1. Sudhir Purmessur
26A, 5205 Glen Erin Drive Mississauga, ON L5M 5N6 (416) 275-2134 sudhirpur@hotmail.com
OBJECTIVE: To be a successful Collection and Credit Analyst by efficiently managing work-flow,
mitigate risk through proper adjudication and train co-workers to enable the company achieve its goal.
PROFESSIONAL PROFILE:
Over 10 years’ experience in approving loans and appropriate lines of credit by analyzing credit bureau
reports , financial statements , trade references and Bank ratings.
Proficient in Excel, Word, Outlook, AS400 and SAP
Qualified in Banking and Marketing
Highly dedicated, reliable, flexible, and multi-tasking with team leadership experience.
Excellent relationship between peers and customers
PROFESSIONAL EXPERIENCE
Strongco LP Mississauga
Bilingual Collection and Credit Analyst 2010-Present
• Evaluate new customers’ applications and established credit lines in accordance with corporate
credit policy by utilizing various credit bureau reports and bank information.
• Represented company’s interest in legal and bankruptcy proceedings.
• Responsible for providing conversion values for equipment purchased on rental contracts with
purchase option.
• Responsible for registration of security under the PPSA act.
• Performed lien searches for transactions that included equipment pledged on trade.
• Assist with National Credit Manager’s duties when required.
• Assist all departments within the organization with translation of business documents and
correspondence.
• Train and monitor staff
• Giving approval to analysts for credit limit beyond their authority
• Preparing and presenting reports for management
2. • Working with purchase contracts
• Process and review loan applications
• Sound knowledge of compliance Law
SENIOR BILINGUAL PORTFOLIO MANAGEMENT SPECIALIST 2007-2010
Pitney Bowes Canada (Global Credit Services), Mississauga, ON
Joined this global leader of document management services and imaging equipment provider to
manage and service its portfolio of bilingual customers.
• Established credit granting guidelines
• Monitored day to day activities of the credit team to ensure decisions were made according with the
corporate policy.
• Responsible for coaching and performance evaluation of the team members.
• Directly managed a staff of 44 agents outsourced by Pitney Bowes rent and lease division.
Sudhir Purmessur ……. cont’d
PROFESSIONAL EXPERIENCE
SENIOR BILINGUAL CUSTOMER SERVICE AND COLLECTION SPECIALIST 2006-2007
GE Canada Vendor Financial Services, Mississauga, ON
Retained by this global infrastructure, finance and media company to manage accounts receivable
portfolio of GE’s Quebec customers.
• Responsible for all aspects of collections activity.
• Maintained and reviewed annually electronic customers’ files to ensure all information is up to
date.
• Monitored the performance of assigned accounts against approved terms and credit limits.
• Responded to customers’ inquiries and assisted the customer with resolution of issues and
disputed items.
• Responsible for timely preparation of amortization schedules.
• Initiated, set up and managed pre-authorized payment accounts.
• Liaise with management and sales personnel regarding files that needed to be escalated to 3rd
party collection agency and/or legal.
• Assisted in negotiation of special re-payment terms and payment settlement offers.
3. • Initiated repossession action on delinquent accounts where resolution could not be reached.
• Responsible for registration and discharge of PPSA statements.
• Assisted various departments with their French translation needs.
BRANCH MANAGER CORPORATE DIVISION 1983-2005
BNP PARIBAS (FRANCE & MAURITIUS)
Engaged by this European leader in global banking and financial services to manage banking needs of
commercial customers first in Mauritius, and later in Paris, France.
• Responsible for negotiated treasury bills, determining the rates of purchase and sales of the
bills.
• Negotiated bills on the inter banking market.
• Approved loans, overdraft facilities and appropriate lines of credit by analyzing credit bureau
reports and financial statements.
• Monitor the performance of accounts against approved products and credit limits and reviewed
annually.
• Identified and analyzed high risk accounts in order to find alternative solutions.
• Responsible for cash flow projection reports to senior management.
• Manage Local & foreign currencies
• Resolved customer complaints and maintained excellent Public Relations with the customers.
• Directly managed staff of 12 branch employees.
EDUCATION
• General certificate in Education University of London UK
• Graduated in Marketing Management Institute Of Marketing Management South Africa
• Professional certificate in Banking France BNP PARIBAS
• Candidate for CLCA CSI ( Canadian Securities Institute)