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Identity server Authentication
Local Custom
Authenticator
Federated
Custom
Authenticator
RTS & SCA
https://eba.europa.eu/sites/default/documents/files/documents/10180/1761863/314bd4d5-ccad-47f8-bb11-849
33e863944/Final%20draft%20RTS%20on%20SCA%20and%20CSC%20under%20PSD2%20%28EBA-RTS-
2017-02%29.pdf
2FA
Transactions that use 2FA need to be
authenticated using at least two of
the following three factors:
1. something that the customer
knows (e.g. a password, PIN, or
response to a security question),
2. something that the customer
has (e.g. a mobile phone),
3. something that the customer is
(e.g. a biometric such as a
fingerprint).
Exemption for SCA
You can define scripts that can consider the following evaluation
criteria:
● User attributes
● User behaviour
● Level of assurance of the access request
● Risk analysis statisticsMachine learning algorithms
SCA Approach: Redirect
AISP BANK AISP
SCA Approach:Decoupled
AISP
BANK
AISP
SCA Approach:Embeded
AISP
BANK
AISP
User
Credential
Authentication
Result
Multi factor Authentication
Custom Authenticator
public class BasicCustomAuthenticator
extends AbstractApplicationAuthenticator
implements LocalApplicationAuthenticator {
The important methods in the AbstractApplicationAuthenticator class and the
FederatedApplicationAuthenticator and LocalApplicationAuthenticator interface are listed
as follows.
●
●
●
●
●
WSO2 OpenBanking Flow
Q&A?
GRAZIE!!!
Prossimo appuntamento:
Contatti
DOVE SIAMO
Milano - Torino - Padova - Roma
TELEFONO
Torino +39-011-0120371
EMAIL
wso2.sales@profesia.it
@

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