1. Kumar Anand
Sheetal ApartmentFlatNo-7,KataraHills, Bagmugaliya,Mob-9584345670
Summary
MotivatedBranch managerwithan ExtensiveCareersinFinancialServicesandaTrack RecordOf DrivingSales,
Collections,AndBoostingCompanyMorale, Hands-onClientsOrientedProfessionalswhoImplementsCreative
BusinessDevelopmentStrategiesandIsDedicatedToContinuousImprovement.
Highlights
 Profitability Management
 Target setting&management
 Portfolioqualitymanagement
 Cost management
 People management
 Customerexperiencemanagement
 Team Leadership
 Training
 Accuracy
 Time Management
 Creative ProblemSolving
Experience
Branch Manager
Shriram Transport Finance Company Limited-Sehore (M.P) From26 Dec 2011 & 17 Sep2016
StartedCareersas A ManagementTrainee andAfterProbationsIPromotedasBranchmanagerFor New Branch
of Sehore.
 Responsible forthe performance of the salesandadministrative functionsof the branch.
 Meetingsalestargets;preparationandadherence tobudget.
 Reviewandmanagementof the performance of the salesteam.
 Empanelmentof newdealersandresource allocationatdealerships.
 Planningandexecutionof marketingevents.
 Coordinationwithdivisionalsalesmanagerforapprovals.
 Assigningresponsibilityof executionwithinthe branchsalesteam.
 Manages associatesdirectlywhere required.
 Responsible forqualityof businessacquiredandenhancingbusinesspenetrationManagementof dealer.Relationships.
 Administrative control of the branch.
 Responsible forthe HRfunctionsof the branch (Leave approvals,salesassociate renewalplanning,attendance). Record
keepingforfulfillingrequirementsof Audit&PolicyCompliances,Legal Compliances.
 Responsible forCollection,NPA,andNo MomentcasesFromLast 3 Months.

2. Product Selling

Commercial Vehicle

Loan againstProperty
 Mortgage

HousingLoan

BusinessLoan

Personal Loans
Role & Responsibility
 SalesVolume andGrowth
 %NPL
 %NPA
 Branch Management
 Overall Collections
 SalesteamproductivityAverage TAT(Leadfollow-uptoapplication/closure)
 Average FTRProcessaudit/surveillance score Branchupkeepscore
 Call Centre LeadConversions
 Branch salesoperatingcostsPDDCollections
 Salesvolume
 Branch Discipline OverAll AdministrationsWork
Functional and Behavioral Skills
 Understandretail business
 Good InExecutions
 ResultOrientedandHighonCustomer
 LeadershipandPeople Developmentskills
Present working
Territory Manager
LICHFL Financial Services-Bhopal (20Sept To Till)
 Responsible formeetingteamtargets
 Recruitment:Responsibleforrecruitmentof salesofficersandASM.
 Handlingthe gamutof activitiesencompassingdisbursementof sanctionedHome loans,Loanagainst
Property(LAP),Rental securitizationpostsanctionfollow-upaswell asthe complete documentation
and cross sellingof otherfinancial products.
 Meetingbusinessandrevenue budgets.
 Managing channel partners,generatingbusinessvolumes,attendingbusinessleadsandrealizing
buildertie-ups.
 Monthlyreportingof proposalspendingforprocessingandotherissues.
 Handlingmarketrelatedworkpertaining todepositmobilization,appointingnew brokersandliaison
withthe network.

3.  Managing channel partners,generatingbusinessvolumes,attendingbusinessleadsandrealizing
buildertie-ups.
 Monthlyreportingof proposalspendingforprocessingandotherissues.
 Handlingmarketrelatedworkpertainingtodepositmobilization,appointingnew brokersandliaison
withthe network.
 TrackingbrokercommissionsforraiseddepositsthroughinformationfromAccountsIncharge and
assistinglaterinthe same.
 Anyotherwork givenbyIncumbentIn-charge fromtime totime.
 Managing 3 Branchesand 20 EmployeesandMeetTarget.
 Maintainhighestlevelsof employee relationship,motivation&engagementtodrive results&high
levelsof employee satisfaction.
 Maintainengage Operations&Riskteamsto understandandcontribute tooverall processes&
profitabilityacrosslocations.Sales&CollectModel - ManagingCollectionsof the acquiredportfolio.
 Analyzedapplicant’screditworthiness, ProfileJudgmentandsufficiencyof loandocumentsinorderto
sanctionanddisburse the Home loansandLAP.
 Managed a profitable portfolioof available productMix tomake the territoryoffice profitable andkeep
an eye alsoon otherverticalsforsmoothoperations.
 Ensuredeffective processingof Home loanapplicationsinconformitywithorganizationguidelines,
customerinteractionincludingdraftingof highvalue proposals.
 Managed & coordinatedwiththe Legal &Technical Agenciesfortitle clearance.
 Closelymonitoredthe Delinquency& NonStarter statusalso.
 CoordinatedandimpartedProducttrainingtoTeamManagersand Financial consultantstoincrease
the sales.
 BusinessDevelopment: Exploringbusinesspotential,opportunities&clientele tosecure profitable
businessvolumes. Identifyingandnetworkingwithprospective clientsgeneratingbusinessfrom
existingaccountsandachievingprofitabilityandincreasedsalesgrowth.
 PortfolioManagement/CreditAppraisal:Maintainingprofitable portfolioof available productmix to
make the territoryoffice profitable &monitoringdifferentverticalsforsmoothoperations.Assessing
customerscreditworthinessaswell ascreditappraisal forpre-sanctionprocessing.
 ClientRelationshipManagement: Managingcustomercentricoperationsand ensuringcustomer
satisfaction.
 Team Management:Monitoring,training&motivatingthe manpower&ensuringqualitydeliverable in
the market.RecruitmentisalsoPartof TeamManagements.
Education
Academic Credentials
Exams. Board/University Year of Percentage Specialization/
Subjects studied
PGDM Xavier Institute of 2010 65.56% Marketing and Rural
Management, Jabalpur Development
Graduation IGNOU 2006 55.55% History(Hons)
SSC Bihar Intermediate Council, 2003 58.55% Maths, Physics,Chemistry
Patna
HSC Bihar Board, Patna 2001 70.45% Maths, Physics, Chemistry,
Geography, English,etc

4. Personal Details
 Name Kumar Anand
 DOB 26 Feb1987
 FathersName Mr. RameshKumarPandey.
 MothersName Mrs. Ramawati Pandey.
Skills-
Active Lessening, Monitoring, Speaking, Judgment & Skills, Coordination, Active
Learning, Time Management,SystemAnalysis.
Knowledge - Administration and Management, Mathematics, Customer and Personal Services,
English, Language, Sales & Marketing.
I herebydeclare thatall the detailsfurnishedaboveare true tothe bestof my knowledge.
Place-Bhopal
Date-18/11/2016 Kumar Anand