The document discusses seven fintech app ideas for entrepreneurs to consider in 2021, highlighting the shift towards digitalization in finance and banking. It emphasizes the increasing demand for various apps, including peer-to-peer money transfer, investment and trading, digital banking, insurance, personal finance, crypto exchange, and blockchain wallet apps. Each app idea is presented as a solution to current market needs, with an encouragement to leverage mobile app development for business growth.

1. 7 Fintech App Ideas to Consider in 2021 for
Financial Platforms

2. Introduction
Fintech App Ideas in 2021
The internet revolution has changed the way we transact and avail
different services. Everything from banking to finance to insurance
has been updated as per the changing customer priority.
A feature-rich Fintech application is one of the most demanding
mobile app ideas for startups to consider in 2021. A Fintech app
connects entrepreneurs/startups with investors in varying industries
like software, healthcare, logistics, or infrastructure development,

3. Why Need of Fintech App Ideas to
Consider?
Fintech apps are a kind of payment application that enables users to
receive and transfer money with minimum effort. If you are planning
to make an exceptional Fintech app for your business startups, then
this is a suitable time to go for it.
In this article, we are going to share the best Fintech app ideas that
will help to grow your business on a financial platform. Read till the
end to get the highest returns on your investment.

4. 1. Peer-to-Peer Money
Transfer App

5. Why Peer-to-Peer Money Transfer App?
If we talk about the present situation in the market, then
investing in peer-to-peer money transfer apps is going to
be the most excellent investment so far.
This is why people are using p2p payment apps to put
their money in. Today a lot of economies around the
globe are now becoming cashless and promoting the use
of payment apps online transactions.

6. 2. Investment and Trading App

7. Why Need of Investment and
Trading App?
A trustworthy finance app can handle everyday financial
tasks, shuffle money into investment accounts, and track
spendings. That’s why a lot of people follow their
accounts in real time that helps them learn about the
markets and more. This is the revolution in the field of
digital payments because it allows users the advantage of
monitoring the bank accounts and automatically invests
the spare cash in various resources.

8. 3. Digital Banking Apps

9. Why Need of Digital Banking Apps?
Due to a huge number of customers, users are going to
their mobile devices to do their banking because banks
no longer have to support the responsibility for physical
space. So almost all the banks are providing their mobile
applications to allow customers to manage all the banking
operations just with a few clicks. Current time users are
getting the several advantages of digital banking like
making transactions, opening accounts and deposits,
investing, adding beneficiaries, and many more with just
clicks on their devices.

10. 4. Insurance Apps

11. Why Need of Insurance Apps?
Insurance industries are getting challenges in
incorporating digitalization and investing in app
development for their businesses. This has come as a
shock to everyone. Since the rise of digitalization, every
sector is leaping to join the latest technologies in their
businesses.
So this is a strong recommendation to insurance
companies to build an exceptional app from reputable
insurance app development companies. Insuretech apps
are more helpful for insurers to get real-time data and
also help to manage risks effectively.

12. 5. Personal Finance Apps or Money
Saving Apps

13. Why Personal Finance Apps or
Money Saving Apps?
As you know, technology has transformed critical things into
something simple for us. Booking a cab, ordering a meal, or
getting a weather update is now one click away with a smart app.
In the same way, there are various kinds of apps such as bank
account management, financial planning, or personal financial
management apps that help you to manage your money.

14. 6. Crypto Exchange Platform

15. Why Crypto Exchange Platform?
This type of fintech app idea facilitates the trading of
cryptocurrencies for other assets, including digital and
authorization currencies. In effect, cryptocurrency exchanges work
as a mediator between a customer and a retailer and make money
by commissions and transaction fees.
If you are looking for cryptocurrency exchange development
services then you have to choose the right company to build a

16. 7. BlockChain Wallet Apps

17. Why BlockChain Wallet Apps?
Today, we can see the tremendous growth of
Blockchain technology and its applications. So many
startups and entrepreneurs started to invest in
Blockchain technology in more ways.
A Blockchain wallet app allows you to buy and sell
cryptocurrencies in a hassle-free manner. Most
businesses, therefore, started to invest in blockchain
app development by integrating advanced features.

18. Conclusion
QSS Technosoft a CMMI Level 3 certified company and in
these slides we have explained great fintech app ideas for
business startups. Today when almost every business is
following the trend to meet their business goals, mobile
app development can prove to be best for your steady
business. Let’s connect over a call for a quick free
consultation!

19. About Us
• QSS Technosoft has vast experience in working
for clients ranging from startups to medium &
large sized organization. Take a look at our
portfolio, read our client’s review, get through
our awards and recognition by Clutch &
GoodFirms & then judge if we can be your tech
partners for software development. We possess
extensive experience in every domain and
sector; contact us for a discussion on your
outsourcing needs at our company. We will be
happy to serve you!

20. CONTACT US
USA
QSS Technosoft Inc.
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Minnesota 55447
T: +1 612 424 3786
INDIA
QSS Technosoft Pvt. Ltd.
A-154, 3rd Floor | Sector 63
Noida - 201301
T: +91 99105 11064
Bestech Business Tower, Unit No.
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Punjab – 160066
T: +91 9310747505
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