1. CURRICULUM-VITAE
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KASHIF KHAN
Email: khan_kashif15@yahoo.co.in
Contact No. +971-529129913
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Career Objective:
To be part of reputed organization for growth and development so that I can enhance my skills and expand my
domain of knowledge.
Work Experience:
Currently working with Emirates Islamic Bank as a Senior Relationship Officer since 28th Oct 2013 to till date.
Job Profile:
Proactively deliver appropriate products and services to business banking clients such as liability,
deposits, and assets backed finance.
Proactively drive new-to-bank business to grow SME business presence in the identified target
segments.
Monitoring and reporting suspicious transactions while taking appropriate action set by the bank.
Financing heavy commercial vehicles, construction equipment & business finance to corporate
clients.
Preparing credit applications, which includes the financial analysis, risk analysis, financial
spreads and projections and credit risk grades.
Identify new and potential relationship opportunities by continually exploring and prospecting
for viable relationships in order to achieve targets.
Ensuring KYC, proper zero error documentation.
Worked with Union National Bank as a Sales Officer from Apr-2011 to Feb-2013.
Job Profile:
Proactively drive new-to-bank business to grow SME business presence in the identified target
segments.
Selling of financial corporate facilities (business installment loans, goods murahaba & facilities) to the
new and existing clients.
Develop new markets for the company business across the Region.
Preparing the loan application, financial analysis, making visits at the client sites and completes the
loan proposal for final consideration of the credit committee.
Meet with applicants to obtain information for loan application and answer questions about the
process.
Analyze applicant’s financial status, credit, and property evaluations to determine feasibility of
granting loans.
2. Worked with RAKBANK as a Relationship Officer Mar 2010-Mar 2011
Key Responsibility:
The primary job responsibility was to achieve the credit card sales target portfolio wise, like platinum,
gold & classic cards, balance transfer, smart cash.
Listing of high profile companies with the bank to get bulk business and quality applications.
Maintain effective business relationship with new and existing customers, establishing their needs and
advising them on suitability of services.
RBS (The Royal Bank of Scotland) UAE Apr 2008-June 2009
Business Development Officer- Consumer Banking
Key responsibility same as above.
Worked with ATS Services Pvt. Ltd. (New Delhi) from sep-2005 to mar-2007 as a tele sales executive in
American Express credit card process and later wards shifted in Tata AIG motor insurance.
Job Profile:
Making calls to the prospect customers and convincing them on related product.
Accountable for the sales targets on a daily, weekly and monthly basis.
Generating new business via sales promotion and presentations.
Academic Qualification:
Bachelor of Arts (Economics) from CSM University.
Professional Qualification:
Diploma in computer hardware & networking from Jetking, New Delhi.
Personal Information:
Sex: Male
Marital Status: Married
Nationality: Indian
Passport No: K9676272
Visa Status: Residence Visa
Driving License: Yes