Discusses different Policies and Schemes of West Bengal of State and National Level and how the funding is been distributed.

1. HOUSINGPOLICIESANDSCHEMESIN
”WESTBENGAL”

2. 1.
INTEGRATED
DEVELOPMENTOFSMALL
&MEDIUMTOWNS
(IDSMT)
• Two major strategies were chosen to face the situation i.e.
decentralized urbanization and balanced urban growth in
India, which encourage the growth of small and medium
towns.
• Government of India took a major policy decision in Dec.
1979 known as Integrated Development of Small and
Medium Towns (IDSMT).
• This scheme was sponsored by Central Government, under
the 6th five-year plan.
• This program envisaged integrated development of about
231 small and medium towns having a population of less
than 100 thousand in 1971.
• Several State Government, have responded to the 'guide
lines’ given by the central govt, and prepared scheme for the
integrated development of such towns and till today 156
projects have been sanctioned by the Central Government.
• The Integrated Development of Small and Medium Towns
(IDSMT) thus seemingly is an important policy decision
expected to have significant ramification.

3. 1.
INTEGRATED
DEVELOPMENTOFSMALL
&MEDIUMTOWNS
(IDSMT)
 Investment in the development of small urban centres would
help in reducing migration to large cities and support the
growth of surrounding rural areas as well.
 IDSMT Project started late in West Bengal due to some
 organizational difficulties. Twenty small and medium
towns were selected in West
 Bengal under this scheme. Of the twenty selected towns,
eleven are district headquarters,
 seven are sub-divisional headquarters, one is a large
railway junction and another is a
 temple town.
Improving
infrastructure
facilities and
helping in the
creation of
durable public
assets in small
and medium
towns.
Decentralizing
economic
growth and
employment
opportunities
and promoting
dispersed
urbanization
Increasing
spatial and
socio-
economic
planning as
envisaged
in the 74th
CAA, 1992
Promoting
resource-
generating
schemes for
the urban
bodies to
improve
their overall
financial
position

4. Strengthening of Master Plan road facilities including ring road, arterial,
bypass/link roads and small bridges
Sites and Services
Development of Bus/truck terminals
Construction/upgradation of Master Plan drains including Storm water channels
1
2
3
4
Solid Waste Management5
Development of market complexes/shopping centres6
1.
INTEGRATED
DEVELOPMENTOFSMALL
&MEDIUMTOWNS
(IDSMT)
Development of City/Town Parks7
Street lighting for Master Plan roads8
Slaughter houses9
Major public amenities like Gardens, Playgrounds, Marriage halls, Pay-and-use
toilets10
Cycle/Rickshaw stands11
Traffic improvement and management schemes12
Construction of retaining walls and slope stability measures in hill station towns13
Social amenities, specially for the poorer sections14

5. FUNDING PATTERN:
 Central assistance and State share provided under IDSMT scheme
to the local bodies is in the form of grant
 State Governments/Municipalities on 60(Central grant) : 40(state
grant) basis
 The total cost restricted to Rs.3.00 lakh to towns with
population up to 50000,
 Rs.4.00 lakh for towns with population between 50000 and 1
lakh
 Rs.5.00 lakh for towns with population between 1 and 3 lakhs
 Rs.6.00 lakhs for towns with population between 3 and 5 lakhs
under the Central Urban Infrastructure Support Scheme
(CUISS)
CATEGORY OF
TOWN
(POPULATION)
PROJECT
COST
CENTRAL
SHARE
STATE
SHARE
HUDCO/ FINANCIAL
INSTITUTIONAL
LOAN/ OTHER
SOURCES
A (<20,000) 100 48 32 20 (20%)
B (20,000-50,000) 200 90 60 50 (25%)
C (50,000-1Lakh) 350 150 100 100 (29%)
D (1-3 Lakh) 550 210 140 200 (36%)
E (3-5 Lakh) 750 270 180 300 (40%)
1.
INTEGRATED
DEVELOPMENTOFSMALL
&MEDIUMTOWNS
(IDSMT)

6.  IHSDP was launched in December 2005 to provide adequate shelter
and basic infrastructure facilities to the slum dwellers of identified
urban area.
 Integrated Housing and Slum Development Programme aims at
combining the existing schemes of VAMBAY and NSDP under the
new IHSDP Scheme for having an integrated approach in
ameliorating the conditions of the urban slum dwellers who do not
possess adequate shelter and reside in dilapidated conditions.
 The basic objective of the scheme is to strive for holistic slum
development with a healthy and enabling urban environment by
providing adequate shelter and basic infrastructure facilities to the
slum dwellers of the identified urban areas.
 In West Bengal under IHSDP following steps are being taken:
 Housing for slum dwellers under BSUP and IHSDP.
 Target was to cover 2 lakh houses during the 11th Plan.
 76282 houses were sanctioned under BSUP and IHSDP.
 Propose to increase housing availability to urban poor by
making mandatory construction of at least 15% of houses for
EWS category in all housing complexes developed by Public
/Private sector.
2.
INTEGRATEDHOUSING &
SLUMDEVELOPMENT
PROGRAMME
(IHSDP)
+
BASICSERVICESTOURBAN
POOR (BSUP)
(2005)

7. OBJECTIVES:
 Focused attention to Integrated Development of Basic
Services to the Urban Poor in the Cities covered under
the mission.
 Providing Basic Services to Urban Poor including:
 Security of Tenure at affordable prices
 Improved Housing
 Improved Water Supply, Sanitation etc.
 Ensuring delivery through convergence of other
already existing services of the government
 Providing dwelling units near the place of
occupation of slum dwellers as far as practicable
• Secure effective linkage between Asset creation and
Asset management for self sustainability over time
• Ensuring adequate investment of funds to fulfil the
deficiencies in the basic services
• Scale up Delivery of Civic Amenities and Provision of
Utilities with emphasis on universal access to Urban
Poor.
2.
INTEGRATEDHOUSING &
SLUMDEVELOPMENT
PROGRAMME
(IHSDP)
+
BASICSERVICESTOURBAN
POOR (BSUP)
Rehabilitation of Slum Dwellers at Durgapur
in Asansol Urban Area under IHSDP

8. COMPONENTS OF BSUP & IHSDP:
 Integrated development of slums
 Development / improvement / maintenance of basic
services to the urban poor
 Slum Improvement and rehabilitation of projects.
 Projects on water supply, sewerage / drainage, community
toilets / baths etc.
 Houses at affordable cost for slum dwellers / urban poor /
EWS / LIG categories
 Construction and improvement on drains / storm water
drains
 Environmental improvement of slums and SWMs
 Street lighting
 Civic amenities like community halls, child care centres
etc.
 Operation on maintenance of assets created
 Convergence of health, education and social security
schemes
2.
INTEGRATEDHOUSING &
SLUMDEVELOPMENT
PROGRAMME
(IHSDP)
+
BASICSERVICESTOURBAN
POOR (BSUP)
Houses under BSUP in North Dum Dum Municipality

9. 3.
AMAR THIKANA
• Panchayat and Rural Development Department is implementing
the scheme ‘Amar Thikana' at a unit cost of Rs. 70,000/- for the
plains and Rs. 75,000/- in Hills, difficult and coastal areas.
• Initially half of the approved amount is allotted. After receiving
the utilization certificate as well as a physical progress report of
the earlier allotted amount, the rest amount is allotted.
• The motto of the Government is to provide "Sabar Mathar
Upare Chhad".
• The Government has given Special stress to mitigate the housing
problem of the distressed and deprived people for a long tenure.
• The objective of the Government is to construct fully subsidized
residential houses for the people belonging to Minority
Community, Fishermen and people belonging to EWS in
Sundarban and Paschimanchal areas.
• In the course of implementing the scheme, the Department
faced some problems like effective monitoring as well as speedy
and uniformity in implementation throughout the State of West
Bengal.
• To overcome this, with effect from 01st April,2014 "AMAR
THIKANA" has been merged with " GEETANJALI " through
District Magistrates.

10. 4.
GITANJALI
(1/04/2014)
• OBJECTIVES:
 With a view to providing proper shelters, free of cost, to the poor, the
Government in Housing Department has laid proper focus on construction
of houses for the Economically Weaker Section of people not having
pucca house of their own or in the name of any member of their family.
 Create additional employment opportunities for construction workers.
 The scheme continue with the name of GITANJALI only. The scheme
AMAR THIKANA discontinued with the effect from 01/04/2014 and
abolished and merged with GITANJALI.
 The GITANJALI Scheme was re-casted on the pattern of Indira Awas
Yojana (IAY).
 The houses would be constructed by beneficiaries themselves and no
contacting agency were engaged for the purpose.
 This scheme is being implemented in the rural areas, urban and non-
Municipal urban areas in coordination with seven other Government
Departments under the name of ‘Gitanjali’.
 Departments executing the scheme ‘Gitanjali’ are:
 Fisheries Department
 Backward Classes Welfare Department
 Minority Affairs & Madrasah Education Department
 Forest Department
 Sundarban Affairs Department and
 Paschimanchal Unnayan Affairs Department.

11. • CATEGORY OF BENIFICIARIES:
 Poor people in rural and Urban area.
 Poor people in Erosion/Flood/ Other calamity affected/ Disaster prone
areas.
 Poor people affected by government Projects (As per of rehabilitation
measures).
 INCOME CRITERIA:
 The people having family income of Rs 6000/- per month or less are
eligible. People in the BPL list was given priority.
 EXTENT OF APPLICATION OF THE SCHEME:
 The scheme is applicable to all over the state of west Bengal including
rural and Urban areas.
 PROVISION OF LAND:
 The scheme was implemented in Rural areas on the land to be provided
by the beneficiary of his/her own land/ patta land and must be free from
all encumbrances.
 In case of urban areas where land of beneficiaries is not available, the
Group Housing may be built on the land supplied by district
Administration, Municipality or any Development Authority.
 AREA:
 The dwelling unit was in the IAY pattern. District Authority was
providing a low cost toilet in every case.
4.
GITANJALI
(1/04/2014)
North 24 Parganas Gitanjali Housing Scheme

12.  The cost of such dwelling units for new construction on
beneficiary’s land in rural areas varies across the span and terrain
of the state as follows owing to different soil and climatic
conditions:
SL.
NO
COST AREAS IMPLEMENTATION
DEPT.
1. Rs. 1.67 lakh Rural areas of plains -
2. Rs. 1.23 lakh Fishermen residing in non-
coastal areas
Fisheries Department
3. Rs. 1.94 lakh Forest fringe areas of Sunderban Forest Department
Non-forest coastal areas Sundarban Affairs
Department & Fisheries
Department
4. Rs. 2.51 lakh Forest fringe areas and forest villages
in hill areas of Darjeeling district
Forest Department
5. Rs. 3 lakh Forest villages of Jalpaiguri district Forest Department
 The cost of such dwelling units in for new construction in Non-Municipal
Semi-Urban areas are as follows:
 Rs. 1.67 lakh - for single –storied building on beneficiary’s land
 Rs. 3.30 lakh – for multi-Storied building on the own land of
implementing Government agencies or on Government land.
Darjeeling Gitanjali Housing Scheme
4.
GITANJALI
(1/04/2014)

13. 5.
WEST BENGAL
BANGLARBARI
SCHEME
(27/5/2017)
• The Bengal Government has introduced the ‘Banglar Bari’ project
on May 27, 2017 to provide flats to people living below poverty
line (BPL) in municipality areas.
• All the slum-dwelling families of Kolkata and other municipalities
in the state would be given a flat each.
• The government has decided to build four-storied buildings in
municipal areas to ensure permanent shelter to people from
financially weaker sections.
• The buildings will be constructed by the State Urban Development
Agency (SUDA).
• Priority will be given to families headed by women and
financially weaker families whose monthly income is less than Rs
10,000.
• The beneficiaries have to apply to SUDA to get a flat under the
project. Local municipalities have to ensure that the beneficiaries
are from the BPL category and that the applicants don’t have any
concrete houses.
• The project will immensely benefit people in the BPL category in
urban areas under different municipalities.
• Each floor of a four-storied complex had four flats, with each
1BHK flat being of approximately 300 square feet.
• This is the second housing scheme by the Bengal government,
after the hugely successful Gitanjali scheme.

14.  Construction work of houses has been proposed under Special
Grant from BRGF for construction of 34,758 dwelling units in 11
backward districts of the state - (Purulia, Paschim Medinipur,
Purba Medinipur, Bankura, Jalpaiguri, Birbhum, South 24-
parganas, Malda, Mursidabad, North Dinajpur and South
Dinajpur) including LWE (Left Wing Extremist) areas.
 The matching share from State Budget is proposed for Rs46.82
crore. The proposal has been sanctioned by the Planning
Commission of India.
 The Central Government has approved an amount of Rs 117.06
crore from Central Fund for the project and already allotted
Rs40.00 crore in the 1st phase. The total project cost is
Rs160.0013crore.
 The area of these dwelling houses will be 20 SQ.M i.e. 215
SQ.FT
 The unit cost will be Rs. 48,500/- for Hill, Coastal area and Jungal
Mahal area, Unit cost for other areas will be Rs 45,000/-.
 Families enlisted under BPL category will be eligible for the above
scheme
6.
HOUSING SCHEMES
UNDER BACKWARD
REGION GRANT
FUND

15. 7.
NIJASHREE
(2019)
• The West Bengal government will come up with a housing project
'Nijashree' to provide homes to people whose monthly incomes are not
enough to purchase accommodations near the city.
• The scheme envisages the construction of dwelling units of minimum
16 flats in a block of G+3 buildings on the government lands, lands of
local bodies and other parastatals.
• 1BHK flats with a minimum built-up area of 35.15 SQ.M (378
SQ.FT), will be constructed for the LIG category and 2BHK flats,
having a minimum built-up area of 50.96 SQ.M (559 SQ.FT), will be
constructed for MIG category.
• The unit cost will be determined on the basis of the actual cost of
construction of the superstructure, substructure and internal
infrastructure including sanitary and plumbing.
• No cost of land shall be taken into account while computing the unit
cost. This freehold land will be treated as a subsidy to the beneficiary.
• The unit cost and standard built-up area may vary depending on the
location and quantum of the land available, as well as the land
development cost and the schedule of rates applicable to the area, all
the time of construction.
• Application money, at the rate of Rs 2500 for 1BHK and Rs 5000 for 2
BHK will be charge from the beneficiary at the time of application.
This amount will be adjusted with the unit cost and is refundable for
the unsuccessful applicants

16. 7.
NIJASHREE
(2019)
• ELIGIBILITY:
 Monthly family income should be Rs 15,000 or less for the LIG
 Monthly family income should be Rs 30,000 or less for the MIG
 The beneficiary should not have any pucca house/flat in their
name, or the name of any family (family includes spouse,
unmarried sons or daughters) members in the state.
 The beneficiary should be an inhabitant of the same district in
which the scheme site is located.
 An income certificate should be issued by the BDO/SDO by the
employer or any other competent authority.
• Off-site infrastructure like the construction of internal roads,
boundary wall, outside electrification, making of a drainage system,
installation of lights in the campus and water supply shall not be
added in the cost of the housing development scheme NIJASHREE
i.e., the purchaser will not have to pay for such infrastructure.
• Credit –linked subsidy to the eligible beneficiaries, will be facilitated
by the Housing department, as per the existing scheme.
• "There will be 50,000 units under the scheme initially and hopefully
the project will be completed within the next two to three years.
• A single applicant would not be allowed to apply multiple times
online.

17. 7.
NIJASHREE
(2019)
INSTALMENT DUE DATE % OF PRICE
1st Instalment (Including
adjustment of Application
money)
Within 45 days from the date of
issuance of Allotment letter
10% of Actual cost
2nd Instalment Roof casted of Ground floor and within
30days from issuance of Demand letter
20% of Actual cost
3rd Instalment Roof casted of 1st floor and within 30
days from issuance of demand letter
20% of Actual cost
4th Instalment Roof casted of 1st floor and within 30
days from issuance of demand letter
20% of Actual cost
5th Instalment Roof casted of 1st floor and within 30
days from issuance of demand letter
20% of Actual cost
6th Instalment Before possession 10% of Actual cost
TYPICAL FLOOR PLAN FOR 1BHK FLAT TYPICAL FLOOR PLAN FOR 2BHK FLAT

18. 8.
NIJA GRIHA NIJA
BHUMI
(2019)
 Purpose of the project: This is a unique multi-purpose
project of homeless people of rural Bengal.
 To fulfil the dream of one’s own house of
innumerable people of rural Bengal, Government of
West Bengal has launched this Nija griha, Nija bhumi
project.
 Under this project, ownership of five decimals of land
per family of houseless agricultural labourers, artisans
and fishermen has been given.
 They will be able to build houses on this land with
different grants from the government and by the
labour of their family members and they can carry out
farming or animal husbandry etc. on the land adjacent
to the house.
 Who can apply: Houseless agricultural labourers,
artisans and fishermen etc. may apply. Marginal
people from different Self-Help Groups May also
apply.

19. 9.
BEEDI WORKERS
WELFARE SCHEME
 Providing welfare measures for the Beedi Workers in the State of
West Bengal with a view to improve their living conditions was
under consideration of the State Government for some time past.
 OBJECTIVES: To ameliorate the living conditions of the Beedi
Workers in the State of West Bengal by way of giving grants
under certain conditions to facilitate:
 Providing for electric connection to the houses to some Beedi
Workers
 The construction of a house by an individual worker
 Providing for infrastructural facilities like approach road,
water supply, sanitation etc. in a group/cluster housing.
A. To subsidise for electrification to the Beedi Workers' houses, an
amount of Rs. 2500/- per worker will be granted to a Beedi
Worker for domestic electrification.
 A Beedi Worker, whether an employee of an establishment or
factory or Home Worker engaged in the Beedi industry for not
less than one year
 The monthly income of the family should not exceed
Rs.6,500/- per month.
 The worker should have a house in his/her name or in the
name of his/her family member.

20. 9.
BEEDI WORKERS
WELFARE SCHEME
B. A uniform subsidy @ Rs. lO,OOO/- per Beedi Worker per house
will be granted in two equal instalments in addition to the central
subsidy of Rs.40,OOO/-under Revised Integrated Housing
Schemes.
 A Beedi Worker who has already been granted Rs. 40,000/- by
the Ministry of Labour and Employment, Govt. of India would
be considered eligible for the state subsidy of 10,000/- as well.
The monthly income of the family should not exceed Rs.
6,500/- per month.
C. Wherever Beedi Workers have formed a registered Co-operative
Housing Society the Govt. may grant Rs. 10,000/- per unit (i.e.
per worker) to provide infrastructural facilities like road,
electricity, sanitation, planting of trees and other amenities.
 The Society of Beedi Workers must be registered and the society
must have acquired the land for building houses

21. 10.
LIG AND MIG
HOUSING SCHEME
 The Housing Department decided to
implement L.I.G. Housing Schemes directly to
solve the accommodation problem of the low
income group people especially the Minority
People residing in urban areas.
 During 2012-13 a sum of Rs. 2.18 crore (Rupees
two crore eighteen lakh) has been proposed in the
Budget for construction of such housing schemes.
 To mitigate the accommodation problem of the
Middle Income Group people residing in urban
areas, the Housing Department has taken up the
programme for construction of some M.I.G.
Housing Schemes on rental basis.
 During 2012-13 a sum of Rs. 2 crore (Rupees two
crore) has been proposed in the Budget for
construction of such housing scheme

22. 11.
OTHER HOUSING
SCHEMES
 NIGHT SHELTER FOR PATIENT PARTIES:
 For the benefit of patient parties who have to stay back in the
hospitals due to emergency situation, facilities have been
constructed for their overnight stay
 HOSTELS FOR WORKING WOMEN :
 In addition to the existing hostels where women working in
Government, semi-Government, private firms, MNCs are
accommodated, 5 new hostels have come up. They are
Durgapur (Anannya), at Salt Lake (Swayamsiddha),
Ibrahimpur Road, Jadavpur, Banamali Naskar Road and
Becharam Chatterjee Street.
 RENTAL HOUSING ESTATE :
 For the benefit of accommodation of State Government
Employees in service, new Rental Housing Estates have been
constructed at –
1. Diamond Harbour, South 24-Paraganas
2. Lake Gardens, Kolkata
3. Bishnupur, Bankura
4. Bachur Doba, Jhargram
5. Khatra, Bankura
6. Durgapur City Centre, Burdwan
7. Contai, Purba Medinipur
8. Ghatal, Paschim Medinipur

23. 11.
OTHER HOUSING
SCHEMES
 TOWNSHIP POLICY:
 Government has drawn up a new set of rules for builders who
propose to develop theme-based townships in the state
 This new policy stipulates that 25% of the land in a proposed
township has to be set aside for the thematic or economic
development, for which builders will be selected through e-
auction. The developers will have to follow town planning
norms, civic laws, environment laws and the national building
code for constructions. Also, 25% of the residential units have
to be reserved for the poor.
 REHABILITATION SCHEME:
 To the affected persons in Raniganj Coalfield area :
 This department has undertaken construction on a pilot basis –
116 nos. of flats for the people in the Coalfield area. DPR is
under preparation.
 AKANKSHA:
 For the benefit of Government Employees, 50,000 flats are
proposed to be constructed at different parts of West Bengal for
transfer on ownership basis to them. On a pilot basis 422 flats
have already been allotted to the Government employees in
Rajarhat.

24. THANKYOU…