1. Kayla Blakney
Cell: 713.387.9753 Email: alyakj@gmail.com
Summary
I am an experienced professional. I have worked within the banking industry for six years. Within my six years of Banking, I
have experienced Retail Banking (including new accounts and teller experience), Loan Support, and Operations. Banking has
taught me effective communication skills, how to become a team player, how to deliver great customer service, and also how
to remain teachable.
Core Qualifications
Promote and sell bank products.
Thorough understanding ofbanking compliance.
Extensive experience in opening new accounts,being a teller, and lending support.
Experience in basic underwriting and credit analysis.
Experience
04/2015-12/2015 Operations Temp Allegiance Bank Houston,TX
Assisted the Deposit Operations Department with the customer profile clean-up of duplicate, incorrect, and phantom
customer profiles.
Created charts and spread sheets to more efficiently complete the project.
Completed reports and logs routinely.
04/2013-06/2014 Credit Analyst Allegiance Bank Houston,TX
Delivered support to loan officers in performing pre-qualification assessment and analysis of financial condition and
risk of financing requests.
Generated data from credit bureaus,conducted industry peercomparison, and performed cash flow analyses and
other such tasks and comparisons.
Contacted customer or CPA when up-to-date financial statements were needed for commercial accounts.
Supported loan officers in the review and renewal of credit facilities.
Developed knowledge of financial industry, economy, market conditions,rates, vendors and competition.
Compiled new Credit Approval Presentations for new customers and renewals for existing customers to be presented
in loan committee.
03/2011 –04/2013 Credit Specialist/Teller Comerica Bank Houston,TX
Successfully created and maintain credit files.
Performed various departmental functions including reporting (loan covenant tracking, statement tracking, risk
rating, and credit reviews) and retrieving original loan documents.
Supported the lenders and credit analysts in the preparation of the following: financial statement spreading,
monitoring loan covenants,collateral analysis, cash flow analysis and tax-to-cash analysis.
Generated monthly reports as well as impromptu reports for special projects.
Proposed new financial opportunities to existing and non-existing customers while delivering exceptional customer
service.
Handled numerous customer transactions,i.e. deposits and withdrawals.
Provided exceptional verbal communication and written customer service.
Practiced branch security and all banking policies and procedures especially those pertaining to customer privacy
and confidentiality.
10/2010-03/2011 Customer Service Representative IBC Bank Friendswood, TX
Opened new accounts for existing and new customers.
Identified sales opportunities while engaging with customers.
Closed accounts.
Successfully made monthly sales goals.
2. 11/2009-09/2010 Teller First National Bank Oxford, MS
Demonstrated excellent organizational skills with the ability to multi-task.
Practiced branch security and all banking policies and procedures especially those pertaining to customer
privacy and confidentiality.
Ensured proper processing of transactions by obtaining proper forms and required documentation.
Handled numerous customer transactions,i.e. deposits,withdrawals, loan payments, and money order
purchases.
Education
Lone Star College June 2013 – December 2013
o Intermediate Accounting I, II
The University of Mississippi August 2006 – August 2010
o Bachelor of Business Administration, August 2010
o Concentration: Managerial Finance