Find all Fintech Startups from the Philippines in this report. Check out also www.Fintechnews.ph for the Fintech Philippines Startup Infographic.

2. Source: We Are Social ; Straits Times
Urbanization Active Mobile Social Users
41 m
Digital Device
Ownership

3. Source:Statista, Bangko Sentral ng Pilipinas’ (BSP) quadrennial Consumer Finance Survey (CFS)

4. Source:Statista, Bangko Sentral ng Pilipinas’ (BSP) quadrennial Consumer Finance Survey (CFS)

23. AltPayNet is a payment collaboration company enabling players in the payment value chain to break
barriers by providing the best of bred technologies, global partnerships, and best practices.

24. Payswitch is a powerful API that enables seamless, cost-effective and easy integration across a wide
array of digital credits and payment channels.

25. Paylance is an online platform allows users to pay and transfer money to the Philippines through
Bitcoin for free. The platform also allows users to shop in e-commerce site, PocketMarket.

26. Toucan Pay lets non-credit card holders own virtual credit accounts for simplified credit payments
online. Backed by DBS Innovations, Kairos Society and a delegate to the World Bank organized by
APEC.

27. Tapp Commerce provides a platform for people without a bank account or a credit card to buy and
sell goods & services online.

28. PhilSmile is a school payment platform which enables you to conveniently make direct payments for
your children’s tuition fees with colleges and universities in the Philippines, domestically or from
abroad. You can pay education bills closer to your home at partner PhilSmile Padala Eskwela
payment centers, pawnshops and convenience stores without having to lineup at the school cashier.

29. TrueMoney is an e-payment services provider in Southeast Asia. The platform includes TrueMoney
Wallet, WeCard by MasterCard, TrueMoney Cash Card, Kiosk, Express, Payment Gateway and
Remittance

30. Paynamics Technologies is an Internet Payment Solution Provider. Paynamics developed a world
class Internet Payment Gateway System called “Paygate”. Paygate is currently connected to over 20
global acquiring banks and service providers. Paygate is currently use by a multitude of merchants as
their last mile connection to these acquiring banks. These merchants operate both low risk and high
risk business models.

41. is an operating subsidiary of MicroGroup Lending Corporation that provides an online
access to the Loans provided for SMEs. Since 2015, MicroGroup has provided lending services to
SME’s in the Philippines who are considered “unbankable” by commercial financial institutions

42. They provide short term finance to growing, productive companies to help them
improve their cashflow and buy more inventory.

43. Uploan employs a B2B2C model, partnering with employers to provide payroll deducted loans to
those underserved by financial institutions in the Philippines. Through its online credit (P2P lending)
marketplace, Uploan provides better loans to employees by matching the loans to investors who are
looking for better returns in an asset secured against the borrower payroll.

44. Pera Agad is by Cash Credit, an international tech-based financial services company that has
partnered with SMART to bring a fast unsecured credit provided exclusively to SMART Prepaid and
TnT subscribers in the SMART Padala and Pera Hub centers.

45. GAVA is a crowdfunding platform piloted in the Philippines, enabling others that they may dare to
dream, wish, hope, build, create, and live, because Gava believes in the power of giving together.
With convenient service, multiple payment methods, and transparent platform, giving together is
made easier.

46. FundKo is an online peer-to-peer platform which serves as an intermediary between borrowers who
want to avail of a loan, and investors who want to earn potential high returns for their money.
FundKo is a subsidiary of Guevent Investments Development Corporation (GIDC)

47. InvestEd provides accessible education loans to students from low-income families, especially those
who cannot afford high-interest rates from microfinance lenders and are shut out from the financial
system.

53. Bloom combines blockchains and cryptocurrencies with compliance tools to create a modern
remittance network. Bloom has just been selected for the Google Launchpad program, a business
accelerator that invests in companies building solutions for some of the world's biggest problems.

54. Sendah is an online gift remittance and payment platform that gives its users a ‘better way to send’
to the Philippines. Sendah carries a diverse range of products and services that make sending to the
Philippines fast, easy and hassle-free.

55. Rebit.ph is a service of Satoshi Citadel Industries, a Philippine-based holdings company for
Bitcoin-related ventures. Rebit aims to provider emittance service at a significantly lower rate than
banks or money transfer agents by leveraging on the Bitcoin platform. Delivery options include
forwarding to most local banks, as well as the most popular pawnshops and other payment centers.

56. Smart Padala is the largest domestic remittance brand in the Philippines with over 15,000 Smart
Padala Centers across the country. Smart Padala also offers international remittance, bills payment,
airtime load selling, and reloading of mobile wallet accounts including Smart Money and PayMaya to
address the transactional needs of both the banked and the unbanked in emerging markets.

58. Coinage is the Philippines’ first enterprise-grade order book bitcoin exchange platform. They enable
you to trade BTC and Philippine Peso (PHP) in a convenient, safe and straightforward way.

60. MoneyMax.ph is Philippines' most comprehensive online platform for comparing financial and
telecommunication products, including credit cards, broadband plans, loans and other products and
services that suit consumers’ needs.

61. eCompareMo.com is a comparison portal intended for Filipinos looking for quick, secure, and
complete banking and insurance information in the Philippines. Customers are provided with
detailed information about their preferred credit cards (credit limit, promos & discounts, annual fee,
and more) and insurances (coverage and premium) to help them find the perfect product that suits
their lifestyle.

62. iMoney.ph is a free comparison site for financial products such as bank loans, credit cards &
insurances. Apply for credit cards, personal loans, and more, while learning about financial
investments and general money saving hacks.

63. iChoose.ph is a car insurance comparison website serving Philippines, formulated to enable you to
make the right decision about your choice of car insurance. Keeping in view different demands of car
owners nowadays, iChoose.ph lets them find a suitable car insurance policy as per their needs in the
easiest, pocket friendly and accessible manner

64. iMarket is a financial marketplace that bridges insurance principals and consumers directly in a fast,
cheap and efficient way through technology. It is part of the Guevent Group of Companies, which
has over 50 years experience in insurance, financial services, transport, technology and more.

70. Horsepower is a cloud-based SaaS platform of Human Resource benefits, presented by flexi-bend
product tier and managed by a single web and mobile app dashboard. Horsepower consolidates
personal and government bills payment, Healthcare and Insurance, Business tools, Co-working
spaces, General tax and legal support, access to SME financing, Virtual assistants, Retail rewards and
membership referral rewards and more.

71. Salarium is an end-to-end payroll solution from Time & Attendance, Computation, Disbursement,
and Compliance.

72. Taxumo helps solo entrepreneurs, self-employed individuals, & professionals to easily compute, file,
& pay for taxes, saving time and money.

74. Christian König
Fintech Expert
Website fintechnews.sg
Twitter @fintechSIN
Email ck@finanzpro.ch