Startup InsurTech Award - Vesl

1. Visit us at http://vesltradefinance.com
Email: info@vesltradefinance.com
Tel:+65 8515 1043
Pay Per Invoice
Trade Credit Insurance
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2. The Problem / Opportunity
• In 2016, Asian Development Bank reported that there is a trade finance gap1
of USD1.6Tn worldwide. 40% is in Asia, and 52% are SMEs.
1 These are transactions rejected by formal financial
providers
Asia
40%
…All businesses need cash, but not all get financing.
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3. The Solution
25% increase in Trade Financing CAN
Employme
nt
Productio
n
+30%
New
businesses
+20% +19%
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4. Benefits of Trade Credit Insurance
YOUR CASHFLOW
PROTECTION
It is an important
instrument when
managing credit risk
on buyers who pay on
open account.
Insuring receivables
against non-payment
and late payments
ensures your
company’s cash flow
and profit.
GET ACCESS TO
FINANCING
Banks and
Lenders are more
likely to lend
against insured
receivables and
usually with better
terms.
FOR BETTER
CREDIT STANDING
Credit rating
agencies put
considerable weight
on companies with
trade credit
insurance.
INCREASE
REVENUES
Lessens fear of
selling to new
buyers or expanding
to new markets.
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5. Traditional premium payment
Big ticket payment at start of period,
IMPRACTICAL.
Start of year End of
year
USD 20,000
USD 800 800500 200 200200 800 800
Pay premiums per invoice
AFFORDABLE and PRACTICAL.
How it is now
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6. Businesses
Apply for
cover
Invoices are
aggregated
for insurers
Insured
Invoices sent
to lenders for
finance
We are not an Insurer We are not a Lender We are a trade finance facilitator
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How are we able to do this?
Insurers do not want to cater to smaller guys because of effort involved in sourcing and managing.
Our Solution: Aggregation of small guys via our platform

7. The following slides contain privileged and confidential information and is sent for the sole use of the intended recipient. If you are not the intended recipient, please contact info@vesltradefinance.com
immediately by email and destroy all copies of the original slides.
Value Proposition to
the SME Market
To Insurers:
Access to SMEs
through an
invoice
aggregating
platform.
To Lenders:
Access to the
SME market,
without inflating
credit risk.
To SMEs:
Access to
affordable trade
credit insurance,
and better
financing terms.

8. What is Vesl’s
Unique Selling Proposition?
No annual
upfront payment
of premiums
***
Pay per invoice
No required
coverage amount
in $millions
***
We cover as low
as $10,000 per
invoice
Manual Invoice
Submission to
Insurers
***
Online
Secure
Simple to use
Low admin fees
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1. 2. 3.

9. Traction: Global Attention
Top 40
Out of 600+
worldwide
Top 11
Out of 445
worldwide
Featured in
“Who-is who of
Southeast Asia
Insurtech”
2016 2017 2017
The following slides contain privileged and confidential information and is sent for the sole use of the intended recipient. If you are not the intended recipient, please contact info@vesltradefinance.com immediately by email and
destroy all copies of the original slides.
2018
Featured in
Feb 2018
Issue

10. LIVE!
Platform with
Partners and
Clients
Broker:
Partner Lenders:
• TFC Capital
• 4 others in private
discussions
6 Collaboration Partners in SG
• Banking and non banking financial
institutions
Insurer:
Subsidiary of
The following slides contain privileged and confidential information and is sent for the sole use of the intended recipient. If you are not the intended recipient, please contact info@vesltradefinance.com immediately by email and
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11. Our Team
CEO & Co - Founder
Maureen Ledesma
• MSc Financial Management
• 6+ years in banking
• Structured trade finance deals at
Czarnikow Group Ltd. in London
COO & Co - Founder
Jessica Manipon
• 4 years in project management
• Helped develop a data platform
for the Philippine Dealing System.
• Advocate in innovation and
entrepreneurship
CFO & Co - Founder
Yroen Melgar
• MSc Industrial Economics
• Strategic Consultant and Quant
modeler for multilaterals and
Government
The following slides contain privileged and confidential information and is sent for the sole use of the intended recipient. If you are not the intended recipient, please contact info@vesltradefinance.com immediately by email and
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Pre-Series Investors

12. Build VESL with us.
The following slides contain privileged and confidential information and is sent for the sole use of the intended recipient. If you are not the intended recipient, please contact info@vesltradefinance.com immediately by email and
destroy all copies of the original slides.
Visit us at http://vesltradefinance.com
Email: info@vesltradefinance.com
Tel:+65 8515 1043