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Anna Dixon, Chief Executive
Annual McClelland Lecture, Alliance Manchester Business School
31 January 2018
The opportunities of an ageing society:
looking beyond the challenges
@DrAnnaDixon
4
The commonest age of death for women is 86.4
Source: Healthy state life expectancies, UK: 2014 to 2016, ONS 2017
Average age at death females, UK, 2001 to 2003 and 2014 to 2016
5
Gains in life expectancy are slowing down for both men and
women
Source: Healthy state life expectancies, UK: 2014 to 2016, ONS 2017
Gain in life expectancy at birth in UK by sex over rolling temporally distinct periods, 2001 to 2003
and 2014 to 2016
What’s important to a good later life?
6
Health Financial security Social connections
People say…
Purpose
Source: "Later Life in 2015: An analysis of the views and experiences of people aged
50 and over” Centre for Ageing Better/ Ipsos Mori 2016
7
Proportion of life spent in good health declining even though
life expectancy rising
Source: Health state life expectancies, UK: 2014 to 2016, ONS 2017
Healthy life expectancy by sex in the UK, 2009 to 2011 and 2014 to 2016
8
Men aged 65 years can expect to live 17.6 years of which…
11.2 years
Independent
No care needs
4 years
Low dependency
Help with shopping and housework,
less than once a day
1.1 years
Medium dependency
Help with dressing and meals, several
times a day
1.3 years
High dependency
Help with feeding and toileting, 24
hours a day
Source: CFAS(2017) Is late-life dependency increasing or not? A comparison of the Cognitive Function and Ageing Studies (CFAS) Lancet
390 (10103): 1676–1684
9
People in deprived neighbourhoods experience disability
several years before state pension age
9
Life expectancy and disability free life expectancy at birth, by neighbourhood income level,
England, 1999-2003
Source: Fair Society, Healthy Lives. Marmot Review (Executive Summary, 2010
10
Opportunities for action at every stage of life
10
Source: Fair Society, Healthy Lives. Marmot Review (Executive Summary) 2010
Physical activity in later life
0%
10%
20%
30%
40%
50%
60%
70%
80%
45-54 55-64 65-74 75 +
Recommended Physical Activity Levels by Age - 2008 and 2012
Men - 2008 Men - 2012 Women - 2008 Women - 2012
Source: Health Survey for England 2012: Health, social care and lifestyles
13
From: JRF: UK Poverty Data; https://www.jrf.org.uk/Data
Pensioner poverty has halved since the 1990s
14
But many older households are squeezed financially
- Low to middle income households (LMIs) = bottom half of the income
distribution with income above the bottom 10% and receiving less than
one fifth of their income from means-tested benefits
- 1.8 million households where the head of the household is aged 50 to
State Pension age. A third of all LMI households.
- Struggle to maintain living standards or to save for retirement.
- Proportion who are single doubled over the last 20 years to 28%
Source: Centre for Ageing Better, Resolution Foundation “ A mid-life less ordinary?”
https://www.ageing-better.org.uk/publications/mid-life-less-ordinary-report
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69
Employment rate by age
Age
Reasons for exit from the labour market
• Nearly 10m working over age of 50
• Over 1.1m working over 65
• Since 2008: higher employment rate for
those aged 50-64 than 18-24
Struggling and alone
- 12% of those aged 50+ are the
Struggling and alone
- Distributed across all ages, they have
long standing health conditions
which affect their ability to work and
build social connections. More likely
to be living alone, they have fewer
people they can rely on and are
more likely to experience financial
insecurity. They have the lowest
levels of happiness of all groups.
Finances are a struggle for Trevor. He has
been out of work for some time as a result
of his health and although he now feels that
physically he is ready to go back, finding a
job is proving to be very difficult.
He believes that he is facing ageism and that
this is what’s preventing his return to the
workforce.
At the moment Trevor does not have enough
money for his needs. He depends primarily
on assistance from his son and ex-partner.
As Trevor struggles to get by day-to-day he
has not been able to put aside much for the
future. Retirement is the last thing on his
mind as right now there is nothing he wants
more than to get back into work.
“Young or old, loneliness doesn’t
discriminate” Jo Cox
19
Can do and connected
- 19% of those aged 50+ are Can do
and connected.
- This segment are usually in their
70s or 80s and often widowed.
Their health can be poor and they
lack disposable income but they
have higher than average levels of
happiness. Thanks to their strong
social connections they can rely on
others for support, and feel
fortunate for what they have.
Mary is determined to stay independent for as long as possible and knows that
this means taking care of her health. She watches what she eats – trying to
ensure she has enough fresh food - but also exercises regularly, insofar as she can
given her physical limitations. The main form of exercise she gets is walking. She
walks to the shops regularly, and is also a member of the U3A’s London Explorers
Club –most recently they have done a walking tour of Bermondsey.
She also volunteers in the local country park just over the road from where she
lives which keeps her active.
One of the things Mary most appreciates
about where she lives is the transport links –
she can be in central London within half an
hour. This not only helps her stay in regular
contact with her friends – they can meet up
somewhere convenient – but it also helps
keep her active by providing her with ready
access to the things she enjoys doing like
going to museums and the cinema.
The Age-Friendly Communities Framework
22
Built Environment
Social Environment
Older
people
23
Population age 65 and over projected to increase by over 15%
in the North West of England by 2024
Source: Subnational population projections for England: 2014-based projections, ONS 2017
Percentage population change in English regions by age groups, mid-2014 to mid-2024
Under-35s could be the first
generation to earn less than
their parents: Young people are
hit hardest by recent pay
squeezes
Millennials spend three times
more of income on housing than
grandparents
25
Let’s talk about contribution rather than burden…
10 million People over 50 in the labour market
If the employment rate of people 50-64
matched that of people in their 50s
would add £88 billion to GDP per
annum
£11.4 billion Estimated value of informal care
provided by people over 65
1.4 million people aged 65 and over in
England and Wales provide unpaid care
for a partner, family member or others
£7.3 billion Estimated value of care provided by
grandparents in 2013
Centre for Ageing Better
Angel Building, Level 3
407 St John Street, London, EC1V 4AD
020 3829 0113
www.ageing-better.org.uk
Registered Company Number: 8838490 & Charity Registration Number: 1160741
Anna Dixon
ceo@ageing-better.org.uk
@Ageing_Better
@DrAnnaDixon

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The opportunities of an ageing society: looking beyond the challenges

  • 1. Anna Dixon, Chief Executive Annual McClelland Lecture, Alliance Manchester Business School 31 January 2018 The opportunities of an ageing society: looking beyond the challenges @DrAnnaDixon
  • 2.
  • 3.
  • 4. 4 The commonest age of death for women is 86.4 Source: Healthy state life expectancies, UK: 2014 to 2016, ONS 2017 Average age at death females, UK, 2001 to 2003 and 2014 to 2016
  • 5. 5 Gains in life expectancy are slowing down for both men and women Source: Healthy state life expectancies, UK: 2014 to 2016, ONS 2017 Gain in life expectancy at birth in UK by sex over rolling temporally distinct periods, 2001 to 2003 and 2014 to 2016
  • 6. What’s important to a good later life? 6 Health Financial security Social connections People say… Purpose Source: "Later Life in 2015: An analysis of the views and experiences of people aged 50 and over” Centre for Ageing Better/ Ipsos Mori 2016
  • 7. 7 Proportion of life spent in good health declining even though life expectancy rising Source: Health state life expectancies, UK: 2014 to 2016, ONS 2017 Healthy life expectancy by sex in the UK, 2009 to 2011 and 2014 to 2016
  • 8. 8 Men aged 65 years can expect to live 17.6 years of which… 11.2 years Independent No care needs 4 years Low dependency Help with shopping and housework, less than once a day 1.1 years Medium dependency Help with dressing and meals, several times a day 1.3 years High dependency Help with feeding and toileting, 24 hours a day Source: CFAS(2017) Is late-life dependency increasing or not? A comparison of the Cognitive Function and Ageing Studies (CFAS) Lancet 390 (10103): 1676–1684
  • 9. 9 People in deprived neighbourhoods experience disability several years before state pension age 9 Life expectancy and disability free life expectancy at birth, by neighbourhood income level, England, 1999-2003 Source: Fair Society, Healthy Lives. Marmot Review (Executive Summary, 2010
  • 10. 10 Opportunities for action at every stage of life 10 Source: Fair Society, Healthy Lives. Marmot Review (Executive Summary) 2010
  • 11. Physical activity in later life 0% 10% 20% 30% 40% 50% 60% 70% 80% 45-54 55-64 65-74 75 + Recommended Physical Activity Levels by Age - 2008 and 2012 Men - 2008 Men - 2012 Women - 2008 Women - 2012 Source: Health Survey for England 2012: Health, social care and lifestyles
  • 12.
  • 13. 13 From: JRF: UK Poverty Data; https://www.jrf.org.uk/Data Pensioner poverty has halved since the 1990s
  • 14. 14 But many older households are squeezed financially - Low to middle income households (LMIs) = bottom half of the income distribution with income above the bottom 10% and receiving less than one fifth of their income from means-tested benefits - 1.8 million households where the head of the household is aged 50 to State Pension age. A third of all LMI households. - Struggle to maintain living standards or to save for retirement. - Proportion who are single doubled over the last 20 years to 28% Source: Centre for Ageing Better, Resolution Foundation “ A mid-life less ordinary?” https://www.ageing-better.org.uk/publications/mid-life-less-ordinary-report
  • 15. 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 Employment rate by age Age Reasons for exit from the labour market • Nearly 10m working over age of 50 • Over 1.1m working over 65 • Since 2008: higher employment rate for those aged 50-64 than 18-24
  • 16. Struggling and alone - 12% of those aged 50+ are the Struggling and alone - Distributed across all ages, they have long standing health conditions which affect their ability to work and build social connections. More likely to be living alone, they have fewer people they can rely on and are more likely to experience financial insecurity. They have the lowest levels of happiness of all groups.
  • 17. Finances are a struggle for Trevor. He has been out of work for some time as a result of his health and although he now feels that physically he is ready to go back, finding a job is proving to be very difficult. He believes that he is facing ageism and that this is what’s preventing his return to the workforce. At the moment Trevor does not have enough money for his needs. He depends primarily on assistance from his son and ex-partner. As Trevor struggles to get by day-to-day he has not been able to put aside much for the future. Retirement is the last thing on his mind as right now there is nothing he wants more than to get back into work.
  • 18. “Young or old, loneliness doesn’t discriminate” Jo Cox
  • 19. 19 Can do and connected - 19% of those aged 50+ are Can do and connected. - This segment are usually in their 70s or 80s and often widowed. Their health can be poor and they lack disposable income but they have higher than average levels of happiness. Thanks to their strong social connections they can rely on others for support, and feel fortunate for what they have.
  • 20. Mary is determined to stay independent for as long as possible and knows that this means taking care of her health. She watches what she eats – trying to ensure she has enough fresh food - but also exercises regularly, insofar as she can given her physical limitations. The main form of exercise she gets is walking. She walks to the shops regularly, and is also a member of the U3A’s London Explorers Club –most recently they have done a walking tour of Bermondsey. She also volunteers in the local country park just over the road from where she lives which keeps her active.
  • 21. One of the things Mary most appreciates about where she lives is the transport links – she can be in central London within half an hour. This not only helps her stay in regular contact with her friends – they can meet up somewhere convenient – but it also helps keep her active by providing her with ready access to the things she enjoys doing like going to museums and the cinema.
  • 22. The Age-Friendly Communities Framework 22 Built Environment Social Environment Older people
  • 23. 23 Population age 65 and over projected to increase by over 15% in the North West of England by 2024 Source: Subnational population projections for England: 2014-based projections, ONS 2017 Percentage population change in English regions by age groups, mid-2014 to mid-2024
  • 24. Under-35s could be the first generation to earn less than their parents: Young people are hit hardest by recent pay squeezes Millennials spend three times more of income on housing than grandparents
  • 25. 25 Let’s talk about contribution rather than burden… 10 million People over 50 in the labour market If the employment rate of people 50-64 matched that of people in their 50s would add £88 billion to GDP per annum £11.4 billion Estimated value of informal care provided by people over 65 1.4 million people aged 65 and over in England and Wales provide unpaid care for a partner, family member or others £7.3 billion Estimated value of care provided by grandparents in 2013
  • 26. Centre for Ageing Better Angel Building, Level 3 407 St John Street, London, EC1V 4AD 020 3829 0113 www.ageing-better.org.uk Registered Company Number: 8838490 & Charity Registration Number: 1160741 Anna Dixon ceo@ageing-better.org.uk @Ageing_Better @DrAnnaDixon