuru, India
2 Guide & Associate Professor - NIE, Mysuru, India
Abstract: For the purpose of saving and
securing money, to get loans, employers to get
wages, to pay bill online, etc., every human
being require a bank account. Either it can be
savings account or checking account, each one
has its own functionalities. In earlier days the
person needs to go for bank for account opening
or any other transactions, but now through
online any functionality can be handled. If a
user can able to access the privileges of bank he
must have an account. So the initial step of
banking is account opening. To open an account
in any bank it undergoes several steps. First the
user walk in to any bank or he can visit to any
bank website then he needs pick up an account
opening application and then has to fill his valid
personal details in the application, mention the
type of account he is going to open and finally
provide nominee for his account. After all these
process a unique account number is provided to
user in a couple of days. Our project is
implemented based on the banking system
which is going to resolve the delay in providing
an account number by the bank that takes a
couple of days to process. To avoid this delay we
are implementing a banking application that
will process the user application day by day with
a short period of time the user will get his bank
account number more efficiently.
INTRODUCTION
The old manual process in banking is not sufficient
for remote application, we are finding technology
to reduce man work and paper to creating personal
account through online with credential verification
done by banking. Here we are applying Identity-
Based Encryption dramatically simplifies the
process of securing sensitive communications, this
encryption securely generate key according to user
or register mail id. A trusted third party, called the
Private Key Generator (PKG), generates the
corresponding private keys. To operate, the PKG
first publishes a master public key, and retains the
corresponding master private key (referred to as
master key). Given the master public key, any party
can compute a public key corresponding to the
identity ID by combining the master public key
with the identity value. To obtain a corresponding
private key, the party authorized to use the identity
ID contacts the PKG, which uses the master private
key to generate the private key for identity ID.
Users encrypt messages (or verify
signatures) with no prior distribution of keys
between individual participants. This is extremely
useful in cases where pre-distribution of
authenticated keys is inconvenient or infeasible due
to technical restraints. However, to decrypt or sign
messages, the authorized user must obtain the
appropriate private key from the PKG. A caveat of
this approach is that the PKG must be highly
trusted, as it is capable of generating any user's
private key and may therefore decrypt (or sign)
messages without authorization. Because any user's
private key can be generated through the use of the
third party's secret, this system has inherent key
escrow. A number of variant systems have been
proposed which remove the escrow including
certificate-based encryption, secure key issuing
cryptography and certificate less cryptography.
One of the major advantages of any
identity-based encryption scheme is that if there are
2. IDL - International Digital Library Of
Technology & Research
Volume 1, Issue 5, May 2017 Available at: www.dbpublications.org
International e-Journal For Technology And Research-2017
IDL - International Digital Library 2 | P a g e Copyright@IDL-2017
only a finite number of users, after all users have
been issued with keys the third party's secret can be
destroyed. This can take place because this system
assumes that, once issued; keys are always valid (as
this basic system lacks a method of key
revocation). The majority of derivatives of this
system which have key revocation lose this
advantage.
OBJECTIVES
One of the major advantages of any identity-based
encryption scheme is that if there are only a finite
number of users, after all users have been issued
with keys the third party's secret can be destroyed.
This can take place because this system assumes
that, once issued; keys are always valid (as this
basic system lacks a method of key revocation).
The majority of derivatives of this system which
have key revocation lose this advantage.
Currently if any person needs to create
bank account, he has to enroll in the bank/internet,
details will be verified and then account will be
created. After account creation the PIN and Internet
Banking credentials will be shared through post,
which will take couple of days. In our project we
are introducing automated banking where user can
fill form online to create account. Once in a day
(usually end of the day) concerned officer will
verify the details provided by the user. Once
verification is done, the automated system will
send E-Pin to the registered user through mail
using IBE algorithm which is safe and user will be
happy as the account is created and all the
credentials are shared on the same day. IBE-
Identity based Encryption uses identity as the key
for encryption, in our case we can use email-Id as
the identity and extra safety measures can be taken
by having OTP through registered mobile etc.
which will increase the security of the system.
. A number of variant systems have been
proposed which remove the escrow including
certificate-based encryption, secure key issuing
cryptography and certificate less cryptography.
One of the major advantages of any identity-based
encryption scheme is that if there are only a finite
number of users, after all users have been issued
with keys the third party secret can be destroyed.
Moreover, as public keys are derived from
identifiers, IBE eliminates the need for a public key
distribution infrastructure. The authenticity of the
public keys is guaranteed implicitly as long as the
transport of the private keys to the corresponding
user is kept secure (Authenticity, Integrity,
Confidentiality).
Automatic mail authentication is highly
recommended for every mail sender to ensure that
your messages are correctly classified.
Authentication by itself is not enough to guarantee
your messages can be delivered, as spammers can
also authenticate mail. Gmail combines user reports
and other signals, with authentication information,
when classifying messages. Similarly, the fact that
a message is unauthenticated isn‟t enough to
classify it as spam, because some senders don‟t
authenticate their mail or because authentication
breaks in some cases.
Our project introducing secured key
generation based on email authentication, you can
use authentication data to verify the source of any
message that you receive. First, the user or new
register person register his information throw bank
website, the registration website requires some
mandatory information throw registered side. After
user registration data will stored successfully into
bank data bases. Here we are used open source
mysql database for storing user information. After
registration Google mail server verified mail and
send message to user mail. This process is
automatically done throw banking side. After new
user registration manager or bank employee may
look all new user profile for verification. Manager
or respected bank employee verified by credential
or information and he may provide access for
successful registration or he may reject the form by
finding faults.
Second the respected bank person finally
verified and approved for new request. Here he
follow..
1. Approved ( If user request can be verified
successfully )
2. Pending ( Still require permission to
approved by higher authorized person in bank)
3. Reject ( Request rejected by invalid
information )
3. IDL - International Digital Library Of
Technology & Research
Volume 1, Issue 5, May 2017 Available at: www.dbpublications.org
International e-Journal For Technology And Research-2017
IDL - International Digital Library 3 | P a g e Copyright@IDL-2017
In approved stage, user request is valid
and employee successfully verified by authorized
employee, this stage only activated when all
information from user side can be only valid.
Mainly this stage generate two different key one is
„Public Key‟ and „Private Key‟, Private key
generate by authorization person using identity
based encryption, Private Key generated by new
user mail id using identity based encryption.
Algorithm Used:
Step 1: Public Key Generation PuKG(name,
rand(K))
Step 2: Select Random R(PKG), Calculate a
set(PKG, R)
Step 3: Private Key Generation PrKG(mail id)
Calculate a set int key=(read char(mail))
Concate( key, char mail id ), Continue Step 3 till
end of mail id character
Step 4: Generate Secrete key(PuKG, PrKG)
In pending stage, if bank employee need
higher level authorized person permission to
approver request, he can put new request to
pending stage, after pending stage this request
information sent to higher level for approved new
registration process. After this process again back
to approve stage for verification.
In rejection stage, if new user data is
invalid or he may not specified valid information
then only the respected bank person can be able to
reject this new request. The bank employee may
specify comments for rejecting application, this
comments will transfer to new user mail. If bank
employee needs more information from new user
or he can mention valid data from new user throw
mail only.
METHODOLOGY
System Design:
Design is a creative process; a good design is the
key to effective system. The system “Design” is
defined as “The process of applying various
techniques and principles for the purpose of
defining a process or a system in sufficient detail to
permit its physical realization”. Various design
features are followed to develop the system. The
design specification describes the features of the
system, the components or elements of the system
and their appearance to end-users.
4.1 Fundamental Design Concepts
A set of fundamental design concepts has evolved
over the past three decades. Although the degree of
interest in each concept has varied over the years,
each has stood the test of time. Each provides the
software designer with a foundation from which
more sophisticated design methods can be applied.
The fundamental design concepts provide the
necessary framework for “getting it right”. The
fundamental design concepts such as abstraction,
refinement, modularity, software architecture,
control hierarchy, structural partitioning, data
structure, software procedure and information
hiding are applied in this project to getting it right
as per the specification.
4.1.1 Input Design
The input Design is the process of converting the
user-oriented inputs in to the computer based
format. The goal of designing input data is to make
the automation as easy and free from errors as
possible. Providing a good input design for the
application easy data input and selection features
are adopted. The input design requirements such as
user friendliness, consistent format and interactive
dialogue for giving the right message and help for
the user at right time are also considered for the
development of the project. Input design is a part of
overall system design, which requires very careful
attention. Often the collection of input data is the
most expensive part of the system, which needs to
be route through number of modules. It is the point
where the user ready to send the data to the
destination machine along with known IP address;
if the IP address is unknown then it may prone to
error.
4.1.2 Output Design
A quality output is one, which meets the
requirements of the end user and presents the
information clearly. In any system results of
processing are communicated to the users and to
other systems through outputs. It is most important
and direct source information to the user. Efficient
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and intelligent output improves the systems
relationship with source and destination machine.
Outputs from computers are required primarily to
get same packet that the user has send instead of
corrupted packet and spoofed packets. They are
also used to provide to permanent copy of these
results for later consultation.
4.2 System Architecture:
Figure : System Architecture
Our proposed work is based on banking
application. While a customer wants to open an
account in any bank, he has to follow some
fundamental rules of each bank. Our application
represents easy way of opening an customer
account and provide unique account number in
short period of time.
IMPLEMENTATION
The implementation stage requires the following
tasks.
• Careful planning.
• Investigation of system and constraints.
• Design of methods to achieve the
changeover.
• Evaluation of the changeover method.
• Correct decisions regarding selection of
the platform
• Appropriate selection of the language for
application development
Implementation phase should perfectly
map the design document in a suitable
programming language in order to achieve the
necessary final and correct product. Often the
product contains flaws and gets ruined due to
incorrect programming language chosen for
implementation. In this project for implementation
purpose Java is chosen as the programming
language.
RESULTS
The following snapshots define the results or
outputs that will get in this project after step by
step execution of all the modules of the system.
Figure : New user registration Form
To enroll an account in any bank user has to fill an
application form by writing on paper or by online
providing valid details about him. The above figure
shoes our application registration form for new
user. When he provides valid details, the
registration request send to bank employee for
verification of information provided by the new
user.
Figure : Form for user to view the process done
by bank Employee
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The advantage of the application is the
user can able to view the process happening in the
bank related to his bank account opening. The
above figure shows the user view of the
application.
CONCLUSION
We are concluding in our project, we are
introducing automated banking where user can fill
form online to create account. Once in a day
concerned officer will verify the details provided
by the user. Once verification is done, the
automated system will send E-Pin to the registered
user through mail using IBE algorithm which is
safe and user will be happy as the account is
created and all the credentials are shared on the
same day. IBE-Identity based Encryption uses
identity as the key for encryption, in our case we
can use email-Id as the identity and extra safety
measures can be taken by having OTP through
registered mobile/mail etc. which will increase the
security of the system.
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Technology & Research
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International e-Journal For Technology And Research-2017
IDL - International Digital Library 6 | P a g e Copyright@IDL-2017
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