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[object Object],[object Object],[object Object],“ GAINING CONNECTIVITY, INNOVATIVE TECHNOLOGIES…  IN MICROFINANCE” BY: MR. GADWIN E. HANDUMON General Manager
Outline of the Presentation ,[object Object],[object Object],[object Object],[object Object]
Misamis Occidental
 
 
 
LINKAGES & PARTNERSHIP NLDC PAGLAUM MULTI-PURPOSE COOPERATIVE WAS ADJUDGED AS  MOST OUTSTANDING COOPERATIVE IN THE PHILIPPINES ON THE“COOP-LGU PARTNERSHIP AWARDS 2006”
PARTNERSHIP:  PHILIPPINES-AUSTRALIA COMMUNITY ASSISTANCE PROGRAM
The FOCAS Areas Iligan Bay FOCAS Mt. Malindang FOCAS Save Labo River FOCAS Coco Industry FOCAS N PACAP
 
 
Project Launching
ROLE OF PAGLAUM MICROFINANCE IN REACHING OUT TO RURAL COMMUNITIES
Programs and Services ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],SAVINGS: * Regular Savings * Youth/Kiddie Savings * Progressive Savings Deposit * Time Deposit * Fixed Deposit * Pinoy Coop ATM
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Programs and Services
Farm Level Grains Center(FLGC) -III A One-Stop-Shop service for the farmers wherein PMPC initiated the so-called “ICO” initial coop offering- wherein an ordinary Farmer can invest his/her P 10.00 for this community project (FLGC) this was made possible thru a collaborative efforts of the Gov’t Agencies : DA, NFA, LGU, Cooperators, & Community. SERVICES OFFERED: * Palay Marketing  * Computerized  Mechanical Dryer * Solar Drying * Rice Milling *Trucking Services *10,000 bags  warehousing  capacity
[object Object]
SHS Roof Mounted SHS Pole Ground Mounted Solar Home System Installation Helps provide light to  off-grid areas through MICRO-SOLAR Energy
MFI for IPs SHEG PWD
PAGLAUM SITUATIONER ,[object Object],[object Object]
COOPERATIVE ISSUES: ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
INNOVATION:  INFORMATION COMMUNICATION TECHNOLOGY
ADOPTION OF MICROBANKING SYSTEM
Microbanking System - R esolved! ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Microbanking System - R esolved!
MAINSTREAMING MFI THRU ATM AS OF DEC. 31,2008: RANKED 224 IN TERMS OF SWITCH  TRANSACTIONS OUT OF 3,315 MEGALINK CONNECTED  NATIONWIDE
ATM new kick of service to MFIs ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
One Card Network / Western Union ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Mobile Top-Up Bill's Pay Card2card Transfer Remittances
PAGLAUM PARTNERS WITH  A GIANT COMPANY FOR   CONNECTIVITY  Web Site Builder *Security Camera *Multiple Sites Channel Monitoring/Playback PLDT IPVPN Connectivity
PLDT – IPVPN  A retail solution that links all the coops branches to its head office, enabling them to electronically monitor its business transactions, any time of the day. PMPC Head Office Pagadian Branch Calamba Branch Oroquieta Branch
MFI ONLINE MARKET NAVIGATION  ,[object Object],PAGLAUM CLIENT
$ $ $ Approve & Disburse Loan Post client data on  Kiva Receive 0% bulk loan from Kiva Note the delinquencies + final impact Repayments deducted from new loans Social Investor "funds" client profiles
BEATING THE BARRIERS: ,[object Object],[object Object],[object Object],[object Object],[object Object]
Significant Results in the Operations
Significant Results in the Operations MEMBERSHIP  GROWTH  187% SAVINGS GROWTH  62% CAPITALIZATION GROWTH  171% PORTFOLIO  GROWTH  105% ASSET GROWTH  128%
This is a call to eradicate poverty and develop the community thru people’s empowerment We offer you partnership with Paglaum Multi-Purpose Cooperative  & Paglaum Community Development Foundation Incorporated "Let us all work together"
Daghang Salamat!

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Case presentation - Information and Communication Technologies in Microfinance

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  • 7. LINKAGES & PARTNERSHIP NLDC PAGLAUM MULTI-PURPOSE COOPERATIVE WAS ADJUDGED AS MOST OUTSTANDING COOPERATIVE IN THE PHILIPPINES ON THE“COOP-LGU PARTNERSHIP AWARDS 2006”
  • 8. PARTNERSHIP: PHILIPPINES-AUSTRALIA COMMUNITY ASSISTANCE PROGRAM
  • 9. The FOCAS Areas Iligan Bay FOCAS Mt. Malindang FOCAS Save Labo River FOCAS Coco Industry FOCAS N PACAP
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  • 13. ROLE OF PAGLAUM MICROFINANCE IN REACHING OUT TO RURAL COMMUNITIES
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  • 16. Farm Level Grains Center(FLGC) -III A One-Stop-Shop service for the farmers wherein PMPC initiated the so-called “ICO” initial coop offering- wherein an ordinary Farmer can invest his/her P 10.00 for this community project (FLGC) this was made possible thru a collaborative efforts of the Gov’t Agencies : DA, NFA, LGU, Cooperators, & Community. SERVICES OFFERED: * Palay Marketing * Computerized Mechanical Dryer * Solar Drying * Rice Milling *Trucking Services *10,000 bags warehousing capacity
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  • 18. SHS Roof Mounted SHS Pole Ground Mounted Solar Home System Installation Helps provide light to off-grid areas through MICRO-SOLAR Energy
  • 19. MFI for IPs SHEG PWD
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  • 22. INNOVATION: INFORMATION COMMUNICATION TECHNOLOGY
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  • 26. MAINSTREAMING MFI THRU ATM AS OF DEC. 31,2008: RANKED 224 IN TERMS OF SWITCH TRANSACTIONS OUT OF 3,315 MEGALINK CONNECTED NATIONWIDE
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  • 29. PAGLAUM PARTNERS WITH A GIANT COMPANY FOR CONNECTIVITY Web Site Builder *Security Camera *Multiple Sites Channel Monitoring/Playback PLDT IPVPN Connectivity
  • 30. PLDT – IPVPN A retail solution that links all the coops branches to its head office, enabling them to electronically monitor its business transactions, any time of the day. PMPC Head Office Pagadian Branch Calamba Branch Oroquieta Branch
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  • 32. $ $ $ Approve & Disburse Loan Post client data on Kiva Receive 0% bulk loan from Kiva Note the delinquencies + final impact Repayments deducted from new loans Social Investor "funds" client profiles
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  • 34. Significant Results in the Operations
  • 35. Significant Results in the Operations MEMBERSHIP GROWTH 187% SAVINGS GROWTH 62% CAPITALIZATION GROWTH 171% PORTFOLIO GROWTH 105% ASSET GROWTH 128%
  • 36. This is a call to eradicate poverty and develop the community thru people’s empowerment We offer you partnership with Paglaum Multi-Purpose Cooperative & Paglaum Community Development Foundation Incorporated "Let us all work together"

Editor's Notes

  1. The micro banking system is ready for the attachment module on Automated Teller Machine. Paglaum grasped the new kick of service not only with PMPC members but to the community. The only coop in the province of MIs. Occ. having an ATM located in the municipality of Plaridel. Areas served by the facility are the 5 th & 6 th class municipalities of Concepcion, Sapang Dalaga, Calamba, Baliangao & Lopez Jaena. The ATM is connected with Megalink, Bancnet & Expressnet.
  2. 24/7 availability of service Manage Own Account Easy access of money anytime anywhere ATM (fully operationalized June 2008) Card Issued 1,974 Acquirer 14,524 transactions Issuer/On-us 1,695 transactions
  3. Paglaum is in the pipeline of IPVPN connectivity. A solution that links all the branches to its head office, enabling them to electronically monitor its business transactions, any time of the day.