The document proposes a self-financed universal healthcare model for India. It involves: 1. Mobilizing rural subscribers through cooperatives and unique IDs to enroll over 1 million people paying an annual premium of Rs. 90. 2. Establishing self-financed insurance schemes that offer Rs. 200,000 annual coverage for surgical procedures and 70% coverage for outpatient care, funded through the low premiums. 3. Incentivizing private healthcare through tax reductions to expand infrastructure and meet growing demand from insurance coverage, partnering through public-private partnerships.