Home Buyer Presentation

1. Home Purchase Plan
Important information
when buying a home.
Craig & Jill

2. Home Purchase Plan ONE Company, ONE Resource, ONE Solution
ONE GREAT EXPERIENCE!
For Your Home Services

3. Know Your Agent
Home Purchase Plan
Members:
– National Association of Realtors
– Nebraska Association of Realtors
– Omaha Area Board of Realtors
– Great Plains Multiple Listing
Service
Together we can make your
home purchase process
Craig Anderson, SIOR
Jill Anderson a pleasant experience!
402-697-4161
Craig.Anderson@cbshome.com
Jill.Anderson@cbshome.com

4. Welcome to CBSHOME
Home Purchase Plan
What are your objectives?
– Why are you interested in buying?
– What needs / concerns do you have?
– What time frames
need to be met?

5. CBSHOME Real Estate
Home Purchase Plan
Owned by HomeServices of America
Berkshire Hathaway Affiliate
Based in Minneapolis, M
Operations in 20 States
More than 21,000 Sales Associates
2nd Largest Full-service Independent Residential
Real Estate Brokerage Firm
The Largest Brokerage-owned Settlement Services
Provider in the United States
- Mortgage, Title, Escrow, & Insurance

6. CBSHOME - The Leader
Home Purchase Plan
Establishing Solid Customer Relationships
Finding the Right Home
Streamlining the Home Transaction Process
Handling all the Details
“One Stop
Shopping”
from
Client Contact
to Closing!

7. Our Sales Offices
Home Purchase Plan
Northwest
West Downtown
Dodge
Council
Pacific Bluffs
Davenport
Street
Lakeside
Southwind
Bellevue

8. Our Sales Associates
Home Purchase Plan
More than 600 Sales Associates
– 25% of the metro’s sales force
– 50% of the area’s transactions
Average 15.7 transactions per agent annually
– Top 500 Brokers national average is 10
Full-time, highly trained, productive, and
experienced

9. Our Team
Home Purchase Plan
Largest and Most Successful Team
1.7 Billion in 2006 Combined Sales Volume
– Full-time Management Team
– Education Department
– Agent on duty 7 days a week
– Admin staff available 7 days a week
– Full-service In-House Marketing Department
– 24/7 Technical Support
– Relocation Services

10. Our Voice
Home Purchase Plan
Committed to Quality Service
Systematically Survey
Every Seller & Buyer
99.6% Customer
Satisfaction Rating

11. Our Homeownership Services
Home Purchase Plan
Conveniently located in CBSHOME Sales Offices:

12. Our Team
plus
Home Purchase Plan
Our Voice
plus
Our Home Ownership Services
equals
An Unparalled
Customer Experience!

13. Agency Representation
Home Purchase Plan
Buyer Agency
Seller Agency
Dual Agency
Exclusive Buyer Agency

14. Buyer Agency
Home Purchase Plan
A buyer’s agent works solely on behalf of the
buyer to promote the interests of the buyers
with the utmost good faith, loyalty, and fidelity.

15. Seller Agency
Home Purchase Plan
A seller’s agent (or listing agent) works solely
on behalf of the seller to promote the interests
of the seller with the utmost good faith, loyalty
and fidelity. The agent negotiates on behalf of
and acts as an advocate for the seller.

16. Dual Agency
Home Purchase Plan
An agent who, with the written, informed
consent of all parties to a contemplated
real estate transaction, represents both
the seller and the buyer.

17. Exclusive Buyer Agency
Home Purchase Plan
A mutual commitment to each other, with a
written agreement between us outlining our
mutual expectations and responsibilities.
– Essentially you make a commitment
to work with us and in
exchange we agree to
work 110% to find
you a home.
– Our exclusive buyer agency
clients are always our
number 1 priority!

18. Your CBSHOME Sales Associate
Home Purchase Plan
Single point of contact
Available by phone, e-mail, and in person
Information Access
– Multiple Listing Service (MLS)
– Tax Assessors Database
– School District Information
– Chamber of Commerce
– Etc.
Provide a thorough overview
of available property

19. Home Buying Process
Home Purchase Plan
Consultation with Agent to Analyze Needs
Establish a Working Relationship with Agent
Financial Pre-Qualification or Pre-Approval
Select Properties
View Properties
Write an Offer to Purchase Earnest Money

20. Home Buying Process
Home Purchase Plan
Acceptance of Contract
Inspections Remove Contingencies
Mortgage Application
Credit Report Appraisal Verifications
Underwriting
Rejection Conditions

21. Home Buying Process
Home Purchase Plan
Loan Approval
Remove Contingencies
Title Exam, Insurance,
Title Company
Title Survey
Assemble Documents
Closing (Filing of Deed) You Own Your
New Home!
Possession of Keys

22. Financial Qualifying
Home Purchase Plan
What price range did you have in mind?
How did you decide on that amount?
What monthly payment are you comfortable
with?

23. Arranging Your Pre-Approved Mortgage
Home Purchase Plan
Expertise to make the difference for you
Consultants available in every CBSHOME sales office
Wide range of products and programs
Assistance in evaluating available
loan options
Getting Pre-Approved
– Allows you to understand your
financing alternatives
– Better positions you to purchase
your new home

24. Finding the Right Home
Home Purchase Plan
Determine Your Requirements
– Tell us your most important considerations in selecting
a home.
Review, Select, and Tour Properties
• We will search for homes by …
– Reading all homes for sales ads
– Driving through selected neighborhoods
– Calling for Sale by Owners
– Contacting expired listings
– Searching other real estate office listings
• We will make appointments to show you the homes that
interest you OR give you the address for you to drive by
and let us know if you would like to look inside.

25. Your CBSHOME Page
Home Purchase Plan
www.cbshome.com
Features such as:
– Save This Property
– Save This Search
– TRIO
Registration is …
Quick, Easy, & Free

26. Buying in a Buyer’s Market
Home Purchase Plan
Advantages
– Interest Rates are at a historic low
– Opportunity with the amount of inventory
– OK to pay full market value
– Negotiation of price

27. Planning to Buy Your Home
Home Purchase Plan
As your agent we will …
– Prepare the final Purchase Agreement and
all other necessary forms.
– Promptly present all written offers to the seller
and monitor all pre-settlement activities
throughout the closing process.
– Coordinate any inspections
and review closing details
after the Purchase Agreement
is fully executed.

28. Title Insurance
Home Purchase Plan
Protects you as a buyer, against loss arising from
defects already existing on the title.
Nebraska Land Title and Abstract
– The most financially sound and respected national
underwriters in the industry today!
– Experienced Staff of more than 55 employees
• Title Examiners, Escrow Officers and Support Staff
– Conveniently located in CBSHOME Sales Offices
– Committed to a smooth and successful closing

29. Handling the Details
Home Purchase Plan
Guiding you through
the process
Keeping you informed
Making sure all
forms and contracts
are in order
Complying with all
Federal, State,
and Local regulations

30. Committed to Quality Service
Home Purchase Plan
98.8% of the CBSHOME clients and
customers are very satisfied with their home
buying or selling experience.
Our biggest accomplishment is pleasing you.
We pride ourselves in delivering quality
service and results to you and your family!