The document provides an overview of TCP Global, a non-profit organization that provides microloans and support to grassroots organizations globally. It summarizes TCP Global's mission, model, partners, track record, team, and response to COVID-19. The model involves vetting and funding local partners to establish microloan pools for entrepreneurs, with interest earnings used to support the partners' community projects. The document outlines how TCP Global works to address credit constraints, health/education challenges, and cultural norms that perpetuate poverty for many.
The document discusses a proposal for Kiva to share currency risk equitably between Kiva partners and lenders. It provides an overview of how currency fluctuations can currently impose financial burdens on partners. The proposal suggests Kiva lenders absorb currency risk above a certain percentage of depreciation, such as 20%, to protect both partners and borrowers. Mock-ups demonstrate how loan details and repayments might be displayed on Kiva's website under different currency risk sharing scenarios.
p2p microfinance presentation before Kivaguestc0a771
The document proposes creating an eBay-like online marketplace to connect individual donors with microfinance institutions (MFIs) and qualified micro-entrepreneurs seeking small business loans. It would utilize PayPal to collect donations and distribute small "mini-loans" that would eventually fund larger, lower-cost loans from MFIs. This would help MFIs access more affordable capital while allowing donors to personally support specific micro-entrepreneurs. Key details include leveraging existing MFI processes to keep costs low and repayment rates high.
This document provides an overview and evaluation of Fastrack, a microfinance institution (MFI) located in [LOCATION]. Section 1 outlines key details about Fastrack including its history, mission, products/services, financial performance, governance, and rationale for a potential partnership with Kiva. Section 2 evaluates Fastrack's social performance across Kiva's core criteria of targeting/outreach, products/services, benefits to clients, and social responsibility. Section 3 analyzes risks. Appendices provide additional financial and portfolio details.
Online Giving Marketplaces Kiva PresentationPremal Shah
Kiva is an online lending platform that connects lenders to small entrepreneurs in developing countries. Some key points:
- Over 340,000 social investors have lent over $45 million through Kiva in the first 3 years. Loans are funded every 10 days and delinquency and default rates are low.
- Kiva applies "Web 2.0" principles to make the user experience easy and fun for lenders, including quick loans, real-time updates, and social features. This has led to strong growth with over 270,000 lenders from 70 countries.
- Kiva promotes transparency by openly sharing data on costs, inaccuracies, and loan performance, building trust among lenders and entrepreneurs.
Slideshow of the first microfinance102 class held by the San Diego Microfinance Alliance at UCSD. Presentation by Chuck Waterfield at Microfinance Transparency
This document summarizes a microfinance lecture that discusses the definition of microfinance, differences between microfinance institutions (MFIs) and banks, and case studies of microloans. The key points are:
- Microfinance includes small loans and savings products for low-income clients. MFIs differ from banks in offering these products to higher risk borrowers with no/little collateral in very small increments.
- An exercise shows banks prefer lower risk, higher interest rates, and larger loan sizes due to fixed costs, while MFIs fill the gap banks leave by serving those with limited access to formal financing.
- Case studies show how microloans can help expand businesses (case 1) but
The document discusses a panel on socially responsible collaboration and banking your values. It introduces the panel participants from organizations like OneCalifornia Bank, OneCalifornia Foundation, Inner City Advisors, and Imprint Capital Advisors. The panel discusses OneCalifornia Bank's innovative social business model and examples of collaborations between organizations to provide economic development, financial literacy, and impact investing that leverages capital for social goals.
Presentation slides for week 3 of the San Diego Microfinance 101 course at Point Loma Nazarene University. Presentations by International Rescue Committee, CDC Small Business Finance, and ACCION San Diego
The document discusses a proposal for Kiva to share currency risk equitably between Kiva partners and lenders. It provides an overview of how currency fluctuations can currently impose financial burdens on partners. The proposal suggests Kiva lenders absorb currency risk above a certain percentage of depreciation, such as 20%, to protect both partners and borrowers. Mock-ups demonstrate how loan details and repayments might be displayed on Kiva's website under different currency risk sharing scenarios.
p2p microfinance presentation before Kivaguestc0a771
The document proposes creating an eBay-like online marketplace to connect individual donors with microfinance institutions (MFIs) and qualified micro-entrepreneurs seeking small business loans. It would utilize PayPal to collect donations and distribute small "mini-loans" that would eventually fund larger, lower-cost loans from MFIs. This would help MFIs access more affordable capital while allowing donors to personally support specific micro-entrepreneurs. Key details include leveraging existing MFI processes to keep costs low and repayment rates high.
This document provides an overview and evaluation of Fastrack, a microfinance institution (MFI) located in [LOCATION]. Section 1 outlines key details about Fastrack including its history, mission, products/services, financial performance, governance, and rationale for a potential partnership with Kiva. Section 2 evaluates Fastrack's social performance across Kiva's core criteria of targeting/outreach, products/services, benefits to clients, and social responsibility. Section 3 analyzes risks. Appendices provide additional financial and portfolio details.
Online Giving Marketplaces Kiva PresentationPremal Shah
Kiva is an online lending platform that connects lenders to small entrepreneurs in developing countries. Some key points:
- Over 340,000 social investors have lent over $45 million through Kiva in the first 3 years. Loans are funded every 10 days and delinquency and default rates are low.
- Kiva applies "Web 2.0" principles to make the user experience easy and fun for lenders, including quick loans, real-time updates, and social features. This has led to strong growth with over 270,000 lenders from 70 countries.
- Kiva promotes transparency by openly sharing data on costs, inaccuracies, and loan performance, building trust among lenders and entrepreneurs.
Slideshow of the first microfinance102 class held by the San Diego Microfinance Alliance at UCSD. Presentation by Chuck Waterfield at Microfinance Transparency
This document summarizes a microfinance lecture that discusses the definition of microfinance, differences between microfinance institutions (MFIs) and banks, and case studies of microloans. The key points are:
- Microfinance includes small loans and savings products for low-income clients. MFIs differ from banks in offering these products to higher risk borrowers with no/little collateral in very small increments.
- An exercise shows banks prefer lower risk, higher interest rates, and larger loan sizes due to fixed costs, while MFIs fill the gap banks leave by serving those with limited access to formal financing.
- Case studies show how microloans can help expand businesses (case 1) but
The document discusses a panel on socially responsible collaboration and banking your values. It introduces the panel participants from organizations like OneCalifornia Bank, OneCalifornia Foundation, Inner City Advisors, and Imprint Capital Advisors. The panel discusses OneCalifornia Bank's innovative social business model and examples of collaborations between organizations to provide economic development, financial literacy, and impact investing that leverages capital for social goals.
Presentation slides for week 3 of the San Diego Microfinance 101 course at Point Loma Nazarene University. Presentations by International Rescue Committee, CDC Small Business Finance, and ACCION San Diego
OneCalifornia Bank provides banking services to underserved communities and small businesses in Oakland and the San Francisco Bay Area to promote economic growth. The bank helped finance a restaurant remodel, expand a minority-owned franchise, and open a new medical practice. It also works with non-profits, housing organizations, and schools. OneCalifornia Foundation supports the bank's mission through community programs and events that bring stakeholders together.
Bella Communities Case for Support Brochure - Final Version copyHasin I. Ahmed
The document discusses an organization called Bella Communities that provides affordable housing and operates a program called ReV-UP that places volunteerism at the core of addressing social issues among low-income residents. ReV-UP is a resident volunteership training program that facilitates low-income residents to volunteer with non-profits, earn rent credits, and gain career skills. A pilot of the program saw positive outcomes including $17,000 in volunteer earnings and 96% of residents feeling more connected to their community. The organization is now seeking partners for a demonstration phase of the program across multiple regions to further validate the ReV-UP model.
State of Central Florida Arts Organizations 2012PresentMark
This document summarizes data from 81 arts organizations in Central Florida. It finds that while revenues for the arts universe were $59.5 million in 2012-2013, expenses were $55.9 million. Most arts organizations have small endowments, relying more on donations, grants, and earned revenue. The data also shows that arts organizations have relatively low overhead but need to improve board governance and management practices to increase long-term sustainability.
The document summarizes Canada's inaugural Call for Concepts for Social Finance. It provides background on social finance and why the Canadian government issued the Call. It then summarizes the key details from 154 responses received, including examples of proposed social finance tools and structures to address issues like skills training, health care, education, affordable housing, entrepreneurship support and youth employment. The government plans to work with social finance leaders to develop promising concepts into pilot projects and further leverage partnerships and innovation to address social challenges.
The South Central Community Action Program (SCCAP) 2010 annual report summarizes the organization's activities and accomplishments from the previous year. It notes that economic hardship for many families in the region continued due to national economic trends. SCCAP expanded many of its key programs in 2010, including Head Start, weatherization assistance, and an employment training program. The report highlights increased funding that allowed these expansions, and details statistics such as the number of homes weatherized, families assisted, and other outputs of SCCAP's programs. It closes by reaffirming SCCAP's commitment to empowering people and families to reach their potential.
ACCION USA: Microfinance at Work in the United StatesACCION East
ACCION USA is a nonprofit organization that provides microloans and financial education to small business owners and entrepreneurs. It has lent over $122 million to around 3,000 borrowers across 46 states since 1991. The majority of its clients are low-to-moderate income minorities, including 65% Latino and 20% African American owners. ACCION USA fills an important need by providing loans as small as $500 to business owners who may lack collateral or credit history. It helps clients strengthen their businesses, create jobs, and improve their quality of life.
This report summarizes OneCalifornia Bank's innovative structure as a community development bank and holding company over its first 16 months of operation. It details how the bank's mission-driven structure was designed by its founders to benefit low-income communities through lending, financial literacy programs, and partnerships. The bank has seen steady growth in its loan portfolio and deposits while financing local businesses, non-profits, and community projects.
Microfinance aims to provide credit to the poor without collateral by using group lending and dynamic incentives. Evaluating its impact is challenging due to selection bias. A recent randomized study in India found:
1. Microfinance decreased consumption variance, suggesting it functions more as insurance.
2. It increased business ownership rates by 1/3 but average benefits were small and impacts varied individually.
3. It did not have transformative effects on average but did increase some individuals' ability to take economic risks.
2011 Defiance College Ohio Benefit Bank Ohio Campus Compact AmeriCorps VISTA ...Ohio Campus Compact
Defiance College and the Northwest Ohio Community Action Commission have partnered to expand the Ohio Benefit Bank program in Defiance County and surrounding areas. Through this partnership, they have provided free tax preparation assistance and helped over 700 low-income families apply for public assistance programs over the past two years. By sharing resources, they have been able to grow the program from serving 550 families in its first year to over 700 families in its second year. This collaborative effort has returned over $1 million to the local community in tax refunds and savings on tax preparation fees.
Maximize your time and grant seeking effort with insider information about which funders will or won’t have grant money to give in 2011. Renee will share information with you that she has learned from her grant maker colleagues — information that is not on funder websites. Also, find out about funding trends for the next few years to help you position your organization and plan for the future.
On December 19, 2011, Kent Chao issued a report on Delancey Street Foundation with a "BUY" rating. This research report has been peer reviewed by Nadia Anggraini and Michael Kim.
Nonprofit Investor ("NPI") is a platform for the creation and distribution of free, in-depth research on charity organizations by volunteers.
If you believe there are any inaccuracies or errors in any report, please contact us.
Bank of America issues a $500 million "Green Bond" to finance green investments that help address climate change and advance lower-carbon solutions. The bank also partners with (RED) to donate funds toward eliminating mother-to-child HIV transmission, and makes a $10 million investment to empower women in developing countries through access to financing and healthcare. However, the bank faces challenges such as being sued for misleading clients about risk and making a $4 billion capital reporting error.
The document discusses community development banking and OneCalifornia Bank as an example. It summarizes OneCalifornia Bank's mission-driven model and strategies to provide banking services to underserved communities. Key aspects include (1) its non-profit structure and focus on social and environmental outcomes, (2) partnerships with other organizations to increase impact, and (3) using a variety of financial products and services to support local businesses and communities. The presentation argues this model can be an effective vehicle for promoting social change through banking.
Muhhamed Yunus is the first Nobel Prize winner from Bangladesh. He is the founder of Grameen Bank in 1976 and started microfinancing by giving out small loans to 42 women in a village in Bangladesh. This allowed them to become self-employed entrepreneurs. Yunus pioneered the concept of microcredit to help the poor engage in self-employment opportunities. Microfinancing provides small capital loans, savings, insurance and other basic financial services to low-income households to help them run businesses and stabilize consumption.
Grameen Banking provides small, collateral-free loans known as microcredit to impoverished individuals, especially women, in rural Bangladesh. The bank was founded in 1976 by Muhammad Yunus and transformed into an independent bank in 1983. It utilizes group lending and peer pressure through "joint liability groups" to achieve repayment rates over 99%. The bank has made over $4.7 billion in loans, inspiring similar models in over 40 countries. It has received several awards including the Nobel Peace Prize for its success in reducing poverty. Critics argue it can trap borrowers in debt and impose social rules, but the bank denies forcing views on clients.
This document provides an overview of microfinance and how financing works. It discusses the different approaches to microfinancing such as group lending models. The primary goals of microfinance institutions are outlined as breadth, depth, length and positive impact of outreach. Key terms related to microfinance such as interest rates, repayment rates, and operational self-sufficiency are defined. Useful books and websites on microfinance are also listed.
This document provides an outline and overview of a microfinance course. It introduces key concepts like how microfinance institutions (MFIs) differ from traditional banks and relief by offering small loans to poor clients and recycling funds to help many. It defines important financial terms like interest rates, expenses, and subsidies. The document also discusses debates in the industry around approaches like savings-led vs credit-led lending and whether MFIs should remain non-profits. The outline proposes future weeks will focus on local MFIs, hearing from clients and investors, and important books and websites for learning more.
The document provides an overview of microfinance programs and organizations in the United States presented by Susan Lamping of CDC Small Business Finance. It discusses CDC Small Business Finance, which provides SBA loans to small businesses. It also outlines different types of microfinance organizations, how they partner with other groups, their roles in providing access to capital and training, differences between bank and microfinancing, how organizations develop resources, a typical microfinance client profile, and a success story of a client.
Connance Presents "How to Get the Most Credit For Your Charitable Activities"Connance
Are you misclassifying Charity-eligible patients? Industry experience shows that up to 30% of bad debt write-offs could be classified as charity.
View these slides by Connance, a leading provider of self-pay collection solutions, and PARO Decision Support to help you solve your problems identifying charity-eligible accounts.
1. Learn how to separate charity care from bad debt in an IRS Form 990 Schedule H world.
2. Learn about current and emerging charity and collections regulations.
3. Compare your hospital to industry experience on charity.
4. Get a framework for approaching the challenge strategically, with specific tactics for policies, operations, accounting, and technology.
5. Explore the ins and outs of analytic tools to streamline charity eligibility.
Lending Circles demonstrate the ingenuity and resilience of communities that are outside of mainstream banking. Lending Circles have long been used in different communities across the world as an alternative way to support savings or provide an emergency reserve to meet community needs. Here in the US, lending circles are beginning to receive more and more attention as a tool that works for a range of communities. Join us to learn how Lending Circles work and hear from organizations in the Pacific Northwest that have started Lending Circles.
Mohan Kanungo, Mission Assets Fund
Gabriel Muro, The Next Door
Moderator: Lynne McConnell, Neighbor Impact
Kiva.org provides concise summaries of entrepreneurs seeking small business loans in developing countries. Individual online lenders can provide small loans, which are aggregated and distributed through microfinance partners. This allows entrepreneurs access to affordable capital. Kiva aims to connect more entrepreneurs with supportive lenders to help alleviate capital constraints that limit small business growth.
OneCalifornia Bank provides banking services to underserved communities and small businesses in Oakland and the San Francisco Bay Area to promote economic growth. The bank helped finance a restaurant remodel, expand a minority-owned franchise, and open a new medical practice. It also works with non-profits, housing organizations, and schools. OneCalifornia Foundation supports the bank's mission through community programs and events that bring stakeholders together.
Bella Communities Case for Support Brochure - Final Version copyHasin I. Ahmed
The document discusses an organization called Bella Communities that provides affordable housing and operates a program called ReV-UP that places volunteerism at the core of addressing social issues among low-income residents. ReV-UP is a resident volunteership training program that facilitates low-income residents to volunteer with non-profits, earn rent credits, and gain career skills. A pilot of the program saw positive outcomes including $17,000 in volunteer earnings and 96% of residents feeling more connected to their community. The organization is now seeking partners for a demonstration phase of the program across multiple regions to further validate the ReV-UP model.
State of Central Florida Arts Organizations 2012PresentMark
This document summarizes data from 81 arts organizations in Central Florida. It finds that while revenues for the arts universe were $59.5 million in 2012-2013, expenses were $55.9 million. Most arts organizations have small endowments, relying more on donations, grants, and earned revenue. The data also shows that arts organizations have relatively low overhead but need to improve board governance and management practices to increase long-term sustainability.
The document summarizes Canada's inaugural Call for Concepts for Social Finance. It provides background on social finance and why the Canadian government issued the Call. It then summarizes the key details from 154 responses received, including examples of proposed social finance tools and structures to address issues like skills training, health care, education, affordable housing, entrepreneurship support and youth employment. The government plans to work with social finance leaders to develop promising concepts into pilot projects and further leverage partnerships and innovation to address social challenges.
The South Central Community Action Program (SCCAP) 2010 annual report summarizes the organization's activities and accomplishments from the previous year. It notes that economic hardship for many families in the region continued due to national economic trends. SCCAP expanded many of its key programs in 2010, including Head Start, weatherization assistance, and an employment training program. The report highlights increased funding that allowed these expansions, and details statistics such as the number of homes weatherized, families assisted, and other outputs of SCCAP's programs. It closes by reaffirming SCCAP's commitment to empowering people and families to reach their potential.
ACCION USA: Microfinance at Work in the United StatesACCION East
ACCION USA is a nonprofit organization that provides microloans and financial education to small business owners and entrepreneurs. It has lent over $122 million to around 3,000 borrowers across 46 states since 1991. The majority of its clients are low-to-moderate income minorities, including 65% Latino and 20% African American owners. ACCION USA fills an important need by providing loans as small as $500 to business owners who may lack collateral or credit history. It helps clients strengthen their businesses, create jobs, and improve their quality of life.
This report summarizes OneCalifornia Bank's innovative structure as a community development bank and holding company over its first 16 months of operation. It details how the bank's mission-driven structure was designed by its founders to benefit low-income communities through lending, financial literacy programs, and partnerships. The bank has seen steady growth in its loan portfolio and deposits while financing local businesses, non-profits, and community projects.
Microfinance aims to provide credit to the poor without collateral by using group lending and dynamic incentives. Evaluating its impact is challenging due to selection bias. A recent randomized study in India found:
1. Microfinance decreased consumption variance, suggesting it functions more as insurance.
2. It increased business ownership rates by 1/3 but average benefits were small and impacts varied individually.
3. It did not have transformative effects on average but did increase some individuals' ability to take economic risks.
2011 Defiance College Ohio Benefit Bank Ohio Campus Compact AmeriCorps VISTA ...Ohio Campus Compact
Defiance College and the Northwest Ohio Community Action Commission have partnered to expand the Ohio Benefit Bank program in Defiance County and surrounding areas. Through this partnership, they have provided free tax preparation assistance and helped over 700 low-income families apply for public assistance programs over the past two years. By sharing resources, they have been able to grow the program from serving 550 families in its first year to over 700 families in its second year. This collaborative effort has returned over $1 million to the local community in tax refunds and savings on tax preparation fees.
Maximize your time and grant seeking effort with insider information about which funders will or won’t have grant money to give in 2011. Renee will share information with you that she has learned from her grant maker colleagues — information that is not on funder websites. Also, find out about funding trends for the next few years to help you position your organization and plan for the future.
On December 19, 2011, Kent Chao issued a report on Delancey Street Foundation with a "BUY" rating. This research report has been peer reviewed by Nadia Anggraini and Michael Kim.
Nonprofit Investor ("NPI") is a platform for the creation and distribution of free, in-depth research on charity organizations by volunteers.
If you believe there are any inaccuracies or errors in any report, please contact us.
Bank of America issues a $500 million "Green Bond" to finance green investments that help address climate change and advance lower-carbon solutions. The bank also partners with (RED) to donate funds toward eliminating mother-to-child HIV transmission, and makes a $10 million investment to empower women in developing countries through access to financing and healthcare. However, the bank faces challenges such as being sued for misleading clients about risk and making a $4 billion capital reporting error.
The document discusses community development banking and OneCalifornia Bank as an example. It summarizes OneCalifornia Bank's mission-driven model and strategies to provide banking services to underserved communities. Key aspects include (1) its non-profit structure and focus on social and environmental outcomes, (2) partnerships with other organizations to increase impact, and (3) using a variety of financial products and services to support local businesses and communities. The presentation argues this model can be an effective vehicle for promoting social change through banking.
Muhhamed Yunus is the first Nobel Prize winner from Bangladesh. He is the founder of Grameen Bank in 1976 and started microfinancing by giving out small loans to 42 women in a village in Bangladesh. This allowed them to become self-employed entrepreneurs. Yunus pioneered the concept of microcredit to help the poor engage in self-employment opportunities. Microfinancing provides small capital loans, savings, insurance and other basic financial services to low-income households to help them run businesses and stabilize consumption.
Grameen Banking provides small, collateral-free loans known as microcredit to impoverished individuals, especially women, in rural Bangladesh. The bank was founded in 1976 by Muhammad Yunus and transformed into an independent bank in 1983. It utilizes group lending and peer pressure through "joint liability groups" to achieve repayment rates over 99%. The bank has made over $4.7 billion in loans, inspiring similar models in over 40 countries. It has received several awards including the Nobel Peace Prize for its success in reducing poverty. Critics argue it can trap borrowers in debt and impose social rules, but the bank denies forcing views on clients.
This document provides an overview of microfinance and how financing works. It discusses the different approaches to microfinancing such as group lending models. The primary goals of microfinance institutions are outlined as breadth, depth, length and positive impact of outreach. Key terms related to microfinance such as interest rates, repayment rates, and operational self-sufficiency are defined. Useful books and websites on microfinance are also listed.
This document provides an outline and overview of a microfinance course. It introduces key concepts like how microfinance institutions (MFIs) differ from traditional banks and relief by offering small loans to poor clients and recycling funds to help many. It defines important financial terms like interest rates, expenses, and subsidies. The document also discusses debates in the industry around approaches like savings-led vs credit-led lending and whether MFIs should remain non-profits. The outline proposes future weeks will focus on local MFIs, hearing from clients and investors, and important books and websites for learning more.
The document provides an overview of microfinance programs and organizations in the United States presented by Susan Lamping of CDC Small Business Finance. It discusses CDC Small Business Finance, which provides SBA loans to small businesses. It also outlines different types of microfinance organizations, how they partner with other groups, their roles in providing access to capital and training, differences between bank and microfinancing, how organizations develop resources, a typical microfinance client profile, and a success story of a client.
Connance Presents "How to Get the Most Credit For Your Charitable Activities"Connance
Are you misclassifying Charity-eligible patients? Industry experience shows that up to 30% of bad debt write-offs could be classified as charity.
View these slides by Connance, a leading provider of self-pay collection solutions, and PARO Decision Support to help you solve your problems identifying charity-eligible accounts.
1. Learn how to separate charity care from bad debt in an IRS Form 990 Schedule H world.
2. Learn about current and emerging charity and collections regulations.
3. Compare your hospital to industry experience on charity.
4. Get a framework for approaching the challenge strategically, with specific tactics for policies, operations, accounting, and technology.
5. Explore the ins and outs of analytic tools to streamline charity eligibility.
Lending Circles demonstrate the ingenuity and resilience of communities that are outside of mainstream banking. Lending Circles have long been used in different communities across the world as an alternative way to support savings or provide an emergency reserve to meet community needs. Here in the US, lending circles are beginning to receive more and more attention as a tool that works for a range of communities. Join us to learn how Lending Circles work and hear from organizations in the Pacific Northwest that have started Lending Circles.
Mohan Kanungo, Mission Assets Fund
Gabriel Muro, The Next Door
Moderator: Lynne McConnell, Neighbor Impact
Kiva.org provides concise summaries of entrepreneurs seeking small business loans in developing countries. Individual online lenders can provide small loans, which are aggregated and distributed through microfinance partners. This allows entrepreneurs access to affordable capital. Kiva aims to connect more entrepreneurs with supportive lenders to help alleviate capital constraints that limit small business growth.
A Corporate Presentation on the Lever Fund Martin Massiah
The Lever Fund was formed in 2014 to invest in programs fighting poverty in the Greater Washington area. It seeks to transform regional philanthropy by providing funding and support to proven programs that significantly improve earning potential for those in need. Its goals are to invest $10 million by 2020 and $50 million by 2025 in opportunities that yield a benefit-cost ratio of at least 10:1. It is inspired by the Robin Hood Foundation model of directing all donations to social programs and uses rigorous evaluation of impact.
This document proposes a new online platform called Pajebal that aims to revolutionize microfinance by directly connecting small businesses in developing countries with social investors in developed countries. Pajebal will address issues with current platforms by requiring businesses to publish financial statements and pitch videos, directly matching individual investors and businesses to foster mentorship, and expanding beyond microloans to include small businesses. The platform is proposed to launch with a pilot program in Guatemala connecting U.S. companies' CSR funds with vetted small businesses through Pajebal's local partners.
Kiva Presentation for Foothill College Microfinance Clubwzturner
Kiva.org is a website that allows individuals to lend small amounts of money, starting at $25, to entrepreneurs in developing countries who need loans. The money is lent through microfinance institutions that provide financial services to the poor who typically lack access to traditional banks. Kiva aims to help more borrowers receive loans, help microfinance institutions access more capital, and allow lenders an easy way to donate while fostering understanding between cultures.
RS VITA Webinar Presentation_July 27 2010realsolutions
This document discusses a webinar about credit unions participating in Volunteer Income Tax Assistance (VITA) outreach programs. It provides an overview of what VITA is, which is an IRS program that offers free tax preparation assistance to those earning under $49,000. The webinar discusses how credit unions can get involved in VITA by hosting tax preparation sites, promoting the program, and offering related financial products and services to help participants save their tax refunds. Examples are provided from credit unions that have successful VITA programs.
Kiva is a non-profit organization that allows individuals to lend small amounts of money via the Internet to low-income entrepreneurs and students in developing countries. It works by partnering with microfinance institutions (MFIs) around the world to disburse and collect loan payments. Key aspects of Kiva's model include enabling personal connections between lenders and borrowers, emphasizing transparency, and making microlending accessible through small loan amounts. Kiva has facilitated over $1 billion in loans to over 3 million borrowers across more than 80 countries since its founding in 2005.
Microfinance provides financial services to low-income clients who lack access to traditional banking. It addresses the financial needs of the poor for lifecycle events, emergencies, opportunities, and sending money. Common services include microcredit (small loans), microsavings, and insurance. Loans are typically made through group lending models with joint liability to reduce costs. Major microfinance models include JLG, SHG-bank linkage, and peer-to-peer lending. The microfinance industry has grown significantly but still only reaches 20% of those who could benefit from its services.
The document summarizes information about the Asian Development Bank (ADB), including its mission to fight poverty in Asia and the Pacific through financing, knowledge, and expertise. It describes ADB's work in various sectors like energy, transport, and agriculture. The document also provides details about open career opportunities at ADB, the types of candidates they seek to hire, and benefits of working there such as competitive salaries, insurance, housing assistance, and education benefits. ADB is looking to expand its workforce and seeks applicants for professional staff positions and internship opportunities for graduate students.
Kiva connects people through lending to alleviate poverty by leveraging two forces: the power of the internet to connect people and the power of microfinance to alleviate poverty. Through field work, Kiva Fellows strengthen connections between Kiva's stakeholders to further its mission of connecting people through lending to alleviate poverty. Kiva works with over 100 microfinance institutions in 42 countries to provide loans to entrepreneurs, which are funded by individual lenders online.
Kiva is an online marketplace that allows individuals to lend small amounts of money via microfinance institutions (MFIs) to help small entrepreneurs in developing countries. Kiva utilizes several "Web 2.0" principles like creating an addictive user experience, being radically transparent, crowdsourcing work, building in increasing returns on data, and reaching the long tail. This approach has led to over 500,000 lenders from 160 countries providing $75 million in loans in just 3.5 years with low default rates. Kiva partners with 110 MFIs across 44 countries to help distribute these loans.
Microfinance has recently become a greater focus for DanChurchAid (DCA). While DCA supported some microfinance-like programs in the 1970s, it was not until the mid-2000s that they began developing microfinance guidelines. DCA recognizes the potential of microfinance to promote sustainability and help lift people out of poverty. Globally, the best microfinance institutions serve over 130 million clients and are financially sustainable. Within DCA, microfinance includes both formal microfinance institutions and informal programs like village savings groups. The goals are to expand access to financial services for vulnerable populations and integrate microfinance into existing development programs and projects.
Vittana provides education microloans to students in developing countries who cannot otherwise afford college. They have validated a 99% repayment rate for over 1,000 students, with borrowers experiencing unprecedented 3x increases in income. Vittana aims to catalyze the market for education micro-lending to reach 1 million students by 2015 and demonstrate that students in developing countries are bankable and can improve their lives through education. They are seeking $4 million in donations over three years to help close their funding gap and allow them to break even by 2015.
Kiva is an online platform that connects microfinance institutions (MFIs) to individual social investors around the world. It allows MFI partners to raise capital from lenders at 0% interest. Kiva has provided over $95 million to MFIs partners in 49 countries. It has 500,000 individual lenders from over 150 countries who each loan an average of $120. Kiva is working towards being fully self-sufficient within 5 years through user tips on loans, interest from funds, and donations. It sees opportunities to connect US entrepreneurs to funding as well by increasing awareness of microfinance needs.
Social finance is sustainable investing that aims to generate both social/environmental benefits and financial returns. The document discusses how social finance is gaining momentum in Canada but still lags behind other countries. It outlines various social finance mechanisms like social venture capital funds and investments in areas like affordable housing and community energy. The document proposes a national collaboration called CAUSEWAY to improve awareness of social finance opportunities in Canada and catalyze new financial pathways and products to build the field.
1. 1x1Microcredit is a non-profit organization that provides microloans to support people living in poverty through local partners. It offers capital at 0% interest to local microfinance institutions.
2. The proposal is for Fundación Paraguaya to become a local partner, allowing it to access capital from 1x1Microcredit to finance microloans. Capital would be provided in Euros at 0% interest with a 6% fee per loan.
3. As a local partner, Fundación Paraguaya would be responsible for managing the loans, including disbursement and repayment. It would also help monitor impact and report outcomes to 1x1Microcredit.
Plan Canada supports microfinancing to help people lift themselves out of poverty. Microfinancing provides small loans and financial services to those without access to capital. This allows people to start small businesses and become financially independent to support their families. Plan works with partners around the world to facilitate microfinancing programs and village savings groups. These programs allow people to invest in each other through small loans and build community support systems.
Plan Canada supports microfinancing to help alleviate poverty. Microfinancing provides small loans to those without access to capital, allowing people to start small businesses and become financially independent. Microfinancing has benefits like improved access to credit, higher loan repayment rates, better education and health outcomes, sustainability, and job creation. Plan Canada works with partners like Arariwa in Peru to facilitate village savings programs and bring microfinancing services to rural communities. Kiva and FINCA are also microfinancing organizations that provide loans and financial services to low-income entrepreneurs around the world.
Working Group D is developing a proposal for the G20 SME Finance Challenge to create a multi-country financing partnership for youth-led small and medium enterprises. The proposal involves an international public sector credit guarantee facility that provides collateral-free loans to youth businesses in multiple countries through partnerships between local banks, youth entrepreneurship organizations, and a multilateral development bank. The goal is to unlock financing for young entrepreneurs, create a sustainable funding platform for member organizations, and develop a global loan financing model that can be replicated. Developing the proposal required overcoming communication challenges between the diverse team members and aligning on objectives, support provided, and data collection.
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2. AGENDA
What is TCP Global?
TCP theory of poverty
TCP model
What makes us different
Team
Partners
Track record
Yumbe District, Uganda – Our
partners are empowered to
administer the loan programs
completely independently
Merida, Mexico – Two of our board members,
Sally Rowley (left) and Helene Dudley (right)
with “Father of Microfinance” Muhammad
Yunus
2
3. WE ARE TCP GLOBAL
TCP Global was founded in 2000 with a dual mission:
1. Provide affordable loans to marginalized
entrepreneurs
2. Empower and strengthen effective grassroots
organizations
We accomplish our mission by:
TCP is an affiliate group of the National Peace Corps
Association (‘NPCA’), a registered non-profit which serves
as the fiscal agent
Finding existing
change-makers in
marginalized
communities
Granting funds for
microloan pools to be
used by local
entrepreneurs
Supporting the
programs through
mentorship and
administrative loan
duties Lunchu B, Zambia – most of our
programs have repayment rates well
over 97% due to our grassroots and
communal model
Pinto, Colombia – our US teams
periodically visit the programs in the
field to learn from and celebrate our
partners’ achievements! 3
4. ~2 BILLION PEOPLE (26% OF WORLD POPULATION) LIVE ON LESS THAN
$3.20 PER DAY – THE POVERTY TRAP NEEDS AN OUTSIDE INTERVENTION
4
There are several, central institutional problems (e.g. macroeconomic governance, corruption & property rights)
that explain economic challenges but there are 3 special obstacles posed to the very poor:
1. Credit Constraints
Risk Aversion
Risking $10 if you have $1,000,000 is
easy; risking $10 if you have $10 is
scary
Willingness to Lend
The poorer you are, the less you can
offer as collateral, and small loans for
lender = ↓ income & ↑ monitoring costs
2. Health and Education
Health & Nutrition
↑ worker productivity with ↑ nutrition,
and ↑ nutrition with ↑ income
Education
Difficult to encourage youth to plan and
to grow for the future if immediate term
life prospects are uncertain
3. Cultural Norms
Group Learning
Groups often fail to adopt more
effective practices because tradition
“works”, and new ideas are risky
Basic Rights
Marginalized groups are less likely to
invest if they are likely to be excluded
or expropriated
Source: Mojaria, Ameet. Kellogg School of Management, STRT 466 Lecture 17 (2020)
5. TCP GLOBAL’S INNOVATIVE MODEL TACKLES ALL THREE OF THESE
OBSTACLES SUSTAINABLY AND AT SCALE
TCP and its 501c3 agent, the National Peace Corps Association
(‘NPCA’), accept donations
TCP vets, endows, and mentors grassroots NGO partners working
in hard-to-reach areas that would like to add micro-loans to their
toolkits. TCP never asks for money to be returned
Local partner establishes loan pool
Partner identifies candidates, lends out money, and mentors
borrowers, typically micro-businesses and agricultural projects that
are unable to access formal financing channels
Borrowers pay back principal and interest (at a rate lower than
local bank rates)
All interest income can be used by the NGO to finance special
projects related to their organization’s mission, typically health,
education, agriculture, or environment
If certain metrics are met, TCP will allocate more funds to the NGO
– 50% of new funds are added to the loan pool and 50% are
available for financing the NGO’s special projects
1
2
3
4
5
6
DONORS
NGO
BORROWER
LOAN
POOL
1
2
3
4
5
6
7
7
5
6. AFTER VALIDATING OUR MODEL IN COLOMBIA OVER 14 YEARS, WE HAVE
EXPANDED OUR IMPACT GLOBALLY
TCP Global has provided over
$250,000 of funding to over
39 different communities
leading to over $1,000,000 in
loans for local entrepreneurs
Partner NGOs have
generated over $200,000 in
earnings to fund community
projects such as:
Training programs
Facilities and equipment for
marginalized communities
Meals and facemasks during
COVID-19 pandemic
6
Senegal
Liberia
Guatemala
Colombia
Peru
Niger
Nigeria
Zambia
Uganda
Kenya
Nepal
Togo
7. HOW ARE OUR PARTNERS RESPONDING TO COVID-19?
TCP Global partners have used over $15,000 of their earnings for
COVID-19 relief in their communities
Kafanchan, Nigeria – our partners used
their earnings to provide food items to
vulnerable families
Fundación, Colombia – our partners have used
their earnings to provide masks and food to
community members
Yumbe District, Uganda – our partners have
continued making business loans to local
entrepreneurs while practicing social distancing
7
8. OUR OPERATING AND REPORTING STRUCTURE IS STREAMLINED AND
EFFECTIVE ALLOWING FOR OUR ZERO OVERHEAD MODEL
8
Program
Administrator
Community
Development
Mentor
Community
Development
Mentor
Community
Development
Mentor
Reporting
Analyst
Reporting
Analyst
Database
Manager
Borrowers
Program
Administrator
Program
Administrator
Program administration: Our NGO partners have near
complete discretion over administration of their loan pools
Loan usage: TCP’s only stipulation is that the loans be for
income-generating activities and at a lower interest than the
local bank rate
Reporting requirement: Partners submit simple Excel files
monthly that track name, date, amount of loan/payment, and
running balance of loan pool
U.S. based mentors: Volunteer community development
mentors and reporting analysts assist program admins with
strategy and management of their programs (these positions
were additions in July 2020)
TCP database management: Key information TCP tracks for
donors, new loan sites, and budgeting for additional
allocations to existing programs in good standing
Recent upgrades: Old structure was program admins and
one manager on Excel, but launching a new MySQL
database with improved reporting capabilities and automation
9. LARGER MFIS HAVE SERVED HUNDREDS OF MILLIONS OF UNBANKED
PEOPLE, BUT WE FILL CRITICAL GAPS IN THE ECOSYSTEM
9
Avg. Loan Size
(USD)
# Partners per
Country
Type of Partner
Partner Size
$394 >$550 $224
10+ 1-5 1-10
Operating rev >
$100k USD
Large, national
footprint
Any, usually very
small
Large MFIs &
NGOs
Large MFIs
Grassroots,
niche NGOs
Source: Kiva and Accion websites, Microcredit Summit (2014 Merida, Mexico)
How we compare to our peersWe believe innovation is not limited to technology – we have a
unique solution for micro-credit & community development
Small loans: Definitionally, “micro-loans” are ≤ $50,000. Admin
costs are ~30% of loan value at high end, yet 150% of value of
loans ≤ $100. MFIs cannot afford to manage many small loans and
often exclude the smallest income generating activities
Remote Communities: MFIs rely on interest earnings to cover
overhead, thus they tend to focus on urban areas where loan
volume is higher. This leaves a gap for rural entrepreneurs
Community Partner Mission: Our partners already have
expenses covered but operate in environments with scarce
philanthropic funding. The partner’s micro-loan pool generates
modest income that allows these partners to go above and beyond
in their mission to serve the underprivileged while being self-
sustaining without further outside resources within 3-4 years
Lean, nimble structure: Our relationships with partners are built
on trust: they have discretion to act quickly and take risks on
people outside the formal economy, without burdensome reporting
10. OUR PRO BONO ADVISORY TEAM HAS DECADES OF INTERNATIONAL
DEVELOPMENT, FINANCE, AND NON-PROFIT MANAGEMENT EXPERIENCE…
10
Helene Dudley
Founder of TCP, RPCV
Colombia & Slovakia,
active Rotarian, retired
government official
Dave Snyder
RPCV Guatemala, Harvard
MBA, retired international
businessman
Kiki Mutis
RPCV Bolivia, born in
Colombia, environmental
scientist
Jerry Fickel
RPCV Colombia, cattle and
genetic products sales in
LatAm
Sally Rowley
RPCV Colombia,
psychologist
Mark Aledda
RPCV Colombia,
international banking and
Federal Reserve of Atlanta
Balazs Vandor
Project management and
process improvement
professional
Tim Lawler
RPCV Colombia, PhD
psychology Loyola, former
Director of Psychology for
Peace Corps
Jose Tocasuche
Director of Marketing and
Digital Insights for
Canadian Bank Note
Company
[ Rita ]
Rita Novak
RPCV Colomba, Retired
Cook Country Judge
TCP was founded in
2000 by Returned
Peace Corps
Volunteers (‘RPCVs’)
who sought to
improve the lives of
Colombians
displaced by the
country’s armed
conflict
Over 20 years, the
Miami-based team
refined the model
and expanded its
support globally
11. … AND IS TRANSITIONING TCP MANAGEMENT AND OPERATIONS TO A
GROUP OF EMERGING LEADERS FORMING THE SITE SUPPORT TEAM
11
Zack Coen
RPCV Colombia, former
management consultant,
Kellogg MBA
Curt Commander
RPCV Colombia, data
scientist
Josh Concannon
RPCV Colombia, pursuing
JD
Michelle Daniels
RPCV Nepal, education
professional, represented
US in 6 countries
Andrew Koch
RPCV Colombia, venture
capital/private equity,
Kellogg MBA
Elyse Magen
RPCV Colombia,
international development
Chris Roesel
RPCV Guatemala,
international public health
professional
Kenney Tran
RPCV Colombia, MPA
Univ. of Washington
TCP had been seeking
a transition plan, and
with the evacuation of
Peace Corps
Volunteers in March
2020, a group of
RPCVs from all over
the U.S. emerged to
lead the project into
the future
This volunteer team is
driving enhancement
in loan tracking,
partner mentorship,
and donor/partner
engagement
12. WE EMBODY THE PEACE CORPS SPIRIT AND HAVE LEVERAGED THE
ORGANIZATION AND ITS ALUMNI TO ACHIEVE OUR MISSION
12
TCP is born: TCP was founded in 2000 after a discussion about the best
way to support Colombians displaced by the armed conflict with leaders of
displaced community, social workers, attorneys, and 2 RPCVs
Refinement and growth: Over 14 years of working with NGO partners in
Colombia, especially education and community development organizations,
TCP refined what now is its model for working with partners. Expansion
outside of Colombia in 2015 was made possible through networking with
other RPCVs. TCP began working with active Colombia PCVs in 2016,
expanding its presence in the Caribbean region of Colombia
Why the focus on Peace Corps? Peace Corps and its passionate corps
of volunteers have a unique presence and trusted relationships in very
small communities in developing countries that are often neglected by other
international NGOs and host govts (i.e. the target market for TCP’s service)
Why is the National Peace Corps Association (‘NPCA’) our 501(c)3?
The NPCA is the nonprofit alumni network for >235,000 people who share
the Peace Corps experience. Since 2016, the NPCA Community Fund
accepts donations for TCP. The relationship outsources TCP’s
administrative duties while engaging NPCA’s membership’s spirit of service
Note: See ‘Appendix’ for descriptions of the NPCA and the Peace Corps
Bogotá, Colombia
(April 2000) –
Roundtable
discussion that
resulted in founding
of TCP
Villa Maria, Colombia (February 2009) –
Colombia Project program administrators meet
for the first time
13. PARTNER CASE STUDY: PROEDUPAZ IN SUAN, ATLANTICO, COLOMBIA
13
Proedupaz: Founded in 2016, Proedupaz is a volunteer organization
based in Suan, Colombia, that serves its community through child and
adult education programs. The program is run by volunteers Alejandro
(‘Alejo’) and Delvis to build community to avoid further armed conflict
Partnership with TCP: Peace Corps Colombia expanded to Suan in
2015. After meeting changemakers like Alejo and learning local dynamics,
the PCV connected Proedupaz to TCP Global to support local
entrepreneurs and expand its educational programming
Proedupaz Micro-loans: The program started with a $1,500 USD grant in
2016 that has grown to $12,300 total sent in 4 years, generating $41,809
in loans across 229 borrowers (avg: $183) with a >99% repayment rate.
Loans are primarily for small agricultural projects, restaurants, small
stores, and artisanal product making
Use of program earnings: Proedupaz has generated $10,173 in
earnings which is has used for additional workshops and COVID relief
Community ownership: Borrowers meet to share experiences and
attend classes on business management, accounting, and marketing.
After Peace Corps left Suan, the program continues successfully
Note: Loan information as of July 2020
Suan,
Colombia
(May 2019)
– Borrowers
meet
periodically
to share
experiences
Suan, Colombia
(2019) – Alejo
meets with
borrowers in his
home
Additional information on our 30 partners across 12 countries is available in the appendix
14. OUR TRACK RECORD OF GROWTH AND SUSTAINABILITY IS ROBUST SINCE
EXPANDING OUT OF COLOMBIA AND GOING GLOBAL IN 2015
14
$5.3
$12.5
$22.7 $21.3
$33.4
$43.2
$20.4
$38.0
$82.6
$92.4
$141.1
$52.6
$1.1 $2.6
$19.3
$11.6 $12.6
$26.3
2015 2016 2017 2018 2019 2020 YTD
Funds Sent
Loans
Partner Earnings Used
(USD in thousands)
First expansion into
Guatemala, Niger,
and Peru
# Partners: 9 11 14 16 30
Note: YTD as of June 2020. Uses average annual exchange rates to calculate loans and partner earnings used
21
Budget for
full-year 2020:
$53k
86% of loan volume
is LatAm partners
Closed Panama and
US programs,
expansion focused in
LatAm, Senegal,
Niger, and Uganda
YTD 2020: 70% of
loan volume is
LatAm partners as
expansion in Africa
and Nepal quickens
18. PEACE CORPS AND THE NATIONAL PEACE CORPS ASSOCIATION
18
NPCA is the nonprofit alumni network at the center of a vibrant community of over
220,000 people who share the Peace Corps experience. NPCA champions lifelong
commitment to Peace Corps ideals by connecting, engaging and promoting its members
and affiliate groups as they continue to make a difference in communities in the U.S.
and abroad. NPCA is also dedicated to advocating for, contributing to, and supporting
the betterment of the Peace Corps.
The Peace Corps is a volunteer program run by the United States government. Its
official mission is to provide social and economic development abroad through technical
assistance, while promoting mutual understanding between Americans and populations
served. The program was established by President John F. Kennedy in 1961. Since its
inception, more than 235,000 Americans have joined the Peace Corps and served in
141 countries. In 2020, due to the coronavirus pandemic all volunteers were evacuated
from all posts. There are currently no volunteers serving as of July 2020.
Source: Peace Corps, National Peace Corps Association
19. COLOMBIA PARTNER PROFILES (1/3)
19
Partner Location Description
Age of
program
No Loans
Avg. Loan
Size
Total
Earnings
Cartago Valle del Cauca
Casa del Pobre
Cartago, Valle del
Cauca, Colombia
Catholic volunteer group led by
nuns serving vulnerable women,
children, and people with
disabilities through education and
nutrition
Proedupaz
Suan, Atlántico,
Colombia
Volunteer organization based in
serving its community through
child and adult education
programs.
3.8 Yrs $12.3k 229 $10.2k
7.0 Yrs $10.8k 140 $10.3k
SONCOL La Victoria, Valle del
Cauca, Colombia
9.3 Yrs $16.6k 510 $24.5k
Voluntariado Vicentino
Genova, Quindío,
Colombia
Catholic volunteer group working
for an improved quality of life,
familial growth, and societal peace
12.9 Yrs $13.5k 616 $20.9k
Funds
Granted
$183
$457
$286
$245
Note: Minicol, a US based NGO founded by Colombian ex-pats for Colombian children’s education, connected TCP to these local partners. Data as of July 2020
Catholic volunteer group working
for an improved quality of life,
familial growth, and societal peace
20. COLOMBIA PARTNER PROFILES (2/3)
20
Partner Location Description
Jovenes con Visión
(‘Youth with Vision’)
Pinto, Magdalena,
Colombia
Youth organization that offers
activities, learning opportunities,
and empowerment to rural
children, teens, and young adults
Semillas de Paz (‘Seeds
of Peace’)
Salamina, Magdalena,
Colombia
Foundation supporting small
farmers and child development in
remote communities along
Magdalena River
FUNPARA
Aracataca, Magdalena,
Colombia
Community group promoting
environmental and cultural
activities
La Olla Milagrosa (‘The
Mircale Pot’)
Fundación, Magdalena,
Colombia
Volunteer organization serving
children and families through
education, food donations, and
environmental clean ups
Age of
program
No Loans
Avg. Loan
Size
Total
Earnings
3.1 Yrs $4.5k 69 $3.8k
Funds
Granted
$232
1.3 Yrs $1.5k 23 $1.0k$107
1.0 Yrs $1.5k 24 $1.2k$167
0.4 Yrs $1.5k 11 $0.8k$150
Note: As of July 2020
21. COLOMBIA PARTNER PROFILES (3/3) & OTHER LATIN AMERICA PARTNER
PROFILES
21
Partner Location Description
Note: As of July 2020
(“Hummingbird House”)
Guatemala (3 sites)
Humanitarian organization
committed to helping the Mayan
people of northwest Guatemala
through programs in health,
education, and infrastructure.
AGROVIDA
Trujillo, La Libertad, Peru
Community empowerment
organization offering medical
services and agricultural and
environmental consulting
Guardabosques de la
Sierra (“Forrestry of the
Sierrra”)
Guachaca, Magdalena,
Colombia
Cacao farming cooperative that
provides farmers with technical
training and connects them to
international buyers
0.1 Yrs $1.5k 4 $0$161
5.4 Yrs $11.4k 350 $10.8k$209
4.9 Yrs $42.1k 198 $32.1k$698
Age of
program
No Loans
Avg. Loan
Size
Total
Earnings
Funds
Granted
22. NEPAL PARTNER PROFILES
22
Partner Location Description
Youth in Empowerment
Sector (YES)
Accham District, Nepal
Youth group in the sector of social
mobilization, capacity building,
water and sanitation, HIV and
AIDS, Sustainable Livelihood and
socio-economic empowerment
Youth in Empowerment
Sector (YES) – 2nd Site
Youth group in the sector of social
mobilization, capacity building,
water and sanitation, HIV and
AIDS, Sustainable Livelihood and
socio-economic empowerment
Samaj Bikas Sanja (SBS) Dang District, Nepal
Community organization, resource
mobilization, community capacity
building and advocacy for
marginalized people for enabling
quality of life.
Community Based Org.
Development Center
Parivartan and Adarsha,
Nepal*
NGO building community groups
to tackle business training, health
awareness, and basic rights
* Serves two sites. Note: As of July 2020
Age of
program
No Loans
Avg. Loan
Size
Total
Earnings
Funds
Granted
0.7 Yrs $3.0k 15 $1.5k$215
0.6 Yrs $1.5k 4 $0.8k$357
0.6 Yrs $1.5k 5 $0.8k$307
0.5 Yrs $1.5k 11 $0.8k$136
Accham District, Nepal
23. NIGER PARTNER PROFILES
23
Partner Location Description
Babangata, Niger
Community organization focused
on fostering savings, investing in
productive activities, and growing
community capacity to self-
manage resources
Dosso, Tillaberi, Maradi,
Tahoua, Zinder, Agadez
and Niamey, Niger*
Women in agriculture
empowerment organization
Fifed, Ourzp, and
Achet’Akal
Niger
Kabey Fo, Niger
School hosting 6 grade levels,
adult literacy classes, and village
forums
Age of
program
No Loans
Avg. Loan
Size
Total
Earnings
Funds
Granted
5.2 Yrs $3.7k 102 $2.3k$115
2.2 Yrs $3.0k 270 $1.5k$28
0.4 Yrs $1.5k 70 $0.9k$44
All 3 Partners
are new
$4.5k N/A N/AN/A
Three grassroots NGOs added
through NPCA group “Friends of
Niger”
* Serves two sites. Note: As of July 2020
24. KENYA, SENEGAL & UGANDA PARTNER PROFILES
24
Partner Location Description
ASLA
Dakar, Senegal
NGO that teaches women to make
different kinds of soap which they
sell to supplement their family
income
Chrysalis Uganda Project
Kampala, Uganda
Social services for families
centered around an orphanage
and childcare
CCEDUC
Yumbe District, Uganda
NGO supporting orphans,
vulnerable children, marginalized
women in Yumbe district through
education and business advising
Kenya (Rural Western)
Improves the nutrition/livelihoods
of vulnerable communities by
planting restorative gardens that
grow health, wealth, and a sense
of belonging
Age of
program
No Loans
Avg. Loan
Size
Total
Earnings
Funds
Granted
0.8 Yrs $1.5k 59 $1.0k$86
1.1 Yrs $1.5k 102 $0.8k$30
1.7 Yrs $1.5k 14 $0.8k$230
0.2 Yrs $3.0k 42 $0$100
Note: CCEDUC serves as an umbrella organization for three smaller organizations. Mid-North Priv. Sector Dev. is a new partner in Aug. 2020. Data as of July 2020
25. ZAMBIA, NIGERIA, TOGO & LIBERIA PARTNER PROFILES
25
Partner Location Description
Kabuchi Cooperative
Society
Lunchu B, Zambia
Beekeeping cooperative that also
supports small business
development
Kafanchan, Nigeria
NGO supporting grassroots
agriculture and ICT for
Development in northern Nigeria
Kpalimé, Togo
Volunteer organization
strengthening communities
through education, leveraging local
and international volunteers
Note: As of July 2020
Age of
program
No Loans
Avg. Loan
Size
Total
Earnings
Funds
Granted
0.4 Yrs $1.5k 13 $0.8k$110
1.2 Yrs $4.5k 59 $3.0k$127
0.5 Yrs $1.5k 2 $0$750
Salala, Liberia
Women’s empowerment and girl’s
education organization funded by
sales of homemade lappa
accessories
New Partner $1.5k N/A N/AN/A