1. CV of
RICARDO
NARAIN
Personal Details
Surname Narain
First Name Ricardo
Date of birth September 16, 1976
Nationality South African
Identity Number 7609165153082
Contact Number +27722685889
Capabilities
Languages English and Afrikaans
Computer Literacy
• Windows (all versions)
• MYSQL
• C++
• Internet
• Microsoft Office Suite
• HTML
• Linux (Redhat)
• PHP
• Archi (Enterprise Architecture Software)
• Oracle (SQL)
• SearchSpace/Fortent
• Unix (DB2)
• UML
• SAS (Enterprise Guide, Base)
• SQL Server 2008
• Enterprise Architect v 7.0
• Matlab
• Decision Centre (Transunion - In House Software platform)
• Jasper (Transunion - In House Software platform)
• Ab Initio – BRE (Business Rules Engine)
• TOGAF v9
• Aginity Workbench for Netezza (for data extractions)

2. Educational Qualifications
School Attended: Crossmoor Secondary School
Year Obtained: 1994
Grade Passed: Matric
Subjects: English
Afrikaans
Mathematics
Computer Science
Physical Science
Biology
Leadership Roles Prefect (1993 – 1994)
Institution University of Durban Westville
Duration 1998 to 2000
Qualification BSc. Applied Mathematics and Computer Sc.
Institution University of Johannesburg
Duration 2008
Qualification Certificate in Business Analysis
Performance Management module incomplete
Institution University of Johannesburg
Duration 2008
Qualification Programme in Money Laundering Control
Institution UNISA
Duration In progress
Qualification Diploma Engineering (Chemical)

3. Current EmploymentDetails
Organisation TUHF (Trust for Urban Financing)
Year July 2016 - current
Position Held Business Analyst (Contract)
Responsibilities
 SQL Report writing
 Business and System requirement specifications
 Business and System process mapping including architecture
(system)
 Change and Project management
 UAT
 Review/Create, enhance and implement IT policy frameworks and
Governance processes

4. Employment History
Organisation Barclays Bank – CIB Africa Credit
Year March 2015 – July 2016
Position Held Manager Change Africa (Front Arena Credit Limits)
Responsibilities
 Facilitate Arena Credit Limits (ACL) changes and enhancements
 Training users on ACL
 CIB Africa Credit specific projects and initiatives
 BCBS 239
o Business case development and submission
o Project Management
 Development of proposed plan
o Business Processes evaluation
o Preliminary Gap analysis to level of company specific
policies (with regards to gaps identified)
 ACL business query/issue support
 Documentation of Credit specific process and embedment of such
with in-country users
 Country re-visits (Zambia, Zimbabwe, Mauritius and Botswana)
 SA Credit business and systems support (ACM – Algo Credit
Manager)
 ACL and ACM release business testing
Contact:
Julian Naik
Office mobile+ 27 (0) 825626099
Email: julian.naik@absacapital.com
Rajiv Singh
Office mobile+ 27 (0) 713849565
Email: rajiv.x.singh@barclays.com
ReasonforLeaving:The role was focussedtoomuchon systemsupportandnot enoughonrealisingthe
Target OperatingModel forthe BarclaysAfricabusiness

5. Organisation First National Bank – Anti Fraud Solutions
Year November 2013 – March 2015
Position Held Business Analyst
Responsibilities
 Writing data warehouse requirements for forensic applications.
Projects working/worked on:
 Payments Card Industry (PCI) – Identifying all instances of Card
number usage (all forensic systems) and securing (encrypting and
tokenising) detail
 Contra transactions – Identifying all transactional systems, Data
stores and corresponding data owners. Sourcing detail to a central
data store for use by investigators (subpoena requirements)
 Negative data repository – Spec and build of a Negative database to
be used real time by the various client facing businesses to screen
clients in order to reduce lending risk.
 Ab Initio Business Rules engine – Licensing and setup
 Cash Threshold reporting enhancements – FIC Regulatory
enhancements
 Migration of automated regulatory reporting to the goAML FIC
reporting standard
Contact:
Avin Budhai – 0827815754
ABudhai@fnb.co.za
FRM AFS Manager
Don Cameron –
AML Manager
Reasonforleaving: Receivedopportunity towork at Barclaysina Change Managerrole for theirAfrica
business.

7. Organisation Nedbank (Transactional and Investment products)
Year March 2011 – October 2013
Position Held Senior Manager: Management Information and Systems
Responsibilities
 Migration of MI packs to MicroStrategy
 Project support – MI
 Driving data quality initiatives within business unit
 Systems performance measuring and monitoring
 Business unit systems user support (excluding end user support)
 Managing MI and Systems teams
 Formation and training of testing team for project support
Contact: Christo Botha – 082 900 0837
Project Manager
Reasonforleaving: Receivedopportunitytoreturntothe forensicsfield.
Organisation Transunion
Year October 2009 – February 2011
Position Held Business Analyst
Responsibilities
 Building decisioning systems, involving interfacing client, credit
bureau systems and automated credit model engines via web
services.
Primary role
 Building of the analytics engine and specifying the bureau data
extract.
 End-to-end application testing.
 Writing data warehouse, billing and monitoring requirements
for built applications.
 Reviewing application performance.
 Platform stability testing. Feedback to development team
on issues.
 Adhoc business analysis work as and when required,
viz. Application best practice recommendations.
Contact: Desigan Govindsamy –
Project Manager 0837837224
Reasonforleaving: Require amore challengingrole. Limitedcareergrowthpotential.

8. Organisation LawActive (LawCredit)
Year April 2009 – September 2009
Position Held Business Analyst
Responsibilities
 Writing /Translating business requirements to functional
specifications.
 Application process mapping with a view to optimising applications.
 Reviewing application performance. Involves formulating system
and user metrics required to measure process and application
performance.
 Project managing application developments and deployments
(SDLC).
 Attending to operational queries (logging ,allocating and business
feedback).
 MIS (on SQL Server 2008).
 Data analysis (record transfer analytics, duplicate record analysis
and record validation models)
)
Contact: Anthony Sullaphen – 083 395 6106
Data Services Manager
Reasons for Leaving: Accepted position at Transunion

9. Organisation Nedbank Group Forensic Services
Year Nov 2007 – March 2009
Position Held Business Analyst
Responsibilities
 Reviewing system (SearchSpace/Fortent) configuration. This involves
addressing all configurable levels of the system lending to system
performance. These include the configuration of the peer groups,
reviewing of system transactional code mapping, configurable
thresholds (on rules), configuration of the ‘Hotlisting’ (fuzzy logic name
matching) facility, analysing rule effectiveness and peer group coverage
etc
 Liaising with the Regulatory Risk Investigators on system performance,
analysing issues identified and making changes accordingly.
 Developing appropriate MIS reports using SAS and UNIX (DB2).
 Reviewing and logging change requests (if necessary) on current data
preparation etc IT/Business processes. Liaising with vendor on system
issues.
 Monitoring money laundering trends (using the FATF (Financial Action
Task Force) typologies) and developing new rules/modifying old rules
to pick up corresponding transactional behaviour.
 Developing automated detection projects using SAS. Completed
projects to pick up on Cheque Kiting, Investment abuses (including
money laundering) and Sanctions list matching.
Contact: Ray Boucher – 072 853 4246
Proactive Detection Manager
Reasons for Leaving: Accepted position at LawActive
(Salary Requirements)

10. Organisation Nedbank Group Insurance Brokers (NGIB)
Year Nov 2006 – October 2007
Position Held Test Co-ordinator
(Phase 1 of the NCA compliance projectatNGIB)
Responsibilities
 Reviewing/Modifying system specs.
 Developing test plans/matrices and test packs.
 Managing a testing team, involved training the team on the various
systems (old and new) to be tested, monitoring test progress
(involved quantifying test progress) and reporting to project
steering committees.
 Co-ordinating data migration projects.
 Documenting system functionality.
 Developing user manuals as well as overall systems
interaction/integration architecture.
 Customised requirements for an MIS facility (set out operating
requirements for their SQL MIS environment)
Contact: Dion Nair – 083 573 3399
Systems Manager
Reasons for Leaving: Accepted position at Nedbank Group Forensic Services

11. Organisation Discovery Health (PRU Health)
Year June 2006 – October 2006
Position Held Business Analyst (Claims)
Responsibilities
 Perform analysis on system issues logged by users, spec, test and
implement changes based on issues (constituted the bulk of my
duties).
 Identify system performance issues, set up projects to address
issues.
 Assist senior Business Analyst when required.
 Cluster and generate claim statements for monthly/weekly claim
runs, as well as perform integrity checks on statements.
 Document system architecture for the claims module (i.e.
Document links between source code and database fields etc by
liaising with the developers).
 Adhoc MIS
Reasons for Leaving: Accepted position at Nedbank Limited (Discovery was a
contract position)

12. Organisation Bluepeter Management Consulting
Year Sept 2005 – March 2006
Position Held Business Analyst
Responsibilities
 Perform the bulk of the project work as defined by the client
contract.
 Establish relationships with key client personnel and deliver timely,
high quality service to the client, which includes training the client
on methodologies, processes and software used.
 Gather facts (through research, interviewing, surveys, etc), analyse
the client’s business, draw conclusions, prepare final reports, assist
with presentations and identify follow-on work.
Project Description:
Was part of a team that developed and implemented a Business Process Repository for
the Department of Justice and Constitutional Development. The project involved
developing business process selection methodologies and criteria, business modelling
guidelines, procedures for migrating processes into the repository, evaluating the chosen
toolset and generating performance feedback on the tool, documenting the above and
generating client reports.
Contact: Fanie Handford – 082 903 6940
Project Manager
Reasons for Leaving: Company Closure

13. Organisation Gaming Labs. International
Year Aug 2003 – Aug 2005
Position Held Test Engineer
Responsibilities
 Test product submissions for GLI Europe BV
 Testing submitted hardware and software (Source Code and
Mathematics)
 Assisting with the development and upkeep of internal test scripts
(work instructions) pertaining to Casino or AWP market clients
 Correspondence with Senior Engineer and/or Technical Manager to
relay non-conformance issues, and gather needed documentation,
equipment, and information, regarding products submitted for
testing.
 Support administration and Senior Engineers in QDS upkeep.
 Writing methodology for the testing of Internet (Interbet – Financial
Spread Betting) and PDA/Cell phone (Phumelela Sports betting)
betting systems.
Contact: Thiran Marimuthu – 011 314 6877
Director

14. Organisation Ulwazi Digital Information
Year Feb 2003 – June 2003
Position Held Junior Web Developer
Responsibilities
 Developing Websites
 Problem Solving
 Analysis of applications
 Maintenance of Client websites
Contact: Derek Naidoo – 011 707 0600
Reasons for Leaving: No room for growth
Organisation Kentz
Year March 2001 – July 2001
Position Held Materials Clerk
Responsibilities
 General Admin
 Data capturing
 Basic Statistical Work
 Writing Reports
 Problem Solving
Contact: H Tenreiro – 031 312 6317
Reasons for Leaving: Required a more challenging position