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Poverty Vs. Education
Hector Sanchez
Professor Barry Ramirez
English 1109.3
21 October 2017
Poverty vs Education In this paper I am going to talk about how poverty and education are linked to
each other and how with education, poverty can be mostly likely avoided. There has been a long
time war going on with poverty; there have been many theories on how poverty can be put to an
end. Many theories focus on the government giving people who are in poverty money to aid them in
difficult times. To help them pay for rent, food, supplies, college education, and many other life
necessities. But in this paper we are going to mainly focus on that percentage of people that are
living on two dollars a day and how getting an education is a bit more difficult to obtain due ...
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Lack of education is one of the leading causes of poverty. There are many factors that contribute as
to why many adolescents do not have the education that they deserve. There are many people that
say that the children 's parents are the one to blame if they too do not have an education minimum of
a high school diploma. The stakes are even higher if both parents do not have at least a high school
diploma which causes the teenager to follow in their parents shoes. Poverty can even lead to poorer
test scores; a recent study named the Coleman Report "documented the fact that students from
lower–income families did more poorly in school than their middle– or upper–income bracket
counterparts" (Miriam). I believe that being poor puts enormous amounts of stress on any one
person, especially ones that trying to get an education while in poverty. While there are many ways
for people who are in poverty to get help so that they can be able to afford a college, I believe that
organizations like FAFSA are really good government organizations. This organization is
government based meaning that the government provides most of the funding for students. Although
this organization does not always accept every student that applies for financial aid. This
organization cannot help every student that applies for aid; and for this
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Federal Student Aid: A Case Study
An executive order signed by President Barack Obama on September 13, 2015 will change the way
high–school students and their parents plan for college aid. Beginning October 1, 2016, families
with high–school students will be able to apply for financial aid a few months after they have filed
their 2015 tax returns, rather than wait until the next year's tax season to finalize their Free
Application for Federal Student Aid (FAFSA). In the past, the FAFSA was not available until
January 1 and had to be completed in January or February, a few months before their tax returns
were completed for the prior year. The change will require families to complete the FAFSA based on
prior–prior–year income instead of prior–year income. In other
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Private And Private Education
Winston (2004) stated that one of the essential components to recognize universities is the
distinctions in revenue accessible to help student subsidize their education. Initially, he called
attention to the fact that both public and private institutions are similar in their subsidies but one
uses them to finance items to support their utilization, while the last depends on charitable gifts to
get a similar thing and with similar magnitudes. Nonetheless, the comparative appropriations in both
open and private sector institutions are created through various cost and price approaches, which
prompts diverse measure of student subsidy accessible at every organization. The institutional
progression in every division, open and private, is ... Show more content on Helpwriting.net ...
Heller & Nelson's examinations demonstrate that schools and colleges are moving their
concentration to making a class of selective students and climbing up on the distinction stepping
stool. At the end of the day, however, the chain of importance of advanced education considered by
these two authors is construct more in light of the establishments' scholastic importance than on the
span of student sponsorships accessible at the schools.
Subsidizing Public Higher Education Customarily, open or public, advanced education is intensely
sponsored and bolstered by the federal government. Comprehensively, resources that help student
subsidies in the public colleges and universities principally originate from "the general public" as a
result of the conviction that advanced education is "something worth being thankful for" and that
society all in all will profit by having all the more knowledgeable individuals (Winston, 2004).
Therefore, the government, in type of the "general public," relies upon income to create public
appropriations to help advanced education.
Initially, the government is the biggest contributor of outside awards and money related funding to
students. Government money is mostly need–based, which implies students need to exhibit that they
have budgetary needs to be qualified for the grants (Archibald and Feldman, 2011). The essential
initial step that most students need
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Higher Education And Admendations Of University Of...
University of Washington Admissions
Ranked No.4 among U.S. public universities in Times Higher Education world university rankings
for 2017, UW welcomes over 54,000 students each year with 6659 students devoting in university–
sponsored public service today. With 16 colleges and schools providing 1,800 undergraduate courses
each quarter conferring more than 12,000 bachelor's, master's, doctoral and professional degrees
annually, UW has renowned as a multi–campus university and academic medical center. Students
who are seeking to accomplish their educational dreams will definitely think about getting admitted
at UW. And that's not a day dream as longs as you bears the belief in possibility. Despite excellent
academic achievements, you need ... Show more content on Helpwriting.net ...
Work Study – Work part–time to earn the money to pay tuition and fees. Financial need and a Work
Study award is the necessary factor in getting a work study job. The employer pays 20–50 percent of
the student's wages while the federal or state funds the rest.
Student Loans – Must be repaid. Loans are interest–free for half of your school terms and the grace
period. It can take up to 10 years to repay the loan.
Child Care Assistance Program – Set for UW Seattle Campus students and funded by Student &
Activity fees in covering childcare for students' children (ages birth – 12 years old).
Veterans Benefits – The Veterans Center staff informs students with VA educational benefits,
certifies GI Bill benefits, and other info about financial aid.
Other Assistance – Affordable housing, YMCA, community health centers, Seattle milk fund, hope
link, University district food bank, food stamps, etc..
Types of University of Washington Scholarship
Freshmen, transfer students and continuing students can apply for scholarships as long as they are
eligible for. For any financial issues and requests, you could turn to The Office of Student Financial
Aid. Students studying at Bothell or Tacoma campuses should consult Financial Aid Offices for
specific scholarships designed for them.
Scholarships for U.S. non–residents – The Purple and Gold Scholarship is set for U.S.
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Should Community College Be Free?
Community College The big question here is if community college should be free? In the Article As
he Promotes It, Some question Obama's Free Community College Idea written by Joanne Jacobs
gives two points of views; community college shouldn't be free and the other argument being that it
should be free. In my opinion I think that Community college shouldn't be free because there are
many options like scholarships, financial aid, and grants that can help you pay for those expenses.
Community College is an option when people who didn't do so good in high school can go there to
continue their career and get their certificates or transfer to a higher level college and there are those
that did really good in high school but still decide to go to community college due to money or just
because they decide to go. Community College is not that expensive compared to a university or
private school which is a reason why many people go there. FAFSA is very helpful and gives you as
much as they can depending on income. The amount of money that is given to you can help a lot
because it isn't coming out of your own pocket. For the students that have parents that has a higher
income and are not eligible to get financial that is a different story. If they make a good amount of
money then they would have to pay but it won't be so much and their parents will be able to pay it.
Like me, my mom raised me and my three other sisters all on her own. Sure she doesn't take a lot of
money but
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Pros And Cons Of The FAFSA
FAFSA:
An Essential Application that Requires Substantive Reform
The United States Economic Council reports that more than one million students fail to complete the
Free Application for Student Aid (FAFSA) each year (2). What about the FAFSA is causing students
to not receive aid they need and what can be done about it? It is more important than ever, with an
ever increasing number of applicants, that the FAFSA is simple in its completion and accessible, as
well as fair, to students that need it. Unfortunately, the current FAFSA is plagued by issues from its
incredible length to its complexity. The FAFSA also suffers from a lack of substantive updates since
its inception in 1965. Moreover, the final outcome of the FAFSA, the Expected Family ... Show
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According to the United States National Economic Council, these questions are "complex and
largely unverifiable, providing opportunities for gamesmanship," which is not reassuring to students
seeking a fair evaluation of their ability to pay for college (2). This "gamesmanship" is fraud which
exists because of questions that are known and acknowledged to be unverifiable. Those questions
provide families the ability to illegitimately gain a lower EFC and, despite this, have remained on
the FAFSA. The potential for fraud provides students with a choice they should not consider during
their search for college funds. The FAFSA should not be a game of who can lie the most effectively,
but a fair assessment of a student's ability to pay for college. Unfortunately, the former remains the
case today. In fact, according to the United States National Economic Council, "twelve of the top
fifteen strategies for students to maximize their aid eligibility involves manipulating their family's
measured assets" (10). This quote highlights the fact that students and families are exploiting
acknowledged flaws in an application which must be addressed in some manner. Furthermore, it
shows that this fraud is actually being encouraged as a legitimate action. It also speaks to the
negative perception of the FAFSA given that families find the system
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Essay about Information about Financial Aid
Financial Aid
Financial aid is money in the form of loans, grants and employment that is available to a student to
help pay the cost of attending. Financial aid comes from the federal government, which is the largest
provider of aid, as well as state government, the school and a variety of other public and private
sources.
If you think your educational expenses are more than you and your family can afford, you should
apply for financial aid using the Free Application for Federal Student Aid (FAFSA). You will need
to apply for financial aid every year by completing a FAFSA. The FAFSA includes all the
information necessary to determine your eligibility and must be completed if you want to be
considered for any of the federal programs ... Show more content on Helpwriting.net ...
Supplemental Educational Opportunity Grant (SEOG) – This grant is available only to
undergraduates having the greatest financial need. Awarded on a first–come first–served basis by the
Office of Financial Aid until all federally allocated funds are awarded.
Oklahoma Tuition Aid Grant (OTAG) – OTAG is available to Oklahoma residents. Awards are made
by the Oklahoma State Regents based on the information provided on the FAFSA. Recipients will
receive an award notification from the Oklahoma Tuition Aid Grant Program. Early application,
prior to April 15th is requested. For more information, please call the OTAG program directly at
405–234–4356.
LOANS – borrowed money that has to be paid back over a period of time, after the student ceases to
be less than a halftime student. Loans offered at:
Subsidized Stafford Loan – (Formerly Guaranteed Student Loan) Federal Stafford Loan funds are
borrowed from a lending institution (e.g., a bank or credit union). Eligibility for this low interest
loan is based on financial need. Students must be enrolled at least halftime to receive a loan. The
borrower should check with the organization that holds the loan for the interest rate. Repayment
begins six months after enrollment drops below half time. The federal government pays the interest
on this subsidized loan while the student is in school or in deferment.
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Essay On Data Breaching
Referring to an article by Identity Force, there were investigations found that there was an act of
data breaching involved in the IRS Data Retrieval Tool (Daitch 2017). This tool is used when
college students are attentively trying to complete a Free Application for Federal Student Aid
(FAFSA). Not until March 2017, is when federal officials observed what was actually going on and
took down the tool. In this case of data breaching, it was said that identity thieves pulled personal
information outside of the tax system to steal additional data (2017). It's already a headache to have
to deal with paying for college and this situation made it worse and more stressful for people
applying for the annual application to get it done. This tool ... Show more content on
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The DRT allows students and parents to access their Adjusted Gross Income (AGI) information
through an interface with the IRS to complete the FAFSA by transferring the AGI information
directly into their FAFSA application form (2016). This is one of the main reasons why it was very
easy for these cyber terrorists to get ahold of viable information. There had been a few attempted
accesses to the individual AGI, following September 2016, which led to an arrest that same year.
This administration is still continuing criminal investigations of this activity and looking over
evidence obtained from the investigations of the e–Authentication misuse to determine if the FAFSA
and DRT criminal activity were ever launched by the same people or groups. At one point, there was
evidence found as far back as February 2016, where the person involved in the e–Authentication
investigation discussed the availability of AGI information using FAFSA and the DRT. Then after
looking at a whole other file of information and email addresses, there is decent evidence that shows
the same people and groups engaged in criminal activity on the e–Authentication portal are involved
in this misuse of the FAFSA and the DRT.
Long Term Ramifications
Long–term ramifications that could be involved with this threat would be cyber terrorists being able
to find a
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FAFSAApplication Essay
To the Office of UCONN Financial Aid,
First off I would like to personally thank you for my financial aid award that I received last year.
Both my parents emigrated from Kosovo with no education so I am to pay for college myself; the
aid not only gave me peace of mind but paired with scholarships allowed me to go to UCONN for
an extremely affordable price. So for that, I thank you. If it wasn't for the generous financial help of
the school I wouldn't be able to attend UCONN.
Now for my appeal. There were a couple of factors that contributed to my late FAFSA application. I
entrusted my father to help me through the process of completing FAFSA but due to complications
with my mental health and household problems, I was unable to complete ... Show more content on
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With all this going on, completing my financial aid became something that was set to the side. I was
crippled and was only focused on getting better and not getting kicked out of UCONN.
Not only was this depression hindering me from doing anything, but also my father who I entrusted
to help me complete my financial aid process was not in my household for the majority of the time I
went back home. My family was going through a lot at the time, and it was an ongoing struggle to
keep my parents together. Because my father was not available for most of the year, it was almost
impossible to complete my financial aid. My mom cannot speak English so that was not an option
either. I was ultimately stuck.
With this letter to you, I urge you to please hear me out and help me. I do not have the money to
attend UCONN because of my family's financial situation. The aid I received was a blessing and
gave me the opportunity to follow my dreams and make my parents proud. It was the main driving
factor for me going to UCONN as I pay for school myself. I had worked all summer and had
planned to take whatever the difference was once financial aid was factored in and pay for it with
my hard earned money, but now I will not be able to do that because of a miscommunication with
my father and my mental illness. If I am granted financial aid, I will do whatever it takes to
overcome
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FAFSAArgumentative Essay
Hello,
I made some mistakes when filling out the FAFSA form, I have taken the necessary steps to correct
it, but FAFSA has already sent you the incorrect version. I apologize for the inconvenience, I am
unfamiliar with the FAFSA process and made multiple mistakes, one of them was believing, that I,
being nearly 21 would be considered independent. I believe basing the financial need of an adult on
the savings of their parents to be an error on FAFSA's part, especially when the parents are retired.
My Father has worked a whole lifetime for his savings, and hopes to use his sizeable savings to
support my mother and four younger siblings, the youngest of whom is 11yrs (1 Timothy 5:8). For
the reasons stated above, my Father is unwilling to contribute ... Show more content on
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He earned his education by joining the military, and believes that I should find my own way, and I
whole heartedly agree. My father has given each of us children the opportunities in the form of
vocational training, my elder sisters received training as a medical transcriptionist and CNA
respectively and my brother and I are electricians (not the vocation of my choice but it will pay the
bills). I have watched my older sister become entangled in debt because of lack of higher education
and I do not wish to follow the same path. I am hardworking and have saved most my earnings,
even so it is not enough to cover the first year of our local four–year college. If I were to earn a
Bachelor's degree I would be the first of my siblings to do so, and might lead the way for my young
brothers and sister. I believe the College of the Ozarks to be the best educational fit for me both
financially and spiritually, and consequently am willing to do extra work to make up for what
FAFSA potentially will not cover because of my Dad's savings. I am a qualified electrician and have
experience in various other occupations including waitressing, construction/remodeling,
housekeeping/cleaning, and running my family's farmers market booth. Because of this I hope I
could be a potential benefit to the College, I hope you will consider this and not dismiss my
application
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Why This Book Is Not Required
For the most part, I felt that the content in "This Book is Not Required" was relatively up to date. A
lot of the topics were current and can be applicable to many students, however, the book didn't go
over one of the most crucial topics. The book didn't go into detail about the biggest challenge that
college students face–money. Therefore, below is my proposed idea of a chapter for "This Book is
Not Required".
People go to college for many reasons, whether it be to pursue their passions, to widen their career
opportunities, or to make more money. There are many possible reasons why people want to go to
college and a consensus among these would be that going to college is an investment in one's future.
However, since college is an investment, ... Show more content on Helpwriting.net ...
College bookstores and online retailers like Amazon typically provide textbook rentals. Some
textbook rental websites even have the option of renting the digital version of textbooks (eBooks).
Regarding eBooks, some of your textbooks can be found online for free. One website that offers free
book downloads is Project Gutenberg, which offers more than 54,000 eBooks on classic literature.
The titles on Project Gutenberg are legal to download because the copyright has expired for all the
works on the website. One tip to remember when renting textbook is to make sure you postmark
your book by the due date or you would be charged for the price of the book or
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Financial Aid in Education Essay
Financial Aid in Education
A guy in $50,000 of debt has got to be irresponsible with his money right? Actually, it is more likely
that he is a college student. Hundreds of thousands of college students around the country are in a
financial predicament because of the government?s impersonal financial aid policies. The federal
government?s current system has too many quirks which end up hurting the people that financial aid
is supposed to help. The federal government should change its financial aid policies to take several
more factors, such as the percentage of educational expenses paid by the student, into account.
Under the present system, all students applying for federal aid file a form called the Free
Application for Federal ... Show more content on Helpwriting.net ...
The federal government does not use this application for aid. The CSS Profile is a service provided
by The College Board. It includes many more factors such as the age of the parents, house
payments, and car payments. Mostly expensive private universities use the CSS Profile because
their students have much more financial need.
The current system does a fairly decent job of predicting the amount of aid needed assuming both
the parents and the student are paying for the student?s education. The big problem with the system
is that not all parents help pay for their child?s education. According to the current system, the
student would have to cover the expected contribution from their parents as well as their own
expected contribution should their parents decide not to help foot the bill. For example, if a student
from a middle class family which is earning $70,000 a year. Assuming the student was earning
$3,000, and that student wanted to attend Duke University, approximately $33,000 a year, the family
would be expected to pay $13,641 of the bill for each year2. If the parents choose not to help the
student pay, then it would be the student?s responsibility to pay every bit of the $13,641. How many
students graduating high school can afford that? I think that this factor could quite possibly be the
biggest reason that students think they cannot afford college.
Another problem is that the current system actually punishes students for saving their
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University Of Washington Admissions Essay
University of Washington Admissions
UW was ranked No.4 among U.S. public universities in Times Higher Education world university
rankings for 2017. Over 54,000 students are enrolled at UW each year and 6659 students devolting
in university–sponsored public service today. With 16 colleges and schools providing 1,800
undergraduate courses each quarter confering more than 12,000 bachelor's, master's, doctoral and
professional degrees annually, UW has renowned as a multi–camplus university and academic
medical center. Students who are seeking to accomplish their educational dreams will definitly think
about getting admitted at UW. And that's not day dream as longs as you bears the belief in
possibility. Depiste excellent academic ... Show more content on Helpwriting.net ...
Work Study – Work part–time to earn the money for paying tuition and fees. Financial need and a
Work Study award is the necessary factor in getting a work study job. In a Work Study program, the
employer pays only 20–50 percent of the student's wages; the rest is subsidized by federal or state
funds.
Student Loans – Must be repaid. Loans are interest–free for half of your school terms and the grace
period (six to nine months after leaving school). Up to 10 years to repay the loan.
Child Care Assistance Program – Set for UW Seattle Campus students and funded by Student &
Activity fees in covering childcare for students' children (ages birth – 12 years old).
Veterans Benefits – The Veterans Center staff informs students with VA educational benefits,
certifies GI Bill benefits, and answers questions about financial aid.
Other Assistance – Affordable housing, YMCA, community health centers, Seattle milk fund, hope
link, University district food bank, food stamps, etc..
Types of University of Washington Scholarship
Incoming freshmen and transfer students as well as continuing students are all eligible to apply for
scholarships as long as they are qualified. Scholarship opportunities for undergraduate students are
open to those who are residing in Washington on the basis of need. The Office of Student Financial
Aid is in charge of
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High Tuition Cost Research Paper
How are students able to afford these high tuition cost? Majority of students are forced to find any
sort of work to earn income. The problem is that balancing school, work, and a personal life, is
physically and mentally draining. I know from experience that working a part–time job, studying
hard to keep up a 3.8 GPA, and taking care my family is a struggle. Many of my friends who were
attending college had to drop–out because they could not afford these high tuition cost and balance
having a job and going to school. Since schools have no choice but to raise tuition, there are three
main areas that should be taking into consideration to help students afford college. If the
government stops cutting funds from education, provide more scholarships ... Show more content on
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FAFSA is one of the main sources that students apply for to receive federal student aid. However,
there are a lot of students like myself who are not qualified to receive financial aid and are only
eligible to take out loans. My high school teachers had told me that they are still paying their student
loans because other bills come up which result in having to extend their loan payment. Making an
extension to loans means that there is a chance of paying an charge interest which basically means
the longer it takes to pay, the more money you have to owe. Also, students who have grown up in a
middle class family are seen as being able to afford college. However, in today's society, there are
some middle class families that can not afford college because they do not have the extra money.
One of the main issue on the FAFSA is being considered an independent student because it does not
mean that they are responsible for paying their own education expenses. Also, according to fastweb
(2013) it states that students "Not living with parents or not being claimed by them on tax forms
does not make you an independent student..." (p.1). In order to be considered independent, student
must be one of the following: 24 years old or older, married, an orphan or foster care, be a veteran of
the Armed Forces of the United States or serve on active duty, have children, or be a
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Tuition And Other Eligible Expenses With A Student Loan...
Covering tuition and other eligible expenses with a student loan and making no payments while in
school is an adequate, but a stressful alternative to achieve a college education. Personally coming
from a Hispanic family, reaching college level education was not a priority. Going to college for a
young Mexican individual who is born and raised in Santa Maria, California is a difficult objective
to sustain. Personally, my parents never got the chance to finish their education. Both of my parents
are very hard working individuals; who devoted their lives to work in the strawberry fields to
provide a better life for their children. My parent's dreams were simply to keep my siblings and me
away from the strawberry fields. Sadly, my parents wanting me to obtain a higher education and
them being able to actually provide it for me were two very different stories. My parents worked
very hard to simply put food on the table. I knew my parents helping me to finance my college
education was not going to happen. Especially, when I started working in the strawberry fields
myself. I worked to simply provide for my own unnecessary experiences. During those times I saw
higher education as a luxury due to the fact it was highly unlikable I would be able to afford it. One
thing was certain, I knew that no matter what I did I wasn't going to work in the strawberry fields for
the rest of my life. I promised myself during senior year of high school, that I would do everything
in my power to
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Essay On College Tuition Is Way Too High
College Tuition Is way Too High
Imagine that you are a teenager trying to become an intelligent, respectful, and mature young man.
While you are in High school you are a phenomenal student and will be graduating as Valedictorian,
with the benefits of being able to go to any college that you choose. Only to have your dreams
shattered when you find out that you can not afford your college tuition.
For about 50% of families with college bound kids, they find that they are too poor for college and
to rich for Financial Aid. Financial aid is based on the FAFSA (Free Application For Federal Student
Aid), which is what the government uses to determine how much money they think you will need to
help pay for college. FAFSA uses a complex formula that takes into consideration of your income,
assets, and other figures. ... Show more content on Helpwriting.net ...
How are you supposed to save for your retirement and your kid's college education. So, the
government thinks based on their FAFSA that you can contribute thousands of dollars that you are
NOT able to.
How much does it really cost to go to college? From all the research that I done, the average 4 year
college education at a public institute was about $24,100 and for a 4 year private college education it
was about $47,900. Next, we ask, do I really need a 4 year college education? Unfortunately the
answer is yes. According to my research, the average college graduate will make $500,000 more
over their lifetime. In today's world, it is almost impossible to get a good job without a college
education.
With all of that said, why are parents not saving and setting money aside for their kids to attend
college. Life happens and before parents realize, their kids are in high school and they were not able
to put money aside for them to
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My Fafsa Report
I dream of making a difference in the world. At this time, I am taking steps to make this a reality. I
will be going back to school in the fall to finish what I started over ten years ago. My goals are to
finish my degree in the next two years with little to no debt, gain the knowledge I need to become
the best teacher I can, and make my family proud. A scholarship from EWI will help to make all of
this possible.
"The world is a book, and those who do not travel read only one page." – Saint Augustine. My
college journey started thirteen years ago. After finishing my Associate of Arts degree, I decided to
take a "short break" to travel and experience the world. I was given the amazing opportunity to
become a Flight Attendant. After that adventure was over, life happened. I settled down and got
married, had three children and tried to get back in to the work force. My attempts at ... Show more
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It would be hard to say I deserve it more than them, however I desperately need it. I am a mother of
three children under the age of nine. My Fafsa report tells me and everyone else a story that is no
longer true and because of it I will not be receiving any financial aid. This year my family has been
on many social programs such as WIC, SNAP, and Medicaid but this has not been taken in to
consideration. I will be returning to college in the fall after many years in the work force and being a
stay at home mom. Now, I am being forced to stay at home because I am not qualified in a job that
will make enough to pay child care and still contribute to my bills. With this scholarship, I will be
able to get closer to my dream of being a teacher, without putting stress on my family of more debt,
and I will be able to help my family become more independent by being able to contribute. I will
also be a great example to my children, that no matter what you keep reaching for your goals and
you never give up. Please help me reach my
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The Free Application For Federal Student Aid
Introduction During week two, we were tasked to conduct a financial analysis of the Johnson family
and assess their ability to independently fund the college educations of their three children. That
analysis determined the two hundred dollars currently contributed monthly to each child's college
fund since each child was born will not fully fund their educations, given their ages, current
balances in each college fund and the annual inflation of college costs. Assuming their available
cash flow will only support the current monthly college fund contributions, alternative methods and
financial tools must be explored to mitigate the shortfall. The purpose of this paper will be to
research other college funding alternatives which may ... Show more content on Helpwriting.net ...
However, it is equally important for other potential forms of financial aid as "many states and
colleges use your FAFSA data to determine your eligibility for state and school aid, and some
private financial aid providers may use your FAFSA information to determine whether you qualify
for their aid" (Federal Student Aid, 2017, p.1). Federal Student Aid is a very large program
"providing more than $150 billion in federal grants, loans, and work–study funds each year to more
than 13 million students paying for college or career school" (Federal Student Aid, 2017, p.1).
Therefore, the student who is seeking financial aid to cover a portion of college costs needs to first
and foremost complete a FAFSA application as it is the basis for Federal Student Aid but is also the
data source for other forms of student financial aid. FAFSA applications consider the assets of the
parents and the student in determining the Expected Family Contribution (EFC) and will normally
expect a higher percentage of contribution from student assets vice a lower percentage from the
parents (Mannaioni & Greer 2016). For determining family or student assets to be assessed against
potential financial aid, FAFSA places emphasis on family or student adjusted gross income as other
assets such as "retirement accounts, cash value life insurance, home equity and small business
assets" are excluded when calculating the EFC. Institutional Methodology, on the other
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Financial Aid Benefits
Financial Aid is very beneficial for many students who want to succeed in college. Applying for
financial aid gives you the help you need to pay for the college or university of your choice.
Financial aid is money that can support a person or cause. It can finance your college education
from 3 forms of aid; work–studies, loans, and gift aids such as grants and scholarships. Work–
studies provides you with a part–time employment to students to help with college expenses. If you
get a loan, financial aid borrows you money and must pay back with interest. Gift aids is like free
money and you don't have to repay it. You can go to Free Application for Federal Student Aid
(FAFSA) online to apply. FAFSA is one of the largest sources of aids for students. The U.S.
Department of Education handles FAFSA as well. ... Show more content on Helpwriting.net ...
To apply for financial aid, go online to FAFSA and gather important documentation. Keep track of
the deadlines (state and institutional deadlines). Confirm your dependency and independency
requirements for FAFSA. Search for your school codes and get your FSA ID to sign your FAFSA
online. Also, remember to correct any errors. The application processing will take 3–5 days and 2–4
weeks with the FAFSA paper. You can also go to The Florida Financial Aid Application (FFAA). To
get help with financial aid you can go to My Future (MYF) online to figure out which institution
you'd like to attend and what you need to do to get there. It also helps with finding a career and
managing your money. Another great website you can check out is Navigating Your Financial Future
(NYFF) online. NYFF is much like MYF in many ways; NYFF helps finance a higher education for
yourself. It manages your money as well. NYFF plans for your career and manages your time
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Goals Of Federal Student Aid
FAFSA PROJECT – FOUR
Kalley Kirk
I. FAFSA is the Free Application for Federal Student Aid. Students that want to go to college can go
their website and fill out a form every year. Then FAFSA decides what programs that student is
eligible for to get student financial aid from the U.S. Government.
II. To be eligible for FAFSA you have to be eligible to enroll in college or career education with
either a GED or high school graduation diploma. You have to be enrolled in an eligible college or
career education program and have a valid social security card. Boys between the ages of 18 and 25
have to register with the U.S. Selective Service. You have to fill out a FAFSA application form and
certify it and either be a U.S. Citizen, or have ... Show more content on Helpwriting.net ...
Government, aid from the state I live in, aid from the college I will attend and aid from a non–profit
or private organization.
2. The website says the three types of federal student aid are loans, grants, and work study programs.
3.The FASA website section on state aid says the state agency I should contact is The Texas Higher
Education Coordinating Board
4. The four types of federal grants available are Federal Pell Grants, Federal Supplemental
Educational Opportunity Grants, (FSEOG), Teacher Education Assistance for College and High
Education Grants (TEACH) and Iraq and Afghanistan Service Grants. 5. Grants and scholarships
called gift aid because they are financial aid for college students that do not have to be paid back. A
grant is given because the student has a financial need but scholarships are mostly given because the
student has good grades or shows they are good at something that the scholarship is about.
6. You could have to pay a grant back because quit college before finishing the semester of time
period the grant gave you money
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The Importance Of College Education
So our education really isn't priceless?
As college costs continue to rise, more and more students are discouraged from furthering their
education and reaching their capabilities to the fullest. In today's society, a college education is
essential for a good career. Based off a Edward Jones survey, 83% of Americans say they cannot
afford the expense of a college education. Growing up in public schools, college has always been
slipped into conversations. Especially in high school, our teachers are preparing us for college.
However, they are not preparing us for our future careers or how to obtain a household income, just
simply for us to attend college. We are taught about the importance of college, but never warned
about the cost of tuition and how to pay for it. In my own personal experience I was not taught how
to pay for college but to just go, just figure it out and go. On average, an in–state college is $10,000
a year. The average american family has an income of around $55,000, however, the average family
also spends around $60,000 a year on bills and necessary items. With this being said, are our tuition
rates reasonable?
With costs being so high, some students can't afford it and just don't go, while others burry
themselves with debt and student loans which can lead to stress and the pressure of dropping out.
The term "student loans" has been tossed around a lot in high school but no one explains the
downsides. In 2016 30% of Americans went to college. Of that 30%,
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Applicants With Questions
Support for Applicants with Questions or Concerns There were multiple areas for students to find
information to answer their questions or concerns. If the student had questions concerning what to
do before applying to college, there was a section that had information on how to choose a career or
school, budgeting, how to be financially responsible, and etc. (U. S. Department of Education, n.d.–
d). Under this section, there was also a link for other help options (U. S. Department of Education,
n.d.–d). This area provided information where the student could find additional help from different
agencies (U. S. Department of Education, n.d.–e). When it came to finding answers for financial aid,
there was a section that explained the types of ... Show more content on Helpwriting.net ...
The pages were completely filled with writing and boxes, which could deter students from
completing the form. There was also a search field provided in order to search the website.
Ways for Institutional Financial Aid Budget Directors might Maximize Access to Funds for Students
Filling out the FAFSA was a daunting task for many students. Students had to have the knowledge
of finance in order to know how to complete the forms. Students needed to have "college finance
literacy" (Greenfield, 2015, p. 317). This type of literacy referred to the knowledge of how the
process of financial aid worked (Greenfield, 2015). By informing students of the financial aid
process, more students would have access to funds (Greenfield, 2015). Financial aid directors could
provide informational resources on how to understand the financial material and how to proceed
through the process. Students do not have the basic knowledge on how to interpret the financial aid
material or how to answer the FAFSA questions, and high school college ready courses focused on
the process of going to college but not how to pay for it (Greenfield, 2015).
Institutions needed to make sure that financial information was easy to find and easy to understand
on their website. The information that needed to be included was educational costs (Greenfield,
2015). Even though institutions were required to provide calculators on their website for
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Executive Of Keiser University Financial Aid Office
Currently the Director of Keiser University financial aid office is getting ready to accept a regional
position. This change will occur in a few months, however they are getting the office ready for the
upcoming changes slowly in order to have a smooth transition. The office director has been working
there for 14 years and a lot of the office regulations and rules were molded to her standards. The
past few months a couple of directors from other universities has been interviewing for the job.
However none were chosen for the position, due to their leadership styles. These leaders style of
management were not at all what the office is accustomed to so therefore a more similar leadership
style to the one that was there before for 14 years is more appropriate for the environment, the
nature of the job and the workers that has been working there for years.
The potential directors that were interviewed were persistent with wanting to control everything
that's going on in the office and making sure that they are over every decision that are being made.
They want to be the go to person for everything that is happening in the office. They were treating it
like a dictatorship rather then a peaceful environment where everyone can work at their own pace as
long as they accomplish deadlines.
The person that the office has been accustomed to is someone that gives the workers room to use
their good judgment when making decisions. The prior leader allows them t come to her when
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Financial Aid Argumentative Essay
Thousands of people dedicate their life to working in the financial aid field, and billions of people
are sent financial aid daily; however, the system has flaws that must be changed. Financial aid is
sent out to millions of people who do not use the money in the intended manner; and in turn, are
stealing from our government. Government financial aid should be given based on GPA, how many
hours have been put into a job or career, community service hours, etc., because it would prevent the
government from providing financial aid to individuals whom are inadequate. Nonetheless,
thousands of Americans that are receiving financial aid qualify and are in need of the financial aid in
order to keep themselves and their family alive and well, or go through the schooling to receive the
education that they desire. ... Show more content on Helpwriting.net ...
Some of these categories involve being a citizen or eligible noncitizen of the United States, have a
social security number, a high school diploma, must be enrolled as a student seeking a degree or
certificate, and several others (Jewish Exponent, 23). If you do not fit into one or more of these
requirements, you are not eligible for federal student aid. This system may be effective to eliminate
several individuals whom may be recognized immediately as ineligible; however, as we look deeper
into the process, we see that in these arias it becomes more common for some individuals to slip
past. Thousands of students have found cheat tactics to sneak past the various different scans that the
governments student financial aid sources, such as FAFSA,
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Types Of Financial Aid : Grants, Loans, And Work Study...
Three types of financial aid are grants, loans, and work–study jobs. Grants are often called "gift aid"
because they are free money–financial aid that doesn't have to be repaid. Grants are often need–
based, while scholarships are usually merit–based.Grants and scholarships can come from the
federal government, your state government, your college or career school, or a private or nonprofit
organization. Do your research, apply for any grants or scholarships you might be eligible for, and
be sure to meet application deadlines! Occasionally you might have to pay back part or all of a grant
if, for example, you withdraw from school before finishing an enrollment period such as a semester.
Student loans can come from the federal government or from private sources such as a bank or
financial institution. Loans made by the federal government, called federal student loans, usually
offer borrowers lower interest rates and have more flexible repayment options than loans from banks
or other private sources. The Federal Work–Study (FWS) Program is a need–based program that
provides jobs for eligible students with financial need who are enrolled at least half time, allowing
them to earn money to help pay education expenses. The program encourages community service
work and employment related to their course of study. Different types of aid (private scholarships,
state grants, etc.) have different rules, called eligibility criteria, to determine who gets the aid. Here
are the eligibility
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College Costs Essay
College Costs
Introduction
It's no secret that financing a college education is getting tougher. College costs have skyrocketed
over the past decade or so, and there's no relief in sight. Average tuition at four–year colleges will
increase 7 percent this school year, double the rate of inflation. Student aid is not increasing fast
enough to plug the growing gap between tuition and family finances. In addition, there is a growing
number of older students entering college today. These students have families that they need to
support. I know, because I am a family man who has returned to school. I wish to finish my degree
at the Rochester Institute of Technology. The only ... Show more content on Helpwriting.net ...
Still, $15700 is a lot of dollars for an unemployed family man or woman with little or no income.
The Cost Of Living Factor
Though the Cost Of Living is not directly related to tuition it is still a major player in the decision
making process. Is it possible to maintain a family financial structure while paying for an education?
The cost of a mortgage, or rent, and other bills that are associated with living adds up to many
thousands of dollars per year. These costs in addition to what the tuition, books, and supplies total
are expected, and have to be dealt with.
The financial burden alone can seem over–whelming to some. But let us consider what the total cost
of living and attending a four year private institution are. The Bureau of Census statistics for the
County of Monroe indicate "that the approximate average income for a family of four is
$50964.
The poverty level for a family of four is approximately $15455". These are statistics
calculated for the 1995 calendar year. No newer statistics were available. With these statistics in
mind we can then determine the financial model we must follow. This model will determine what
the total yearly outlay a family of four must shoulder in order to send a person to RIT.
The Financial Burden
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Avoid Excess Student Debt
How do you plan to avoid excess student loan debt? Now that I'm a senior I guess college is right
around the corner, along with the dreaded expenses. Paying for college can be a stressful experience
or a walk through the park. For most it's a mightmare, because of the debt they are or will be in. I've
always been concerned about how my family and I were going to pay for college. Fortunately there
are many options I can take advantage of to avoid a horrible financial fate. One option I have is
scholarships. There are scholarships for just about anything, including academic success,
extracurricular activities, family situations and even different hobbies. Coming from a family who
doesn't have an abundance of wealth, I was always
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Nothing
FAFSA on the Web Worksheet www.fafsa.gov 2014 – 2015 APPLICATION DEADLINES Federal
Deadline – June 30, 2015 State Aid Deadlines – See below. DO NOT MAIL THIS WORKSHEET.
The FAFSA on the Web Worksheet provides a preview of the questions that you may be asked while
completing the Free Application for Federal Student Aid (FAFSA ) online at www.fafsa.gov. SM
Pay attention to the symbols that may be listed after your state deadline. AK AR Check with your
financial aid administrator for these states and territories: AL, AS *, AZ, CO, FM *, GA, GU *, HI
*, MH *, MP *, NE, NM, NV*, PR, PW *, SD *, TX, UT, VA *, VI *, WI and WY *. You must
complete and submit a FAFSA to apply for federal student aid and for most state and ... Show more
content on Helpwriting.net ...
Awards made until funds are depleted. April 15, 2014 (date received) # Early priority deadlines may
exist for institutional programs. NH is not offering a state grant this year. 2013–2014 Tuition Aid
Grant recipients – June 1, 2014 (date received) All other applicants – October 1, 2014, fall & spring
terms (date received) – March 1, 2015, spring term only (date received) June 30, 2015 (date
received) * October 1, 2014 (date received) March 1, 2014 (date received) # OSAC Private
Scholarships – March 1, 2014 Oregon Opportunity Grant – February 1, 2014 All first–time
applicants at a community college; a business/ trade/technical school; a hospital school of nursing;
or enrolled in a non–transferable two–year program August 1, 2014 (date received) All other
applicants – May 1, 2014 (date received) March 1, 2014 (date received) # Tuition Grants – June 30,
2014 (date received) SC Commission on Higher Education Need–based Grants– As soon as possible
after January 1, 2014. Awards made until funds are depleted. State Grant – Prior–year recipients
receive award if eligible and apply by March 1, 2014. All other awards made to neediest applicants
who apply by March 1, 2014, until funds are depleted. State Lottery – fall term, September 1, 2014
(date received); spring & summer terms, February 1, 2015 (date received) As soon as possible after
January 1, 2014. Awards made until funds are depleted. * As soon as possible after January 1, 2014.
Awards made until
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Free Application For Federal Student Aid (FAFSA)
The Free Application for Federal Student Aid (FAFSA) is the application form that students must
complete to qualify for financial aid such as grants, loans and work study. Colleges use the report to
determine what aid the student qualifies for in order to put together a financial aid package.
President Obama has proposed to join with states to eliminate tuition and fees at community
colleges nationwide. The U.S. Department of Education's National Center for Education Statistics
shows that approximately seventy percent of undergraduates received some type of student aid
during the 2011–12 academic year. Both Republican and Democratic members of Congress have
recently simplified the FAFSA form; it is fairly simple to complete and is available
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Hard To Pay For College Essay
Nowadays it's hard to get a degree and even harder to pay for. In the article "How to Pay for
College", it says that with hard work students can earn scholarships, apply for financial aid, finance
loans, and take on a part time job to pay for college. However, there is plenty of evidence proving
otherwise. Due to the rising costs of tuition and the restrictions to getting financial aid, it is almost
impossible for lower and middle class citizens to afford college. Loans leave students in debt and
scholarships are not always a sure thing. With a part time job, putting in too many hours of work can
interfere with ones sleep and actual study time. Recently a study was done on the average college
students' ability to pay for college with a part time job. Randy Olsen, a computer science graduate
research assisstant at Michigan State University, crunched the numbers for both Michigan State and
all public universities in the U.S. The average tuition cost at an in–state public university is $8,709–
not including room and board, books and supplies, personal care, and transportaton fees. Research
shows that the amount of hours needed to work to pay for college tuition with a part time minimum
wage job has more than tripled since the year 1979. It is now a lot harder to work your way through
college than it was 37 years ago. Many people in America miss the chance at pursuing a higher
education. This is not because they lack talent or they do not try hard enough. Their parents cannot
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Fafsa Research Paper
What is the deadline for applying to the UC's?
All of the UC's open their applications on November 1st. This window will end on November 30.
Decisions will start being sent out in the month of March.
2. When do I need to file for the FAFSA? The FAFSA can be filed starting on October 1. It works as
a first come, first serve basis, and can save students a lot of money. The FAFSA requires your social
security number and your family's tax returns. The CSS profile is another kind of financial aid that is
presented by the College Board, but has an initial fee.
3. What prerequisites do I need to apply to the UC's and stay competitive? The UC's require students
to take the SAT/ACT, along with a recommended number of two subject tests. The subject ... Show
more content on Helpwriting.net ...
When you are done with community college, you can transfer to a 4 year college, working on your
intended major. However, you can apply for need–based aid or merit based aid, sometimes making
four year institutions considerably easier to pay off, or even free if you receive a full ride
scholarship.
6. What is the common app? Many colleges have their applications on the common app. The
common app requires one main personal statement essay that has a maximum of 650 words. There
are five prompts that you can choose to write about. On top of the basic requirements, each college
has their questionnaires and mini–essays that are required to be completed. The requirements,
deadlines, and contact information of each school will be supplied for each college that is chosen by
the student. The common application can be found on commonapp.org
7. What are the recommended SAT subject tests for people applying for an engineering degree?
Recommended SAT subject tests for students applying for some sort of engineering degree are Math
II and Physics. The passing score is usually above a 600, but scores of 750 or above are
recommended to be competitive for colleges and
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How Financial Aid Awareness Affects College Access and...
Paving the Way: How Financial Aid Awareness Affects College Access and Success
Literature Review
October 2008 In a time of ever–rising college costs, financial aid is critical to increase college
access and success. Federal, state, and institutional aid programs help to ensure that students can
afford higher education regardless of economic background. Financial aid is most effective when
students and families learn about it early enough to make the right choices and plans about high
school coursework, family savings, work and earnings, and college options. This literature review
explores the questions of how and when students and families learn about college costs and financial
aid, and how the timing and substance of that information ... Show more content on Helpwriting.net
...
ii) Three out of four African–American parents do not identify scholarships as a source of aid,
compared to half of White parents. Similarly, 83 percent of Latino parents do not mention grants as
a source of aid versus 58 percent of White parents (Sallie Mae Fund and Harris Interactive 2003).
Most Latino non–college–going youths can not name one source of financial aid (Zarate and Pachon
2006). iii) Two–thirds of African–American parents and 62 percent of Latino parents say they need
more information about how to pay for college, compared to only 44 percent of White parents
(Sallie Mae Fund and Harris Interactive 2003). d) Some students have inaccurate perceptions of
their eligibility for financial aid. i) Many current and former community college students, especially
those from two–parent households, assume that their household income is too high to make them
eligible for federal financial aid (Matus–Grossman and Gooden 2002). ii) In California, far fewer
Latino students than are eligible actually apply for Cal Grants because they erroneously believe that
high grades are required (Zarate and Pachon 2006). iii) Many low–income students who do not
apply for financial aid believe that they do not need financial aid. Twenty–nine percent of low–
income dependent students and 39 percent of low–income independent students say they did not file
a Free Application for Federal Student Aid (FAFSA)
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College Motivation In College
College is a big step for anyone looking to attend. Anxiousness kicks in throughout the whole senior
year. That one word is what defines me these past few months, that one word is constantly in my
head: anxious. This is the point in time where it is my time to grow and mature into a successful
student as my parents and family want from me. That is part of the reason why I'm so anxious for
the next step in my life. I want to make my family and friends proud of me by continuing school and
actually finishing it, however I view the pressure as motivation as well and not just as a negative
thing. Another type of motivation for me would be failure, without it I wouldn't learn from any
mistakes.
Many things are required or are a necessity for college, from FASFA (Free Application for Federal
Student Aid) to Cal Grants (a financial aid program administrated by the California Student Aid
Commission) and SAT. (The Scholastic Aptitude Test) I feel like being anxious is normal for teens
around this time of year. Just last week, I signed up for the SAT which I'm already nervous for,
because my results are crucial for college reviews. And just yesterday I filled out my FAFSA and I'm
even nervous for that. The money that I potentially can get is a big part of my future because the
more I get, the less loans I would need. And with the loans, I can possibly go into debt in the future.
Same thing goes for the Cal Grants and scholarships. So my question for any senior in high school
looking
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Disadvantages Of FAFSA
Everyone needs money to pay for college. The Free Application for Federal Student Financial Aid
opened this month. Completing FAFSA is required to be eligible for over $24 billion in grants,
loans, work study and even scholarships. Students must complete the FAFSA every year in order to
continue to be eligible for financial aid.
"I think there are a lot of people who qualify that don't think they will qualify, so they don't fill out
the FAFSA," said Briget Jans (sic), the executive director of student financial aid at UH.
Jans said it's not unusual students with six–figure family incomes to qualify for aid like subsidized
loans, depending on their financial situation. Subsidized federal loans alone are worth filing the
FAFSA for because students won't rack up interest while in school.
More than federal aid
Even if students don't qualify for federal financial aid, Jans encourages them to fill the FAFSA
because it also qualifies students for state and university aid.
Some primarily merit–based UH scholarships have a need requirement. Without a FAFSA on file,
students can't be considered for these scholarships. While the FAFSA opened this month, the UH
scholarship application is open from Dec. 15 to Feb. 26.
Even if students didn't receive state or university aid in previous years, they should apply this year.
Jans said the state has allocated two million more in financial aid to UH than in previous years and
UH is working to increase aid to students with financial
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Essay On Student Debt
MaKenzie Eddins
Mr. Mitchell
English 1301.02
13 November, 2017
College Tuition: Is It Worth It?
In 2016, college grads graduated with an average of $37,172 in student loan debt. This is a 6%
increase from the previous year, and the rates increase as colleges become more expensive. Going to
a University or College is looked upon as a luxury or a privilege nowadays. Good paying jobs that
supply good living standards are requiring at least a bachelor's degree to be considered for hiring.
Any persons, including college students, should not be forced to live with, be pressured by, or be
under the control of student loan debt. Student loan debt has been proven to have an impact on a
person's mental health. It keeps the less fortunate from having a chance to prosper in a competitive
workforce, and the system that provides financial aid (FAFSA) doesn't always meet a person's needs
completely. College should be an earned right for those who have stuck through the education
process as an adolescent.
An article in The Atlantic, an online news source, talks about a person's mental health while living
with student debt. The author, Gillian B. White, pulls evidence from a 2013 study published in
Anxiety, Coping and Stress, from the University of Southern California, in which states, "those with
greater financial strain perceived more stress, had more symptoms of depression, anxiety, and ill–
health." This quote states that a person with more financial strain was shown to undergo more stress,
and increase signs of depression, anxiety, and bad health. This statistic proves that giving a young
adult a financial burden to live with for years, takes a major toll on their mental health status. Mental
health is a serious issue, and shouldn't be taken so lightly.
In addition to suffering mental health issues, student loan debt keeps many low income students
from being interested in furthering their education. In an archived information page from the U.S.
Department of Education, it states that, "Students who do not attend college or who drop out quickly
are predominantly persons from low–income families, living in underdeveloped areas within major
cities or in sparsely populated rural areas, and who have attended ineffective
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$ 45 Application Fee
1. How much is the application fee? $45 application fee.
2. What is the deadline for submitting the FAFSA, the form that is required for you to receive any
type of financial aid, scholarships, and/or loans? Deadline for submitting FAFSA is March 1st of
each year.
3. What is the tuition and fees cost for one year at this university? Tuition and fees ONLY!! Full–
time undergraduate for 2015–2016 for NC resident is $5,144.00 and for Non–Resident, $14,351.00
4. What is the foreign language requirement, for entrance and/or graduation from that university? In
foreign language requires two course units of language other than English for entrance.
5. What is the physical education requirement, for entrance and/or graduation from that university?
Biology, anatomy and physiology, the science of movement, and motor development for entrance
and/or graduation. ... Show more content on Helpwriting.net ...
What is the minimum GPA for transfer students? 2.0 cumulative college GPA
7. Does the university allow spring admissions, or do they only allow fall admissions? They allow
spring admissions as well; December 1 – Spring Semester.
8. Why are you interested in attending this particular university? Answer this question with a
minimum of 50 words and a maximum of 100 words. I am interested in this particular University
because I have invested time and dedication to learn more about it. I feel so confident that the
Department of Nursing and the University of North Carolina at Pembroke itself will provide me
with excellence of knowledge. I will not lack the opportunity when it is giving to me. My English
teacher from my high school graduated from Pembroke and she described the University very well;
therefore, I am in
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Getting Into College
The Steps to Getting In
I am a senior in high school and I am learning what I want to do with my life and what college I
want to go to and how I apply for it. The major that I want to go into is Registered Nursing which is
a good thing to know going into college and if that college has it which mine does offer. I am about
to explain the steps to get in the college of Stephen F. Austin (SFA). The steps are the application
process, housing, and then the financial Aid package. It is very important to do all of the steps as
early as possible because if you do not, there might not be a spot open for you when you are ready to
apply for college.
The first step into getting into college is knowing a little about your college you want to apply for ...
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FASFA is a form that can be prepared annually by current and prospective college students in the
U.S to determine their eligibly for student financial aid as well as concerns that colleges could deny
admission. Every kid could and should apply for this because everyone needs help when it comes to
money. You can apply for FASFA as soon as it opens which is the first of January. Completing the
FAFSA is an easy process, and it's completely free, I recommend that you submit your FAFSA
online using FAFSA on the Web, as your application will process within 3–5 days; alternatively, you
can submit a paper FAFSA, which processes within 7–10 days. There are a couple of different types
of Federal Aid including: pells, grants, scholarships, and loans. The deadline for submitting the
FASFA document is no later the July 30th, so you have from January 1st to July 30 to submit you
FASFA document to get help for college that's more than enough
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FAFSA Pell Argumentative Essay
In one college class, more than 50% of students receive financial aid. Although students receive
FAFSA Pell grants from maintaining satisfactory academic progress, they should receive financial
aid, whether they have good or bad grades. Students should acquire FAFSA Pell grants whether they
have good or bad grades because it would motivate them, make school more affordable, and push
away their excuses. To start things off, FAFSA Pell grants should be given to students whether they
have good grades or bad grades because motivating students is the key to their success. Financial aid
helps students and their families pay for college. Paying for students' classes impels them to push
hard because they understand that someone is willing
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Untapped Resources In HBU
Untapped Resources
It's shocking what one can learn by simply going onto you're school's website and getting to know
the campus better. A plethora of resources is made available to students, but simply aren't payed any
attention to. The campus is brimming with staff that wish to better their students' lives; however they
lack the manner of reaching the undergraduates or even the resources to make the difference. HBU
needs to improve their connection with incoming freshman and fix any lacking areas in their
program to prevent students who are struggling from being overwhelmed by college life. HBU sets
out to actively improve students' lives, through new and innovating orientation programs that are
quick to show the beauty of the campus, ... Show more content on Helpwriting.net ...
In some cases they can't even receive the aid they need thus leaving stressed students in a hopeless
mindset. Despite some programs being glossed over and important building are left in the shadow,
there are many useful and incredible programs set to help students in dire situation with counseling
and advising. While there it is a student responsibility to seek out aid, many are new freshman with
little or no experience being independent and simply don't know what they can do. Therefore there
has to be some form or manner to introduce the resources to undergraduates or give incentive to
have students enter their office and learn about valuable resources they have. Something as small as
having a meeting with one of the staff members for clw point can bride the disconnection and fear
these vulnerable students have about speaking about their issues to an advisor that can alter the
success of a student's life in school and at
... Get more on HelpWriting.net ...

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Poverty vs Education: How Education Can Help Overcome Poverty

  • 1. Poverty Vs. Education Hector Sanchez Professor Barry Ramirez English 1109.3 21 October 2017 Poverty vs Education In this paper I am going to talk about how poverty and education are linked to each other and how with education, poverty can be mostly likely avoided. There has been a long time war going on with poverty; there have been many theories on how poverty can be put to an end. Many theories focus on the government giving people who are in poverty money to aid them in difficult times. To help them pay for rent, food, supplies, college education, and many other life necessities. But in this paper we are going to mainly focus on that percentage of people that are living on two dollars a day and how getting an education is a bit more difficult to obtain due ... Show more content on Helpwriting.net ... Lack of education is one of the leading causes of poverty. There are many factors that contribute as to why many adolescents do not have the education that they deserve. There are many people that say that the children 's parents are the one to blame if they too do not have an education minimum of a high school diploma. The stakes are even higher if both parents do not have at least a high school diploma which causes the teenager to follow in their parents shoes. Poverty can even lead to poorer test scores; a recent study named the Coleman Report "documented the fact that students from lower–income families did more poorly in school than their middle– or upper–income bracket counterparts" (Miriam). I believe that being poor puts enormous amounts of stress on any one person, especially ones that trying to get an education while in poverty. While there are many ways for people who are in poverty to get help so that they can be able to afford a college, I believe that organizations like FAFSA are really good government organizations. This organization is government based meaning that the government provides most of the funding for students. Although this organization does not always accept every student that applies for financial aid. This organization cannot help every student that applies for aid; and for this ... Get more on HelpWriting.net ...
  • 2.
  • 3. Federal Student Aid: A Case Study An executive order signed by President Barack Obama on September 13, 2015 will change the way high–school students and their parents plan for college aid. Beginning October 1, 2016, families with high–school students will be able to apply for financial aid a few months after they have filed their 2015 tax returns, rather than wait until the next year's tax season to finalize their Free Application for Federal Student Aid (FAFSA). In the past, the FAFSA was not available until January 1 and had to be completed in January or February, a few months before their tax returns were completed for the prior year. The change will require families to complete the FAFSA based on prior–prior–year income instead of prior–year income. In other ... Get more on HelpWriting.net ...
  • 4.
  • 5. Private And Private Education Winston (2004) stated that one of the essential components to recognize universities is the distinctions in revenue accessible to help student subsidize their education. Initially, he called attention to the fact that both public and private institutions are similar in their subsidies but one uses them to finance items to support their utilization, while the last depends on charitable gifts to get a similar thing and with similar magnitudes. Nonetheless, the comparative appropriations in both open and private sector institutions are created through various cost and price approaches, which prompts diverse measure of student subsidy accessible at every organization. The institutional progression in every division, open and private, is ... Show more content on Helpwriting.net ... Heller & Nelson's examinations demonstrate that schools and colleges are moving their concentration to making a class of selective students and climbing up on the distinction stepping stool. At the end of the day, however, the chain of importance of advanced education considered by these two authors is construct more in light of the establishments' scholastic importance than on the span of student sponsorships accessible at the schools. Subsidizing Public Higher Education Customarily, open or public, advanced education is intensely sponsored and bolstered by the federal government. Comprehensively, resources that help student subsidies in the public colleges and universities principally originate from "the general public" as a result of the conviction that advanced education is "something worth being thankful for" and that society all in all will profit by having all the more knowledgeable individuals (Winston, 2004). Therefore, the government, in type of the "general public," relies upon income to create public appropriations to help advanced education. Initially, the government is the biggest contributor of outside awards and money related funding to students. Government money is mostly need–based, which implies students need to exhibit that they have budgetary needs to be qualified for the grants (Archibald and Feldman, 2011). The essential initial step that most students need ... Get more on HelpWriting.net ...
  • 6.
  • 7. Higher Education And Admendations Of University Of... University of Washington Admissions Ranked No.4 among U.S. public universities in Times Higher Education world university rankings for 2017, UW welcomes over 54,000 students each year with 6659 students devoting in university– sponsored public service today. With 16 colleges and schools providing 1,800 undergraduate courses each quarter conferring more than 12,000 bachelor's, master's, doctoral and professional degrees annually, UW has renowned as a multi–campus university and academic medical center. Students who are seeking to accomplish their educational dreams will definitely think about getting admitted at UW. And that's not a day dream as longs as you bears the belief in possibility. Despite excellent academic achievements, you need ... Show more content on Helpwriting.net ... Work Study – Work part–time to earn the money to pay tuition and fees. Financial need and a Work Study award is the necessary factor in getting a work study job. The employer pays 20–50 percent of the student's wages while the federal or state funds the rest. Student Loans – Must be repaid. Loans are interest–free for half of your school terms and the grace period. It can take up to 10 years to repay the loan. Child Care Assistance Program – Set for UW Seattle Campus students and funded by Student & Activity fees in covering childcare for students' children (ages birth – 12 years old). Veterans Benefits – The Veterans Center staff informs students with VA educational benefits, certifies GI Bill benefits, and other info about financial aid. Other Assistance – Affordable housing, YMCA, community health centers, Seattle milk fund, hope link, University district food bank, food stamps, etc.. Types of University of Washington Scholarship Freshmen, transfer students and continuing students can apply for scholarships as long as they are eligible for. For any financial issues and requests, you could turn to The Office of Student Financial Aid. Students studying at Bothell or Tacoma campuses should consult Financial Aid Offices for specific scholarships designed for them. Scholarships for U.S. non–residents – The Purple and Gold Scholarship is set for U.S. ... Get more on HelpWriting.net ...
  • 8.
  • 9. Should Community College Be Free? Community College The big question here is if community college should be free? In the Article As he Promotes It, Some question Obama's Free Community College Idea written by Joanne Jacobs gives two points of views; community college shouldn't be free and the other argument being that it should be free. In my opinion I think that Community college shouldn't be free because there are many options like scholarships, financial aid, and grants that can help you pay for those expenses. Community College is an option when people who didn't do so good in high school can go there to continue their career and get their certificates or transfer to a higher level college and there are those that did really good in high school but still decide to go to community college due to money or just because they decide to go. Community College is not that expensive compared to a university or private school which is a reason why many people go there. FAFSA is very helpful and gives you as much as they can depending on income. The amount of money that is given to you can help a lot because it isn't coming out of your own pocket. For the students that have parents that has a higher income and are not eligible to get financial that is a different story. If they make a good amount of money then they would have to pay but it won't be so much and their parents will be able to pay it. Like me, my mom raised me and my three other sisters all on her own. Sure she doesn't take a lot of money but ... Get more on HelpWriting.net ...
  • 10.
  • 11. Pros And Cons Of The FAFSA FAFSA: An Essential Application that Requires Substantive Reform The United States Economic Council reports that more than one million students fail to complete the Free Application for Student Aid (FAFSA) each year (2). What about the FAFSA is causing students to not receive aid they need and what can be done about it? It is more important than ever, with an ever increasing number of applicants, that the FAFSA is simple in its completion and accessible, as well as fair, to students that need it. Unfortunately, the current FAFSA is plagued by issues from its incredible length to its complexity. The FAFSA also suffers from a lack of substantive updates since its inception in 1965. Moreover, the final outcome of the FAFSA, the Expected Family ... Show more content on Helpwriting.net ... According to the United States National Economic Council, these questions are "complex and largely unverifiable, providing opportunities for gamesmanship," which is not reassuring to students seeking a fair evaluation of their ability to pay for college (2). This "gamesmanship" is fraud which exists because of questions that are known and acknowledged to be unverifiable. Those questions provide families the ability to illegitimately gain a lower EFC and, despite this, have remained on the FAFSA. The potential for fraud provides students with a choice they should not consider during their search for college funds. The FAFSA should not be a game of who can lie the most effectively, but a fair assessment of a student's ability to pay for college. Unfortunately, the former remains the case today. In fact, according to the United States National Economic Council, "twelve of the top fifteen strategies for students to maximize their aid eligibility involves manipulating their family's measured assets" (10). This quote highlights the fact that students and families are exploiting acknowledged flaws in an application which must be addressed in some manner. Furthermore, it shows that this fraud is actually being encouraged as a legitimate action. It also speaks to the negative perception of the FAFSA given that families find the system ... Get more on HelpWriting.net ...
  • 12.
  • 13. Essay about Information about Financial Aid Financial Aid Financial aid is money in the form of loans, grants and employment that is available to a student to help pay the cost of attending. Financial aid comes from the federal government, which is the largest provider of aid, as well as state government, the school and a variety of other public and private sources. If you think your educational expenses are more than you and your family can afford, you should apply for financial aid using the Free Application for Federal Student Aid (FAFSA). You will need to apply for financial aid every year by completing a FAFSA. The FAFSA includes all the information necessary to determine your eligibility and must be completed if you want to be considered for any of the federal programs ... Show more content on Helpwriting.net ... Supplemental Educational Opportunity Grant (SEOG) – This grant is available only to undergraduates having the greatest financial need. Awarded on a first–come first–served basis by the Office of Financial Aid until all federally allocated funds are awarded. Oklahoma Tuition Aid Grant (OTAG) – OTAG is available to Oklahoma residents. Awards are made by the Oklahoma State Regents based on the information provided on the FAFSA. Recipients will receive an award notification from the Oklahoma Tuition Aid Grant Program. Early application, prior to April 15th is requested. For more information, please call the OTAG program directly at 405–234–4356. LOANS – borrowed money that has to be paid back over a period of time, after the student ceases to be less than a halftime student. Loans offered at: Subsidized Stafford Loan – (Formerly Guaranteed Student Loan) Federal Stafford Loan funds are borrowed from a lending institution (e.g., a bank or credit union). Eligibility for this low interest loan is based on financial need. Students must be enrolled at least halftime to receive a loan. The borrower should check with the organization that holds the loan for the interest rate. Repayment begins six months after enrollment drops below half time. The federal government pays the interest on this subsidized loan while the student is in school or in deferment. ... Get more on HelpWriting.net ...
  • 14.
  • 15. Essay On Data Breaching Referring to an article by Identity Force, there were investigations found that there was an act of data breaching involved in the IRS Data Retrieval Tool (Daitch 2017). This tool is used when college students are attentively trying to complete a Free Application for Federal Student Aid (FAFSA). Not until March 2017, is when federal officials observed what was actually going on and took down the tool. In this case of data breaching, it was said that identity thieves pulled personal information outside of the tax system to steal additional data (2017). It's already a headache to have to deal with paying for college and this situation made it worse and more stressful for people applying for the annual application to get it done. This tool ... Show more content on Helpwriting.net ... The DRT allows students and parents to access their Adjusted Gross Income (AGI) information through an interface with the IRS to complete the FAFSA by transferring the AGI information directly into their FAFSA application form (2016). This is one of the main reasons why it was very easy for these cyber terrorists to get ahold of viable information. There had been a few attempted accesses to the individual AGI, following September 2016, which led to an arrest that same year. This administration is still continuing criminal investigations of this activity and looking over evidence obtained from the investigations of the e–Authentication misuse to determine if the FAFSA and DRT criminal activity were ever launched by the same people or groups. At one point, there was evidence found as far back as February 2016, where the person involved in the e–Authentication investigation discussed the availability of AGI information using FAFSA and the DRT. Then after looking at a whole other file of information and email addresses, there is decent evidence that shows the same people and groups engaged in criminal activity on the e–Authentication portal are involved in this misuse of the FAFSA and the DRT. Long Term Ramifications Long–term ramifications that could be involved with this threat would be cyber terrorists being able to find a ... Get more on HelpWriting.net ...
  • 16.
  • 17. FAFSAApplication Essay To the Office of UCONN Financial Aid, First off I would like to personally thank you for my financial aid award that I received last year. Both my parents emigrated from Kosovo with no education so I am to pay for college myself; the aid not only gave me peace of mind but paired with scholarships allowed me to go to UCONN for an extremely affordable price. So for that, I thank you. If it wasn't for the generous financial help of the school I wouldn't be able to attend UCONN. Now for my appeal. There were a couple of factors that contributed to my late FAFSA application. I entrusted my father to help me through the process of completing FAFSA but due to complications with my mental health and household problems, I was unable to complete ... Show more content on Helpwriting.net ... With all this going on, completing my financial aid became something that was set to the side. I was crippled and was only focused on getting better and not getting kicked out of UCONN. Not only was this depression hindering me from doing anything, but also my father who I entrusted to help me complete my financial aid process was not in my household for the majority of the time I went back home. My family was going through a lot at the time, and it was an ongoing struggle to keep my parents together. Because my father was not available for most of the year, it was almost impossible to complete my financial aid. My mom cannot speak English so that was not an option either. I was ultimately stuck. With this letter to you, I urge you to please hear me out and help me. I do not have the money to attend UCONN because of my family's financial situation. The aid I received was a blessing and gave me the opportunity to follow my dreams and make my parents proud. It was the main driving factor for me going to UCONN as I pay for school myself. I had worked all summer and had planned to take whatever the difference was once financial aid was factored in and pay for it with my hard earned money, but now I will not be able to do that because of a miscommunication with my father and my mental illness. If I am granted financial aid, I will do whatever it takes to overcome ... Get more on HelpWriting.net ...
  • 18.
  • 19. FAFSAArgumentative Essay Hello, I made some mistakes when filling out the FAFSA form, I have taken the necessary steps to correct it, but FAFSA has already sent you the incorrect version. I apologize for the inconvenience, I am unfamiliar with the FAFSA process and made multiple mistakes, one of them was believing, that I, being nearly 21 would be considered independent. I believe basing the financial need of an adult on the savings of their parents to be an error on FAFSA's part, especially when the parents are retired. My Father has worked a whole lifetime for his savings, and hopes to use his sizeable savings to support my mother and four younger siblings, the youngest of whom is 11yrs (1 Timothy 5:8). For the reasons stated above, my Father is unwilling to contribute ... Show more content on Helpwriting.net ... He earned his education by joining the military, and believes that I should find my own way, and I whole heartedly agree. My father has given each of us children the opportunities in the form of vocational training, my elder sisters received training as a medical transcriptionist and CNA respectively and my brother and I are electricians (not the vocation of my choice but it will pay the bills). I have watched my older sister become entangled in debt because of lack of higher education and I do not wish to follow the same path. I am hardworking and have saved most my earnings, even so it is not enough to cover the first year of our local four–year college. If I were to earn a Bachelor's degree I would be the first of my siblings to do so, and might lead the way for my young brothers and sister. I believe the College of the Ozarks to be the best educational fit for me both financially and spiritually, and consequently am willing to do extra work to make up for what FAFSA potentially will not cover because of my Dad's savings. I am a qualified electrician and have experience in various other occupations including waitressing, construction/remodeling, housekeeping/cleaning, and running my family's farmers market booth. Because of this I hope I could be a potential benefit to the College, I hope you will consider this and not dismiss my application ... Get more on HelpWriting.net ...
  • 20.
  • 21. Why This Book Is Not Required For the most part, I felt that the content in "This Book is Not Required" was relatively up to date. A lot of the topics were current and can be applicable to many students, however, the book didn't go over one of the most crucial topics. The book didn't go into detail about the biggest challenge that college students face–money. Therefore, below is my proposed idea of a chapter for "This Book is Not Required". People go to college for many reasons, whether it be to pursue their passions, to widen their career opportunities, or to make more money. There are many possible reasons why people want to go to college and a consensus among these would be that going to college is an investment in one's future. However, since college is an investment, ... Show more content on Helpwriting.net ... College bookstores and online retailers like Amazon typically provide textbook rentals. Some textbook rental websites even have the option of renting the digital version of textbooks (eBooks). Regarding eBooks, some of your textbooks can be found online for free. One website that offers free book downloads is Project Gutenberg, which offers more than 54,000 eBooks on classic literature. The titles on Project Gutenberg are legal to download because the copyright has expired for all the works on the website. One tip to remember when renting textbook is to make sure you postmark your book by the due date or you would be charged for the price of the book or ... Get more on HelpWriting.net ...
  • 22.
  • 23. Financial Aid in Education Essay Financial Aid in Education A guy in $50,000 of debt has got to be irresponsible with his money right? Actually, it is more likely that he is a college student. Hundreds of thousands of college students around the country are in a financial predicament because of the government?s impersonal financial aid policies. The federal government?s current system has too many quirks which end up hurting the people that financial aid is supposed to help. The federal government should change its financial aid policies to take several more factors, such as the percentage of educational expenses paid by the student, into account. Under the present system, all students applying for federal aid file a form called the Free Application for Federal ... Show more content on Helpwriting.net ... The federal government does not use this application for aid. The CSS Profile is a service provided by The College Board. It includes many more factors such as the age of the parents, house payments, and car payments. Mostly expensive private universities use the CSS Profile because their students have much more financial need. The current system does a fairly decent job of predicting the amount of aid needed assuming both the parents and the student are paying for the student?s education. The big problem with the system is that not all parents help pay for their child?s education. According to the current system, the student would have to cover the expected contribution from their parents as well as their own expected contribution should their parents decide not to help foot the bill. For example, if a student from a middle class family which is earning $70,000 a year. Assuming the student was earning $3,000, and that student wanted to attend Duke University, approximately $33,000 a year, the family would be expected to pay $13,641 of the bill for each year2. If the parents choose not to help the student pay, then it would be the student?s responsibility to pay every bit of the $13,641. How many students graduating high school can afford that? I think that this factor could quite possibly be the biggest reason that students think they cannot afford college. Another problem is that the current system actually punishes students for saving their ... Get more on HelpWriting.net ...
  • 24.
  • 25. University Of Washington Admissions Essay University of Washington Admissions UW was ranked No.4 among U.S. public universities in Times Higher Education world university rankings for 2017. Over 54,000 students are enrolled at UW each year and 6659 students devolting in university–sponsored public service today. With 16 colleges and schools providing 1,800 undergraduate courses each quarter confering more than 12,000 bachelor's, master's, doctoral and professional degrees annually, UW has renowned as a multi–camplus university and academic medical center. Students who are seeking to accomplish their educational dreams will definitly think about getting admitted at UW. And that's not day dream as longs as you bears the belief in possibility. Depiste excellent academic ... Show more content on Helpwriting.net ... Work Study – Work part–time to earn the money for paying tuition and fees. Financial need and a Work Study award is the necessary factor in getting a work study job. In a Work Study program, the employer pays only 20–50 percent of the student's wages; the rest is subsidized by federal or state funds. Student Loans – Must be repaid. Loans are interest–free for half of your school terms and the grace period (six to nine months after leaving school). Up to 10 years to repay the loan. Child Care Assistance Program – Set for UW Seattle Campus students and funded by Student & Activity fees in covering childcare for students' children (ages birth – 12 years old). Veterans Benefits – The Veterans Center staff informs students with VA educational benefits, certifies GI Bill benefits, and answers questions about financial aid. Other Assistance – Affordable housing, YMCA, community health centers, Seattle milk fund, hope link, University district food bank, food stamps, etc.. Types of University of Washington Scholarship Incoming freshmen and transfer students as well as continuing students are all eligible to apply for scholarships as long as they are qualified. Scholarship opportunities for undergraduate students are open to those who are residing in Washington on the basis of need. The Office of Student Financial Aid is in charge of ... Get more on HelpWriting.net ...
  • 26.
  • 27. High Tuition Cost Research Paper How are students able to afford these high tuition cost? Majority of students are forced to find any sort of work to earn income. The problem is that balancing school, work, and a personal life, is physically and mentally draining. I know from experience that working a part–time job, studying hard to keep up a 3.8 GPA, and taking care my family is a struggle. Many of my friends who were attending college had to drop–out because they could not afford these high tuition cost and balance having a job and going to school. Since schools have no choice but to raise tuition, there are three main areas that should be taking into consideration to help students afford college. If the government stops cutting funds from education, provide more scholarships ... Show more content on Helpwriting.net ... FAFSA is one of the main sources that students apply for to receive federal student aid. However, there are a lot of students like myself who are not qualified to receive financial aid and are only eligible to take out loans. My high school teachers had told me that they are still paying their student loans because other bills come up which result in having to extend their loan payment. Making an extension to loans means that there is a chance of paying an charge interest which basically means the longer it takes to pay, the more money you have to owe. Also, students who have grown up in a middle class family are seen as being able to afford college. However, in today's society, there are some middle class families that can not afford college because they do not have the extra money. One of the main issue on the FAFSA is being considered an independent student because it does not mean that they are responsible for paying their own education expenses. Also, according to fastweb (2013) it states that students "Not living with parents or not being claimed by them on tax forms does not make you an independent student..." (p.1). In order to be considered independent, student must be one of the following: 24 years old or older, married, an orphan or foster care, be a veteran of the Armed Forces of the United States or serve on active duty, have children, or be a ... Get more on HelpWriting.net ...
  • 28.
  • 29. Tuition And Other Eligible Expenses With A Student Loan... Covering tuition and other eligible expenses with a student loan and making no payments while in school is an adequate, but a stressful alternative to achieve a college education. Personally coming from a Hispanic family, reaching college level education was not a priority. Going to college for a young Mexican individual who is born and raised in Santa Maria, California is a difficult objective to sustain. Personally, my parents never got the chance to finish their education. Both of my parents are very hard working individuals; who devoted their lives to work in the strawberry fields to provide a better life for their children. My parent's dreams were simply to keep my siblings and me away from the strawberry fields. Sadly, my parents wanting me to obtain a higher education and them being able to actually provide it for me were two very different stories. My parents worked very hard to simply put food on the table. I knew my parents helping me to finance my college education was not going to happen. Especially, when I started working in the strawberry fields myself. I worked to simply provide for my own unnecessary experiences. During those times I saw higher education as a luxury due to the fact it was highly unlikable I would be able to afford it. One thing was certain, I knew that no matter what I did I wasn't going to work in the strawberry fields for the rest of my life. I promised myself during senior year of high school, that I would do everything in my power to ... Get more on HelpWriting.net ...
  • 30.
  • 31. Essay On College Tuition Is Way Too High College Tuition Is way Too High Imagine that you are a teenager trying to become an intelligent, respectful, and mature young man. While you are in High school you are a phenomenal student and will be graduating as Valedictorian, with the benefits of being able to go to any college that you choose. Only to have your dreams shattered when you find out that you can not afford your college tuition. For about 50% of families with college bound kids, they find that they are too poor for college and to rich for Financial Aid. Financial aid is based on the FAFSA (Free Application For Federal Student Aid), which is what the government uses to determine how much money they think you will need to help pay for college. FAFSA uses a complex formula that takes into consideration of your income, assets, and other figures. ... Show more content on Helpwriting.net ... How are you supposed to save for your retirement and your kid's college education. So, the government thinks based on their FAFSA that you can contribute thousands of dollars that you are NOT able to. How much does it really cost to go to college? From all the research that I done, the average 4 year college education at a public institute was about $24,100 and for a 4 year private college education it was about $47,900. Next, we ask, do I really need a 4 year college education? Unfortunately the answer is yes. According to my research, the average college graduate will make $500,000 more over their lifetime. In today's world, it is almost impossible to get a good job without a college education. With all of that said, why are parents not saving and setting money aside for their kids to attend college. Life happens and before parents realize, their kids are in high school and they were not able to put money aside for them to ... Get more on HelpWriting.net ...
  • 32.
  • 33. My Fafsa Report I dream of making a difference in the world. At this time, I am taking steps to make this a reality. I will be going back to school in the fall to finish what I started over ten years ago. My goals are to finish my degree in the next two years with little to no debt, gain the knowledge I need to become the best teacher I can, and make my family proud. A scholarship from EWI will help to make all of this possible. "The world is a book, and those who do not travel read only one page." – Saint Augustine. My college journey started thirteen years ago. After finishing my Associate of Arts degree, I decided to take a "short break" to travel and experience the world. I was given the amazing opportunity to become a Flight Attendant. After that adventure was over, life happened. I settled down and got married, had three children and tried to get back in to the work force. My attempts at ... Show more content on Helpwriting.net ... It would be hard to say I deserve it more than them, however I desperately need it. I am a mother of three children under the age of nine. My Fafsa report tells me and everyone else a story that is no longer true and because of it I will not be receiving any financial aid. This year my family has been on many social programs such as WIC, SNAP, and Medicaid but this has not been taken in to consideration. I will be returning to college in the fall after many years in the work force and being a stay at home mom. Now, I am being forced to stay at home because I am not qualified in a job that will make enough to pay child care and still contribute to my bills. With this scholarship, I will be able to get closer to my dream of being a teacher, without putting stress on my family of more debt, and I will be able to help my family become more independent by being able to contribute. I will also be a great example to my children, that no matter what you keep reaching for your goals and you never give up. Please help me reach my ... Get more on HelpWriting.net ...
  • 34.
  • 35. The Free Application For Federal Student Aid Introduction During week two, we were tasked to conduct a financial analysis of the Johnson family and assess their ability to independently fund the college educations of their three children. That analysis determined the two hundred dollars currently contributed monthly to each child's college fund since each child was born will not fully fund their educations, given their ages, current balances in each college fund and the annual inflation of college costs. Assuming their available cash flow will only support the current monthly college fund contributions, alternative methods and financial tools must be explored to mitigate the shortfall. The purpose of this paper will be to research other college funding alternatives which may ... Show more content on Helpwriting.net ... However, it is equally important for other potential forms of financial aid as "many states and colleges use your FAFSA data to determine your eligibility for state and school aid, and some private financial aid providers may use your FAFSA information to determine whether you qualify for their aid" (Federal Student Aid, 2017, p.1). Federal Student Aid is a very large program "providing more than $150 billion in federal grants, loans, and work–study funds each year to more than 13 million students paying for college or career school" (Federal Student Aid, 2017, p.1). Therefore, the student who is seeking financial aid to cover a portion of college costs needs to first and foremost complete a FAFSA application as it is the basis for Federal Student Aid but is also the data source for other forms of student financial aid. FAFSA applications consider the assets of the parents and the student in determining the Expected Family Contribution (EFC) and will normally expect a higher percentage of contribution from student assets vice a lower percentage from the parents (Mannaioni & Greer 2016). For determining family or student assets to be assessed against potential financial aid, FAFSA places emphasis on family or student adjusted gross income as other assets such as "retirement accounts, cash value life insurance, home equity and small business assets" are excluded when calculating the EFC. Institutional Methodology, on the other ... Get more on HelpWriting.net ...
  • 36.
  • 37. Financial Aid Benefits Financial Aid is very beneficial for many students who want to succeed in college. Applying for financial aid gives you the help you need to pay for the college or university of your choice. Financial aid is money that can support a person or cause. It can finance your college education from 3 forms of aid; work–studies, loans, and gift aids such as grants and scholarships. Work– studies provides you with a part–time employment to students to help with college expenses. If you get a loan, financial aid borrows you money and must pay back with interest. Gift aids is like free money and you don't have to repay it. You can go to Free Application for Federal Student Aid (FAFSA) online to apply. FAFSA is one of the largest sources of aids for students. The U.S. Department of Education handles FAFSA as well. ... Show more content on Helpwriting.net ... To apply for financial aid, go online to FAFSA and gather important documentation. Keep track of the deadlines (state and institutional deadlines). Confirm your dependency and independency requirements for FAFSA. Search for your school codes and get your FSA ID to sign your FAFSA online. Also, remember to correct any errors. The application processing will take 3–5 days and 2–4 weeks with the FAFSA paper. You can also go to The Florida Financial Aid Application (FFAA). To get help with financial aid you can go to My Future (MYF) online to figure out which institution you'd like to attend and what you need to do to get there. It also helps with finding a career and managing your money. Another great website you can check out is Navigating Your Financial Future (NYFF) online. NYFF is much like MYF in many ways; NYFF helps finance a higher education for yourself. It manages your money as well. NYFF plans for your career and manages your time ... Get more on HelpWriting.net ...
  • 38.
  • 39. Goals Of Federal Student Aid FAFSA PROJECT – FOUR Kalley Kirk I. FAFSA is the Free Application for Federal Student Aid. Students that want to go to college can go their website and fill out a form every year. Then FAFSA decides what programs that student is eligible for to get student financial aid from the U.S. Government. II. To be eligible for FAFSA you have to be eligible to enroll in college or career education with either a GED or high school graduation diploma. You have to be enrolled in an eligible college or career education program and have a valid social security card. Boys between the ages of 18 and 25 have to register with the U.S. Selective Service. You have to fill out a FAFSA application form and certify it and either be a U.S. Citizen, or have ... Show more content on Helpwriting.net ... Government, aid from the state I live in, aid from the college I will attend and aid from a non–profit or private organization. 2. The website says the three types of federal student aid are loans, grants, and work study programs. 3.The FASA website section on state aid says the state agency I should contact is The Texas Higher Education Coordinating Board 4. The four types of federal grants available are Federal Pell Grants, Federal Supplemental Educational Opportunity Grants, (FSEOG), Teacher Education Assistance for College and High Education Grants (TEACH) and Iraq and Afghanistan Service Grants. 5. Grants and scholarships called gift aid because they are financial aid for college students that do not have to be paid back. A grant is given because the student has a financial need but scholarships are mostly given because the student has good grades or shows they are good at something that the scholarship is about. 6. You could have to pay a grant back because quit college before finishing the semester of time period the grant gave you money ... Get more on HelpWriting.net ...
  • 40.
  • 41. The Importance Of College Education So our education really isn't priceless? As college costs continue to rise, more and more students are discouraged from furthering their education and reaching their capabilities to the fullest. In today's society, a college education is essential for a good career. Based off a Edward Jones survey, 83% of Americans say they cannot afford the expense of a college education. Growing up in public schools, college has always been slipped into conversations. Especially in high school, our teachers are preparing us for college. However, they are not preparing us for our future careers or how to obtain a household income, just simply for us to attend college. We are taught about the importance of college, but never warned about the cost of tuition and how to pay for it. In my own personal experience I was not taught how to pay for college but to just go, just figure it out and go. On average, an in–state college is $10,000 a year. The average american family has an income of around $55,000, however, the average family also spends around $60,000 a year on bills and necessary items. With this being said, are our tuition rates reasonable? With costs being so high, some students can't afford it and just don't go, while others burry themselves with debt and student loans which can lead to stress and the pressure of dropping out. The term "student loans" has been tossed around a lot in high school but no one explains the downsides. In 2016 30% of Americans went to college. Of that 30%, ... Get more on HelpWriting.net ...
  • 42.
  • 43. Applicants With Questions Support for Applicants with Questions or Concerns There were multiple areas for students to find information to answer their questions or concerns. If the student had questions concerning what to do before applying to college, there was a section that had information on how to choose a career or school, budgeting, how to be financially responsible, and etc. (U. S. Department of Education, n.d.– d). Under this section, there was also a link for other help options (U. S. Department of Education, n.d.–d). This area provided information where the student could find additional help from different agencies (U. S. Department of Education, n.d.–e). When it came to finding answers for financial aid, there was a section that explained the types of ... Show more content on Helpwriting.net ... The pages were completely filled with writing and boxes, which could deter students from completing the form. There was also a search field provided in order to search the website. Ways for Institutional Financial Aid Budget Directors might Maximize Access to Funds for Students Filling out the FAFSA was a daunting task for many students. Students had to have the knowledge of finance in order to know how to complete the forms. Students needed to have "college finance literacy" (Greenfield, 2015, p. 317). This type of literacy referred to the knowledge of how the process of financial aid worked (Greenfield, 2015). By informing students of the financial aid process, more students would have access to funds (Greenfield, 2015). Financial aid directors could provide informational resources on how to understand the financial material and how to proceed through the process. Students do not have the basic knowledge on how to interpret the financial aid material or how to answer the FAFSA questions, and high school college ready courses focused on the process of going to college but not how to pay for it (Greenfield, 2015). Institutions needed to make sure that financial information was easy to find and easy to understand on their website. The information that needed to be included was educational costs (Greenfield, 2015). Even though institutions were required to provide calculators on their website for ... Get more on HelpWriting.net ...
  • 44.
  • 45. Executive Of Keiser University Financial Aid Office Currently the Director of Keiser University financial aid office is getting ready to accept a regional position. This change will occur in a few months, however they are getting the office ready for the upcoming changes slowly in order to have a smooth transition. The office director has been working there for 14 years and a lot of the office regulations and rules were molded to her standards. The past few months a couple of directors from other universities has been interviewing for the job. However none were chosen for the position, due to their leadership styles. These leaders style of management were not at all what the office is accustomed to so therefore a more similar leadership style to the one that was there before for 14 years is more appropriate for the environment, the nature of the job and the workers that has been working there for years. The potential directors that were interviewed were persistent with wanting to control everything that's going on in the office and making sure that they are over every decision that are being made. They want to be the go to person for everything that is happening in the office. They were treating it like a dictatorship rather then a peaceful environment where everyone can work at their own pace as long as they accomplish deadlines. The person that the office has been accustomed to is someone that gives the workers room to use their good judgment when making decisions. The prior leader allows them t come to her when ... Get more on HelpWriting.net ...
  • 46.
  • 47. Financial Aid Argumentative Essay Thousands of people dedicate their life to working in the financial aid field, and billions of people are sent financial aid daily; however, the system has flaws that must be changed. Financial aid is sent out to millions of people who do not use the money in the intended manner; and in turn, are stealing from our government. Government financial aid should be given based on GPA, how many hours have been put into a job or career, community service hours, etc., because it would prevent the government from providing financial aid to individuals whom are inadequate. Nonetheless, thousands of Americans that are receiving financial aid qualify and are in need of the financial aid in order to keep themselves and their family alive and well, or go through the schooling to receive the education that they desire. ... Show more content on Helpwriting.net ... Some of these categories involve being a citizen or eligible noncitizen of the United States, have a social security number, a high school diploma, must be enrolled as a student seeking a degree or certificate, and several others (Jewish Exponent, 23). If you do not fit into one or more of these requirements, you are not eligible for federal student aid. This system may be effective to eliminate several individuals whom may be recognized immediately as ineligible; however, as we look deeper into the process, we see that in these arias it becomes more common for some individuals to slip past. Thousands of students have found cheat tactics to sneak past the various different scans that the governments student financial aid sources, such as FAFSA, ... Get more on HelpWriting.net ...
  • 48.
  • 49. Types Of Financial Aid : Grants, Loans, And Work Study... Three types of financial aid are grants, loans, and work–study jobs. Grants are often called "gift aid" because they are free money–financial aid that doesn't have to be repaid. Grants are often need– based, while scholarships are usually merit–based.Grants and scholarships can come from the federal government, your state government, your college or career school, or a private or nonprofit organization. Do your research, apply for any grants or scholarships you might be eligible for, and be sure to meet application deadlines! Occasionally you might have to pay back part or all of a grant if, for example, you withdraw from school before finishing an enrollment period such as a semester. Student loans can come from the federal government or from private sources such as a bank or financial institution. Loans made by the federal government, called federal student loans, usually offer borrowers lower interest rates and have more flexible repayment options than loans from banks or other private sources. The Federal Work–Study (FWS) Program is a need–based program that provides jobs for eligible students with financial need who are enrolled at least half time, allowing them to earn money to help pay education expenses. The program encourages community service work and employment related to their course of study. Different types of aid (private scholarships, state grants, etc.) have different rules, called eligibility criteria, to determine who gets the aid. Here are the eligibility ... Get more on HelpWriting.net ...
  • 50.
  • 51. College Costs Essay College Costs Introduction It's no secret that financing a college education is getting tougher. College costs have skyrocketed over the past decade or so, and there's no relief in sight. Average tuition at four–year colleges will increase 7 percent this school year, double the rate of inflation. Student aid is not increasing fast enough to plug the growing gap between tuition and family finances. In addition, there is a growing number of older students entering college today. These students have families that they need to support. I know, because I am a family man who has returned to school. I wish to finish my degree at the Rochester Institute of Technology. The only ... Show more content on Helpwriting.net ... Still, $15700 is a lot of dollars for an unemployed family man or woman with little or no income. The Cost Of Living Factor Though the Cost Of Living is not directly related to tuition it is still a major player in the decision making process. Is it possible to maintain a family financial structure while paying for an education? The cost of a mortgage, or rent, and other bills that are associated with living adds up to many thousands of dollars per year. These costs in addition to what the tuition, books, and supplies total are expected, and have to be dealt with. The financial burden alone can seem over–whelming to some. But let us consider what the total cost of living and attending a four year private institution are. The Bureau of Census statistics for the County of Monroe indicate "that the approximate average income for a family of four is $50964. The poverty level for a family of four is approximately $15455". These are statistics calculated for the 1995 calendar year. No newer statistics were available. With these statistics in mind we can then determine the financial model we must follow. This model will determine what the total yearly outlay a family of four must shoulder in order to send a person to RIT. The Financial Burden ... Get more on HelpWriting.net ...
  • 52.
  • 53. Avoid Excess Student Debt How do you plan to avoid excess student loan debt? Now that I'm a senior I guess college is right around the corner, along with the dreaded expenses. Paying for college can be a stressful experience or a walk through the park. For most it's a mightmare, because of the debt they are or will be in. I've always been concerned about how my family and I were going to pay for college. Fortunately there are many options I can take advantage of to avoid a horrible financial fate. One option I have is scholarships. There are scholarships for just about anything, including academic success, extracurricular activities, family situations and even different hobbies. Coming from a family who doesn't have an abundance of wealth, I was always ... Get more on HelpWriting.net ...
  • 54.
  • 55. Nothing FAFSA on the Web Worksheet www.fafsa.gov 2014 – 2015 APPLICATION DEADLINES Federal Deadline – June 30, 2015 State Aid Deadlines – See below. DO NOT MAIL THIS WORKSHEET. The FAFSA on the Web Worksheet provides a preview of the questions that you may be asked while completing the Free Application for Federal Student Aid (FAFSA ) online at www.fafsa.gov. SM Pay attention to the symbols that may be listed after your state deadline. AK AR Check with your financial aid administrator for these states and territories: AL, AS *, AZ, CO, FM *, GA, GU *, HI *, MH *, MP *, NE, NM, NV*, PR, PW *, SD *, TX, UT, VA *, VI *, WI and WY *. You must complete and submit a FAFSA to apply for federal student aid and for most state and ... Show more content on Helpwriting.net ... Awards made until funds are depleted. April 15, 2014 (date received) # Early priority deadlines may exist for institutional programs. NH is not offering a state grant this year. 2013–2014 Tuition Aid Grant recipients – June 1, 2014 (date received) All other applicants – October 1, 2014, fall & spring terms (date received) – March 1, 2015, spring term only (date received) June 30, 2015 (date received) * October 1, 2014 (date received) March 1, 2014 (date received) # OSAC Private Scholarships – March 1, 2014 Oregon Opportunity Grant – February 1, 2014 All first–time applicants at a community college; a business/ trade/technical school; a hospital school of nursing; or enrolled in a non–transferable two–year program August 1, 2014 (date received) All other applicants – May 1, 2014 (date received) March 1, 2014 (date received) # Tuition Grants – June 30, 2014 (date received) SC Commission on Higher Education Need–based Grants– As soon as possible after January 1, 2014. Awards made until funds are depleted. State Grant – Prior–year recipients receive award if eligible and apply by March 1, 2014. All other awards made to neediest applicants who apply by March 1, 2014, until funds are depleted. State Lottery – fall term, September 1, 2014 (date received); spring & summer terms, February 1, 2015 (date received) As soon as possible after January 1, 2014. Awards made until funds are depleted. * As soon as possible after January 1, 2014. Awards made until ... Get more on HelpWriting.net ...
  • 56.
  • 57. Free Application For Federal Student Aid (FAFSA) The Free Application for Federal Student Aid (FAFSA) is the application form that students must complete to qualify for financial aid such as grants, loans and work study. Colleges use the report to determine what aid the student qualifies for in order to put together a financial aid package. President Obama has proposed to join with states to eliminate tuition and fees at community colleges nationwide. The U.S. Department of Education's National Center for Education Statistics shows that approximately seventy percent of undergraduates received some type of student aid during the 2011–12 academic year. Both Republican and Democratic members of Congress have recently simplified the FAFSA form; it is fairly simple to complete and is available ... Get more on HelpWriting.net ...
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  • 59. Hard To Pay For College Essay Nowadays it's hard to get a degree and even harder to pay for. In the article "How to Pay for College", it says that with hard work students can earn scholarships, apply for financial aid, finance loans, and take on a part time job to pay for college. However, there is plenty of evidence proving otherwise. Due to the rising costs of tuition and the restrictions to getting financial aid, it is almost impossible for lower and middle class citizens to afford college. Loans leave students in debt and scholarships are not always a sure thing. With a part time job, putting in too many hours of work can interfere with ones sleep and actual study time. Recently a study was done on the average college students' ability to pay for college with a part time job. Randy Olsen, a computer science graduate research assisstant at Michigan State University, crunched the numbers for both Michigan State and all public universities in the U.S. The average tuition cost at an in–state public university is $8,709– not including room and board, books and supplies, personal care, and transportaton fees. Research shows that the amount of hours needed to work to pay for college tuition with a part time minimum wage job has more than tripled since the year 1979. It is now a lot harder to work your way through college than it was 37 years ago. Many people in America miss the chance at pursuing a higher education. This is not because they lack talent or they do not try hard enough. Their parents cannot ... Get more on HelpWriting.net ...
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  • 61. Fafsa Research Paper What is the deadline for applying to the UC's? All of the UC's open their applications on November 1st. This window will end on November 30. Decisions will start being sent out in the month of March. 2. When do I need to file for the FAFSA? The FAFSA can be filed starting on October 1. It works as a first come, first serve basis, and can save students a lot of money. The FAFSA requires your social security number and your family's tax returns. The CSS profile is another kind of financial aid that is presented by the College Board, but has an initial fee. 3. What prerequisites do I need to apply to the UC's and stay competitive? The UC's require students to take the SAT/ACT, along with a recommended number of two subject tests. The subject ... Show more content on Helpwriting.net ... When you are done with community college, you can transfer to a 4 year college, working on your intended major. However, you can apply for need–based aid or merit based aid, sometimes making four year institutions considerably easier to pay off, or even free if you receive a full ride scholarship. 6. What is the common app? Many colleges have their applications on the common app. The common app requires one main personal statement essay that has a maximum of 650 words. There are five prompts that you can choose to write about. On top of the basic requirements, each college has their questionnaires and mini–essays that are required to be completed. The requirements, deadlines, and contact information of each school will be supplied for each college that is chosen by the student. The common application can be found on commonapp.org 7. What are the recommended SAT subject tests for people applying for an engineering degree? Recommended SAT subject tests for students applying for some sort of engineering degree are Math II and Physics. The passing score is usually above a 600, but scores of 750 or above are recommended to be competitive for colleges and ... Get more on HelpWriting.net ...
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  • 63. How Financial Aid Awareness Affects College Access and... Paving the Way: How Financial Aid Awareness Affects College Access and Success Literature Review October 2008 In a time of ever–rising college costs, financial aid is critical to increase college access and success. Federal, state, and institutional aid programs help to ensure that students can afford higher education regardless of economic background. Financial aid is most effective when students and families learn about it early enough to make the right choices and plans about high school coursework, family savings, work and earnings, and college options. This literature review explores the questions of how and when students and families learn about college costs and financial aid, and how the timing and substance of that information ... Show more content on Helpwriting.net ... ii) Three out of four African–American parents do not identify scholarships as a source of aid, compared to half of White parents. Similarly, 83 percent of Latino parents do not mention grants as a source of aid versus 58 percent of White parents (Sallie Mae Fund and Harris Interactive 2003). Most Latino non–college–going youths can not name one source of financial aid (Zarate and Pachon 2006). iii) Two–thirds of African–American parents and 62 percent of Latino parents say they need more information about how to pay for college, compared to only 44 percent of White parents (Sallie Mae Fund and Harris Interactive 2003). d) Some students have inaccurate perceptions of their eligibility for financial aid. i) Many current and former community college students, especially those from two–parent households, assume that their household income is too high to make them eligible for federal financial aid (Matus–Grossman and Gooden 2002). ii) In California, far fewer Latino students than are eligible actually apply for Cal Grants because they erroneously believe that high grades are required (Zarate and Pachon 2006). iii) Many low–income students who do not apply for financial aid believe that they do not need financial aid. Twenty–nine percent of low– income dependent students and 39 percent of low–income independent students say they did not file a Free Application for Federal Student Aid (FAFSA) ... Get more on HelpWriting.net ...
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  • 65. College Motivation In College College is a big step for anyone looking to attend. Anxiousness kicks in throughout the whole senior year. That one word is what defines me these past few months, that one word is constantly in my head: anxious. This is the point in time where it is my time to grow and mature into a successful student as my parents and family want from me. That is part of the reason why I'm so anxious for the next step in my life. I want to make my family and friends proud of me by continuing school and actually finishing it, however I view the pressure as motivation as well and not just as a negative thing. Another type of motivation for me would be failure, without it I wouldn't learn from any mistakes. Many things are required or are a necessity for college, from FASFA (Free Application for Federal Student Aid) to Cal Grants (a financial aid program administrated by the California Student Aid Commission) and SAT. (The Scholastic Aptitude Test) I feel like being anxious is normal for teens around this time of year. Just last week, I signed up for the SAT which I'm already nervous for, because my results are crucial for college reviews. And just yesterday I filled out my FAFSA and I'm even nervous for that. The money that I potentially can get is a big part of my future because the more I get, the less loans I would need. And with the loans, I can possibly go into debt in the future. Same thing goes for the Cal Grants and scholarships. So my question for any senior in high school looking ... Get more on HelpWriting.net ...
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  • 67. Disadvantages Of FAFSA Everyone needs money to pay for college. The Free Application for Federal Student Financial Aid opened this month. Completing FAFSA is required to be eligible for over $24 billion in grants, loans, work study and even scholarships. Students must complete the FAFSA every year in order to continue to be eligible for financial aid. "I think there are a lot of people who qualify that don't think they will qualify, so they don't fill out the FAFSA," said Briget Jans (sic), the executive director of student financial aid at UH. Jans said it's not unusual students with six–figure family incomes to qualify for aid like subsidized loans, depending on their financial situation. Subsidized federal loans alone are worth filing the FAFSA for because students won't rack up interest while in school. More than federal aid Even if students don't qualify for federal financial aid, Jans encourages them to fill the FAFSA because it also qualifies students for state and university aid. Some primarily merit–based UH scholarships have a need requirement. Without a FAFSA on file, students can't be considered for these scholarships. While the FAFSA opened this month, the UH scholarship application is open from Dec. 15 to Feb. 26. Even if students didn't receive state or university aid in previous years, they should apply this year. Jans said the state has allocated two million more in financial aid to UH than in previous years and UH is working to increase aid to students with financial ... Get more on HelpWriting.net ...
  • 68.
  • 69. Essay On Student Debt MaKenzie Eddins Mr. Mitchell English 1301.02 13 November, 2017 College Tuition: Is It Worth It? In 2016, college grads graduated with an average of $37,172 in student loan debt. This is a 6% increase from the previous year, and the rates increase as colleges become more expensive. Going to a University or College is looked upon as a luxury or a privilege nowadays. Good paying jobs that supply good living standards are requiring at least a bachelor's degree to be considered for hiring. Any persons, including college students, should not be forced to live with, be pressured by, or be under the control of student loan debt. Student loan debt has been proven to have an impact on a person's mental health. It keeps the less fortunate from having a chance to prosper in a competitive workforce, and the system that provides financial aid (FAFSA) doesn't always meet a person's needs completely. College should be an earned right for those who have stuck through the education process as an adolescent. An article in The Atlantic, an online news source, talks about a person's mental health while living with student debt. The author, Gillian B. White, pulls evidence from a 2013 study published in Anxiety, Coping and Stress, from the University of Southern California, in which states, "those with greater financial strain perceived more stress, had more symptoms of depression, anxiety, and ill– health." This quote states that a person with more financial strain was shown to undergo more stress, and increase signs of depression, anxiety, and bad health. This statistic proves that giving a young adult a financial burden to live with for years, takes a major toll on their mental health status. Mental health is a serious issue, and shouldn't be taken so lightly. In addition to suffering mental health issues, student loan debt keeps many low income students from being interested in furthering their education. In an archived information page from the U.S. Department of Education, it states that, "Students who do not attend college or who drop out quickly are predominantly persons from low–income families, living in underdeveloped areas within major cities or in sparsely populated rural areas, and who have attended ineffective ... Get more on HelpWriting.net ...
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  • 71. $ 45 Application Fee 1. How much is the application fee? $45 application fee. 2. What is the deadline for submitting the FAFSA, the form that is required for you to receive any type of financial aid, scholarships, and/or loans? Deadline for submitting FAFSA is March 1st of each year. 3. What is the tuition and fees cost for one year at this university? Tuition and fees ONLY!! Full– time undergraduate for 2015–2016 for NC resident is $5,144.00 and for Non–Resident, $14,351.00 4. What is the foreign language requirement, for entrance and/or graduation from that university? In foreign language requires two course units of language other than English for entrance. 5. What is the physical education requirement, for entrance and/or graduation from that university? Biology, anatomy and physiology, the science of movement, and motor development for entrance and/or graduation. ... Show more content on Helpwriting.net ... What is the minimum GPA for transfer students? 2.0 cumulative college GPA 7. Does the university allow spring admissions, or do they only allow fall admissions? They allow spring admissions as well; December 1 – Spring Semester. 8. Why are you interested in attending this particular university? Answer this question with a minimum of 50 words and a maximum of 100 words. I am interested in this particular University because I have invested time and dedication to learn more about it. I feel so confident that the Department of Nursing and the University of North Carolina at Pembroke itself will provide me with excellence of knowledge. I will not lack the opportunity when it is giving to me. My English teacher from my high school graduated from Pembroke and she described the University very well; therefore, I am in ... Get more on HelpWriting.net ...
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  • 73. Getting Into College The Steps to Getting In I am a senior in high school and I am learning what I want to do with my life and what college I want to go to and how I apply for it. The major that I want to go into is Registered Nursing which is a good thing to know going into college and if that college has it which mine does offer. I am about to explain the steps to get in the college of Stephen F. Austin (SFA). The steps are the application process, housing, and then the financial Aid package. It is very important to do all of the steps as early as possible because if you do not, there might not be a spot open for you when you are ready to apply for college. The first step into getting into college is knowing a little about your college you want to apply for ... Show more content on Helpwriting.net ... FASFA is a form that can be prepared annually by current and prospective college students in the U.S to determine their eligibly for student financial aid as well as concerns that colleges could deny admission. Every kid could and should apply for this because everyone needs help when it comes to money. You can apply for FASFA as soon as it opens which is the first of January. Completing the FAFSA is an easy process, and it's completely free, I recommend that you submit your FAFSA online using FAFSA on the Web, as your application will process within 3–5 days; alternatively, you can submit a paper FAFSA, which processes within 7–10 days. There are a couple of different types of Federal Aid including: pells, grants, scholarships, and loans. The deadline for submitting the FASFA document is no later the July 30th, so you have from January 1st to July 30 to submit you FASFA document to get help for college that's more than enough ... Get more on HelpWriting.net ...
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  • 75. FAFSA Pell Argumentative Essay In one college class, more than 50% of students receive financial aid. Although students receive FAFSA Pell grants from maintaining satisfactory academic progress, they should receive financial aid, whether they have good or bad grades. Students should acquire FAFSA Pell grants whether they have good or bad grades because it would motivate them, make school more affordable, and push away their excuses. To start things off, FAFSA Pell grants should be given to students whether they have good grades or bad grades because motivating students is the key to their success. Financial aid helps students and their families pay for college. Paying for students' classes impels them to push hard because they understand that someone is willing ... Get more on HelpWriting.net ...
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  • 77. Untapped Resources In HBU Untapped Resources It's shocking what one can learn by simply going onto you're school's website and getting to know the campus better. A plethora of resources is made available to students, but simply aren't payed any attention to. The campus is brimming with staff that wish to better their students' lives; however they lack the manner of reaching the undergraduates or even the resources to make the difference. HBU needs to improve their connection with incoming freshman and fix any lacking areas in their program to prevent students who are struggling from being overwhelmed by college life. HBU sets out to actively improve students' lives, through new and innovating orientation programs that are quick to show the beauty of the campus, ... Show more content on Helpwriting.net ... In some cases they can't even receive the aid they need thus leaving stressed students in a hopeless mindset. Despite some programs being glossed over and important building are left in the shadow, there are many useful and incredible programs set to help students in dire situation with counseling and advising. While there it is a student responsibility to seek out aid, many are new freshman with little or no experience being independent and simply don't know what they can do. Therefore there has to be some form or manner to introduce the resources to undergraduates or give incentive to have students enter their office and learn about valuable resources they have. Something as small as having a meeting with one of the staff members for clw point can bride the disconnection and fear these vulnerable students have about speaking about their issues to an advisor that can alter the success of a student's life in school and at ... Get more on HelpWriting.net ...