This document summarizes Leverage.ph, an online lending platform that aims to bridge financing gaps for small and medium enterprises (SMEs) in the Philippines. It outlines challenges SMEs face in obtaining loans from traditional banks due to stringent requirements. Leverage.ph offers faster loan processing and disbursement by connecting borrowers directly to investors online. The startup aims to address inefficiencies in the lending market while securing high returns for creditors and affordable funding options for SMEs. It provides an overview of the business model, competitive advantages over other lending platforms, growth plans, and core team members.

1. Leverage.ph
“Bridging you to financial Success”

2. ˈlev(ə)rij,ˈlēv(ə)rij/
noun
1. FINANCE
2. the ratio of a company's loan capital (debt) to the value of its common stock
(equity).
verb
1. 1.
2. use borrowed capital for (an investment), expecting the profits made to be
greater than the interest payable.
3. "a leveraged takeover bid"
4. 2.
5. use (something) to maximum advantage.
6. "the organization needs to leverage its key resources"
lev - er - age

3. SMEs (borrowers) in the Philippines cannot obtain a loan unless they can present a 3-year
history of profits and a mountain of paperwork.
Loans take 45-60 days to approve plus 1-2 weeks to disburse the said funds.
The result: SMEs have very few to no options in financing their business.
Investors have no or limited network in funding or lending to SMEs.
The Problem

4. At Leverage we offer loans to the
start-ups and SME market by
understanding their financial needs and
by connecting them to right investors and
lenders.
Since we are processing loans online we
can now disburse faster and more
efficiently compared to the traditional
banks and other financial institutions.
The Solution

5. Our aim is to address the market inefficiencies for both lenders and
creditors in the Philippines
Leverage.ph
Our goal is to secure the highest ROI
to our creditors whilst offering SMEs
and start-ups, who have no access to
traditional credit, a means of funding
cheaper than the current market
average
Business Model
Borrowers
As a borrower you have accesses to
hundreds of lenders and VCs that can
fund your business
Creditors
As an investor you have access to
hundreds of SMEs looking for
partners and funds to grow their
business

6. We will monetize the website and app by
Interest on business loans
Late fees and Collection fees
Processing Fee for Loans and Credits
Admin Fee for transactions made via Leverage.ph
Premium Membership for creditors and borrowers
Sponsored Listings for borrowers
Selling of Data credit to corporations and credit bureaus

7. 300+ %
Leverage.ph had a tremendous growth over
the last 12 months and still counting

8. Market Size

9. The initial strategy is offer Leverage.ph database B2B and thus acquire a reliable sustainable
clientele, and following target the C2B market.
Leverage
Financing
portal
Start Ups
Traditionsl
Businss
Cash
Management
SMEs
Bills And
Payments
Remittances
B2B
Personal Loans &
Salary Loans
Increasing Numbers of SMEs in the Philippines

10. Industry Players and Competitive Advantage

11. Informal
Lenders
Banks Leverage.ph DoctorCash.ph
LoanSolutions.
ph
Comission on Agents Yes Yes No No No
Approval times 1 day 45 days 1 day 1 day 1 day
Processing Fees No Yes Yes Yes Yes
Cash management No Yes Yes No No
Security No No Yes N/A N/A
Membership Invite Invite Free and online No No
Hidden Fees Yes Yes No Yes Yes
Industry Players and Competitive Advantage

12. Leverage.ph DoctorCash Fuselending Asia Link Esquire
Online Account
Appointment
Setting
Cash
Management
Risk
Management
Processing Time 1 Day 3 days 2 Days 7 days 7 days
Fund Management
Specialized in
Loan Disbursement
Cash Management
Industry players and Competitive Advantage

13. 2017
Raise seed
capital
Close
round
Relaunch and
new site
Q
3
Q
4
Q
1
Q
2
Q
3
Q
4
Q
1
Q
2
2016
Grow team
Raise Series
A capital
Close
round
Cont. Site
development
(Calendar)
New product
offering:
TIckets
Close first
deals with
festivals
Scale locally:
Cebu, C.D.O
and Davao
First
international
expansion
2018
Cont. Site
development
(Ticketing)
Raise
awareness
Monetize on
artist booking
PHASE 1
Awareness
& traction
PHASE 2
Monetization
& expansion
First Milestones

14. 4
Full time
employees
Francis A. Delojan
Managing Director
Financier, Entrepreneur, Investor
Passion for SMEs
Duds Peneflorida
Operations and HR Manager
[ INSERT SHORT DESCRIPTION ]
John San Pedro
IT Director
Technologist and mentor.
Background in Fortune 500. and
Academia. Passion for ideas
5
Part time
employees
Meet the Team

15. Increase staff
Build up of operations: Finance Manager; Secretary & Bookkeeper
Build up of front office: Collection Officer
Content Marketing / Digital Marketing Head
Allocation of Funds
Expansion of Loans
Capital Injection for Business Loans
20% Reserve Requirements by BSP

16. CONFIDENTIAL for investor use only
Questions | Comments
Francis Angelo Dolojan
Managing Director
francisdolojan@leverage.ph
0908.818.7968