Encouraging women entrepreneurs for jobs and development Women’s Entrepreneurship Development Today, more and more women entrepreneurs are starting businesses and they now account for a quarter to a third of all businesses in the formal economy worldwide. However, the great majority are very small or micro enterprises with little potential for growth. Otherwise, women entrepreneurs are under-represented in enterprises of all sizes, and the bigger the firm the less likely it is to be headed by a woman. Societal attitudes and social beliefs inhibit some women from even considering starting a business, while systemic barriers mean that many women entrepreneurs stay confined to very small businesses often operating in the informal economy. This not only limits their ability to earn an income for themselves and their families but restricts their full potential to contribute to socio-economic development and job creation. The World Bank’s World Development Report 2011 suggests that productivity could increase by as much as 25% in some countries if discriminatory barriers against women were removed. Removing these barriers, such as discriminatory property and inheritance laws, cultural practices, lack of access to formal financial institutions, and time constraints due to family and household responsibilities, will create greater opportunities for sustainable enterprises run by women. This in turn will contribute to women’s economic empowerment and gender equality as well as helping to generate sustainable growth and jobs. While removing barriers is essential, investment is equally vital. Investing in women is one of the most effective means of increasing equality and promoting inclusive and sustainable economic growth. Investments in women-specific programmes can have significant knock-on effects for development, since women generally spend more of their income on the health, education and well-being of their families and communities than men do. While targeted measures can bridge the gap for women, it is also essential to remove discriminatory aspects of economic and social policies and programmes that may impede women’s full participation in the economy and society.
Background paper on gender responsive financial inclusion in africaDr. Jack Onyisi Abebe
This background paper highlights the current situation regarding gender responsive financial inclusion in Africa. It also highlights the key barriers that contribute towards creating and sustaining the gender gap in financial inclusion, including collateral challenges; the gender-blind approach to financial inclusion by financial institutions; asset ownership challenges among women; uncompetitive and high interest rates and bank charges offered by financial institutions; poor documentation and business history for accessing financial loan products by women entrepreneurs; challenges of formalization of businesses by women entrepreneurs among others. The paper also outlines concrete actions that all stakeholders and duty bearers should take to address the gender gap in financial inclusion in Africa.
This paper reports that financial inclusion for women, specifically access and usage of financial services and products is increasingly attracting great attention. Research and data reveal a trend in reducing the gender gap in access to and utilization of financial services with the introduction of digital literacy and mobile financial services and products in Africa. Although women are lagging behind men, women’s participation in financial inclusion has improved economic growth and better living standards in society. A synopsis is given of entrepreneurship and financial inclusion in Africa and of the methods through which financially excluded women could explore to improve their participation and benefit. Financial position and participation of women in financial inclusion were the focus of discussions by different actors, women entrepreneurs and stakeholders in a workshop gathering at the SEED Africa symposium held in Nairobi in 2016. The substance of the background paper is drawn from those discussions. The emerging good practices and innovative solutions together with the valued comments from participants are published herewith.
Women in Business: Policies to support women entrepreneurship development in ...OECDglobal
Presented at the July 2012 Meeting of the OECD-MENA Initiative's Working Group on SME Policy, Entrepreneurship and Human Capital Development http://www.oecd.org/mena/investment
Background paper on gender responsive financial inclusion in africaDr. Jack Onyisi Abebe
This background paper highlights the current situation regarding gender responsive financial inclusion in Africa. It also highlights the key barriers that contribute towards creating and sustaining the gender gap in financial inclusion, including collateral challenges; the gender-blind approach to financial inclusion by financial institutions; asset ownership challenges among women; uncompetitive and high interest rates and bank charges offered by financial institutions; poor documentation and business history for accessing financial loan products by women entrepreneurs; challenges of formalization of businesses by women entrepreneurs among others. The paper also outlines concrete actions that all stakeholders and duty bearers should take to address the gender gap in financial inclusion in Africa.
This paper reports that financial inclusion for women, specifically access and usage of financial services and products is increasingly attracting great attention. Research and data reveal a trend in reducing the gender gap in access to and utilization of financial services with the introduction of digital literacy and mobile financial services and products in Africa. Although women are lagging behind men, women’s participation in financial inclusion has improved economic growth and better living standards in society. A synopsis is given of entrepreneurship and financial inclusion in Africa and of the methods through which financially excluded women could explore to improve their participation and benefit. Financial position and participation of women in financial inclusion were the focus of discussions by different actors, women entrepreneurs and stakeholders in a workshop gathering at the SEED Africa symposium held in Nairobi in 2016. The substance of the background paper is drawn from those discussions. The emerging good practices and innovative solutions together with the valued comments from participants are published herewith.
Women in Business: Policies to support women entrepreneurship development in ...OECDglobal
Presented at the July 2012 Meeting of the OECD-MENA Initiative's Working Group on SME Policy, Entrepreneurship and Human Capital Development http://www.oecd.org/mena/investment
VSO webinar: youth employment and entrepreneurship in Tanzania.Peter Woolf
Slides from webinar on 16 October 2019.
Three VSO volunteers on their endeavours to tackle the youth unemployment crisis in Tanzania.
Hear from Miriam and Photunatus in Tanzania, George in Malaysia and from Dawn Hoyle, VSO Country Director, Tanzania.
Youth Employment in Sub-Saharan Africa. by Louise FoxIFPRI-PIM
The first PIM’s Brown Bag seminar in 2014 took place on February 27 at IFPRI and was dedicated to the topic of Youth Employment in Sub-Saharan Africa (with a presentation of the recently issued World Bank report on the topic). The session showed great interest among our colleagues working in the area of agricultural and food policies. Presenters included Louise Fox, co-author of the resent World Bank report on the topic, former World Bank Lead Economist and now Visiting Professor at UC Berkeley; Karen Brooks, the report’s contributor and PIM Director; and Frank Byamugisha, author of the book on land rights in Africa “Securing Africa's Land for Shared Prosperity: A Program to Scale Up Reforms and Investments”. More here: http://bit.ly/1g92XTa
First Jobs for Young Women in the Middle East and North Africa [WHITE PAPER]Bayt.com
"First Jobs for Young Women in the Middle East and North Africa: Expectations and Reality" is a research initiative from Education For Employment (EFE), Bayt.com and YouGov that provides insight into factors that inhibit or discourage young women from securing a first job. The recommendations are based on a survey of over 2,300 young women and employers across the Middle East and North Africa region (MENA) and complement existing research on women’s labor force participation in the region.
2005 Calhoun County Community Listening Session led by Dr. Craig Follins and...Dr.Craig Follins
Dr. Craig T. Follins, VP Economic and Workforce Development, The Victoria College in Victoria, Texas led a team of highly skilled professionals on a multi-county "community listening session" tour in 2005. As a result, two counties within the college's service area have renovated two existing facilties for use as workforce and skills training centers. Both Calhoun and Gonzalez counties have trained hundreds of nurses, petrochemical professionals and others since that time. The college continues to add to the workforce and economic development of the region, and has a major impact on the overall economy.
VSO webinar: youth employment and entrepreneurship in Tanzania.Peter Woolf
Slides from webinar on 16 October 2019.
Three VSO volunteers on their endeavours to tackle the youth unemployment crisis in Tanzania.
Hear from Miriam and Photunatus in Tanzania, George in Malaysia and from Dawn Hoyle, VSO Country Director, Tanzania.
Youth Employment in Sub-Saharan Africa. by Louise FoxIFPRI-PIM
The first PIM’s Brown Bag seminar in 2014 took place on February 27 at IFPRI and was dedicated to the topic of Youth Employment in Sub-Saharan Africa (with a presentation of the recently issued World Bank report on the topic). The session showed great interest among our colleagues working in the area of agricultural and food policies. Presenters included Louise Fox, co-author of the resent World Bank report on the topic, former World Bank Lead Economist and now Visiting Professor at UC Berkeley; Karen Brooks, the report’s contributor and PIM Director; and Frank Byamugisha, author of the book on land rights in Africa “Securing Africa's Land for Shared Prosperity: A Program to Scale Up Reforms and Investments”. More here: http://bit.ly/1g92XTa
First Jobs for Young Women in the Middle East and North Africa [WHITE PAPER]Bayt.com
"First Jobs for Young Women in the Middle East and North Africa: Expectations and Reality" is a research initiative from Education For Employment (EFE), Bayt.com and YouGov that provides insight into factors that inhibit or discourage young women from securing a first job. The recommendations are based on a survey of over 2,300 young women and employers across the Middle East and North Africa region (MENA) and complement existing research on women’s labor force participation in the region.
2005 Calhoun County Community Listening Session led by Dr. Craig Follins and...Dr.Craig Follins
Dr. Craig T. Follins, VP Economic and Workforce Development, The Victoria College in Victoria, Texas led a team of highly skilled professionals on a multi-county "community listening session" tour in 2005. As a result, two counties within the college's service area have renovated two existing facilties for use as workforce and skills training centers. Both Calhoun and Gonzalez counties have trained hundreds of nurses, petrochemical professionals and others since that time. The college continues to add to the workforce and economic development of the region, and has a major impact on the overall economy.
Review on Indicators of Sustainability for the Minerals Extraction IndustriesDr Lendy Spires
A review on indicators of sustainability for the minerals extraction industries economic development in rural areas, of plans to double energy output by 2020 using Turkey’s natural resources, and of the need to strengthen the contribution of non-agricultural sectors to the Turkish economy.
He placed his thoughts in the context of the need to embrace sustainable development principles. Each of the issues Dr. Demirbilek raised was discussed and elaborated over the course of the Workshop. The first technical speaker was Dr. Deborah Shields of the United States Forest Service. Her presentation, titled, “USA and UN Perspectives on Indicators of Sustainability for the Mineral Extraction Industry,” provided historical background on how sustainability principles have been extended to minerals, particularly in international fora.
She also described the open, collaborative, public/private process being used in the US to develop minerals indicators, i.e., the Sustainable Minerals Roundtable (SMR). She pointed out that while mining has sometimes created problems in the past, with mistakes being made and repeated, mining’s contributions to society are both vast and essential.
The US position is that managing mining within the principles of sustainability can help ensure that minerals’ contribution to society is a net positive. The mineral indicators being developed through the SMR are a tool to track progress toward sustainable resource management. Discussion centered on the challenges of ensuring and responding to public participation in complex processes.
Count Us In: Women's Entrepreneurship DevelopmentDr Lendy Spires
Through its standards and advocacy work, the International Labour Organ- ization (ILO) has long advocated equality of opportunity and treatment for persons with disabilities and their inclusion in programmes and services open to the general population, in particular through the ILO Convention concerning the Vocational Rehabilitation and Employment of Disabled Persons, 1983 (No. 159). This ILO mandate has been given renewed impe- tus following the entry into force of the United Nations (UN) Convention on the Rights of Persons with Disabilities (CRPD) in May 2008. Effective and meaningful inclusion of people with disabilities in mainstream activities is now increasingly an expectation of national policies, programmes, services and activities targeting the general population, as well as in UN agency programmes and technical assistance projects. Until now, most programmes and projects have worked with people with disabilities in isolation, separately from the main thrust of activity. At the same time most mainstream initiatives have not considered the inclusion of people with disabilities in any meaningful way. With the greater emphasis now on including disabled people in general programmes and projects, managers, staff and partners of the ILO and other UN agencies are likely to need more information on how to mainstream effectively. The Count Us In! guidelines aim to meet that need. They are designed, in the first instance, for enterprise development specialists, as well as those involved in manage- ment and planning in this field, to enable them to include persons with disabilities in general entrepreneurship training and services on an equal basis with others. They also contain practical advice for disability specialists in their activities to promote entrepreneurship and improve livelihood. These guidelines, developed during a project funded by Irish Aid, are the first in a series of practical advice to be made available to ILO Employment Sector specialists and more broadly, with a view to making it possible for them to meet the goals of equal opportunity and treatment of disabled persons, to advance the ILO’s Decent Work Agenda and to contribute to the achievement of the Millennium Development Goals.
Economic Empowerment of Women and Challenges of TradeDr. Amany Asfour
Presented by Dr. Amany Asfour as introduction to "Capacity Building for Women Entrepreneurs" organized by African Training Cener of Egyptian Business Women Association, Ethiopian Women Exporters Associaton under the scope of Support of Female Entrepreneurs Program supported by African Alliance of Women Empowerment and DANIDA
Brief overview of challenges and developments in the countries of the Easter...Valya Chudovskaya
Brief overview of challenges and developments in the countries of the Eastern Partner region – advancing the women's entrepreneurship policy and practice
Enhancing Women’s Access to Markets: An Overview of Donor Programs and Best ...Dr Lendy Spires
“It is necessary to take a multi-dimensional perspective on poverty reduction. This includes ‘bottom-up growth strategies’ to encourage the broad-based rise of entrepreneurial initiatives” (UNIDO 2003:9). Women are a significant economic entrepreneurial force whose contributions to local, national and global economies are far reaching.
Women produce and consume, manage businesses and households, earn income, hire labor, borrow and save, and provide a range of services for businesses and workers. Women also produce more than 80 percent of the food consumed in Sub-Saharan Africa, 50-60 percent of all staples in Asia, and generate 30 percent of all food consumed in Latin America (see Annex 2, Box 8).
Women represent an increasing proportion of the world’s waged labor force and their activity rates are rising. In Africa, Asia, and Latin America, they are over one third of the officially enumerated workforce (WISTAT 2000). Women-run businesses can be found in emerging sectors such as the production and marketing of consumer goods, commercial banking, financial services, insurance, information services, communications, and transport.
As owners of SMEs, women furnish local, national and multinational companies with ideas, technology, supplies, components, and business services (Jalbert 2000). These activities are likely to prove fundamental as developing economies transition from primarily agricultural to industrial production and become more urbanized. Furthermore, as economies liberalize and open their borders, women-owned and operated SMEs are engaging in international trade—enhancing the prominence and visibility of women entrepreneurs globally.
Understanding how women access markets as producers and wage laborers is likely to prove critical for fostering pro-poor and inclusive economic growth. Analyzing where women are in the global supply chain and documenting the resources they use and transform will provide information about how to strengthen local economies and maximize forward and backward linkages.
Finally, reducing barriers to market access and enhancing women’s productivity will necessarily benefit both economies and households. Entrepreneurship and investment influence the rate and pattern of growth, the types of forward and backward linkages that develop in an economy, the labor demanded, and the human capital investment required to meet these labor demands (Ravallion 2004; Ranis, Stewart, and Ramírez 2000). Rapid growth can contribute to poverty reduction where that growth is broad-based and inclusive (OECD 2004).
Over the course of 2017-2019, the Ye! Community undertook a series of activities in partnership with Mastercard
Foundation. This impact report details the project activities and its outcomes.
In 2015, the world witnessed two critical global agreements – the Sustainable Development Goals (SDGs) and Paris Climate Agreement. Both agreements emphasize the need to enhance gender equality while developing response measures to address climate change, reduce food insecurity and improve nutrition. This webinar looks at how gender can be incorporated in this process.
ZGB - The Role of Generative AI in Government transformation.pdfSaeed Al Dhaheri
This keynote was presented during the the 7th edition of the UAE Hackathon 2024. It highlights the role of AI and Generative AI in addressing government transformation to achieve zero government bureaucracy
Monitoring Health for the SDGs - Global Health Statistics 2024 - WHOChristina Parmionova
The 2024 World Health Statistics edition reviews more than 50 health-related indicators from the Sustainable Development Goals and WHO’s Thirteenth General Programme of Work. It also highlights the findings from the Global health estimates 2021, notably the impact of the COVID-19 pandemic on life expectancy and healthy life expectancy.
Jennifer Schaus and Associates hosts a complimentary webinar series on The FAR in 2024. Join the webinars on Wednesdays and Fridays at noon, eastern.
Recordings are on YouTube and the company website.
https://www.youtube.com/@jenniferschaus/videos
Presentation by Jared Jageler, David Adler, Noelia Duchovny, and Evan Herrnstadt, analysts in CBO’s Microeconomic Studies and Health Analysis Divisions, at the Association of Environmental and Resource Economists Summer Conference.
Jennifer Schaus and Associates hosts a complimentary webinar series on The FAR in 2024. Join the webinars on Wednesdays and Fridays at noon, eastern.
Recordings are on YouTube and the company website.
https://www.youtube.com/@jenniferschaus/videos
Understanding the Challenges of Street ChildrenSERUDS INDIA
By raising awareness, providing support, advocating for change, and offering assistance to children in need, individuals can play a crucial role in improving the lives of street children and helping them realize their full potential
Donate Us
https://serudsindia.org/how-individuals-can-support-street-children-in-india/
#donatefororphan, #donateforhomelesschildren, #childeducation, #ngochildeducation, #donateforeducation, #donationforchildeducation, #sponsorforpoorchild, #sponsororphanage #sponsororphanchild, #donation, #education, #charity, #educationforchild, #seruds, #kurnool, #joyhome
This session provides a comprehensive overview of the latest updates to the Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (commonly known as the Uniform Guidance) outlined in the 2 CFR 200.
With a focus on the 2024 revisions issued by the Office of Management and Budget (OMB), participants will gain insight into the key changes affecting federal grant recipients. The session will delve into critical regulatory updates, providing attendees with the knowledge and tools necessary to navigate and comply with the evolving landscape of federal grant management.
Learning Objectives:
- Understand the rationale behind the 2024 updates to the Uniform Guidance outlined in 2 CFR 200, and their implications for federal grant recipients.
- Identify the key changes and revisions introduced by the Office of Management and Budget (OMB) in the 2024 edition of 2 CFR 200.
- Gain proficiency in applying the updated regulations to ensure compliance with federal grant requirements and avoid potential audit findings.
- Develop strategies for effectively implementing the new guidelines within the grant management processes of their respective organizations, fostering efficiency and accountability in federal grant administration.
2. 2 Sustainable Enterprise Programme Women’s Entrepreneurship Development
The ILO in action: Women’s Entrepreneurship Development solutions
The ILO works on WED in over 25 countries
in Africa, the Arab states, Asia and the
Pacific, Central Asia and the Caucasus, and
Latin America.
The ILO approach to Women’s Entrepreneurship Development
The ILO Women’s Entrepreneurship Development (WED) programme works with
partners to increase economic opportunities for women entrepreneurs by supporting
them in starting, strengthening and expanding their enterprises. This is done by:
• creating the optimal conditions for women’s entrepreneurship to thrive
• strengthening institutional capacity to better serve the needs of women entrepreneurs
• providing tailor-made tools and approaches to reinforce women’s capacities to start
and build sustainable businesses.
The programme increases knowledge about women’s entrepreneurship and provides
a platform for the voice of women entrepreneurs to be heard and contribute towards
shaping policymaking. The WED programme builds on gender equality policies that are
integrated across all the ILO’s work in enterprise development.
ENABLING ENVIRONMENT for WED
• Methodology for national WED assessments to identify and prioritize policy recommendations
• Gender-sensitive value chain analysis to integrate gender into different parts of the value chain
• Organization of “Month of the Woman Entrepreneur” event
INSTITUTIONAL CAPACITY BUILDING
• Self-assessed “gender audit” of female and male-operated small
enterprises
• Capacity-building guide for women entrepreneurs’ associations
• Capacity building for policymakers and implementers to understand
the specific needs of women entrepreneurs
TRAINING TOOLS FOR WOMEN ENTREPRENEURS
• GET Ahead (Gender and Entrepreneurship Together) for semi-literate
entrepreneurs
• Improve Your Exhibition Skills (IYES) for trade fair participation
• Action My Business Growth to identify and plan for growth potential
• Business Group Formation for joint production, sales, and purchasing
The ILO provides a comprehensive package of tools, advisory services and capacity
building. Networks of local, national and regional trainers and partners are accredited in
ILO tools and approaches for sustainability.
Results from ILO Women’s Entrepreneurship Development
The ILO works on WED in over 25 countries, covering Africa, the Arab states, Asia
and the Pacific, Central Asia and the Caucasus, and Latin America. Examples of
achievements include:
• In Laos, a 2010 assessment found that, after training and support from the
programme, monthly profits by women-led businesses increased by 50% (from
US$180 to $US270) and their sales doubled (from US$490 to US$2150). Businesses
were also more likely to be engaged in formal book-keeping (38% versus 22% before)
and to be providing full-time employment.
4. 4 Sustainable Enterprise Programme Women’s Entrepreneurship Development
The ILO and Sustainable Enterprises
Resource site on ILO’s women entrepreneurship activities - http://www.ilo.org/wed
ILO Strategy on Promoting Women’s Entrepreneurship Development -
http://www.ilo.org/gb/lang--en/WCMS_090565/index.htm
WED programme tool table -
http://www.ilo.org/empent/Publications/WCMS_117998/lang--en/index.htm
Cairo Platform for action for the Development of Women’s Entrepreneurship in Africa -
http://www.ilo.org/addisababa/information-resources/publications/WCMS_166726/lang--en/
index.htm
Further reading
Contact details
Small Enterprise Programme (EMP/SEED)
Job Creation and Enterprise Development Department
Employment Sector
International Labour Office
4 Route des Morillons
CH-1211 Geneva 22
Switzerland
Tel: +41 22 799 6862
Fax: +41 22 799 7978
E-mail: seed@ilo.org
http://www.ilo.org/seed
Joni Simpson, Global Coordinator/
Specialist Entrepreneurship Education & Women’s Entrepreneurship,
simpson@ilo.org
The ILO Sustainable Enterprise Programme helps create more and better jobs through enterprise
development. It connects business growth and competitiveness with the needs of people to make a
decent living in a healthy environment - today and in the future. Anchored in the ILO’s mission to
create decent work for all women and men, this programme is centred on three pillars:
• An enabling environment for enterprises - Creating the right framework that enables businesses
to start, grow and create decent jobs;
• Entrepreneurship and business development - Helping entrepreneurs, in particular youth, women
and marginalized groups, to start and build successful enterprises;
• Sustainable and responsible workplaces - Demonstrating the link between productivity gains and
improved working conditions, good industrial relations and good environmental practices.
The programme combines evidence-based policy development with capacity building and enterprise
support services, delivered at the international and country levels, through advisory services and
a large portfolio of technical cooperation. It works with governments, employers’ and workers’
organizations, in partnership with other UN agencies, financial and academic institutions, donors
and others.