MABS Deputy Chief of Party, Ms. Meliza Agabin shares how banks should use the MABS performance monthly reports to track the bank's performance and make informed decision during the 2012 RBAP-MABS Nationa Roundtable Conference on June 8.
12. TRENDS:
PAR
7,
30,
90
(in
%
&
PhP
M)
• B
PAR
%
declining
But
PAR
amount
increasing
13. Reports
Management
Should
Review
Monthly
• Consolidated
Performance
Monitoring
• By
Product
Report
• By
Branch
• AO
efficiency
Annual
against
standard
EAGLE
Score
Card
• Cost
efficiency
• Growth
rates
YoY
• Performance
Top
3
MIS
report
by
AO
reports
• PAR
Aging
Report
• Delinquency
lis,ng
14. What
the
data
maybe
telling
If
opera,ons
• Time
for
product
are
having
opera,ons
review?
problems
• Time
to
study
the
If
clients
market
again?
are
leaving
• Time
to
introduce
your
bank
innova,ons
or
new
products?
• Need
to
Evaluate-‐
How
good
compliance
to
or
bad
policies/procedures?
porSolio
quality
is?
• Need
to
review
profitability?
15. Management
role
is
key
to
ensure
Data
submiTed
on
,me
Data
accuracy
Monitoring
Repor,ng
system
con,nue
17. Informa,on
can
tell
us
everything.
It
has
all
the
answers.
But
they
are
answers
to
ques,ons
we
have………….
to
ask.
(With
apologies
to
Jean
Baudrillard)