The document discusses abuse and neglect of elders in India. It finds that 42% of elders felt disrespected, 37.8% were verbally abused, and 28.2% experienced neglect or economic abuse. The main abusers were sons and daughters-in-law, and over half of abused elders did not take action. The main context for abuse was related to property. Most elders felt that regular income was the only way to escape abuse. The document also discusses the importance of retirement planning and saving systematically from an early age in order to financially secure one's retirement years.

4. MANY OFTHEMARE DEPENDING OR FORCED TO WORK
FOR THEIR LIVING

5. STUDYON ELDERS IN INDIA
1 42% Felt disrespected
2 37.8% verbally abused
3 28.2% neglect, economic abuse
4 Sons and daughters-in-law are major abusers
5 53.4% of elders took no action when faced with abuse
6 The main context of abuse was “Property” (35.4%)
7 72% of the abused felt, regular income, the only way to
escape abuse.

9. “WHAT ISTHEBEST INVESTMENT”

10. 17

11. 18

12. www.nhb.org.in
2013
88
204
150
191
318
108
191
219
145
86
220
199
222
107
190

14. 21

15. 22

16. 23

18. THE BEST
INVESTMENT

21. 0 - 25YRS CARINGAND SHARING 60 - 90+YRS
DREAMING
GIVING?
AND ACQUIRING OR
TAKING?
3 STAGES OF LIFE
25 - 60YRS
DARING,
CHILDREN
AND
FAMILY
PARENTS CHILDREN

23. Retirement is the time when you would like to
spend your days doing what you love —
travel, live in the farm house, start a poultry
farm, restaurant etc. However, I have come
across many people who are not very
comfortable about retirement thinking that
their regular income will then become
irregular.

24. Everyone has to retire at some point from their working lives.
Everyone has plans on how they will live their lives to the fullest then!
We all know of inflation and how it affects our expenses, with each
passing year. Imagine that you have a great retirement dream, but
there is a cost attached to it, you know there won't be regular income
and expenses will continue to rise. Hence, I feel it becomes imperative
that we start saving systematically to enjoy our retired life to the
fullest
Research shows that most working people in India do not plan their
savings towards retirement and believe that their current savings will be
enough to take care of their post retirement needs. In a nuclear family
structure, support in the old age is no longer easy and everyone has to
be self content in their retirement years. Moreover, there is no social
security system in the country. So it is crucial for individuals to realize
that through a systematic retirement plan one can maintain their
standard post-retirement lifestyle

25. Starting early helps save more
It's good if you start planning your finances early – your financial commitments are likely to
be fewer, and hence you can salt away more. Planning at the early years of your career
also helps compound the corpus many times by the time you retire.
Things to remember while planning for retirement
1: Decide how much income you require to live comfortably in your post-retirement years.
Consider aspects like increased medical costs, vacations but reduce costs like children's
education and rent, if you own your home. You must map this income on basis of your
current lifestyle.
2: Determine how much you need to save regularly, starting today, to have the right
amount. Start allocating as much as you can towards your retirement kitty. In case you are
currently not in a position to set apart the funds required, start with whatever is at your
disposal.
3: Select the right retirement plan, which will help you meet your post-retirement
requirements.
4: Start saving now! Then you will have time on your side and can enjoy the power of
compounding.
5: Systematically invest a fixed amount every month for your post-retirement years and
lead a tension free healthy retirement.
Not only is retirement planning an essential aspect of one's overall financial planning
exercise but is also crucial to be commenced early in life. One must always remember
that systematic and early retirement planning can help you reduce your financial burden
incurred during the post retirement years and help you plan for a carefree and
financially secured post retirement life today.

26. Sukanta Singha Roy
www.sri4u.in
sukanta@sri4u.in
urssukanta@gmail.com
+91 9830661251
Source : Gopast .HelpAge India ,Datacomp