Realtors - Leverage the Money Merge Account


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A briefing for real estate agents on how to use the Money Merge Account mortgage acceleration system to solidify their professional reputation with existing clients, develop a brushfire of referrals and earn extra commissions.

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  • We would like to share with you today the Money Merge Account™ system. So let’s dive right into the information.
  • Realtors - Leverage the Money Merge Account

    1. 1. Opportunity for Real Estate Professionals The Money Merge Account™ Presented by: Philip Hulme Tel: 816-606-6934
    2. 2. Are you providing ongoing, valuable advice to your clients after you’ve cashed your commission check? Real Estate Agents …
    3. 3. <ul><li>The Money Merge Account will benefit you and your clients and provide an additional income stream while creating a referral brush fire. </li></ul><ul><li>If you’re hungry for business, love to help your clients and have an open mind … </li></ul><ul><li>Welcome to the Money Merge Account … </li></ul>
    4. 4. Realtor Briefing Agenda <ul><li>The Company - United First Financial </li></ul><ul><li>Product Overview - The Money Merge Account </li></ul><ul><li>Today’s Perfect Market Timing </li></ul><ul><li>The Process – MMA Analysis </li></ul><ul><li>Professional Tool - Real Estate Agent For Life </li></ul>
    5. 5. The Money Merge Account ™ <ul><li>Consider this question … </li></ul><ul><li>If there were a web-based software program that: </li></ul><ul><ul><ul><li>Coached you how to pay less interest </li></ul></ul></ul><ul><ul><ul><li>Paid off whatever you owe sooner </li></ul></ul></ul><ul><ul><ul><li>Uses only the same money you are currently spending </li></ul></ul></ul><ul><ul><ul><li>Required no change to your monthly budget </li></ul></ul></ul><ul><ul><ul><li>Could save you tens of thousands of dollars in interest </li></ul></ul></ul><ul><li>Would you invest 40 minutes to see if you qualify and learn what this could mean for YOUR family? </li></ul>
    6. 6. The Money Merge Account ™ S ystem from United First Financial
    7. 7. Frustrated by paying a fortune in interest? Mortgages Student Loans Credit Cards Car Loans Furniture Loans
    8. 8. Do you own your home? Or does the bank? You will pay $421,000 on a $200,000, 30-year mortgage at 6%. Move or refinance every 5 years and the number is significantly higher .
    9. 10. The Money Merge Account software program is complex in design but simple to use. It is not… <ul><li>Refinancing and consolidating debt </li></ul><ul><li>Bi-weekly mortgage program </li></ul><ul><li>Debt roll-down program </li></ul><ul><li>Simply sending extra money every month </li></ul><ul><li>Debt consolidation that ruins your credit </li></ul><ul><li>Dave Ramsey’s “rice & beans” approach </li></ul><ul><li>… and we don’t touch your money </li></ul>
    10. 11. <ul><ul><li>Interest Accumulation </li></ul></ul><ul><ul><li>Interest Float </li></ul></ul><ul><ul><li>Interest Cancellation </li></ul></ul><ul><ul><li>Strategic Payoff </li></ul></ul>Program Characteristics Financial GPS Financial GPS Financial GPS
    11. 12. To which of these six liabilities would you apply your next dollar? $21,538 7% Credit Card $4,309 6.125% Furniture $27,753 6% Trailer Loan $42,296 6.75% Auto Loan $200,000 6% Mortgage the BANK 720 Combinations MMA optimizes Strategic Payoff $5,000 18% Credit Card
    12. 13. <ul><li>The Money Merge Account ™ is a web-based software program & personal financial management coaching system that shows families how to pay off what ever they owe; mortgages, car loans, student loans, credit cards; in less time; using the same money they are currently spending. </li></ul>
    13. 14. <ul><li>We offer free Money Merge Account ™ analyses, forecasting a target debt-free date for an individual or family. </li></ul><ul><li>My average analysis projects $100,000 in interest savings and 12+ years cut from debt amortization schedules. </li></ul><ul><li>UFirst supports the MMA with a 100% limited money-back guarantee. </li></ul>
    14. 15. Examples of recent client MMA analyses: 182 months $ 130,744 10.6 yrs 25.8 yrs $ 298,547 217 months $ 155,827 9.4 yrs 27.5 yrs $ 225,000 160 months $ 45,726 8.0 yrs 29.3 yrs $ 104,092 Payments Saved Interest Saved Years to Payoff with Money Merge Account Original Years until Payoff Total Debt
    15. 16. <ul><li>No Credit Score Requirements </li></ul><ul><li>Checking Account, Savings Account and a Credit Card </li></ul>Qualifying Costs <ul><li>MMA Pro $ 3,500 / MMA Express $ 1,795 </li></ul><ul><li>Financed by U1st - $250 down/$95 a month. </li></ul><ul><li>Net cost to most clients is $0.00 per month. </li></ul><ul><li>100% Money Back Guarantee </li></ul>
    16. 17. <ul><li>“ In some sense there has never been a better climate for this type of product because of the current real estate market.” Jennifer Hadley Financial Consultant San Francisco California </li></ul>
    17. 18. <ul><li>“ Smart mortgage companies are now training all of their loan officers to use the Money Merge Account™ system as a tool to destroy their competition when competing for a client’s business.” </li></ul><ul><li>Broker Banker Magazine </li></ul>
    18. 19. <ul><li>&quot;The Money Merge Account TM is the best prospecting tool I've ever seen ... after 5 months our insurance and annuity business is up 45% and we were already a leading player in our industry.&quot; Ron Petrinovich Founder Freedom Equity Group </li></ul>
    19. 20. <ul><li>“ This program works great, whether your goal is to pay off your mortgage and be debt free or your investment philosophy is centered around strategic equity leveraging.” Mike Lahris Manager Kemper Mortgage </li></ul>
    20. 21. <ul><li>Dr. Goldreich proved that 80% of mortgage loans with balances of $80,000 would benefit from a mortgage acceleration payment strategy. </li></ul><ul><li>Dr. David Goldreich London Business School Professor of Finance: University of Toronto Fellow - Centre for Economic Policy Research (London) </li></ul>
    21. 22. <ul><li>My Clients and Realtors keep asking: </li></ul><ul><li>‘ Why hasn’t anyone told me about this before?’ </li></ul><ul><li>This program has created a referral brush fire for me. </li></ul><ul><li>Scott Schaffer Mortgage Broker Folsom California </li></ul>
    22. 23. If you don’t show your clients the path to a mortgage-free life, someone else will …
    23. 24. <ul><li>Anyone with Mortgage, Credit Card Debt, Student Loans, Car Loans… </li></ul><ul><li>Investment Property Owners </li></ul><ul><li>Small Business Owners with Debt </li></ul><ul><li>Upside Down Home Owners </li></ul><ul><li>Renters Who Want to Buy a Home </li></ul>Target Audience
    24. 25. <ul><li>W hat’s </li></ul><ul><li>I n </li></ul><ul><li>I t </li></ul><ul><li>F or </li></ul><ul><li>M e </li></ul><ul><li>? ? </li></ul>Our Favourite Radio Station … W.I.I.FM <ul><li>Become Debt-Free Personally </li></ul><ul><li>Help Your Clients </li></ul><ul><li>Gain New Clients </li></ul><ul><li>Earn Additional Income </li></ul><ul><li>Foster Referral Relationships </li></ul>
    25. 26. Reputation <ul><li>Distinguish yourself from the plethora of other real estate agents </li></ul><ul><li>Sincerely earn that reputation as your clients’ “Realtor for Life” </li></ul><ul><li>Create serious loyalty when you are the one that shows them a path to a debt-free life  </li></ul><ul><li>Free up more money for investment property or for their next home... who do you think is top of mind? </li></ul><ul><li>Establish professional credibility with renters. The MMA Express helps them reduce debt and build equity for a down-payment </li></ul>
    26. 27. Referrals from your contacts <ul><li>Existing home owner clients benefiting from the MMA will ‘sing your praises’ to friends, family & other referral sources </li></ul><ul><li>Establish relationship with referred renters, who may be immediate prospects for MMA Express </li></ul><ul><li>Your Sphere of Influence: you are now head & shoulders above the crowd of other Realtors </li></ul><ul><li>Reward referrals with legal ‘spiffs’ or convert them into “referring agents&quot; with split-commissions </li></ul>
    27. 28. Referrals to Strategic Partners <ul><li>Help other real estate, mortgage and financial professionals increase their business using the MMA </li></ul><ul><li>You put more money in their pocket and create massive amounts of referrals. They may also become part of your UFirst team, generating overrides and passive income! </li></ul><ul><li>Great co-marketing tool for Builders, Mortgage Brokers & FSBOs: </li></ul><ul><li>“ Purchase this home and become mortgage free in a fraction of the time!” </li></ul>
    28. 29. Revenue <ul><li>Increase your core business – a Listing Presentation “trump card” </li></ul><ul><li>Value added expertise as Buyer’s Agent </li></ul><ul><li>Earn $1,000 to $1,500 direct commission selling MMA to existing clients, anyone with debt – even competitors! 3 sales qualifies for monthly bonus pool </li></ul><ul><li>Insurance agency style branch payout with overrides (team recruiting is optional) </li></ul>
    29. 30. Delivering the Message Yard Signs Flyers Mailers This Home Can Be
    30. 31. Send Out Cards Campaign <ul><li>Simple Sales System </li></ul>
    31. 32. Send Out Cards Campaign <ul><li>Simple Sales System </li></ul>
    32. 33. Resources <ul><li>Agent license & certification fee $175 </li></ul><ul><li>Personalized agent website, sales collateral DVD’s, brochures etc. </li></ul><ul><li>Comprehensive product & sales training via back-office videos, national webcasts, team meetings, regional & national conferences </li></ul><ul><li>Local mentoring, support , training and hosting of MMA briefings. </li></ul>
    33. 34. <ul><li>Now ask yourself this question: </li></ul><ul><li>If you could pay off what ever you owe; mortgages, car loans, student loans, credit cards; in less time; using the same money you are currently spending; </li></ul><ul><li>wouldn’t you be interested in finding out how to do that? </li></ul>
    34. 35. Request Your Personal Money Merge Account Analysis: <ul><li>Is it worth 40 minutes of your time to potentially save $100,000? </li></ul>
    35. 36. Next Action Steps <ul><li>Schedule an appointment for you (and your spouse) with Philip Hulme [816-606-6934] for your own MMA analysis </li></ul><ul><li>Watch the recorded webinars from the link in Philip’s email regarding the MMA system and the UFF Compensation Plan. </li></ul><ul><li>Register as an independent UFF agent </li></ul><ul><li>Select 10 families to whom we’ll send the initial wave of referral letters, using Send Out Cards </li></ul>
    36. 37. Opportunity for Real Estate Professionals The Money Merge Account™ Please contact your Independent UFirst Agent with your questions and to learn how to get started as an agent. Philip Hulme 816-606-6934
    37. 38. United First Financial, its agents and subsidiaries provide Internet, Web-based software and support services. United First Financial does not provide accounting, tax, legal, real-estate, mortgage, or investment advice. Interested parties should seek and consult with persons or entities licensed and qualified in those areas for advice relating to those matters. United First Financial is not liable or responsible for claims or representations made by any party which are not included in the Money Merge Account™ Limited Guarantee.