Brief Information of IDBI Bank.

1. Presentation on IDBI BANK under the
financial institutions.
PRESENTED BY.
CENTREAL UNIVERSITY OF KARNATAKA MOUNESH..

2. IDBI
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3. INTRODUCTION
 The Industrial Development Bank of India Limited, popularly known as IDBI
Bank is one of the leading public sector banks in India.
 Categorized as "other public sector bank" by Reserve Bank of India (RBI),
 IDBI Bank is also the 4th largest Indian bank. Founded in 1964 to provide credit
and other facilities to its customers,
 IDBI Bank currently has 457 centers, 688 branches and 1020 ATMs across the
nation.
 It is world's 10th largest development bank.
 IDBI Bank also built several institutions including the National Stock Exchange
of India (NSE), the Stock Holding Corporation of India (SHCIL) and the National
Securities Depository Services Ltd. (NSDL) etc.
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4. Brief History
•A Parliamentary Act sets up IDBI as a
1964 subsidiary of RBI.
•Ownership of IDBI transferred to the
1976 government from RBI.
•The RBI Act is amended to permit 49%
1994 private Ownership.
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5. Cont…
•Domestic IPO and Government stake is
1995 reduced.
•IDBI moves from its DFI status in to a
commercial bank along with a mandate
2004 for development financing under the
name of RBI.
•Amalgamation of IDBI Bank Ltd. with IDBI
2005 Ltd.
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6. Cont…
•Amalgamation of united Western Bank.
2006
•Opens the first Overseas Branch at DIFC,
2010 Dubai.
•Merges subsidiaries, IDBI Home finance
2011 and IDBI Gilts.
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7. Shareholding Pattern : Dec 31, 2011
Others
Public Govt. of
11.07%
15.12% India
52.67%
Foreign
Insitutional
Investors
4.44%
Indian
Financial
Institutions
16.70%
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8. CENTREAL UNIVERSITY OF KARNATAKA

9. THE WORKING OF IDBI
INPUTS PROCESS OUTPUT
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10. Subsidiaries
 IDBI Bank has the following subsidiaries:
 IDBI Capital Market Services Limited
 IDBI Home Finance Limited
 IDBI Intech Limited
 IDBI Gilts Limited
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11. No of Branches
Metro 268
Urban 377
Semi Urban 242
Rural 103
Overseas 1
Total 991
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12. CENTREAL UNIVERSITY OF KARNATAKA

13. Products and Services
 IDBI Bank offers a wide array of products and
services to its customers.
 For different customer groups and needs,
there are different types of products and
services including...
Personal Banking,
Corporate Banking,
SME Finance and
Agri Business etc.
CENTREAL UNIVERSITY OF KARNATAKA

14. Personal Banking
 Following products and services are offered under Personal Banking:
 Deposits
◦ Savings Account
◦ Current Account
◦ Fixed Deposits
◦ Suvidha Tax Saving Fixed Deposit
◦ Pension Accounts
◦ Sabka Account
◦ Super Shakti Account for Women
◦ Jubilee Plus Account
 Loans
◦ Home Loans
◦ Loans Against Property
◦ Education Loans
◦ Personal Loan
◦ Loan Against Securities
◦ Reverse Mortgage Loan
◦ Auto Loan
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15. Cont..
 Payments
◦ Tax Payments
◦ Stamp Duty payments
◦ Easy Fill
◦ Bill Payment
◦ Card to Card Money Transfer
◦ Online Payments
◦ PayMate
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16. Cont..
 Investments Advisory
◦ Smart Financial Planning
◦ Mutual Fund
◦ Insurance
◦ Fixed Income Securities
 Cards
◦ Gold Debit Card
◦ International Debit cum ATM Card
◦ Gift Card
◦ World Currency Card
◦ Cash Card
◦ KIDS Debit Card
◦ Foundation Day Cash Back Scheme 2009
◦ Platinum Card
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17. Cont..
 Institutional Banking
◦ Institutional Savings Account
◦ Corporate Payroll Account
 24 Hours Banking
◦ Phone Banking
◦ SMS Banking
◦ AccountAlerts
◦ Internet Banking
 Other products
◦ Lockers
◦ India Post
 Preferred Banking
 NRI Services
 Capital Market
◦ IPO
◦ Demat
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18. Corporate Banking
 Following products and services are offered by IDBI Bank for the
corporates:
 Project Finance
 Infrastructure Finance
 Syndication, Underwriting & Advisory Services
 Carbon Credits Business
 Working Capital
 Cash Management Services
 Trade Finance
 Tax Payments
 Derivatives
 Technology Up gradation Fund Scheme (TUFS)
 Film Financing Scheme
 Direct Discounting Bills
 Rehabilitation Finance
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19. SME Finance
 Sulabh Vyapar Loan
 Dealer Finance
 Funding under CGFMSE
 Direct Credit Scheme - SIDBI
 Preferred customer scheme - IDBI Bank / SIDBI
 Vendor financing (Pre - Sale)
 Vendor financing (Post - Sale)
 Lending Against the Security of Future Credit Card
Receivables
 Working Capital Financing - Software Development Entities
 Finance to Medical Practitioners
 Loan to SRWTO
 SME Hosiery Special Current Account
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20. Achievements
 Awards Won during the year
 IT Team of the Year(2007) Award of IBA5
 Best IT Security Practices Award of NASSCOM
 Best CTO Award of Cyber Media
 Won two special awards, for “Best Payments Initiative” and
“Outstanding Achiever of the Year" (2007)
 Key Projects
 Airline ticketing through ATMs
 Setup of Data Center and Disaster Recovery Center
 Internet Banking Enabled Multi-Functional KIOSK
 Kolkata and Haldia Port Trust Internet Banking Payment and
MIS Modules
 Online Payment of Central Excise & Service Tax
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21. Clients
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22. CENTREAL UNIVERSITY OF KARNATAKA