Carl Simmons is a senior consultant at All-American Consulting Group, a mortgage loan modification firm. They specialize in helping homeowners get loan modifications to make their loans more affordable when facing financial hardship. The process involves working with lenders to analyze the borrower's finances, propose modified loan terms, and negotiate an agreement. If approved, the modification would change terms of the existing loan contract to reduce payments and avoid foreclosure. Customer service is a priority, with representatives available to assist borrowers through the complex process.
Fear of foreclosure is at the forefront of the mind of many families. Changes in the economy have led to skyrocketing interest rates and ever increasing mortgage payments. Rather than walking away from your home, consider a foreclosure loan.
Filing for Bankruptcy in Houston is now easy with our professional law firm. Our expert team of lawyers provide every kind of bankruptcy services. You will get the best effort from us to come from any issue regarding bankrupt.
Larry McClatchey presented "Keeping the Gold: Successfully Resolving Preference Claims" on November 18-19 at the 2015 Great Lakes Region Credit Conference.
The presentation examined the definition of preference law, preferential transfer, courses of business defense and new value issues in the courts.
Fear of foreclosure is at the forefront of the mind of many families. Changes in the economy have led to skyrocketing interest rates and ever increasing mortgage payments. Rather than walking away from your home, consider a foreclosure loan.
Filing for Bankruptcy in Houston is now easy with our professional law firm. Our expert team of lawyers provide every kind of bankruptcy services. You will get the best effort from us to come from any issue regarding bankrupt.
Larry McClatchey presented "Keeping the Gold: Successfully Resolving Preference Claims" on November 18-19 at the 2015 Great Lakes Region Credit Conference.
The presentation examined the definition of preference law, preferential transfer, courses of business defense and new value issues in the courts.
Dan Keller 2019 Mortgage Planning Packet for Home BuyersDan Keller
Seattle Mortgage Professional and top 1% in America Loan Officer shares his exclusive mortgage planning educational packet that he gives to all home buyer clients. How to get a great rate, how to ensure there are no hick-uos in the buying process, how to make the best financial choice when buying a home!
Dan Keller Mortgage Planning Concierge Meeting 2019Dan Keller
http://www.mymortgageguydan.com/apply . Every client deserves the best I have to offer and that not only involves a great mortgage experience, but additional information that will help them create wealth through the wisdom I've gathered along with the network of professionals I know.
In this special series the Russell Shaw Group shares with us their Short Sale Package. This extensive document will give you a great start to building your own package.
One FNG by Group 108 Sector 142 Noida Construction UpdateOne FNG
One FNG by Group 108 is launching a new commercial project in Sector 142 Noida. Office space and high street retail shops on the FNG and Noida Expressway. For more information visit the website https://www.onefng.com/
The KA Housing - Catalogue - Listing TurkeyListing Turkey
Welcome to KA Housing, a distinguished real estate development nestled in the heart of Eyüpsultan, one of Istanbul’s most promising districts.
Just 10 minutes from the bustling city center, Eyüpsultan offers a serene escape with the convenience of urban living. The direct metro line ensures seamless connectivity to all parts of Istanbul, making it an ideal location for residents who seek both tranquility and vibrancy.
KA Housing boasts unparalleled accessibility, with proximity to Istanbul Airport only 30 minutes away, facilitating easy international travel. Effortless city access is guaranteed by direct metro and transportation links to Istanbul’s cultural and commercial hubs. Quick access to key metro lines connects you to every corner of the city within minutes, making commuting and exploring the city hassle-free.
The development offers luxurious living spaces with a range of unit layouts from 1+1 to 4+1, designed with meticulous attention to detail. Each unit features balconies or terraces, providing stunning vistas of Istanbul and enhancing the living experience. High-quality materials and superior craftsmanship ensure durability and elegance, while sound-proof insulation and high ceilings (2.95 m) offer comfort and sophistication.
Residents of KA Housing enjoy exclusive on-site amenities, including a state-of-the-art gym, outdoor swimming pool, yoga area, and walking paths. Entertainment options abound with a private cinema, children’s playground, and a variety of dining options including a café and restaurant. Security and convenience are paramount with 24/7 security, a dedicated carpark garage, and an IP intercom system.
KA Housing represents a prime investment opportunity with limited availability in a high-demand area, ensuring enduring value and potential for lucrative returns. Homes in this development provide exceptional value without compromising on quality, offering affordable luxury for discerning buyers. The construction is of the highest quality, built to the latest seismic and disaster resistance standards, ensuring safety and resilience.
The community and surroundings of KA Housing are enriched by close proximity to prestigious universities such as Haliç University, Bilgi University, and Istanbul Ticaret University, making it an ideal location for students and academics. The development is adjacent to the Alibeyköy stream leading into the Halic waters, offering serene natural escapes amidst lush greenery. Residents can enjoy the cultural richness of the area, surrounded by historical and cultural landmarks that blend leisure, nature, and culture seamlessly.
https://listingturkey.com/property/the-ka-housing/
Referans Bahcesehir which is being constructed, in the center of the most regional destination as Bahçeşehir, shines out with its central location and unique landscape including social facilities such as a fitness center, sauna, sports facilities, children’s playground and recreational areas.
Not only drawing attention for immediate surroundings including commercial centers and private schools but also providing the easily accessible location with closeness to Tem Highway and connection roads, ongoing construction of 3rd Bridge Connection roads and Metro Projects
Bahcesehir is a rising value in the great city of Istanbul… Located at a new transportation junction in the northwest of the City… Located at such a spot that the access roads for the 3rd bridge and for the 3rd Airport will reach the region in 2016. The Marmaray and the Subway will extend all the way to Referans Bahcesehir respectively in 2018 and 2019.
465 flats and 34 stores are designed with an outstanding approach and arranged with a unique perspective offering the following options: 1 plus 1, 2 plus 1, 3 plus 1, 3.5 plus 1, 4 plus 1, and 4.5 plus 1. It is planned so as to safeguard you and your loved ones based upon a modern, technological safety approach. As you experience the joy and luxury here, you will be content and feet at ease.
It is worth seeing both inside and outside with heart-warming cafes, tasty restaurants and elegant stores… And it is ready to offer a vivacious social life with a warm and cozy space design.
A folding swimming pool and indoor swimming pools, playgrounds, Turkish bath, sauna… It has them all. Everything you need for your well-being and for having a pleasant time will be at your service. You simply need to align the rhythm of life with the rhythm of Referans Bahcesehir.
https://listingturkey.com/property/referans-bahcesehir/
Scanning tenants in NYC requires a thorough and compliant approach to ensure you find reliable renters. For a positive rental experience, consider hiring a property management service. Belgium Management LLC specializes in NYC rental property management and tenant relationship management. We prioritize tenant satisfaction, making us a trusted name in New York property management. Our dedicated team ensures tenants feel valued and supported throughout their lease.
Urbanrise Paradise on Earth - Unveiling Unprecedented Luxury in Exquisite Vil...JagadishKR1
Immerse yourself in the epitome of luxury living at Urbanrise Paradise on Earth. These opulent 4 BHK villas, nestled off the prestigious Kanakapura Road in Bangalore, redefine elegance and sophistication. With meticulous craftsmanship, breathtaking design, and unparalleled amenities, Urbanrise Paradise on Earth offers a sanctuary where every moment is infused with luxury and serenity. Experience a life of grandeur and indulgence at this exclusive residential enclave.
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus o...Joseph Lewis Aguirre
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus on Public Safety as Job #1, Engagement, Wealth of HOA, Branding, Communication, Culture, Civic Responsibility
The SVN® organization shares a portion of their new weekly listings via their SVN Live® Weekly Property Broadcast. Visit https://svn.com/svn-live/ if you would like to attend our weekly call, which we open up to the brokerage community.
Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szet...Volition Properties
=== Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szeto) ===
Ever been curious about Real Estate Investing in the US?? At Volition, for the past 14 years, we have been focused on helping investors invest in over $250M of real estate and generate $100M of wealth in the Toronto market, but we are always open to learning more about other business models and learning from other investors.
The US has always been an intriguing market to invest in. But the US is a big place… if you’re interested in investing in the US, you probably have a lot of questions, like:
☑️ Specifically WHERE should you invest?
☑️ What are the best markets to invest in and why?
☑️ How much are property prices there?
☑️ What are the returns like?
☑️ What is cashflow like?
☑️ Compared to investing in Toronto or other cities in Ontario, what are the benefits / tradeoffs?
☑️ What ownership structure should I use?
☑️ What are the tax implications?
☑️ Can I get financing?
☑️ What are tenants like?
Enter Erwin Szeto, a longtime friend of Volition. Since 2005, Erwin Szeto and his team have navigated the challenging landscape of being landlords in Ontario. Now, they are shifting their focus and guiding their clients' investments toward the more landlord-friendly environment of the USA. This decision comes after assisting Canadian clients in transacting over $440,000,000 in income properties. Faced with issues like affordability constraints, tenant-friendly laws, rent control, and rental licensing in Canada, Erwin sees a clear opportunity in the U.S. Here, there is a significant influx of investments leading to the creation of high-paying manufacturing jobs. Erwin and his clients are poised to capitalize on these opportunities where landlord rights are stronger and there is no rent control.
To facilitate this transition, Erwin has partnered with and become a client of SHARE, a one-stop-shop U.S. Asset Manager. Founded by Canadians for Canadians, SHARE enables as passive an ownership experience as possible for landlords in the U.S., while still maintaining direct, 100% ownership.
Erwin is “Making Real Estate Investing Great Again”!!
Website: https://www.infinitywealth.ca/
Facebook: https://www.facebook.com/iwinrealestate and https://www.facebook.com/ErwinSzetoOfficial
Podcast: https://www.truthaboutrealestateinvesting.ca/
Instagram: https://www.instagram.com/iwinrealestate/ and https://www.instagram.com/erwinszeto/
Rixos Tersane Istanbul Residences Brochure_May2024_ENG.pdfListing Turkey
Tersane Suites Residences is a luxurious real estate project located in the heart of Istanbul, next to the beautiful Golden Horn. This unique development offers hotel concept residences with Rixos management, making it the perfect choice for both homeowners and investors.
The Tersane Suites Residences offers a wide range of options, from studio apartments to spacious four-bedroom units, all designed to the highest standard. The suites are finished with high-quality materials and feature modern, open-plan living spaces, fully-equipped kitchens, and large balconies with stunning views of the city and sea.
One of the standout features of Tersane Suites Residences is the Rixos management, which provides a truly exclusive and upscale living experience. Residents will have access to a range of luxury amenities, including a fitness center, spa, and indoor and outdoor swimming pools. Plus, the on-site restaurants and cafes provide a taste of the local and international cuisine.
The Tersane Suites Residences also offers a great opportunity for investors, as it provides a rental guarantee program. This means that investors can enjoy a steady income stream, with the peace of mind that their property is being managed by a reputable and experienced team.
The location of Tersane Suites Residences is also unbeatable, with easy access to the city’s main transportation links and within close proximity to the historic center, making it the perfect base for exploring all that Istanbul has to offer.
BricknBolt Understanding Load-Bearing Walls and Their Structural Support in H...BrickAndBolt
Load-bearing walls are the backbone of any home construction, providing crucial structural support that carries the weight of the house above. For companies like Brick and Bolt Mysore and Bricknbolt Faridabad, understanding and properly implementing these elements are key to constructing safe and durable buildings.
Elegant Evergreen Homes - Luxury Apartments Redefining Comfort in Yelahanka, ...JagadishKR1
Experience unmatched luxury at Elegant Evergreen Homes, offering exquisite 2, 3, and 4 BHK apartments in the serene locality of Yelahanka, Bangalore. These meticulously crafted homes blend modern design with timeless elegance, providing a harmonious living environment. Enjoy top-tier amenities and a prime location, making Elegant Evergreen Homes the ideal choice for discerning homeowners.
Flat available for sale
Location- Tupudana, Ranchi
Savitri enclave
Area- 3BHK
Rate- 4000/sq.ft.
Super Build Up Area-1629 sq.ft.
Build-up area-1253 sq.ft.
Rate- 65lakh16k(approx)
Floor available- Flat available in all floor(G+12)
Balcony- 2
Washroom- 2
Parking - CAR PARKING
Amenities- Joggers track,temple, children's park,gym,banquet hall (5 Lakh)
Possession year (Handover year)- Dec 2025
Outside View from the apartment and flat balcony is very beautiful.
For more information contact AASHIYANA STAR PROPERTIES
7766900371
Omaxe Sports City Dwarka stands out as a premier residential and recreational destination, offering a blend of luxury and sports-centric living. Located in the thriving area of Dwarka, this project by Omaxe Limited is designed to cater to modern lifestyle needs while promoting a healthy, active living environment.
Brigade Insignia offers meticulously designed apartments with modern architecture and premium finishes. The project features spacious 3,3.5,4 and 5 BHK units, each thoughtfully planned to provide maximum comfort, natural light, and ventilation.
https://www.newprojectbangalore.com/brigade-insignia-yelahanka-bangalore.html
Green Homes, Islamabad Presentation .pdfticktoktips
Green Homes Islamabad offers beautifully designed 5, 8, and 10 Marla homes near the airport and motorway. Enjoy luxury, convenience, and high rental returns in a prime location.
500 acres of brilliance await you here at Riverview City which offers modern living, effortless convenience, and a beautiful natural setting. It is a mega township by Magarpatta City in Loni Kalbhor, Pune. Enjoy easy access to work, schools, and fun while experiencing a perfect work-life balance.
Visit - magarpattacity.developerprojects.in
Simpolo Tiles & Bathware
Tile ho,
toh Simpolo.
Since the first steps were taken in 1977, Simpolo Ceramics has carved its niche as a consistently growing organisation with unparalleled innovation and passion rooted in simplicity.
We endure gratification for every experience we offer, created to share something meaningful. It may not resonate with the majority, but that makes us a class apart. If only a handful were to understand the purpose of our existence, we would be proud to have found our believers. Rather, people with whom we can share our beliefs.
VISUALIZER
Design your space in your style with our very own Visualizer. Now, you can choose the tiles of your liking from our wide selection and see how they would look in a space. Select the tile from the multiple options and the visualiser will replace the surfaces in the image with the selected tiles. This way, instead of just your imagination, you can choose the tiles for your place by getting an actual picture of how they would look in a space. So, design your space the way you desire digitally and implement it in real life to get the best results!
You can also share this visualiser with others to help them design their space.
Committed to delighting customers with world-class ceramic products and services. Make Simpolo synonymous with the best quality and set new benchmarks of excellence for all stakeholders. Pursue best business practices with utmost integrity to make Simpolo an exciting organisation to work with, for vendors, channel partners, investors and employees alike.
Gain worldwide recognition in the field of ceramic building products through Research and Innovation and bring an enhanced lifestyle within reach for every household.
1. Carl Anthony Simmons
Senior Consultant
Bus:407-253-2278
Cell:321-947-9936
“The Help You Need, When You Need It Most”
2. All-American Consulting Group, we are a consulting firm
headquartered in Orlando, FL. We specialize in Mortgage Loan
Modifications. We are dedicated to providing homeowners with the
help they need, when they need it the most!
3. A Loan Modification is a change to the existing
loan contract which is agreed to by both the
lender and the homeowner. The lender modifies
the existing loan based on your current financial
hardship. The purpose is to make the loan more
affordable.
4. Loan Modifications have been around for a very long time.
Initially Loan Modifications were granted for 60 to 90 days as
a temporary solution to a homeowner undergoing a financial
hardship.
Due to the recent government incentives and bailouts, loan
modifications have become much more common and
attainable.
6. • Has an adjusting rate causing “payment shock”
• Has A 6% Interest Rate Or Higher
• Is in Foreclosure Or Received Sale Notice
• Is Behind on their Loan
• Has a hardship or perceives there will be a hardship in the future.
• Has A High Debt To Income Ratio
• Feel’s their Loan Was Predatory
• Has the desire and will take action to get caught up on payments that
are presently in arrears.
7.
8. • Due to current economic conditions there are over
2700 foreclosures per day.
• With the housing market in the state that it is in, the
mortgage companies DO NOT want to foreclose and
take your home. They are willing to work with us on
your behalf, so they do not incur more costs by
acquiring your property.
• The average foreclosure cost the mortgage company
in excess of $50,000 after all court costs, attorney
costs, and various other things that need to be done.
They would much rather avoid foreclosure and keep
you in the home.
9.
10. PAST DUE PAYMENTS &
DELINQUENT FEES
TERM PRINCIPAL
OF THE LOAN BALANCE
We work with lenders, mortgage servicers, and investors to provide
workable solutions for homeowners.
11. All-American Consulting Group cuts
through the red tape and works directly
with the loss mitigation department of
the homeowner’s bank to facilitate a loan
modification.
Customer service is integral part of our
mission and we accommodate the nation’s
pressing needs of effective communication.
12. Though the definition is simple, in reality, a loan modification is a complex
process. Included in this process would be, at a minimum…
Financial Prospects Workout
Financial Analysis Verifying Payments You Can Afford
Letter of Hardship
Current Market Analysis
Loan Restructuring Proposals
Cost Benefit Analysis for Your Lender
Cross Cost Analysis
13. Phone calls with the lender: An average modification includes 30 to 40 hours of phone
calls, the majority of which is spent on hold.
Verifying the receipt of documentation: Documentation required by the lender to
process a loan modification is generally sent via fax. Depending on the lender,
documents may have to be sent up to a dozen times.
Conference calls between the lender, homeowner and modification company:
Occasionally, the lender will want to speak with the homeowner directly. This includes
coordinating with the borrower and lender to schedule a mutually acceptable
appointment time and participating in the conference call.
The Modification depends on the lender timelines: The timeline for a modification
varies from lender to lender, taking anywhere from 30 to 90 days.
14.
15.
16. We take your original loan documents and use
specific state and federal mortgage loan post
compliance software to calculate and identify
Truth and lending (TILA) and Real estate
settlement procedure act (RESPA) violations.
17. • Over 80% of the audits
on Adjustable rate
mortgages (ARM) loan
documents that were
performed, revealed
major predatory
lending and Real
estate/Mortgage fraud
violations.
18. This process gives us additional leverage when
negotiating with the lender and more than enough
incentive for the lender to grant a beneficial loan
modification.
19.
20. • We look at • Built in the same
homes sold in year.
your area
including • Same square footage.
foreclosures
and short
sales.
We take a one mile radius from your home.
21. Then we use those values to negotiate with the
lender to determine the current market value of
your home and negotiate your principal balance.
22.
23. • No Credit • No Closing Costs!
Check!
• No Refinancing!
• No Appraisal!
24. The only thing that’s required is the ability to show the
lender that you a currently undergoing a financial
hardship making it impossible for you to meet the terms
of the original loan. The hardship can be temporary in
nature or permanent, but the borrower must be able to
prove the hardship.
25. What are hardships?
• Loss of job
• Divorce
• Illness
• Reduction in income
• Past due bills
• Other unexpected events
26. Customer Service Specialist
After we complete your paperwork today our customer service specialist
will contact you in 24 hours. Her job is to answer any questions that you
may have, advise you of any additional information that we may need. She
will also keep in constant contact with your regarding the status of your loan
modification. So at anytime if you have any questions regarding your loan
modification, please don’t hesitate to give myself or our customer service
specialist a call.
