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Humancredit 
Unlocking the human power of data 
Georgi Musev, Oktober 30th, Humancredit gGmbH 2014
2 
Mission 
Re-thinking the web. 
The mission of Humancredit: 
• to empower WEB USERS, 
promoting self-determination, 
collaboration and openness on the web. 
• to revolutionize DIGITAL MARKETING, 
putting consumers into the center as affiliates 
of their attention, time and data. 
• to create great impact for the COMMON GOOD, 
engaging both web users & web industry. 
2,5 bn users 
5,0 bn hours/ 
online daily 
WEB USERS 
$100 bn 
revenue 
p.a. 
ADVERTISERS 
$1 bn p.a. 
added value 
for good 
COMMON GOOD 
causes 
Humancredit aims to redirect 1% of the global digital advertising revenue for good causes. 
Our goal is to reach more than 100 million users and to turn +$1 bn p.a. into Humancredits.
3 
Vision 
Turning the tables. 
POWER THROUGH OPENNESS 
Open data exchange will enable users 
to take control of their communication channels. 
ADDED VALUE 
THROUGH COOPERATION 
The exchange of market values and ethical 
resonance between consumers and advertisers will 
reduce advertising wastage and enable engaged 
consumer dialogue. 
Ad-Community 
Ad-Community 
Web User 
Web User 
Users on the offense instead of on the defense!
4 
Why Humancredit? 
Big data. Big wastage. Big frustration. 
Global view on the current digital advertising eco system 
ADVERTISERS have never 
been able to better target 
the devices and behavior of 
their consumers, but have 
lost the consumer 
engagement. 
AD-NETWORKS and 
PUBLISHERS make big 
profits in digital advertising 
but face frustrated, ad-blinded 
and disconnected 
audiences. 
In the world of big- & third 
party data WEB USERS 
have no transparency and 
no influence on their data.
5 
How does Humancredit work? 
Consumer centric digital marketing. 
Humancredit’s non-profit 
USER DRIVEN Data 
Management Platform 
enables a completely 
transparent data exchange: 
• users DO NOT give their 
data away any more, 
• they share only the 
ACCESS to their devices, 
• they collect Human-credits 
for EVERY MINUTE 
of browsing the web, 
• they can EDIT & DELETE 
their profiles ANYTIME, 
• the more details they 
share, the more credits 
they DONATE - without 
spending money.
6 
What happens inside Humancredit? 
Collaboration between corporates & individuals.
7 
Who benefits? 
WIN-WIN-WIN! 
WEB USERS WIN… 
• better control on their digital lives 
• collect „Humancredits“ browsing the 
web, 
• participate on the business with their 
data and donate without money! 
ADVERTISERS WIN… 
• a dialogue with engaged audiences, 
• less wastage & better targeting, 
• better image & resonance with their 
customers, by using the „BLUE POINT 
for socially engaged ads“. 
NGOs WIN… 
• a new donation channel and receive 
„Humancredits“ - distributed by the 
users & funded by the web industry. 
SURF’N 
DO GOOD! 
EFFICIENCY 
& 
CONSUMER ENGAGEMENT 
A NEW WAY OF 
ENGAGEMENT!
8 
The brand. 
An easy to understand brand.
9 
Humancredit’s Strategy Pyramide 
Our master plan for strategical partnerships.
10 
Where is Humancredit now? 
Status Quo and Roadmap. 
SOLUTION FIT: 
• proof of concept - 120 interviews, 6 workshops (Sep. 13 - Mai 14) 
• proof of customer - online survey & 6 talks to students (Mai - Sep 14) 
• NGO partner - commitments with WWF, Oxfam… 
• ad network/publisher partner - ongoing negotiations 
PRODUCT/MARKET FIT: 
• MVP for early adopters (Gen. Y) - work in progress 
• academic research project - with the University Bayreuth, KIT & SAP 
• PILOT-2015 - first mover pilot project integrated in our research project 
(5-10 major brands, 3-5 publisher& ad-networks, 1-3 tech partner, 3-5 NGOs) 
HOW TO SCALE? 
• address the user base of our NGO partners, 
• create co-branding campaigns with our PILOT-15 partners, 
• use the channels of our ad-network & publishing partners, 
• enable gamification effects, 
• co-create viral videos over the channels of our early adopters. 
SCALE 
PRODUCT/MARKET FIT 
SOLUTION FIT
11 
About Humancredit 
Humancredit is a non-profit social start-up. 
THE FOUNDER & CEO 
• Georgi Musev, born in Bulgaria, Berlin based architect and entrepreneur, co-founder of the the 
Berlin agency for spatial & digital design raumHOCH (since 2006) has dedicated himself to turn 
the Humancredit vision into reality. 
THE ADVISORY BOARD 
• Axel Roselius, Entrepreneur in Residence, former VP Strategic Business Development at 
Deutsche Telekom 
• Boris Janek, Manager Digital Marketing VR NetWorld GmbH 
• Thom Brenner, Entrepreneur in Residence, former VP Everyday Mobility Experience at Nokia 
• Ulrich Fenneker, former Senior Manager Corporate Strategy at ZANOX.de AG 
THE TEAM 
• Constantin Schneider (CTO), Co-Founder of conceptArchitects.de 
• Torsten Sewing (PR & CSR), 50, Founder of breakingtheice.org 
• Alistair Langer (Marketing), 35, Co-Creator of „Forum Nachhaltig Wirtschaften“ 
• Christian David (Software Development), 35, Co-Founder of graphscape.de 
THE NETWORK 
• A great network of about 40 open-minded professionals support the Humancredit idea since 
the very beginning in autumn 2013.
12 
Want to join or support Humancredit? 
Unlock the human power of data! 
Empowering web users, 
Minimizing wastage, 
Humanizing brands, 
Creating impact for good causes! 
Humancredit is winner of the social impact start scholarship 2014 
(www.socialimpactstart.eu) 
Constantin, Georgi, Alistair
Become a first mover! 
www.humancredit.cc | georgi@humancredit.cc | October 30th, 2014 
Copyright Humancredit gGmbH. All rights reserved.

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Humancredit 10 SLIDES EN

  • 1. Humancredit Unlocking the human power of data Georgi Musev, Oktober 30th, Humancredit gGmbH 2014
  • 2. 2 Mission Re-thinking the web. The mission of Humancredit: • to empower WEB USERS, promoting self-determination, collaboration and openness on the web. • to revolutionize DIGITAL MARKETING, putting consumers into the center as affiliates of their attention, time and data. • to create great impact for the COMMON GOOD, engaging both web users & web industry. 2,5 bn users 5,0 bn hours/ online daily WEB USERS $100 bn revenue p.a. ADVERTISERS $1 bn p.a. added value for good COMMON GOOD causes Humancredit aims to redirect 1% of the global digital advertising revenue for good causes. Our goal is to reach more than 100 million users and to turn +$1 bn p.a. into Humancredits.
  • 3. 3 Vision Turning the tables. POWER THROUGH OPENNESS Open data exchange will enable users to take control of their communication channels. ADDED VALUE THROUGH COOPERATION The exchange of market values and ethical resonance between consumers and advertisers will reduce advertising wastage and enable engaged consumer dialogue. Ad-Community Ad-Community Web User Web User Users on the offense instead of on the defense!
  • 4. 4 Why Humancredit? Big data. Big wastage. Big frustration. Global view on the current digital advertising eco system ADVERTISERS have never been able to better target the devices and behavior of their consumers, but have lost the consumer engagement. AD-NETWORKS and PUBLISHERS make big profits in digital advertising but face frustrated, ad-blinded and disconnected audiences. In the world of big- & third party data WEB USERS have no transparency and no influence on their data.
  • 5. 5 How does Humancredit work? Consumer centric digital marketing. Humancredit’s non-profit USER DRIVEN Data Management Platform enables a completely transparent data exchange: • users DO NOT give their data away any more, • they share only the ACCESS to their devices, • they collect Human-credits for EVERY MINUTE of browsing the web, • they can EDIT & DELETE their profiles ANYTIME, • the more details they share, the more credits they DONATE - without spending money.
  • 6. 6 What happens inside Humancredit? Collaboration between corporates & individuals.
  • 7. 7 Who benefits? WIN-WIN-WIN! WEB USERS WIN… • better control on their digital lives • collect „Humancredits“ browsing the web, • participate on the business with their data and donate without money! ADVERTISERS WIN… • a dialogue with engaged audiences, • less wastage & better targeting, • better image & resonance with their customers, by using the „BLUE POINT for socially engaged ads“. NGOs WIN… • a new donation channel and receive „Humancredits“ - distributed by the users & funded by the web industry. SURF’N DO GOOD! EFFICIENCY & CONSUMER ENGAGEMENT A NEW WAY OF ENGAGEMENT!
  • 8. 8 The brand. An easy to understand brand.
  • 9. 9 Humancredit’s Strategy Pyramide Our master plan for strategical partnerships.
  • 10. 10 Where is Humancredit now? Status Quo and Roadmap. SOLUTION FIT: • proof of concept - 120 interviews, 6 workshops (Sep. 13 - Mai 14) • proof of customer - online survey & 6 talks to students (Mai - Sep 14) • NGO partner - commitments with WWF, Oxfam… • ad network/publisher partner - ongoing negotiations PRODUCT/MARKET FIT: • MVP for early adopters (Gen. Y) - work in progress • academic research project - with the University Bayreuth, KIT & SAP • PILOT-2015 - first mover pilot project integrated in our research project (5-10 major brands, 3-5 publisher& ad-networks, 1-3 tech partner, 3-5 NGOs) HOW TO SCALE? • address the user base of our NGO partners, • create co-branding campaigns with our PILOT-15 partners, • use the channels of our ad-network & publishing partners, • enable gamification effects, • co-create viral videos over the channels of our early adopters. SCALE PRODUCT/MARKET FIT SOLUTION FIT
  • 11. 11 About Humancredit Humancredit is a non-profit social start-up. THE FOUNDER & CEO • Georgi Musev, born in Bulgaria, Berlin based architect and entrepreneur, co-founder of the the Berlin agency for spatial & digital design raumHOCH (since 2006) has dedicated himself to turn the Humancredit vision into reality. THE ADVISORY BOARD • Axel Roselius, Entrepreneur in Residence, former VP Strategic Business Development at Deutsche Telekom • Boris Janek, Manager Digital Marketing VR NetWorld GmbH • Thom Brenner, Entrepreneur in Residence, former VP Everyday Mobility Experience at Nokia • Ulrich Fenneker, former Senior Manager Corporate Strategy at ZANOX.de AG THE TEAM • Constantin Schneider (CTO), Co-Founder of conceptArchitects.de • Torsten Sewing (PR & CSR), 50, Founder of breakingtheice.org • Alistair Langer (Marketing), 35, Co-Creator of „Forum Nachhaltig Wirtschaften“ • Christian David (Software Development), 35, Co-Founder of graphscape.de THE NETWORK • A great network of about 40 open-minded professionals support the Humancredit idea since the very beginning in autumn 2013.
  • 12. 12 Want to join or support Humancredit? Unlock the human power of data! Empowering web users, Minimizing wastage, Humanizing brands, Creating impact for good causes! Humancredit is winner of the social impact start scholarship 2014 (www.socialimpactstart.eu) Constantin, Georgi, Alistair
  • 13. Become a first mover! www.humancredit.cc | georgi@humancredit.cc | October 30th, 2014 Copyright Humancredit gGmbH. All rights reserved.