SlideShare a Scribd company logo
Age
Piotr MERKEL
Mobile
in the
Service
Customer
Some thoughts & conclusions

while discussing the efficient
customer service model
the customer service
Customers 2
the way
YOUR
think about
do
Customer services
Contracts
Billing &

Invoicing
Payments &
Collection
Inquires
create a number of problems, that turn into 

increasing number of inquires & claims to be handled
Claims
utilizing traditional channels,
based on traditional model
!
!
!
!
3
Inquires
generate higher cost both direct and indirect
on every stage of the process: handling, processing and responding
$$$
Contracts
Payments
Invoices
Claims
4
Customer services
utilizing traditional channels,
based on traditional model
only 5% of the portfolio 

uses the e-service channel
• Investing in web portals
• Migrating customers to remote channels
• Employing payments schemes & methods
• Introducing automated transactions
• Creating self-service products
• …
Companies try hard
real
impact
5
Klientów
paying the bills is quite complicated
I cannot follow their logic
nobody can track my payments
they change accounts often
they want me to send a letter
problem to address the problem
it’s a complete mess
Customer’s
routine*
official language makes me sick
I feel lost !!! dayily
6*An actual blog post from Polish actress, who describe her experience with customer services: payments, inquires & claims. 

Even she assumes herself modern & computer literate !!!
… they say, it will be like heaven
mobile
modern
simple
intuitive
automatic
single point 

of contact
7
went
wrong
What
8
?
experience
difficulty
discomfort
embarass
irritation
design
easy
natural
intuitive
comfortable
Designing the
9
Customer Journey
with mobile
experience
GOOD
How to bring
10
✨
1. Ask your Customer
2. Design the process
3. Develop the App
4. Allign your organization*
5. Enjoy the success*
11
*we are not to cover these in here ;-)
does he need
WHAT
Customer
Ask Your
try to
WHY
understand
12
Identity
These days my smartfone is my ID card.
natural & easy verification
automatic data fill-ins
security by design & procedures
applying the existing standards 

& procedures (incl 3rd Parties)
13
Invoices
I want my bills to appear automatically, 

with Key Info/Details presented in a simple form.
Key Info & Data to be presented
existed standards & mechanisms for 

automated distribution
sort & search engine
connected to the cloud (eg, for bill image)
14
Payments
I want my bills to be paid with a single touch,
while the pre-processing should be automated.
automated fill-ins on transaction
smooth integration with transaction system
reliability & security
simple and clear notification on effect

(„receipt”; „proof of payment”)
15
Inuires
Communicating my supplier should be easy &
natural, like conversation, chat or text.
automatic customer details fill-ins
automatic „case/problem” details fill-ins
short reaction time (reception & answer)
clear status & effect communication
conversational dialogue (me vs you/ Q&A)
16
Offerings
New Offerings should be personal and presented in a
simple form; if accepted - the details should follow.
Offerings: key details only
pre-acceptance => more details available
full set-u & configuration by Customer

(what, when, under which condition)
17
Process
use the existing systems
apply the accepted standards
reduce the number of steps; simplify
be intuitive and user friendly
provide end-to-end UTILITY
Let your process follow the natural behaviour

of the user. Make it simple: less is more ;-)
18
& challenges
MOBILE APPS
possibilities
! 19
Addressing the needs of the User
Reliable
Engaging
User friendly
Beautifull
Practical
Intuitive
Minimalistic
http://fp20.org/top-3-cechy-dobrej-aplikacji-mobilnej,1278
☺
The „good” app
20
😀
🎯
😍
👍
'
💥
😍 ☺
😀 💥
👍'
Contracts
Billing &
Invoicing
Payments
& Trans.
Inquires
Full potential …
In a recent study, McKinsey found that revenues grew 10-15% 

with a 20% customer satisfaction increase when companies focused 

on journeys rather than solely looking at individual interactions.
21http://www.slideshare.net/McK_CMSOForum/customer-experience-journey-webinar-v10-091713
Claims
Single app = single Control Panel
Full scope of customer services
usability
☯ All My Suppliers
Universal identity
Simple, intuitive, natural UI
Common standards apply

(invoices, transactions, inquires, offerings)
in a single place
22
The ULTIMATE
Mutual benefits
SUPPLIER
Cost & Resources Optimization
Flexibility while Designing the services
Efficient communication channel with Customer
The Added value (customer service is a piece of cake)
CUSTOMER
In control with all the bills and customer issues
Communication and payments that follow the mobile way of life
Easy to use - minimum effort & no negative experience
Comfort & satisfaction with everyday use
23
Mobile customer service
limited number of errors & faults
improved satisfaction
readiness to selfceare
the real usability
significant increase of number
that follows your style
24
of customers in remote channels
significant increase in net profits
significant increase in NPS /CSI
… still there are some too busy to follow …
25
Don’t wait !!!
Be mobile !!!
Piotr Merkel
Managing Partner
ul. Jerozolimskie 96
00-807 Warszawa
+48 504 742 944
piotr.merkel@iqmart.pl
WE COULD HELP & SUPPORT YOU

More Related Content

What's hot

Thailand e logistics painpoints 2015
Thailand e logistics painpoints 2015Thailand e logistics painpoints 2015
Thailand e logistics painpoints 2015
Parin Songpracha
 
Payment Gateway
Payment Gateway Payment Gateway
Payment Gateway
Rohit Srivastav
 
Ecommerce final ppt
Ecommerce final pptEcommerce final ppt
Ecommerce final pptreemalmarri
 
e-commerce and internet banking
e-commerce and internet bankinge-commerce and internet banking
e-commerce and internet banking
Arushi Grover
 
Payment Gateway by iPay88
Payment Gateway by iPay88Payment Gateway by iPay88
Payment Gateway by iPay88
sitecmy
 
A Complete Model of the Payment Service Business
A Complete Model of the Payment Service BusinessA Complete Model of the Payment Service Business
A Complete Model of the Payment Service Business
Frank Steeneken
 
Online payment gateway provider
Online payment gateway providerOnline payment gateway provider
Online payment gateway provider
Payment Gateways
 
Electronic Delivery channels integration
Electronic Delivery channels integrationElectronic Delivery channels integration
Electronic Delivery channels integration
Anil Chaurasiya
 
DIFFERENT CHANNELS OF BANKING
DIFFERENT CHANNELS OF BANKINGDIFFERENT CHANNELS OF BANKING
DIFFERENT CHANNELS OF BANKING
Ravi Arora
 
Payment Gateways in India
Payment Gateways in IndiaPayment Gateways in India
Payment Gateways in India
Mudit Gera
 
Payment Gateway
Payment GatewayPayment Gateway
Payment Gateway
Killian Delaney
 
eSewa - E-COMMERCE PROJECT REPORT
eSewa - E-COMMERCE PROJECT REPORTeSewa - E-COMMERCE PROJECT REPORT
eSewa - E-COMMERCE PROJECT REPORT
Ayush Man Tamrakar
 
Omni channel for slide share
Omni channel for slide shareOmni channel for slide share
Omni channel for slide share
Parin Songpracha
 
The New Banking Channel Network - Improving the Bottom Line through Channel O...
The New Banking Channel Network - Improving the Bottom Line through Channel O...The New Banking Channel Network - Improving the Bottom Line through Channel O...
The New Banking Channel Network - Improving the Bottom Line through Channel O...
Kenneth Kwan
 
Mobile banking - not just a niche service-a norm!
Mobile banking - not just a niche service-a norm!Mobile banking - not just a niche service-a norm!
Mobile banking - not just a niche service-a norm!
Mahindra Comviva
 
Digital Banking - Revolution in Bangladesh
Digital Banking - Revolution in BangladeshDigital Banking - Revolution in Bangladesh
Digital Banking - Revolution in Bangladesh
United International University
 
Payment Gateway Integration: Growth Strategy for SAAS
Payment Gateway Integration: Growth Strategy for SAASPayment Gateway Integration: Growth Strategy for SAAS
Payment Gateway Integration: Growth Strategy for SAAS
Wayne Akey
 
Mobile Banking
Mobile BankingMobile Banking
Mobile Banking
Sanjoy Suthar
 

What's hot (20)

Thailand e logistics painpoints 2015
Thailand e logistics painpoints 2015Thailand e logistics painpoints 2015
Thailand e logistics painpoints 2015
 
Payment Gateway
Payment Gateway Payment Gateway
Payment Gateway
 
Ecommerce final ppt
Ecommerce final pptEcommerce final ppt
Ecommerce final ppt
 
Online Payments For Developers
Online Payments For DevelopersOnline Payments For Developers
Online Payments For Developers
 
e-commerce and internet banking
e-commerce and internet bankinge-commerce and internet banking
e-commerce and internet banking
 
Payment Gateway by iPay88
Payment Gateway by iPay88Payment Gateway by iPay88
Payment Gateway by iPay88
 
A Complete Model of the Payment Service Business
A Complete Model of the Payment Service BusinessA Complete Model of the Payment Service Business
A Complete Model of the Payment Service Business
 
Online payment gateway provider
Online payment gateway providerOnline payment gateway provider
Online payment gateway provider
 
Electronic Delivery channels integration
Electronic Delivery channels integrationElectronic Delivery channels integration
Electronic Delivery channels integration
 
DIFFERENT CHANNELS OF BANKING
DIFFERENT CHANNELS OF BANKINGDIFFERENT CHANNELS OF BANKING
DIFFERENT CHANNELS OF BANKING
 
Payment Gateways in India
Payment Gateways in IndiaPayment Gateways in India
Payment Gateways in India
 
Payment Gateway
Payment GatewayPayment Gateway
Payment Gateway
 
eSewa - E-COMMERCE PROJECT REPORT
eSewa - E-COMMERCE PROJECT REPORTeSewa - E-COMMERCE PROJECT REPORT
eSewa - E-COMMERCE PROJECT REPORT
 
Omni channel for slide share
Omni channel for slide shareOmni channel for slide share
Omni channel for slide share
 
The New Banking Channel Network - Improving the Bottom Line through Channel O...
The New Banking Channel Network - Improving the Bottom Line through Channel O...The New Banking Channel Network - Improving the Bottom Line through Channel O...
The New Banking Channel Network - Improving the Bottom Line through Channel O...
 
Mobile banking - not just a niche service-a norm!
Mobile banking - not just a niche service-a norm!Mobile banking - not just a niche service-a norm!
Mobile banking - not just a niche service-a norm!
 
Digital Banking - Revolution in Bangladesh
Digital Banking - Revolution in BangladeshDigital Banking - Revolution in Bangladesh
Digital Banking - Revolution in Bangladesh
 
Payment Gateway Integration: Growth Strategy for SAAS
Payment Gateway Integration: Growth Strategy for SAASPayment Gateway Integration: Growth Strategy for SAAS
Payment Gateway Integration: Growth Strategy for SAAS
 
BANQ Services
BANQ ServicesBANQ Services
BANQ Services
 
Mobile Banking
Mobile BankingMobile Banking
Mobile Banking
 

Similar to What Customers Want

Installment Bill Booklet
Installment Bill BookletInstallment Bill Booklet
Installment Bill Booklet
Eric Gasbarro
 
Installment billbookletdigital
Installment billbookletdigitalInstallment billbookletdigital
Installment billbookletdigital
Eric Gasbarro
 
Input 1 Installment Billing
Input 1 Installment BillingInput 1 Installment Billing
Input 1 Installment Billing
Jeff Grocky
 
The Era of Everyday Bank- Cards Innovation
The Era of Everyday Bank- Cards InnovationThe Era of Everyday Bank- Cards Innovation
The Era of Everyday Bank- Cards Innovation
WNS Global Services
 
4. e commerce, m-commerce and emerging technologies 2018
4. e commerce, m-commerce and emerging technologies 20184. e commerce, m-commerce and emerging technologies 2018
4. e commerce, m-commerce and emerging technologies 2018
Ashish Desai
 
Enhancing Customer Experience through Loan Origination System (1).pdf
Enhancing Customer Experience through Loan Origination System (1).pdfEnhancing Customer Experience through Loan Origination System (1).pdf
Enhancing Customer Experience through Loan Origination System (1).pdf
Habile Technologies
 
Must-have Features for Banking Application.pdf
Must-have Features for Banking Application.pdfMust-have Features for Banking Application.pdf
Must-have Features for Banking Application.pdf
KMSSolutionsMarketin
 
Digital Onboarding Made Easy with the Inception of AI-Based Algorithms
Digital Onboarding Made Easy with the Inception of AI-Based AlgorithmsDigital Onboarding Made Easy with the Inception of AI-Based Algorithms
Digital Onboarding Made Easy with the Inception of AI-Based Algorithms
Signzy
 
Ronald Raffensperger, Digital Banking Forum 2021
Ronald Raffensperger, Digital Banking Forum 2021Ronald Raffensperger, Digital Banking Forum 2021
Ronald Raffensperger, Digital Banking Forum 2021
Starttech Ventures
 
Customer Portal Whitepaper - CRMJetty
Customer Portal Whitepaper - CRMJettyCustomer Portal Whitepaper - CRMJetty
Customer Portal Whitepaper - CRMJetty
CRMJetty
 
These things you must know about online payment solutions.
These things you must know about online payment solutions.These things you must know about online payment solutions.
These things you must know about online payment solutions.
Riya Sen
 
Beyond Portals in LIfe and Final Expense Insurance
Beyond Portals in LIfe and Final Expense InsuranceBeyond Portals in LIfe and Final Expense Insurance
Beyond Portals in LIfe and Final Expense Insurance
Edgewater
 
Presentation Only: Case Study for Implementing Successful eBilling Strategies
Presentation Only: Case Study for Implementing Successful eBilling StrategiesPresentation Only: Case Study for Implementing Successful eBilling Strategies
Presentation Only: Case Study for Implementing Successful eBilling Strategies
JOSH CARROLL
 
IBM Payments Gateway
IBM Payments GatewayIBM Payments Gateway
IBM Payments Gateway
Killian Delaney
 
Input 1 Outsourced Installment Billing
Input 1 Outsourced Installment BillingInput 1 Outsourced Installment Billing
Input 1 Outsourced Installment Billing
Eric Gasbarro
 
Ecommerce_Ch1.ppt
Ecommerce_Ch1.pptEcommerce_Ch1.ppt
Ecommerce_Ch1.ppt
AYNETUTEREFE1
 
Final year project Electronic zone e-marketing
Final year project Electronic zone e-marketingFinal year project Electronic zone e-marketing
Final year project Electronic zone e-marketing
Sudhanshu kumar Sah
 
Cards and Payments Asia presentation - Apr. 2015
Cards and Payments Asia presentation - Apr. 2015Cards and Payments Asia presentation - Apr. 2015
Cards and Payments Asia presentation - Apr. 2015
Wing Yuen Loon
 

Similar to What Customers Want (20)

Installment Bill Booklet
Installment Bill BookletInstallment Bill Booklet
Installment Bill Booklet
 
Installment billbookletdigital
Installment billbookletdigitalInstallment billbookletdigital
Installment billbookletdigital
 
Input 1 Installment Billing
Input 1 Installment BillingInput 1 Installment Billing
Input 1 Installment Billing
 
The Era of Everyday Bank- Cards Innovation
The Era of Everyday Bank- Cards InnovationThe Era of Everyday Bank- Cards Innovation
The Era of Everyday Bank- Cards Innovation
 
4. e commerce, m-commerce and emerging technologies 2018
4. e commerce, m-commerce and emerging technologies 20184. e commerce, m-commerce and emerging technologies 2018
4. e commerce, m-commerce and emerging technologies 2018
 
Enhancing Customer Experience through Loan Origination System (1).pdf
Enhancing Customer Experience through Loan Origination System (1).pdfEnhancing Customer Experience through Loan Origination System (1).pdf
Enhancing Customer Experience through Loan Origination System (1).pdf
 
Must-have Features for Banking Application.pdf
Must-have Features for Banking Application.pdfMust-have Features for Banking Application.pdf
Must-have Features for Banking Application.pdf
 
Digital Onboarding Made Easy with the Inception of AI-Based Algorithms
Digital Onboarding Made Easy with the Inception of AI-Based AlgorithmsDigital Onboarding Made Easy with the Inception of AI-Based Algorithms
Digital Onboarding Made Easy with the Inception of AI-Based Algorithms
 
Ronald Raffensperger, Digital Banking Forum 2021
Ronald Raffensperger, Digital Banking Forum 2021Ronald Raffensperger, Digital Banking Forum 2021
Ronald Raffensperger, Digital Banking Forum 2021
 
Customer Portal Whitepaper - CRMJetty
Customer Portal Whitepaper - CRMJettyCustomer Portal Whitepaper - CRMJetty
Customer Portal Whitepaper - CRMJetty
 
These things you must know about online payment solutions.
These things you must know about online payment solutions.These things you must know about online payment solutions.
These things you must know about online payment solutions.
 
M commerce
M commerceM commerce
M commerce
 
M commerce
M commerceM commerce
M commerce
 
Beyond Portals in LIfe and Final Expense Insurance
Beyond Portals in LIfe and Final Expense InsuranceBeyond Portals in LIfe and Final Expense Insurance
Beyond Portals in LIfe and Final Expense Insurance
 
Presentation Only: Case Study for Implementing Successful eBilling Strategies
Presentation Only: Case Study for Implementing Successful eBilling StrategiesPresentation Only: Case Study for Implementing Successful eBilling Strategies
Presentation Only: Case Study for Implementing Successful eBilling Strategies
 
IBM Payments Gateway
IBM Payments GatewayIBM Payments Gateway
IBM Payments Gateway
 
Input 1 Outsourced Installment Billing
Input 1 Outsourced Installment BillingInput 1 Outsourced Installment Billing
Input 1 Outsourced Installment Billing
 
Ecommerce_Ch1.ppt
Ecommerce_Ch1.pptEcommerce_Ch1.ppt
Ecommerce_Ch1.ppt
 
Final year project Electronic zone e-marketing
Final year project Electronic zone e-marketingFinal year project Electronic zone e-marketing
Final year project Electronic zone e-marketing
 
Cards and Payments Asia presentation - Apr. 2015
Cards and Payments Asia presentation - Apr. 2015Cards and Payments Asia presentation - Apr. 2015
Cards and Payments Asia presentation - Apr. 2015
 

More from Piotr Merkel

Warsztaty_Kryzys_3011a.pdf
Warsztaty_Kryzys_3011a.pdfWarsztaty_Kryzys_3011a.pdf
Warsztaty_Kryzys_3011a.pdf
Piotr Merkel
 
Podstawy Przedsiębiorczości Okiem Praktyka
Podstawy Przedsiębiorczości Okiem PraktykaPodstawy Przedsiębiorczości Okiem Praktyka
Podstawy Przedsiębiorczości Okiem Praktyka
Piotr Merkel
 
Doradca pierwszego kontaktu_iqm_112
Doradca pierwszego kontaktu_iqm_112Doradca pierwszego kontaktu_iqm_112
Doradca pierwszego kontaktu_iqm_112
Piotr Merkel
 
Project manager na trudne czasy
Project manager na trudne czasyProject manager na trudne czasy
Project manager na trudne czasy
Piotr Merkel
 
Cx iqm 13052017_eng
Cx iqm 13052017_engCx iqm 13052017_eng
Cx iqm 13052017_eng
Piotr Merkel
 
Poland in the Heart of Innovation Europe
Poland in the Heart of Innovation EuropePoland in the Heart of Innovation Europe
Poland in the Heart of Innovation Europe
Piotr Merkel
 
Customer - His Voice & Contribution into Business Process Management
Customer - His Voice & Contribution into Business Process Management Customer - His Voice & Contribution into Business Process Management
Customer - His Voice & Contribution into Business Process Management
Piotr Merkel
 
Klient i jego perspektywa w modelowaniu i zarządzaniu procesami
Klient i jego perspektywa w modelowaniu i zarządzaniu procesamiKlient i jego perspektywa w modelowaniu i zarządzaniu procesami
Klient i jego perspektywa w modelowaniu i zarządzaniu procesami
Piotr Merkel
 
KLIENTOMANIA w 10 odsłonach
KLIENTOMANIA w 10 odsłonachKLIENTOMANIA w 10 odsłonach
KLIENTOMANIA w 10 odsłonach
Piotr Merkel
 
Czego pragną klienci
Czego pragną klienciCzego pragną klienci
Czego pragną klienci
Piotr Merkel
 
Customer Experience Matters
Customer Experience MattersCustomer Experience Matters
Customer Experience Matters
Piotr Merkel
 
Czy warto inwestować w obsługę klienta
Czy warto inwestować w obsługę klientaCzy warto inwestować w obsługę klienta
Czy warto inwestować w obsługę klienta
Piotr Merkel
 
How about putting some money in customer service.pptx
How about putting some money in customer service.pptxHow about putting some money in customer service.pptx
How about putting some money in customer service.pptx
Piotr Merkel
 
Iq mart procesy_01062015
Iq mart procesy_01062015Iq mart procesy_01062015
Iq mart procesy_01062015
Piotr Merkel
 
Klientocentryzm doświadczenia praktyczne 4052015
Klientocentryzm doświadczenia praktyczne 4052015Klientocentryzm doświadczenia praktyczne 4052015
Klientocentryzm doświadczenia praktyczne 4052015
Piotr Merkel
 
Bpm eois pm_14012015_pdf
Bpm eois pm_14012015_pdfBpm eois pm_14012015_pdf
Bpm eois pm_14012015_pdf
Piotr Merkel
 
Pm procesy sag_eng
Pm procesy sag_engPm procesy sag_eng
Pm procesy sag_eng
Piotr Merkel
 
Bcg energa prezentacja 24 apr 2012
Bcg energa prezentacja 24 apr 2012Bcg energa prezentacja 24 apr 2012
Bcg energa prezentacja 24 apr 2012
Piotr Merkel
 
Siem leadconf sf_pm_31052013
Siem leadconf sf_pm_31052013Siem leadconf sf_pm_31052013
Siem leadconf sf_pm_31052013
Piotr Merkel
 

More from Piotr Merkel (20)

Warsztaty_Kryzys_3011a.pdf
Warsztaty_Kryzys_3011a.pdfWarsztaty_Kryzys_3011a.pdf
Warsztaty_Kryzys_3011a.pdf
 
Podstawy Przedsiębiorczości Okiem Praktyka
Podstawy Przedsiębiorczości Okiem PraktykaPodstawy Przedsiębiorczości Okiem Praktyka
Podstawy Przedsiębiorczości Okiem Praktyka
 
Doradca pierwszego kontaktu_iqm_112
Doradca pierwszego kontaktu_iqm_112Doradca pierwszego kontaktu_iqm_112
Doradca pierwszego kontaktu_iqm_112
 
Project manager na trudne czasy
Project manager na trudne czasyProject manager na trudne czasy
Project manager na trudne czasy
 
Cx iqm 13052017_eng
Cx iqm 13052017_engCx iqm 13052017_eng
Cx iqm 13052017_eng
 
Poland in the Heart of Innovation Europe
Poland in the Heart of Innovation EuropePoland in the Heart of Innovation Europe
Poland in the Heart of Innovation Europe
 
Customer - His Voice & Contribution into Business Process Management
Customer - His Voice & Contribution into Business Process Management Customer - His Voice & Contribution into Business Process Management
Customer - His Voice & Contribution into Business Process Management
 
Klient i jego perspektywa w modelowaniu i zarządzaniu procesami
Klient i jego perspektywa w modelowaniu i zarządzaniu procesamiKlient i jego perspektywa w modelowaniu i zarządzaniu procesami
Klient i jego perspektywa w modelowaniu i zarządzaniu procesami
 
KLIENTOMANIA w 10 odsłonach
KLIENTOMANIA w 10 odsłonachKLIENTOMANIA w 10 odsłonach
KLIENTOMANIA w 10 odsłonach
 
Czego pragną klienci
Czego pragną klienciCzego pragną klienci
Czego pragną klienci
 
epoka_pdf
epoka_pdfepoka_pdf
epoka_pdf
 
Customer Experience Matters
Customer Experience MattersCustomer Experience Matters
Customer Experience Matters
 
Czy warto inwestować w obsługę klienta
Czy warto inwestować w obsługę klientaCzy warto inwestować w obsługę klienta
Czy warto inwestować w obsługę klienta
 
How about putting some money in customer service.pptx
How about putting some money in customer service.pptxHow about putting some money in customer service.pptx
How about putting some money in customer service.pptx
 
Iq mart procesy_01062015
Iq mart procesy_01062015Iq mart procesy_01062015
Iq mart procesy_01062015
 
Klientocentryzm doświadczenia praktyczne 4052015
Klientocentryzm doświadczenia praktyczne 4052015Klientocentryzm doświadczenia praktyczne 4052015
Klientocentryzm doświadczenia praktyczne 4052015
 
Bpm eois pm_14012015_pdf
Bpm eois pm_14012015_pdfBpm eois pm_14012015_pdf
Bpm eois pm_14012015_pdf
 
Pm procesy sag_eng
Pm procesy sag_engPm procesy sag_eng
Pm procesy sag_eng
 
Bcg energa prezentacja 24 apr 2012
Bcg energa prezentacja 24 apr 2012Bcg energa prezentacja 24 apr 2012
Bcg energa prezentacja 24 apr 2012
 
Siem leadconf sf_pm_31052013
Siem leadconf sf_pm_31052013Siem leadconf sf_pm_31052013
Siem leadconf sf_pm_31052013
 

Recently uploaded

VAT Registration Outlined In UAE: Benefits and Requirements
VAT Registration Outlined In UAE: Benefits and RequirementsVAT Registration Outlined In UAE: Benefits and Requirements
VAT Registration Outlined In UAE: Benefits and Requirements
uae taxgpt
 
Putting the SPARK into Virtual Training.pptx
Putting the SPARK into Virtual Training.pptxPutting the SPARK into Virtual Training.pptx
Putting the SPARK into Virtual Training.pptx
Cynthia Clay
 
FINAL PRESENTATION.pptx12143241324134134
FINAL PRESENTATION.pptx12143241324134134FINAL PRESENTATION.pptx12143241324134134
FINAL PRESENTATION.pptx12143241324134134
LR1709MUSIC
 
What are the main advantages of using HR recruiter services.pdf
What are the main advantages of using HR recruiter services.pdfWhat are the main advantages of using HR recruiter services.pdf
What are the main advantages of using HR recruiter services.pdf
HumanResourceDimensi1
 
5 Things You Need To Know Before Hiring a Videographer
5 Things You Need To Know Before Hiring a Videographer5 Things You Need To Know Before Hiring a Videographer
5 Things You Need To Know Before Hiring a Videographer
ofm712785
 
RMD24 | Debunking the non-endemic revenue myth Marvin Vacquier Droop | First ...
RMD24 | Debunking the non-endemic revenue myth Marvin Vacquier Droop | First ...RMD24 | Debunking the non-endemic revenue myth Marvin Vacquier Droop | First ...
RMD24 | Debunking the non-endemic revenue myth Marvin Vacquier Droop | First ...
BBPMedia1
 
Project File Report BBA 6th semester.pdf
Project File Report BBA 6th semester.pdfProject File Report BBA 6th semester.pdf
Project File Report BBA 6th semester.pdf
RajPriye
 
ikea_woodgreen_petscharity_dog-alogue_digital.pdf
ikea_woodgreen_petscharity_dog-alogue_digital.pdfikea_woodgreen_petscharity_dog-alogue_digital.pdf
ikea_woodgreen_petscharity_dog-alogue_digital.pdf
agatadrynko
 
Unveiling the Secrets How Does Generative AI Work.pdf
Unveiling the Secrets How Does Generative AI Work.pdfUnveiling the Secrets How Does Generative AI Work.pdf
Unveiling the Secrets How Does Generative AI Work.pdf
Sam H
 
Cree_Rey_BrandIdentityKit.PDF_PersonalBd
Cree_Rey_BrandIdentityKit.PDF_PersonalBdCree_Rey_BrandIdentityKit.PDF_PersonalBd
Cree_Rey_BrandIdentityKit.PDF_PersonalBd
creerey
 
April 2024 Nostalgia Products Newsletter
April 2024 Nostalgia Products NewsletterApril 2024 Nostalgia Products Newsletter
April 2024 Nostalgia Products Newsletter
NathanBaughman3
 
Attending a job Interview for B1 and B2 Englsih learners
Attending a job Interview for B1 and B2 Englsih learnersAttending a job Interview for B1 and B2 Englsih learners
Attending a job Interview for B1 and B2 Englsih learners
Erika906060
 
The Parable of the Pipeline a book every new businessman or business student ...
The Parable of the Pipeline a book every new businessman or business student ...The Parable of the Pipeline a book every new businessman or business student ...
The Parable of the Pipeline a book every new businessman or business student ...
awaisafdar
 
amptalk_RecruitingDeck_english_2024.06.05
amptalk_RecruitingDeck_english_2024.06.05amptalk_RecruitingDeck_english_2024.06.05
amptalk_RecruitingDeck_english_2024.06.05
marketing317746
 
20240425_ TJ Communications Credentials_compressed.pdf
20240425_ TJ Communications Credentials_compressed.pdf20240425_ TJ Communications Credentials_compressed.pdf
20240425_ TJ Communications Credentials_compressed.pdf
tjcomstrang
 
Tata Group Dials Taiwan for Its Chipmaking Ambition in Gujarat’s Dholera
Tata Group Dials Taiwan for Its Chipmaking Ambition in Gujarat’s DholeraTata Group Dials Taiwan for Its Chipmaking Ambition in Gujarat’s Dholera
Tata Group Dials Taiwan for Its Chipmaking Ambition in Gujarat’s Dholera
Avirahi City Dholera
 
The-McKinsey-7S-Framework. strategic management
The-McKinsey-7S-Framework. strategic managementThe-McKinsey-7S-Framework. strategic management
The-McKinsey-7S-Framework. strategic management
Bojamma2
 
Introduction to Amazon company 111111111111
Introduction to Amazon company 111111111111Introduction to Amazon company 111111111111
Introduction to Amazon company 111111111111
zoyaansari11365
 
ikea_woodgreen_petscharity_cat-alogue_digital.pdf
ikea_woodgreen_petscharity_cat-alogue_digital.pdfikea_woodgreen_petscharity_cat-alogue_digital.pdf
ikea_woodgreen_petscharity_cat-alogue_digital.pdf
agatadrynko
 
Cracking the Workplace Discipline Code Main.pptx
Cracking the Workplace Discipline Code Main.pptxCracking the Workplace Discipline Code Main.pptx
Cracking the Workplace Discipline Code Main.pptx
Workforce Group
 

Recently uploaded (20)

VAT Registration Outlined In UAE: Benefits and Requirements
VAT Registration Outlined In UAE: Benefits and RequirementsVAT Registration Outlined In UAE: Benefits and Requirements
VAT Registration Outlined In UAE: Benefits and Requirements
 
Putting the SPARK into Virtual Training.pptx
Putting the SPARK into Virtual Training.pptxPutting the SPARK into Virtual Training.pptx
Putting the SPARK into Virtual Training.pptx
 
FINAL PRESENTATION.pptx12143241324134134
FINAL PRESENTATION.pptx12143241324134134FINAL PRESENTATION.pptx12143241324134134
FINAL PRESENTATION.pptx12143241324134134
 
What are the main advantages of using HR recruiter services.pdf
What are the main advantages of using HR recruiter services.pdfWhat are the main advantages of using HR recruiter services.pdf
What are the main advantages of using HR recruiter services.pdf
 
5 Things You Need To Know Before Hiring a Videographer
5 Things You Need To Know Before Hiring a Videographer5 Things You Need To Know Before Hiring a Videographer
5 Things You Need To Know Before Hiring a Videographer
 
RMD24 | Debunking the non-endemic revenue myth Marvin Vacquier Droop | First ...
RMD24 | Debunking the non-endemic revenue myth Marvin Vacquier Droop | First ...RMD24 | Debunking the non-endemic revenue myth Marvin Vacquier Droop | First ...
RMD24 | Debunking the non-endemic revenue myth Marvin Vacquier Droop | First ...
 
Project File Report BBA 6th semester.pdf
Project File Report BBA 6th semester.pdfProject File Report BBA 6th semester.pdf
Project File Report BBA 6th semester.pdf
 
ikea_woodgreen_petscharity_dog-alogue_digital.pdf
ikea_woodgreen_petscharity_dog-alogue_digital.pdfikea_woodgreen_petscharity_dog-alogue_digital.pdf
ikea_woodgreen_petscharity_dog-alogue_digital.pdf
 
Unveiling the Secrets How Does Generative AI Work.pdf
Unveiling the Secrets How Does Generative AI Work.pdfUnveiling the Secrets How Does Generative AI Work.pdf
Unveiling the Secrets How Does Generative AI Work.pdf
 
Cree_Rey_BrandIdentityKit.PDF_PersonalBd
Cree_Rey_BrandIdentityKit.PDF_PersonalBdCree_Rey_BrandIdentityKit.PDF_PersonalBd
Cree_Rey_BrandIdentityKit.PDF_PersonalBd
 
April 2024 Nostalgia Products Newsletter
April 2024 Nostalgia Products NewsletterApril 2024 Nostalgia Products Newsletter
April 2024 Nostalgia Products Newsletter
 
Attending a job Interview for B1 and B2 Englsih learners
Attending a job Interview for B1 and B2 Englsih learnersAttending a job Interview for B1 and B2 Englsih learners
Attending a job Interview for B1 and B2 Englsih learners
 
The Parable of the Pipeline a book every new businessman or business student ...
The Parable of the Pipeline a book every new businessman or business student ...The Parable of the Pipeline a book every new businessman or business student ...
The Parable of the Pipeline a book every new businessman or business student ...
 
amptalk_RecruitingDeck_english_2024.06.05
amptalk_RecruitingDeck_english_2024.06.05amptalk_RecruitingDeck_english_2024.06.05
amptalk_RecruitingDeck_english_2024.06.05
 
20240425_ TJ Communications Credentials_compressed.pdf
20240425_ TJ Communications Credentials_compressed.pdf20240425_ TJ Communications Credentials_compressed.pdf
20240425_ TJ Communications Credentials_compressed.pdf
 
Tata Group Dials Taiwan for Its Chipmaking Ambition in Gujarat’s Dholera
Tata Group Dials Taiwan for Its Chipmaking Ambition in Gujarat’s DholeraTata Group Dials Taiwan for Its Chipmaking Ambition in Gujarat’s Dholera
Tata Group Dials Taiwan for Its Chipmaking Ambition in Gujarat’s Dholera
 
The-McKinsey-7S-Framework. strategic management
The-McKinsey-7S-Framework. strategic managementThe-McKinsey-7S-Framework. strategic management
The-McKinsey-7S-Framework. strategic management
 
Introduction to Amazon company 111111111111
Introduction to Amazon company 111111111111Introduction to Amazon company 111111111111
Introduction to Amazon company 111111111111
 
ikea_woodgreen_petscharity_cat-alogue_digital.pdf
ikea_woodgreen_petscharity_cat-alogue_digital.pdfikea_woodgreen_petscharity_cat-alogue_digital.pdf
ikea_woodgreen_petscharity_cat-alogue_digital.pdf
 
Cracking the Workplace Discipline Code Main.pptx
Cracking the Workplace Discipline Code Main.pptxCracking the Workplace Discipline Code Main.pptx
Cracking the Workplace Discipline Code Main.pptx
 

What Customers Want

  • 1. Age Piotr MERKEL Mobile in the Service Customer Some thoughts & conclusions
 while discussing the efficient customer service model
  • 2. the customer service Customers 2 the way YOUR think about do
  • 3. Customer services Contracts Billing &
 Invoicing Payments & Collection Inquires create a number of problems, that turn into 
 increasing number of inquires & claims to be handled Claims utilizing traditional channels, based on traditional model ! ! ! ! 3
  • 4. Inquires generate higher cost both direct and indirect on every stage of the process: handling, processing and responding $$$ Contracts Payments Invoices Claims 4 Customer services utilizing traditional channels, based on traditional model
  • 5. only 5% of the portfolio 
 uses the e-service channel • Investing in web portals • Migrating customers to remote channels • Employing payments schemes & methods • Introducing automated transactions • Creating self-service products • … Companies try hard real impact 5
  • 6. Klientów paying the bills is quite complicated I cannot follow their logic nobody can track my payments they change accounts often they want me to send a letter problem to address the problem it’s a complete mess Customer’s routine* official language makes me sick I feel lost !!! dayily 6*An actual blog post from Polish actress, who describe her experience with customer services: payments, inquires & claims. 
 Even she assumes herself modern & computer literate !!!
  • 7. … they say, it will be like heaven mobile modern simple intuitive automatic single point 
 of contact 7
  • 11. 1. Ask your Customer 2. Design the process 3. Develop the App 4. Allign your organization* 5. Enjoy the success* 11 *we are not to cover these in here ;-)
  • 12. does he need WHAT Customer Ask Your try to WHY understand 12
  • 13. Identity These days my smartfone is my ID card. natural & easy verification automatic data fill-ins security by design & procedures applying the existing standards 
 & procedures (incl 3rd Parties) 13
  • 14. Invoices I want my bills to appear automatically, 
 with Key Info/Details presented in a simple form. Key Info & Data to be presented existed standards & mechanisms for 
 automated distribution sort & search engine connected to the cloud (eg, for bill image) 14
  • 15. Payments I want my bills to be paid with a single touch, while the pre-processing should be automated. automated fill-ins on transaction smooth integration with transaction system reliability & security simple and clear notification on effect
 („receipt”; „proof of payment”) 15
  • 16. Inuires Communicating my supplier should be easy & natural, like conversation, chat or text. automatic customer details fill-ins automatic „case/problem” details fill-ins short reaction time (reception & answer) clear status & effect communication conversational dialogue (me vs you/ Q&A) 16
  • 17. Offerings New Offerings should be personal and presented in a simple form; if accepted - the details should follow. Offerings: key details only pre-acceptance => more details available full set-u & configuration by Customer
 (what, when, under which condition) 17
  • 18. Process use the existing systems apply the accepted standards reduce the number of steps; simplify be intuitive and user friendly provide end-to-end UTILITY Let your process follow the natural behaviour
 of the user. Make it simple: less is more ;-) 18
  • 20. Addressing the needs of the User Reliable Engaging User friendly Beautifull Practical Intuitive Minimalistic http://fp20.org/top-3-cechy-dobrej-aplikacji-mobilnej,1278 ☺ The „good” app 20 😀 🎯 😍 👍 ' 💥
  • 21. 😍 ☺ 😀 💥 👍' Contracts Billing & Invoicing Payments & Trans. Inquires Full potential … In a recent study, McKinsey found that revenues grew 10-15% 
 with a 20% customer satisfaction increase when companies focused 
 on journeys rather than solely looking at individual interactions. 21http://www.slideshare.net/McK_CMSOForum/customer-experience-journey-webinar-v10-091713 Claims
  • 22. Single app = single Control Panel Full scope of customer services usability ☯ All My Suppliers Universal identity Simple, intuitive, natural UI Common standards apply
 (invoices, transactions, inquires, offerings) in a single place 22 The ULTIMATE
  • 23. Mutual benefits SUPPLIER Cost & Resources Optimization Flexibility while Designing the services Efficient communication channel with Customer The Added value (customer service is a piece of cake) CUSTOMER In control with all the bills and customer issues Communication and payments that follow the mobile way of life Easy to use - minimum effort & no negative experience Comfort & satisfaction with everyday use 23
  • 24. Mobile customer service limited number of errors & faults improved satisfaction readiness to selfceare the real usability significant increase of number that follows your style 24 of customers in remote channels significant increase in net profits significant increase in NPS /CSI
  • 25. … still there are some too busy to follow … 25
  • 26. Don’t wait !!! Be mobile !!! Piotr Merkel Managing Partner ul. Jerozolimskie 96 00-807 Warszawa +48 504 742 944 piotr.merkel@iqmart.pl WE COULD HELP & SUPPORT YOU