1. MD ABDUL KAIUM
89- 21, 169 Street, # 4 D, New York, NY 11432 H : 646-750-7809 C : 917-285-6928
kaium_mdabdul@yahoo.com
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PROFESSIONAL SUMMARY
Working Status : Permanent Residence in U S A . Candidate Source: External
Financial /Accounting professional :
Internal Auditor/Financial Analyst / Staff Accountant / Budget Analyst /Book keeper/ A/R Clerk.
Detailed oriented, problem solver with excellent analytical strengths and track record of
optimizing productivity, reducing costs and increasing profit contribution, Well develop team-
building and Leadership strengths with experience in training and coaching co-worker, works
well with public, clients, vendors and co-worker at all levels; highly motivated and goal
oriented as demonstrated by completing studies toward BS in Accounting.
PROSFESSIONAL COMPETENCIES :
Strategic communications, Executive communication, Strong writing skills ,Strong editing skills,
Team management, Detailed oriented, Acquisition ,Client satisfaction, Revenue optimization,
Staff development, Customers service, Brand integrity, P & L, Payroll, Cost containment, Team
building, Time management, Productivity growth, Client relations, POS support, recruitment
and selection, policy and procedures ,Inventory control, problem solving, cash reconciliation,
Administration, marketing, advertising.
PROFESSIONAL EXPERIENCE
CASHIER
SSP America, The Food Travel Experts, JFK International Airport, New York, U, S, A 05/2015-till
date
Preparation of employees schedule, voiding of customers unwanted transaction, sales report
analysis and reported to the director of operation, inventory control and submission of order
placement, supervision of team members ,monitoring employees conduct, reporting to the
human resource division, collection of pay checks from payroll department and distributed to
the employees ,if business is slow ,employees are made working off and reduced direct labor
costs. Responding to the various divisions of the corporation. Preserving cash in safe If it is
needed .
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2. Drawing cash from SSP Bank cash manager, Acting as Cashier .Communicating with foreign
Travellers, fulfilling their needs, Providing their asking food, charging the food price and
collecting the bill through cash collection and debit card and credit card charging. Foods are
selling according to first in first out basis. Refilling the produces, Inventory counting, Depositing
the cash to the SSP Bank before closing the store .Always helping the other team members as
their needs.
FIELD AGENT
National Income Life Insurance Company, New York, U S A 03/2015-04/2015
Obtained New York State license
Booking of an appointment of prospective customer, visiting home & presentation of insurance
program, closing the sale, submission of electronic application, assisting the clients to claimthe
insurance proceeds and maintaining customer relation.
 SALE ASSOCIATE/ASSISTANT MANAGER
New York New York INC Penn Station, Manhattan, New York 02/2014-02/2015
Placement of sales order, receiving shipment, inventory control, cash sales, debit card and
credit card charged. Maintained banking transaction, preparation of cash flow statement
cleaning, refilling the selves.
CUSTOMER CARE ASSOCIATE
Sunoco gasoline station- Darby, Pennsylvania, U S A 05/2013-09/2013
cash sale of produce, cooling, refilling, cleaning of store. Debit card , credit card and food
stamp charged, opening and closing the cash drawer, cash deposited to the bank. Lottery
operation-Scratch card sold, computer based ticket issued, payments of lottery winners, closing
balancing.
MANAGER, ATLANTA BRANCH, GEORGIA, U S A
Sonali Exchange Company INC, Corporate Office, Manhattan, NY 01/2007-08/2009
Cash, C/C, O/C, PMO, personal check, postal money gram received and deposited in banks
.Maintained different bank accounts. Money transmitted to the foreign countries, Preparation
of monthly reconciliation statement, responding to the regulatory authorities, reporting to the
IRS through CTR, STR etc.
DEPUTY CHIEF EXECUTIVE OFFICER
Sonali Limited, Dhaka, Bangladesh 09/2009-04/2013
Opening of portfolio account , cash and checks received, fund management, margin loan
sanctioned & disbursement, recovery of margin loan, customers contact, conducted seminars
for customer’s motivation. Operation of company’s own port folios. Given training to the
newly recruited agent, preparation of company’s final accounts and submitted to the
Competent Authority for final approval.
Participated in underwriting of listed and unlisted companies. Purchased of under subscribed
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3. company’s share and paid off. Sold the retained share while market is in rising condition.
Provided services regarding issue management of newly incorporated Companies as a
commission agent. Maintained liaisons with Security Exchange Commission, Bankers to the
Issue and Registrar of Joint Stock Companies. Equity and entrepreneurship fund-received profile
of proposed projects, screening of the profiles, recommending to the sanctioning authority,
Inspection of the project sites, obtaining fund for disbursement and monitoring the
implementation of the projects, received dividends and commission from Advised company,
Legal steps taken to failure the comply of the terms and conditions of the contracts.
SENIOR OFFICER TO SENIOR EXECUTIVE OFFICER
Sonali Bank Limited, Dhaka Bangladesh, 05/1988-12/2006
Opening of checking , saving and business accounts, checks, drafts received, Money transmitted
through demand draft, mail transfer and telegraphic transfer. Credit sanctioned and
disbursement such as cash credit hypothecation, cash credit pledge, small business loan, loan
classification, loan recovery, reporting to the higher Authority regarding loan performance.
Legal steps taken against loan defaulters. Contacted with the Government bodies regarding
social services-government employee’s retirement pension, army pension, widow allowance,
freedom fighter welfare allowance. Branches and department inspection and auditing, Finding
irregularities, reporting to the competent Authority. Investigation against complaints.
ACCOUNTANT -COST AND BUDGET
Bangladesh Freedom Fighter Welfare Trust, Dhaka, Bangladesh 03/1987-04/1988
Determination of cost and unit price, Variance analysis, cost of goods sold, standard costing
price, statement preparation of job order and process costing, Maintained control ledger,
Prepared Financial Statement.
EDUCATION-Master of Commerce –combined U S A equivalent Bachelor’s Degree In
Accounting, University of Dhaka, Bangladesh.
OTHER PROFESSIONAL CERTIFICATE
Obtained New York Life And Accidental Insurance License. Diploma Associate of Bankers of
Bangladesh. The Institute of Cost and Management Accountants of Bangladesh course
completed and received Intermediate Certificate. IELTS certificate obtained and examination
conducted by British Council of Bangladesh.
COMPUTER SKILLS
Windows, Microsoft office, (word, excel, power point) Internet research, E : mail . Quick Books
TRAINING
Participated training on Insurance sales, customer service practical training in the JFK Airport,
Penn Station, Manhattan, New York, Ante Money Laundering and Bank Secrecy Act training
course on line in Atlanta ,Georgia ,U S A, Participated Bank 0fficer’s foundation course and
portfolio and fund management course .
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