This document summarizes the consulting and digital services provided by BanQ Systems including: 1) Consulting services for digital banking transformation focused on core banking, front office, self-service, credit scoring, and data analytics. 2) Development of digital banking channels and a middleware layer to integrate back-end systems. 3) An experienced team of banking and technology specialists available for outsourcing.

1. Outsource & Consulting
Services

2. Consulting: building digital bank
Expertise in:
● Core Banking
● Front Office
● Self-service
● Credit Scoring
● BigData
● CRM
Consulting on:
● Moving financial services to
digital banking
● IT, business process, products, &
bank model audit
● Developing new banking services
● Increasing efficiency through
banking gamification
● Usability & stunning design

3. Digital Channels

4. bespoke Usability & Design

5. Building Enterprise Architecture
Middleware Business Logic (Web Services Layer)
Set of Open APIs
Bank & Third-party Back-end Systems
Front-end Apps for End Users, Bank Managers, Third Parties (Presentation Layer)
Enterprise Service Bus (Integration Layer)

6. Complex It Integration
● Core banking
● Multichannel self-service
● Enterprise service bus: making service-oriented architectures
● CRM: campaign management, personalized marketing with push notifications
● Payment card industry
● Contactless payments
● Front office solutions

7. The Team
Experienced CIO (Alfa-Bank,
Raiffeisen) with intl. profile (Kraft)
Yury Kostiv, President
Serial entrepreneur (outsourcing &
product companies), data scientist
Maxim Orlovsky, CEO
Experienced CFO, legal &
banking industries
Elena Malovanna, CFO
Scoring systems (Alfa-Bank),
VISA Global Bonus, Digital Bank IT
Nikita Vasiljev, CTO
CEO Qoderoom (outsourcing
dev. front. team)
Igor Prykhodko,
Production
Core Banking Architecture (Intesa
Sanpaolo, Unicredit, CrediAgricole)
Andrii Mykhalniuk, Business
Architect, Core Banking
Business Analyst, PCI Processors,
Internet/mobile Banking
Andrii Baidak, BizDev,
Architect: PCI & Self-service
Strong marketing & product
bank & fintech background
Alexey Sannikov,
Marketing

8. Worldwide clients and projects

9. FINTECH PROJECTS BY THE TEAM
Alfa-Bank, Ukraine – the team has formed and earned experience on the in-house project MyAlfaBank. The system has been tested by time and load – no serious issues since
2009. Steady top-3 in Ukraine according to Forbes.
Intesa Sanpaolo, Ukraine – implementing Oracle FlexCube for CoreBanking
Unicredit, Ukraine – implementing Oracle FlexCube for CoreBanking
CitiBank, Ukraine – implementing Oracle FlexCube for CoreBanking
EuroBank EFG, Ukraine – implementing Oracle FlexCube for CoreBanking
Delta Bank, Ukraine – mobile banking implementation with easy payments
City Commerce Bank, Ukraine – full-blown internet & mobile banking self-service, including back-end and user interface channels (web, mobile). Brilliant and fast mobile app
has been developed.
Finrost Bank, Ukraine – full-blown internet & mobile banking self-service including back-end, user interface channels (web, mobile) and product sales game
UNISON Bank, Ukraine - full- blown internet & mobile banking self-service. PFM is ahead.
Societe Generale, Russia– mobile financial info app + product sales
Portmone Bill Payments, Ukraine - created the first mobile client app, based on Android
EasyPay Bill Payments, Ukraine - built iOS platform, currently supporting
VISA Global Bonus - built from scratch the VISA’s loyalty system. The launch is planned for April 2015 - currently testing and gathering approvals. Can be viewed here http:
//globalbonus.com.ua - the program is going to be launched in Ukraine and 4 other countries including Belarus and Serbia., then globally if successful. We are minor
shareholders.
UkrCard, Ukraine - joint effort on building multi-bank online B2C system, currently in implementation

10. Outsourcing Bank IT
● Qualified international team of
leading IT specialists
● Both IT and banking background
● Production offices in Eastern
Europe (Bulgaria, Ukraine)
● Strong HR team, quick recruiting

11. IT Specialists for outsourcing
Speciality Hour, $ Day, $ Month, $
Enterprise Architect 45 600 9230
Business Analyst 32 431 6630
Project Manager 23 304 4680
J2EE Senior 39 515 7930
J2EE Middle 26 346 5330
.NET Senior 32 431 6630
.NET Middle 23 304 4680
Android Dev 21 279 4290
iOS Dev 23 304 4680
Web Dev 20 262 4030
Quality Assurance 16 220 3380

12. Contact us
BanQ Systems Ltd, UK
+44 747 335-90-93
BanQ Ltd, Ukraine
+380 (44) 520-5750
http://banqsystems.com
sales@banqsystems.com
Technology
Partner