1. CURRICULAM VITAE
ABLE .P.A
MOBILE: 0527653767 Email:ablepabraham@gmail.com
________________________________________________________________________
Profile:
A persuasive, energetic, positive-thinking individual possessing in Accounts/Finance and money
exchange field backgrounds with Strong inter personal skills, Experienced in working with a
team and equally comfortable working alone. Resourceful with the ability to assess all issues to
adequately protect clients and completes projects producing professional results while adhering
to rigid deadlines. Listen to determine needs of clients before offering a solution. Fully computer
literate and a quick learner on new programs.
Objective:
A successful career in Accounts/finance or Customer service in a growth oriented organization
where I can implement my knowledge and prove my skills to positively benefit my employer
along with my personal development.
Areas of Interest:
Accounts/finance, Customer service, Remittance and cash, Sales and Marketing
Detailed Professional Experience:
Joyalukkasexchange LLC, Dubai
Joyalukkas Group is a multi-billion dollar conglomerate that has various business interests,
including jewellery, money exchange, fashion & silks, luxury air charter and malls. Joyalukkas
started as a single jewellery showroom in the year 1986, and in a span of 28 years has expanded
its presence in ten countries; i.e., India, UAE, UK, Singapore, Malaysia, Saudi Arabia, Qatar,
Bahrain, Kuwait and Oman.
Joyalukkas brand diversified into money exchange with an objective to offer the large expatriate
population based in the UAE with a quick, reliable and convenient means of transferring money
back home, at the best rates possible every single time. Joyalukkas Exchange has tied up with
leading banks and financial institutions across the globe and is currently one of the main agents
of Western Union and also the recipient of several awards for excellence from esteemed
organizations and bodies like Western Union, Club 500, Cooperation Excellence, etc
Today Joyalukkas Exchange caters to over hundreds of thousands of customers in the UAE,
Kuwait, Oman and India, where they give every customer an experience like never before, and
promise them unmatched rates and services every single time.

2. Remittance and Forex trader: Jan 2013 - Jan 2015
Activities and Main responsibilities:
 Inward cash remittance
 Forex purchases and sales
 Solving of various customer complaints
 Monitoring the work of trainees also giving product knowledge to them.
 Daily report making and mailing to GM
 Making a detailed survey of sales of every month.
 To assist superiors in regional activities
 Track record of greeting customers in a polite and friendly manner
 Familiar with all fund transfer method like Bank-to-Bank Transfers to all countries, Telex
Transfer/Electronic Transfers/Swift Transfers, Cash over the counter Transactions, and
point of sale transactions (pos)
Business Development Officer: Jan 2015 – At present
Activities and Main Responsibilities
 Identifying new sales leads
 Pitching products and/or services
 Maintaining fruitful relationships with existing customers
 Contacting potential clients via email or phone to establish rapport and set up meetings
 Planning and overseeing new marketing initiatives
 Attending conferences, meetings, and industry events
 In-depth knowledge of the industry and its current events
 The ability to handle pressure and meet deadlines
 Researching organisations and individuals online (especially on social media) to identify new
leads and potential new markets
 Preparing PowerPoint presentations and sales displays
 Developing quotes and proposals
Muthoot Fin Corp Ltd.Kochi-India (NBFC)-[ Accounts Officer]
2011-2012
Activities and Main responsibilities:
• Bank and branch re conciliation
• Daily cash auditing
• Monthly report making and submission
• Approval of bills and vouchers from accounts department
• Coordinator of staffs and Reports to C F O

3. • Making of various accounts up to finalization.
• Reviewed payroll including the accounting of wages, salaries, overtime, incentives,
gratuity and deductions.
• Provided management with relevant financial data to prepare the yearly budget.
• Reporting to the Manager.
• Preparing and analyzing accounting records and financial statements reports
.
Achievements:
Client and Customer appreciations as part of service Excellency and timely responses 
Professional Attributes:
 Excellent Standards in hygiene and physical presentation. 
 Fluency in communication. 
 Hardworking and willingness to embrace new styles and learn more. 
Strengths:
Adaptability, Results oriented, Team Spirited, Quick Learner, Meticulous & thorough and
Team player
Computer skills:
Windows 07, Windows 08
Tally ERP 9,
Microsoft office Package: Microsoft word, Advanced Excel, PowerPoint,
Microsoft Outlook Internet and Email
Languages:
Excellent command of - English, Hindi. Tamil, Malayalam, Arabic (basic)
EDUCATIONAL QUALIFICATIONS
Professional Qualifications:-  MASTER OF BUSINESS ADMINISTRATION
(FINANCE & MARKETING)- 2011
 BCOM-2009
MAR.ATHANASIOUS COLLEGE,MAHATMA
GANDHI UNIVERSITY KERALA

4. Personal details:
Date of Birth : 31/01/1989
Sex : Male
Marital Status : Unmarried
Nationality : Indian
Passport No : H 4438970
Place of issue : Cochin-Kerala
Visa : Employment
DECLARATION:
I hereby declare that the above given entries are true to the extent of my knowledge and belief. If
I were given a chance, I will work sincerely to the entire satisfaction of the superiors and do my best to
the organization.
Date:
Place: ABLE .P.ABRAHAM