1. ROSA PEQUENOB.Sc., IT Cert.
e-mail: rmpeq@hotmail.com
PROFILE
Friendly, hard-working, responsible, empathic and well organised person with experience on customer facing roles such
as bank cashier, commercial agent and manager in a Spanish bank. Totally orientated to customer service. Able to work
under pressure and to meet deadlines.
An experienced Banking Professional with over 5 years of progressive experience in the Banking/Commercial industry.
Key areas of expertise includes: Credit management, customer and Customer management and Customer services,
Insurance and Credit polices & Contracts management, credit management, cash handling and cash management,
finance investigations, Market profiling, Business development, complaints handling and management, Commercial
Banking, and Mortgages.
Currently I am working as a credit controller at NCH Europe, in the Spanish department.
A proven track record in linking corporate vision to the delivery of desired results through people empowerment and the
effective use of resources, processes and technologies.
A strong motivator and team player with effective leadership, communication, decision making, problem solving and
interpersonal skills, together with a bottom-line corporate focus and a results-driven attitude.
PROFESSIONAL SUMMARY
Credit control
5+ Banking Industry
Financial Services
Personal Banking
Commercial Banking
Credit Management
General Insurance
Mortgages
Loans
Credit Cards
Bank Teller
Business development
Policy Marketing
Customer Management
Systems Management
Customer Services
Excellent People Skills
Team Management
Proficient in the use of Microsoft office suite –
Visio, Excel, Word, Access, Project and
PowerPoint
International Exposure
PROFESSIONAL EXPERIENCE
NCH EUROPE
Credit Controller
Main duties: 2015 (May-Now)
▪ Checking customer's credit ratings.
▪ Deciding whether or not offer the credit.
▪ Contacting debtors and fixing invoice´s issues.
▪ Sending some debtors to external collectors or legal actions.
▪ Generating credit notes.
▪ Dealing with queries.
GIRO FOOD LTD 2015 (Feb-Apr)
Credit Controller Assistant
Main duties:
▪ Checking customer's credit ratings.
▪ Deciding whether or not offer the credit.
2. ▪ Setting up the terms and conditions.
▪ Dealing with internal queries about payments.
▪ Contacting debtors (email, letter, phone) and ensure payment of outstanding invoices.
▪ Opening new credit accounts ensuring the company has all the relevant information on the debtor.
▪ Reporting to management on outstanding issues and informing them early of potentials debtors problems.
MCDONALDS 2014-2015
Crew member
Main duties:
▪ Operating the till and taking cash.
▪ Make it special – be welcoming, personalise your comments and connect with your customers.
▪ Make it genuine – give the customer your full attention, smile, use eye contact and body language that is
enthusiastic and energetic.
▪ Adapt to each customer’s needs – give them an individual experience that exceeds their expectations.
▪ Use initiative and confidence when interacting with customers.
▪ Answer customer queries confidently and professionally – keep up-to-date with knowledge on our food and
promotions .
▪ Work as a supportive team member
THOMSON REUTERS, LEGAL DIVISION.
Commercial 2012-2013
Main duties were:
▪ Plan, manage and organize the business and sales strategy for lawyers, solicitors and notaries.
▪ Boosting sales growth and retention of client
▪ Tendering, negotiation and closing thereof optimizing the return on investment
▪ Achieving sales targets
TODO ALOE S.L. 2010 -2012
Manager. (Cosmetic own business).
Main duties were:
▪ Managing employees.
▪ Handling finances.
▪ Marketing the business.
▪ Working with technology.
▪ Customer service.
▪ Stocking suplies.
BANCO ESPANOL DE CREDITO, SA (BANESTO) 2003 – 2010
Credit and Loans
Assistant Manager. 2004 - 2010
Main duties were:
▪ Having to make decisions as to whether to offer credit to a client for little amounts (less 12,000).
▪ Identifying accounts that will require special attention or investigation.
▪ Arranging the terms and conditions for any financial agreements.
▪ Ensuring any payments were made in time.
▪ Involved in the re-negotiating of agreements.
3. ▪ Visiting customers and travelling to business meetings.
Commercial Bank. 2004 (6 months). Banesto.
Main duties were:
▪ Selling financial products: saving, credit and insurance products.
▪ Daily reporting to the manager.
▪ Generating appointments with customers.
Bank teller. 2003-2004. Banesto. (Santander now).
Main duties were:
▪ Daily cash and cheque handling including foreign payments.
▪ Ensuring all cash, charge, float and till procedures are carried out in accordance with company policy.
▪ Dealing with customers complaints in a friendly and efficient manner.
▪ Arranging and generating appointments for the savings and mortgage advisors.
EDUCATION AND TRAINING
Bachelor´s Degree in business administration,financial and accounting management. (1996-2001)
Certificate of Higher Education in computer systems management. (2001-2003)
Programmer trainee (April-July 2003)
Technical Administrative Practices (January-April 2000)
PERSONAL INTERESTS
Sports (Cycling, swimming, skating & jogging).
Reading books.
Cooking.
Dancing.
REFERENCES
Available on request.