Originally presented during the Arabnet Beirut Banking Innovation Day (21/2/2017).
This presentation provides an overview of the different drivers & stakeholders shaping the FinTech revolution.
Nimble AppGenie is the top FinTech app development company. We provide top-notch and feature-rich FinTech applications for industry newcomers as well as well as established enterprises. So, your hunt for best FinTech app developers ends here.
For More details Click Here- https://www.nimbleappgenie.com/fintech-app-development
Fintech : An Innovation in Financial Industry by Fintech App Development CompanyGame App Studio
As a Leading Fintech App Development Company, Game App Studio we described some of the Reasons Why Fintech is an Innovation in the Financial Business and How they reduce the Problems in terms of Banking and Financial. When you Get any Doubt about it Contact Us. If You want to have your own FinTech Application for Your Business Hit Game App Studio in Google at any time Always here for you.
Nimble AppGenie is the top FinTech app development company. We provide top-notch and feature-rich FinTech applications for industry newcomers as well as well as established enterprises. So, your hunt for best FinTech app developers ends here.
For More details Click Here- https://www.nimbleappgenie.com/fintech-app-development
Fintech : An Innovation in Financial Industry by Fintech App Development CompanyGame App Studio
As a Leading Fintech App Development Company, Game App Studio we described some of the Reasons Why Fintech is an Innovation in the Financial Business and How they reduce the Problems in terms of Banking and Financial. When you Get any Doubt about it Contact Us. If You want to have your own FinTech Application for Your Business Hit Game App Studio in Google at any time Always here for you.
If you want to know about fintech then you must check out this presentation. Here you will get the basic points about fintech or technology in finance. A fintech is an abbreviated form of Financial Technology. It is also used as a collective term for all the technology in the financial sector. From a technical perspective, it is the seamless integration of technology in the finance sector to produce fast, accurate & efficient solutions for both consumers and businesses.
presentation give you idea about the the recent trends in financial sector services from different financial tool which are being used by investment institution
Originally presented during the Arabnet Beirut Banking Innovation Day (21/2/2017).
This presentation provides an overview of the different drivers & stakeholders shaping the FinTech revolution.
MEDICI’s new ‘Open Banking’ report is a detailed analysis of the Open Banking landscape. Read about the evolution of Open Banking, the regulatory landscape, critical factors affecting the implementation of Open Banking, partnerships, market dynamics, and more!
How APIs & emerging global standards create opportunities for software develo...PaymentComponents
Presented during the "Software for Domain experts" conference (http://events.r20.constantcontact.com/register/event?oeidk=a07eb508fmk158165b3&llr=z6ibj5bab) conference, held at the Cube Athens (http://thecube.gr/), on October 29th 2015.
This presentation talks about the basic meaning of fintech and its importance. We also talk about the different verticals in the fintech and the investment trends in fintech world.
Fintech App Ideas to Consider in 2021 for StartupsQSS Technosoft
If you are looking to begin your startups on financial platforms you must aware of some most incredible fintech app ideas. In these slides, we have explained exceptional fintech app ideas for business startups.
Are you looking to learn more about banking API? Check the slides Kontomatik has used to describe the benefits of financial data aggregation and its technology in particular during FinDEVr conference in San Francisco in September 2015.
API is the New Black for FinTech & Financial InstitutionsElias Gagas
API is the New Black for FinTech & Financial Institutions. See how Payment Components aplonAPI (TM) API Framework empowers Banks to offer Open Platform Banking Services.
Presented during FinTech Connect Live 2016 in London
Overview of industry trends and insights of Fortune 500 companies and startups' activities in the FinTech space. We cover banking tech (security, crm, analytics), payments (pos, money transfer, commerce), cyber currency (blockchain, bitcoin, wallets, cryptocurrency exchanges), business finance (lending, crowdfunding), personal finance (lending, wealth management, mortgage, credit), and alternative cores (banking, insurance).
If you want to know about fintech then you must check out this presentation. Here you will get the basic points about fintech or technology in finance. A fintech is an abbreviated form of Financial Technology. It is also used as a collective term for all the technology in the financial sector. From a technical perspective, it is the seamless integration of technology in the finance sector to produce fast, accurate & efficient solutions for both consumers and businesses.
presentation give you idea about the the recent trends in financial sector services from different financial tool which are being used by investment institution
Originally presented during the Arabnet Beirut Banking Innovation Day (21/2/2017).
This presentation provides an overview of the different drivers & stakeholders shaping the FinTech revolution.
MEDICI’s new ‘Open Banking’ report is a detailed analysis of the Open Banking landscape. Read about the evolution of Open Banking, the regulatory landscape, critical factors affecting the implementation of Open Banking, partnerships, market dynamics, and more!
How APIs & emerging global standards create opportunities for software develo...PaymentComponents
Presented during the "Software for Domain experts" conference (http://events.r20.constantcontact.com/register/event?oeidk=a07eb508fmk158165b3&llr=z6ibj5bab) conference, held at the Cube Athens (http://thecube.gr/), on October 29th 2015.
This presentation talks about the basic meaning of fintech and its importance. We also talk about the different verticals in the fintech and the investment trends in fintech world.
Fintech App Ideas to Consider in 2021 for StartupsQSS Technosoft
If you are looking to begin your startups on financial platforms you must aware of some most incredible fintech app ideas. In these slides, we have explained exceptional fintech app ideas for business startups.
Are you looking to learn more about banking API? Check the slides Kontomatik has used to describe the benefits of financial data aggregation and its technology in particular during FinDEVr conference in San Francisco in September 2015.
API is the New Black for FinTech & Financial InstitutionsElias Gagas
API is the New Black for FinTech & Financial Institutions. See how Payment Components aplonAPI (TM) API Framework empowers Banks to offer Open Platform Banking Services.
Presented during FinTech Connect Live 2016 in London
Overview of industry trends and insights of Fortune 500 companies and startups' activities in the FinTech space. We cover banking tech (security, crm, analytics), payments (pos, money transfer, commerce), cyber currency (blockchain, bitcoin, wallets, cryptocurrency exchanges), business finance (lending, crowdfunding), personal finance (lending, wealth management, mortgage, credit), and alternative cores (banking, insurance).
Banking Future by Design the Future Tadeusz KifnerTadeusz Kifner
Banking in the future will be different than now. Banking is not equal banks. How new financial world will be look like from customer point of view? Slides present possible innovation strategies:
• customers will compare their digital banking experience with other business sectors,
• banks will be hidden behind the daily business services and not visible for customers,
• customers will expect a seamless integration of the entire banking experience.
Digest form of information helps in further discovery of the subject.
Investing in fintech: Trends in financial technology for investors and entrep...OurCrowd
Join Zack Miller, Head of the Investor Community at OurCrowd, and Mick Weinstein, VP of Marketing at BIllGuard for an in depth discussion of the recent trends and opportunities in the dynamic financial technology industry. Zack and Mick have both helped build some of the top companies in the space including Seeking Alpha, Covestor, OurCrowd, BillGuard, Lending Club, SigFig and more.
Join us to learn about:
How top investors and entrepreneurs think about the entire fintech ecosystem, from online asset management, to financial content, to consumer finance apps, and crowdfunding.
Which business models are taking hold and their future prospects.
The challenges and opportunities for investing and building a valuable company in the financial space.
N26 and TransferWise case study
Why is fintech on the rise?
Why are consumers switching from banks to alternative service providers?
Banks marketplace model
Short overview on the evolution of NFC to accommodate broader IoT use cases including security, two-factor authentication and other applications of long range, low power wireless networking.
13 Fintech Startups to Watch in 2017 | Ajay NagpalAjay Nagpal
Ajay Nagpal identifies thirteen fintech startups that should be watched in 2017. Please visit Ajay-Napal.com to learn more about fintech and financial literacy.
Presentation given by John Ore, Business Insider. For digital native brands, social distribution is almost a requirement to reach your audience where they are most comfortable. Being mobile-first is crucial in embarking on a successful social distribution effort.
Presentation by Rune Sjøhelle, Communication Director, Nordea at the Financial Services Club, Oslo, 6th March 2014
Rune Kibsgaard Sjøhelle is head of Brand Management and Social Media in the Nordea Group and head of Communications in Nordea in Norway. He has ten years branding and communication experience from Nordea as well as experience from PR agencies and the European dot.com industry. He is educated MSc in Industrial Economics from the Norwegian Institute of Technology. - See more at: http://www.fsclub.net/events-focus.cfm?id=395#sthash.vUlM3txx.dpuf
Bitcoin and cryptocurrencies fs club final - publicChris Skinner
The latest on cryptocurrencies by Richard Brown, Executive Architect for Industry Innovation, Banking and Financial Markets, IBM UK
Richard's previous roles with the company, for whom he has worked for fifteen years, include Lead Account Architect for a global Investment Banking client and a Consultant for IBM software products. His specialisation is in the integration of complex systems. Richard is an expert in the emerging field of cryptocurrencies, on which he speaks and writes widely
Wireless IoT connections fall into two low-power camps: local area and wide area. Historically the two have not overlapped but advances in networking technologies make it possible for wide area technologies to perform the same functions as local area technologies with no additional cost or feature "sacrifice".
LoRa Alliance presentation Marketing Day 2016; Impacts & benefits from internet of things onto Digital Marketing stratégies & policies, and iterative product design
This conference explored technological innovation across the financial services sector, from developments in leading tier 1 institutions to the disruptive innovators within the start-up community that are reshaping the FS market. The agenda also contextualised the impact of key technology trends such as: Cloud, Mobile, Big Data and Block Chain technology.
The Future of Finance: Examining FinTech Application Examples.pdfBoTree Technologies
The article explores the future of finance through the lens of FinTech application examples. It discusses how FinTech is transforming the financial industry by using innovative technologies such as artificial intelligence, blockchain, and big data analytics. The article provides several real-world examples of FinTech applications, including digital wallets, robo-advisors, peer-to-peer lending platforms, and mobile payment solutions. It also examines the impact of FinTech on various financial sectors, such as banking, insurance, and wealth management, and highlights the benefits and challenges associated with its adoption.
https://www.botreetechnologies.com/blog/fintech-application-examples/
2021: The second wave of Fintech Disruption: Trends to watch outIndusNetMarketing
2020 has been a global shock for the world but it has also been a reason for digital adoption. The financial sector is evolving with time and 2021 will visualise many new disruptive trends that are going to shape the future of financial services.
BaaS-platforms and open APIs in fintech l bank-as-a-service.comVladislav Solodkiy
What is bank-as-a-service? And why it is so necessary for Asia-Pacific region? Download as pdf in English, Chinese, Korean and Japanese on www.bank-as-a-service.com. Read more on http://www.forbes.com/sites/vladislavsolodkiy/2016/08/03/what-asian-banks-can-learn-from-amazon-about-working-for-fintech/
A look inside the top 4 trends driving the FinTech industry today. How technology is impacting financial services and how they can benefit from advanced data analysis. Presented by Peter Huang, Director of Data at Beyondsoft.
MTBiz is for you if you are looking for contemporary information on business, economy and especially on banking industry of Bangladesh. You would also find periodical information on Global Economy and Commodity Markets.
The10 smartest payment & card solution providers 2019Mirror Review
The integration of e-commerce and mobile technology has forever changed the face of the payment market. Earlier, the transition from cash to cashless payments was slow in the emerging markets but now, it has grown exceptionally.
Smart Payment & Solution Providers are backbones of this cashless transition. Mirror Review presents "The 10 Smartest Payment & Card Solution Providers 2019"
Read more about the latest issue on, https://www.mirrorreview.com/
You've probably heard the term CDO & most likely are quite perplexed about what it means & what it does...
Do you need one for your business? If so exactly what is the role description and what should you expect from your CDO?
All these & more are explained & hopefully clarified in this presentation...
How APIs & emerging global standards create opportunities for software develo...Elias Gagas
Presented during the "Software for Domain Experts" conference (http://events.r20.constantcontact.com/register/event?oeidk=a07eb508fmk158165b3&llr=z6ibj5bab) in Athens, held at the Cube (http://thecube.gr/) on October 29th 2015
The state of Programmatic in CEE - 2015 annual survey preliminary resultsElias Gagas
Preliminary results of the annual "state of Programmatic" survey from CEE. Presented in Buvharest on June 11th 2015 at IceeFest (www.iceefest.com) 2015
The Programmatic (R)evolution - Causes, Effects & a Framework to thrive in it!Elias Gagas
Presented in Bucharest at "Ziua Cercetarii Media 2014: Tendinte in online: audienta, modele de afaceri, continut" organized by BRAT [ http://www.brat.ro/evenimente/ziua-cercetarii-media-2014-tendinte-in-online-audienta-modele-de-afaceri-continut.html ]
Digital Advertising & Marketing Entrepreneurship: current building blocks and...Elias Gagas
Presented at Hellenic American college on April 28th ( http://haec.gr/en/aboutus/past-events/elias-gagas )
Additional links to material contained within:
- http://www.lumapartners.com/resource-center/lumascapes-2/ (these are the Lumascapes - some were included in the presentation)
- http://www.conversationprism.com/ (this is the social map)
- https://www.youtube.com/watch?v=-Glgi9RRuJs (the video showed)
Project Agora Greece - The first 60daysElias Gagas
Presented at February 27th 2015 during the "Publishing Conference 2015" (http://www.boussiasconferences.gr/default.asp?pid=86&la=1&confID=373) in Athens
UiPath Test Automation using UiPath Test Suite series, part 4DianaGray10
Welcome to UiPath Test Automation using UiPath Test Suite series part 4. In this session, we will cover Test Manager overview along with SAP heatmap.
The UiPath Test Manager overview with SAP heatmap webinar offers a concise yet comprehensive exploration of the role of a Test Manager within SAP environments, coupled with the utilization of heatmaps for effective testing strategies.
Participants will gain insights into the responsibilities, challenges, and best practices associated with test management in SAP projects. Additionally, the webinar delves into the significance of heatmaps as a visual aid for identifying testing priorities, areas of risk, and resource allocation within SAP landscapes. Through this session, attendees can expect to enhance their understanding of test management principles while learning practical approaches to optimize testing processes in SAP environments using heatmap visualization techniques
What will you get from this session?
1. Insights into SAP testing best practices
2. Heatmap utilization for testing
3. Optimization of testing processes
4. Demo
Topics covered:
Execution from the test manager
Orchestrator execution result
Defect reporting
SAP heatmap example with demo
Speaker:
Deepak Rai, Automation Practice Lead, Boundaryless Group and UiPath MVP
Accelerate your Kubernetes clusters with Varnish CachingThijs Feryn
A presentation about the usage and availability of Varnish on Kubernetes. This talk explores the capabilities of Varnish caching and shows how to use the Varnish Helm chart to deploy it to Kubernetes.
This presentation was delivered at K8SUG Singapore. See https://feryn.eu/presentations/accelerate-your-kubernetes-clusters-with-varnish-caching-k8sug-singapore-28-2024 for more details.
Connector Corner: Automate dynamic content and events by pushing a buttonDianaGray10
Here is something new! In our next Connector Corner webinar, we will demonstrate how you can use a single workflow to:
Create a campaign using Mailchimp with merge tags/fields
Send an interactive Slack channel message (using buttons)
Have the message received by managers and peers along with a test email for review
But there’s more:
In a second workflow supporting the same use case, you’ll see:
Your campaign sent to target colleagues for approval
If the “Approve” button is clicked, a Jira/Zendesk ticket is created for the marketing design team
But—if the “Reject” button is pushed, colleagues will be alerted via Slack message
Join us to learn more about this new, human-in-the-loop capability, brought to you by Integration Service connectors.
And...
Speakers:
Akshay Agnihotri, Product Manager
Charlie Greenberg, Host
Kubernetes & AI - Beauty and the Beast !?! @KCD Istanbul 2024Tobias Schneck
As AI technology is pushing into IT I was wondering myself, as an “infrastructure container kubernetes guy”, how get this fancy AI technology get managed from an infrastructure operational view? Is it possible to apply our lovely cloud native principals as well? What benefit’s both technologies could bring to each other?
Let me take this questions and provide you a short journey through existing deployment models and use cases for AI software. On practical examples, we discuss what cloud/on-premise strategy we may need for applying it to our own infrastructure to get it to work from an enterprise perspective. I want to give an overview about infrastructure requirements and technologies, what could be beneficial or limiting your AI use cases in an enterprise environment. An interactive Demo will give you some insides, what approaches I got already working for real.
Builder.ai Founder Sachin Dev Duggal's Strategic Approach to Create an Innova...Ramesh Iyer
In today's fast-changing business world, Companies that adapt and embrace new ideas often need help to keep up with the competition. However, fostering a culture of innovation takes much work. It takes vision, leadership and willingness to take risks in the right proportion. Sachin Dev Duggal, co-founder of Builder.ai, has perfected the art of this balance, creating a company culture where creativity and growth are nurtured at each stage.
State of ICS and IoT Cyber Threat Landscape Report 2024 previewPrayukth K V
The IoT and OT threat landscape report has been prepared by the Threat Research Team at Sectrio using data from Sectrio, cyber threat intelligence farming facilities spread across over 85 cities around the world. In addition, Sectrio also runs AI-based advanced threat and payload engagement facilities that serve as sinks to attract and engage sophisticated threat actors, and newer malware including new variants and latent threats that are at an earlier stage of development.
The latest edition of the OT/ICS and IoT security Threat Landscape Report 2024 also covers:
State of global ICS asset and network exposure
Sectoral targets and attacks as well as the cost of ransom
Global APT activity, AI usage, actor and tactic profiles, and implications
Rise in volumes of AI-powered cyberattacks
Major cyber events in 2024
Malware and malicious payload trends
Cyberattack types and targets
Vulnerability exploit attempts on CVEs
Attacks on counties – USA
Expansion of bot farms – how, where, and why
In-depth analysis of the cyber threat landscape across North America, South America, Europe, APAC, and the Middle East
Why are attacks on smart factories rising?
Cyber risk predictions
Axis of attacks – Europe
Systemic attacks in the Middle East
Download the full report from here:
https://sectrio.com/resources/ot-threat-landscape-reports/sectrio-releases-ot-ics-and-iot-security-threat-landscape-report-2024/
Transcript: Selling digital books in 2024: Insights from industry leaders - T...BookNet Canada
The publishing industry has been selling digital audiobooks and ebooks for over a decade and has found its groove. What’s changed? What has stayed the same? Where do we go from here? Join a group of leading sales peers from across the industry for a conversation about the lessons learned since the popularization of digital books, best practices, digital book supply chain management, and more.
Link to video recording: https://bnctechforum.ca/sessions/selling-digital-books-in-2024-insights-from-industry-leaders/
Presented by BookNet Canada on May 28, 2024, with support from the Department of Canadian Heritage.
Software Delivery At the Speed of AI: Inflectra Invests In AI-Powered QualityInflectra
In this insightful webinar, Inflectra explores how artificial intelligence (AI) is transforming software development and testing. Discover how AI-powered tools are revolutionizing every stage of the software development lifecycle (SDLC), from design and prototyping to testing, deployment, and monitoring.
Learn about:
• The Future of Testing: How AI is shifting testing towards verification, analysis, and higher-level skills, while reducing repetitive tasks.
• Test Automation: How AI-powered test case generation, optimization, and self-healing tests are making testing more efficient and effective.
• Visual Testing: Explore the emerging capabilities of AI in visual testing and how it's set to revolutionize UI verification.
• Inflectra's AI Solutions: See demonstrations of Inflectra's cutting-edge AI tools like the ChatGPT plugin and Azure Open AI platform, designed to streamline your testing process.
Whether you're a developer, tester, or QA professional, this webinar will give you valuable insights into how AI is shaping the future of software delivery.
Essentials of Automations: Optimizing FME Workflows with ParametersSafe Software
Are you looking to streamline your workflows and boost your projects’ efficiency? Do you find yourself searching for ways to add flexibility and control over your FME workflows? If so, you’re in the right place.
Join us for an insightful dive into the world of FME parameters, a critical element in optimizing workflow efficiency. This webinar marks the beginning of our three-part “Essentials of Automation” series. This first webinar is designed to equip you with the knowledge and skills to utilize parameters effectively: enhancing the flexibility, maintainability, and user control of your FME projects.
Here’s what you’ll gain:
- Essentials of FME Parameters: Understand the pivotal role of parameters, including Reader/Writer, Transformer, User, and FME Flow categories. Discover how they are the key to unlocking automation and optimization within your workflows.
- Practical Applications in FME Form: Delve into key user parameter types including choice, connections, and file URLs. Allow users to control how a workflow runs, making your workflows more reusable. Learn to import values and deliver the best user experience for your workflows while enhancing accuracy.
- Optimization Strategies in FME Flow: Explore the creation and strategic deployment of parameters in FME Flow, including the use of deployment and geometry parameters, to maximize workflow efficiency.
- Pro Tips for Success: Gain insights on parameterizing connections and leveraging new features like Conditional Visibility for clarity and simplicity.
We’ll wrap up with a glimpse into future webinars, followed by a Q&A session to address your specific questions surrounding this topic.
Don’t miss this opportunity to elevate your FME expertise and drive your projects to new heights of efficiency.
5. FinTech (R)evolution – Key DriversThe Winds of Change sweeping through Financial Services
Global Standards
Consumers
Internet Economy
Innovative Ideas
11. FinTech (R)evolution – StakeholdersThe key actors / stars of this new world
Two worlds Collide
› Legacy Financial Services (e.g. Banks, Card / Payment Processors, Wealth Management etc.)
› FinTech driven Startups (e.g. NeoBanks, Alternative Payments, Aggregators etc.)
Two worlds must work together
› Legacy Financial Services follow regulations & have access to an established customer base
› FinTech driven Startups innovate without the “shackles” of regulation
14. FinTech (R)evolution – Adjoining EcosystemsDirectly being affected by & affecting the FinTech movement
FinTech (R)evolution
(e)Commerce
Mobile
Payments
IoT
Wealth
Loans
Gaming
Insurance
16. FinTech (R)evolution –Unified Payments Interface - India
› Unified Payments Interface (UPI) is a payment system launched by National Payments Corporation of India and
regulated by Reserve Bank of India which facilitates the fund transfer between two bank accounts on the mobile
platform instantly.
› National Payments Corporation of India (NPCI) is an umbrella organization for all retail payments system in India.
It was set up with the guidance and support of the Reserve Bank of India (RBI) and Indian Banks’ Association (IBA).
› Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application
(of any participating bank), merging several banking features, seamless fund routing & merchant payments into
one hood.
› It also caters to the “Peer to Peer” collect request which can be scheduled and paid as per requirement and
convenience. Each Bank provides its own UPI App for Android, Windows and iOS mobile platform(s).
› Learn more at http://www.npci.org.in/UPI_Background.aspx
17. FinTech (R)evolution –Alipay.com - China
› Alipay.com is a third-party online payment platform. It was launched in China in 2004 by Alibaba Group and its
founder Jack Ma.
› Alipay is one of China's biggest payment services and competes with Tencent's WeChat Payment. Alipay is deeply
ingrained in the lives of Chinese consumers and is used to pay for items in-store and online for goods and services
ranging from taxis to restaurants and clothing.
› Alibaba is hoping that its active Alipay users, which now total 450 million, according to the company, will continue
to use the app abroad allowing the company to take advantage of the increasing number of Chinese tourists who
are spending more.
› "The vision is targeting two billion people within next five to ten years, not only in China but other countries too,"
Sabrina Peng, president of Alipay International, told CNBC at the Money 2020 fintech conference in Copenhagen
on 2016.
18. FinTech (R)evolution – CellulantCellulant - Africa
› Cellulant has been named the ‘Best African Payments & Transfers company’ of 2016. At the African FinTech
Awards (#afta16)
› Cellulant is connected to more than 50 banks, 40 mobile operators, over 100 merchants and 200 businesses;
touching the lives of more than 40 million consumers Africa-wide.
19. FinTech (R)evolution – P2P FinancingRaboBank– Netherlands
› Rabobank offers financing to businesses through high net worth customers
› Rabobank has run a trial in which SMEs can borrow money from high net worth customers of the bank.
› This offers broader access to financing for businesses and a new investment opportunity for high net worth
customers.
› This form of ‘peer-to-peer lending’ supplements existing forms of financing such as regular bank credit and
crowdfunding.
› Rabobank is building an online platform (Rabo & Co) that brings together businesses and Private Banking
customers.
› Businesses place their financing request on the platform and Private Banking customers state which loan they
wish to co-finance. In the trial phase, Rabobank itself will provide at least 50% of every loan.
20. FinTech (R)evolution – PSD2Payment Services Directive 2 – European Union
› On November 16, 2015, the Council of the European Union passed PSD2. Member states will have two years to incorporate the
directive into their national laws and regulations. 2018 is the milestone year for PSD2 going live.
› In short, PSD2 enables bank customers, both consumers and businesses, to use third-party providers to manage their finances.
› The new rules aim to better protect consumers when they pay online, promote the development and use of innovative online
and mobile payments, and make cross-border European payment services safer.
› Banks, are obligated to provide these third-party providers access to their customers’ accounts through open APIs. This will
enable third-parties to build financial services on top of banks’ data and infrastructure.
› AISP (Account Information Service Provider) are the service providers with access to the account information of bank
customers. Such services could analyze a user’s spending behavior or aggregate a user’s account information from several banks
into one overview.
› PISP (Payment Initiation Service Provider) are the service providers initiating a payment on behalf of the user. P2P transfer and
bill payment are PISP services we are likely to see when PSD2 is implemented.
› In September 2016, Smart Money People estimated that PSD2 had placed a 4% premium on FinTech valuations.
21. The Bank of the Future is a PlatformIt’s the Everyday Bank – facilitating several customer journeys
Inter-Connected
Open
APIs
Everyday Bank
Platform
BaaS BaaP
23. Payment ComponentsWho we are? What we do?
› Payment Components Ltd is a catalyst, empowering FinTech Innovation in Financial
Institutions, Corporates and FinTechs.
› Our mantra is “If it’s not Simple, It’s Wrong”
24. Financial Messaging
Software Libraries
(SWIFT, SEPA, ISO20022)
Payment Components360° of FinTech Solutions & Services
Corporate Treasury Management System (TMS)
API Management Platform
Financial Messaging & Payments Gateway
AVACAS
Personal Finance Manager (PFM)
Validate Parse
Build
Innovation – R&D
Partner
26. Best Practices – What to DOThings to Do
Be informed – Read about it – Accept it – Embrace it – participate!
Assign clear Ownership for change initiative / Digital Transformation
Collaborate – Collaborate – Collaborate. Reach out to the other side!!!
Build a multidisciplinary think tank (with internal & external resources)
Start with properly scoped initiatives & gradually evolve – it’s a journey…
27. Best Practices – What to AVOIDThings to Avoid
!
Design change by committee BIG BANG Approach
Keep it solely as an in-house
endeavor
Treat it as yet another technology
project
View FinTech as a threat
28. Final ThoughtsEmbrace the (R)evolution & Play the Game!!!
What we’re experiencing in Financial Services
has happened before (airlines, hotels, taxis,
commerce, advertising etc.)
The technologies involved are
complex & diverse – but the rules of
the game are the same
Educate yourself & your team, acquire new
skillsets & start selecting strategic partners
Assemble the necessary pool of skillsets
(internal & external) & create the appropriate
organizational structure
It’s NOT OLD vs NEW, LEGACY vs FINTECH
but rather a collaborative next step – it’s
truly a Yin-Yang situation
Play & Enjoy the new game!
29. 64 Princes Court , 88 Brompton Road , Knightsbridge, London SW3 1ET, United Kingdom | Tel. : +44 2071172538 | www.paymentcomponents.com
Empowering FinTech Innovation!
@paymentcomp
Elias Gagas
Chief Digital Officer
elias.gagas@paymentcomponents.com