1. MARIA CICCARELLI, CAMS
615 Wingate Drive PH: (516) 376-6329
East Meadow, NY 11554 mariacicc13@yahoo.com
PROFESSIONAL EXPERIENCE
MUFG Union Bank, N.A. (New York, NY) (June 2014 to Present)
Responsible for the Business Line Compliance Officer Approval process of reviewing KYC files for USCB
business unit. Support responsibilities may include: 1) identify any inconsistencies or questions or doubts
that may be evident in the file. 2) Ensure that the form is prepared accurately and customers are assigned an
appropriate MLRA. 3) Evaluate PEP alerts and Negative news associated with the KYC file. 4) Evaluate
any KYC that may require an Iranian Nexus or OFAC checksheet.
Responsible for the Gifts and Entertainment Monitoring process, by evaluating and escalating unresolved
exceptions to the appropriate Business Line Compliance Officer as it pertains to the Gifts and Entertainment
Approval Procedures.
Assist with Corporate Compliance responsibilities, as needed, including supporting special projects and
scheduling New Hire and Ad-hoc Compliance Training as requested by the BLCO. Communicate with the
business lines regarding outstanding Compliance Training.
Manage the administrative process associated with the Know Your Customer (“KYC”) Reassessment
Escalation Process for USCB. On a daily basis monitor and escalate KYC files that have reached the 25, 31
and 36 day status.
Assist the BLCO(s) with all aspects of the Risk Assessments. Participation includes creation/revisions of
Risk Assessment questionnaires.
Responsible for updating the “Business Line Compliance Officer Tracker” which includes tracking BLCO
training information, maintaining training materials used by BLCOs in required/supplemental training,
maintaining correspondence regarding updated/new policies, and maintaining compliance documentation for
the BLCO monthly management meetings.
Support all other BLCO initiatives, as assigned.
PROMONTORY FINANCIAL GROUP, LLC. (New York, NY) (Oct 2007 to June 2014)
Consultant
June 2013 to December 2013: Reviewed the quality and completeness of KYC documentation to identify
missing documentation and information to be requested of customers by Istituto per le Opere di Religione
(Vatican Bank) Vatican City.
November 2011 to May 2013: Performed duties related to Mortgage related issues for a large International
Bank and prepared weekly reports on behalf of the Management team. Responsibilities also included
obtaining access of specific systems for File Reviewers.
March 2011 to October 2011: Testing Customer Risk Rating methodology for International Cash Letter
Deposits and Remote Capture Customers. Performed QA on Customer Risk Rating Eligibility for Cash
Letter, RDC and Hard Exit Customers. Performed investigative activities for USD wire transfer transactions
for an OFAC investigation of a large international bank with a branch in New York City.

2. December 2009 to November 2010: Performed investigative activities for USD wire transfer transactions for
an OFAC investigation of a large European bank with a branch in New York City. Performed QA for the
banks’ Customer database and SAR database.
August 2009 to October 2009: Performed KYC Quality Assurance for a U.S. subsidiary of a foreign owned
bank.
October 2008 to June 2009: Performed investigative activities over USD wire transfer transactions for an
OFAC investigation of a large European bank with a branch in New York City. Investigation was conducted
for the district attorney’s office locally and magistrate’s office abroad.
November 2007 to July 2008: Performed investigative activities over USD wire transfer transactions for a
large international bank client located in New York, under a Cease and Desist Order.
The following activities were performed for projects noted above:
 Generate new cases for suspicious transactions
 Review transaction clusters to detect red flags
 Create log entries for non-questionable transactions by importing transaction data from the database
in the case management program utilized - CaseTracker
 Initiate investigations through generating new cases from the transaction log entries
 Review and edit information for the case review
 Conduct and document extensive research of the case to determine if suspicious activity occurred
 Enter a closing recommendation for the case
 Thorough analysis of international wire transfers, investigation of SWIFT messages in transactions
involving cover payments, trade financing and letter of credits, including U-Turn exemptions and
those that violated OFAC regulations
BANCA NAZIONALE DEL LAVORO (New York, NY) (June 1990 to Oct 2007)
Supervisor - Investigation, Compensation and Reconciliation, Domestic and Foreign
 Supervisor in charge of Bank Account Reconciliations. Responsible for the daily reconciliation of all
Nostro Accounts in domestic and foreign currencies.
 Centralized all Investigations for Operations from Money Transfer, Loans, Money Market,
Securities, and Foreign Exchange Departments. Responded to written E-mails/Fed Service
Messages/Swifts and telephone requests related to Domestic/International Investigations.
Responsible for all aspects of Interbank Compensation cases, indemnities, back or forward valuation,
return of payments, identify problems, diagnoses causes and determine corrective actions. In charge
of authorizing all cases including swifts and payment orders.
 Reviewed additional customer transactions related to the new transaction review for suspicious
activity.
 Responsible for the gathering of necessary customer documentation for account opening according
to internal compliance procedure.
 Updated overnight investment accounts and compensation tables.
 Acted as liaison between the Rome Head Office, U.S. branches and U.S. correspondent banks.
 Responsible for Audit Confirmations of customer balances received from external auditors.
 Performed periodic Line Controls Reports for Head Office.
 Member ACAMS Organization preparing for ACAMS Examination to obtain certification.

3. AMERICAN UNIVERSITY OF ROME (Rome, Italy) (Sept 1987 to June 1990)
Administrative Assistant
 Administrative Assistant to the President of the University. Responsibilities included registration of
students, and preparing schedules of classes for both Professors and Students.
 Acted as liaison between the Universities in the U.S. and the University in Rome for the Student
Abroad program.
BANCA NAZIONALE DEL LAVORO (New York, NY) (Sept 1980 to Sept 1987)
 Responsible for all aspects of the Money Transfer Department, including Chips and Fed payments,
preparing of Swift payment orders and qualifying incoming payments.
SKILLS
 Fluent in Italian
 knowledge of Excel, Word, Visio, LexisNexis, World Check, PowerPoint
 CAMS certified