Coronavirus: From the Banker’s Perspective

Middle East Journal of Applied Science & Technology (MEJAST)
Vol.3, Iss.2, Pages 25-29, April-June 2020
ISSN: 2582-0974 www.mejast.com
Article Received: 12 June 2020 Article Accepted: 21 June 2020 Article Published: 26 June 2020
Coronavirus: From the Banker’s Perspective
Noreena Bukht1, Muhammad Kashan Javed2 & Dr. Sumbal Javaid3*
1Senior Auditor in AG Punjab under Controller General of Accounts
1Institute of Banking and Finance, Baha Uddin Zakariya University, Multan, Pakistan
Country: Pak
2Institute of Molecular Biology and Biotechnology, Baha Uddin Zakariya University, Multan, Pakistan
3Nishtar Medical University and Hospital, Multan, Pakistan
ABSTRACT
The purpose of this study is to know the banker’s perspective about coronavirus. In this study, we took
sample from all govt. & private banks employees of Pakistan e.g. SBP, NBP, BOP, ABL, UBL, MCB,
Meezan Bank, Bank Alfalah etc. Data collected from the employees of all these banks through a
questionnaire & by taking some face to face interviews. Questionnaire sent to them by using WhatsApp &
Facebook messengers. Different charts & percentage analysis were used to get results of this study. It was
concluded that protective measures and safety equipment provided to most of the banks while no online
seminar conducted about COVID-19 for bankers and relaxation provided only to females while most of
the males are on duty as it seems that this virus affects only females. Bankers said that the counter dealing
should be stopped while giving their suggestion about COVID-19.
Keywords: Banker, Perspective, Virus
1. Introduction
A novel coronavirus (nCoV-2019) is a virus which was not previously identified. It belongs to a large
family of viruses from which, some circulates in animals like cats, bats, while other become a cause of
respiratory illness in humans [1]. This pandemic first out broke in Wuhan city of china in December
2019, now it spread in almost 210 countries.
It causes death of almost 165,741 people & almost 2,418,592 people are affected from this virus. The
mortality rate from this virus is low. The people with poor immune system have more chances to get
effected with this virus. Effected People with strong immune system can be recovered soon [2].
The symptoms of this disease are fever, cough, flu, muscle pain, diarrhea, abdominal pain & difficult
breathing in most severe cases. This virus spreads from one person to another by contacting with an
25

Protective Measures Taken by Banks
15%
85%
Yes
No
affected person or through touching a surface which contains virus on it [3]. Recommended measures to
avoid this infection include covering sneeze & cough with inner elbow or tissue, maintain physical
distance from infected person, frequent hand washing, use of sanitizer & to avoid social gathering [4].In
Pakistan also condition is becoming severe day by day. Public is not taking seriously this pandemic. Govt.
of Pakistan is also taking necessary actions like lockdown in whole city to avoid the severe conditions
which is in different countries like America, Spain, Italy, China, Iran etc. [5].
2. Objective
The goal of this study is to know the banker’s perspective about coronavirus
3. METHODOLOGY
A. Sample and Data Collection
In this study, we took sample from all govt. & private banks employees of Pakistan e.g. SBP, NBP, BOP,
ABL, UBL, MCB, Meezan Bank, Bank Alfalah etc. Data collected from the employees of all these banks
through a questionnaire & by taking some face to face interviews. Questionnaire sent to them by using
WhatsApp & Facebook messengers. Sample size was about 629, from which only 286 bankers did
response.
4. Statistical Analysis
Different charts & percentage analysis were used to get results of this study.
5. RESULT AND DISCUSSION
Results of our study regarding corona virus from banker’s perspective are listed below:
Figure 1: Protective Measures Taken by Banks
26

This figure shows that according to 85% bankers, their banks have taken protective measures to save them
from corona virus, so it shows that mostly banks are using protective measures.
Figure 2: Safety Equipment Provided by Banks
This graph shows that mostly banks have provided safety equipment to their employees, so that their staff
can work easily in this situation.
Figure 3: Online Informative Seminars for Bankers
In this figure, we can identify that according to 79% bankers, no online informative seminars have been
conducting since these days to aware bankers about the effects of these cruel virus.
Online Informative Seminars for Bankers
NO 79%
YES 21%
0% 10% 20% 30% 40% 50% 60% 70% 80% 90%
Safety Equipment Provided by Banks
90%
80%
70%
60%
50%
40%
30%
20%
10%
0%
81%
19%
YES NO
27

IS COVID-19 GENDER SPECIFIC?
8%
92%
Yes
No
Figure 4: Effected Bankers Rate
According to this graph, mostly bankers did not know that how many bankers effected from this virus.
Figure 5: IS COVID-19 GENDER SPECIFIC?
This question from bankers was about work relaxation for females in banks due to covid-19. It seems that
only females can be affected from covid-19 or male too.
92% bankers gave answers that male can also be affected from this virus.
Effected Bankers Rate
100%
90%
80%
70%
60%
50%
40%
30%
20%
10%
88%
12%
0% 0
12%
0
NO
0 0 0
YES
28

Figure 6: Banker's Suggestion to Avoid COVID-19
This graph shows that mostly bankers gave us many suggestions to avoid covid-19 in banks, e.g. banks
should take in consideration rotation of employees with limited staff, over the counter dealing should be
stopped, protective measures should be strong etc.
6. Conclusion
From this research we come to conclude that protective measures and safety equipment provided to most
of the banks while no online seminar conducted about COVID-19 for bankers and relaxation provided
only to females while most of the males are on duty as it seems that this virus affects only females.
Bankers said that the counter dealing should be stopped while giving their suggestion about COVID-19.
7. Future Perspective
In future, study should be conducted on the awareness of corona virus from the bankers
References
Javed, M. K., & Javaid, S. J. D. A. (2020). Corona Virus Awareness in Pakistan: A Case Study. International
Journal of Medical Science in Clinical Research and Review, 3(03,), 256-262.
Javaid, S., & Javaid, M. K. J. D. A. (2020). Survey on Corona Virus: A Case Study in Pakistan. International
Javed, M. K., Bukht, N., & Javaid, S. (2020). COVID-19 EFFECT ON POOR. International Journal of Medical
Science in Clinical Research and Review, 3(03,), 263-268.
Javed, M. K., & Javaid, S. J. D. A. (2020). Corona Virus Awareness in Pakistan: A Case Study. International
Novel, C. P. E. R. E. (2020). The epidemiological characteristics of an outbreak of 2019 novel coronavirus
diseases (COVID-19) in China. Zhonghua liu xing bing xue za zhi= Zhonghua liuxingbingxue zazhi, 41(2), 145.
Banker's Suggestion to Avoid COVID-19
100%
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
89%
11%
No
Yes
29

Coronavirus: From the Banker’s Perspective

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