Michigan's perceptions of the economy are looking far brighter than they were. Jobs and economy are still the state's Number 1 problem, but roads are right behind it.
This document summarizes the results of surveys of New York City voters aged 35-69 and 50+ on their retirement planning and financial worries. Some key findings include:
- Many respondents, especially those in the Gen X age group, worry about not saving enough for retirement and having debt. Over half report feeling anxious about living comfortably in retirement.
- Over a third of Gen Xers and Boomers have no retirement savings. Large shares of workers also have no access to retirement plans through their employers.
- Respondents support a state-facilitated retirement savings option. However, many face barriers to saving like caring for family, health costs, housing, and debt.
- Caregiving responsibilities
This is an exercise in the practical application of data analyses. The Practical application of data Analyses includes having a common thread throughout the story and implementing useful and valuable insights from the analyses, solving a problem.
Elizabeth Nixon, Trinity College Dublin, delivered this presentation at the launch of new Growing Up in Ireland research on 21 February 2019. The report is available to download here: https://www.esri.ie/publications/growing-up-in-ireland-the-effects-of-economic-recession-and-family-stress-on-the
The document summarizes the results of Amárach Research's June 2015 Economic Recovery Index survey of 1,000 Irish adults. Key findings include:
- The Economic Recovery Index has plateaued near its recent peak in April 2015, remaining over twice the level of six years ago and indicating the economy is improving.
- Consumer sentiment is positive, with more people feeling financially comfortable and relaxed about spending. However, debt repayment remains a top priority.
- Reported levels of enjoyment, happiness and optimism are up from the depths of the recession, though stress, worry and anxiety remain common emotions.
- The summary concludes momentum is growing in Ireland's economic recovery as consumers loosen their purse strings and are willing
- While the personal impact of the recession has not been as bad as initially feared for most, concerns remain as nearly 3 in 10 experienced a high personal impact. Younger and older age groups report higher levels of maintenance or improvement in quality of life.
- Consumers expect the Irish economy to worsen over the next six months but are more positive about spending patterns than in May, though most will not increase spending. Stability is anticipated for jobs while some foresee a worsening housing market.
- Despite improvements in happiness, energy and motivation, consumers remain cautious given economic uncertainties and are holding their breath as they watch how the situation unfolds.
This document summarizes the findings of a survey tracking the personal and economic impact of the recession in Ireland:
1) While the recession's impact has not been as severe as initially feared, consumers remain cautious about the future of the Irish economy, with nearly 1 in 3 expecting conditions to worsen over the next 6 months.
2) Most report maintaining or improving their quality of life, happiness, energy and motivation over the past year compared to expectations. However, 3 in 10 still report a high personal impact from the recession.
3) Younger age groups and those in Dublin and urban areas report the greatest improvements across measures of well-being and life satisfaction compared to a year ago.
4)
Our latest report is out on the spending, saving and borrowing intentions of Irish consumers.
Maybe there's a recovery under way...?
More here:
http://www.amarach.com/resources/economic-recovery-index.htm
October 2011 - market research by the National Consumer Agency on Irish consumers and household budgets - 64% of consumers say household income has decreased since the same time a year ago
This document summarizes the results of surveys of New York City voters aged 35-69 and 50+ on their retirement planning and financial worries. Some key findings include:
- Many respondents, especially those in the Gen X age group, worry about not saving enough for retirement and having debt. Over half report feeling anxious about living comfortably in retirement.
- Over a third of Gen Xers and Boomers have no retirement savings. Large shares of workers also have no access to retirement plans through their employers.
- Respondents support a state-facilitated retirement savings option. However, many face barriers to saving like caring for family, health costs, housing, and debt.
- Caregiving responsibilities
This is an exercise in the practical application of data analyses. The Practical application of data Analyses includes having a common thread throughout the story and implementing useful and valuable insights from the analyses, solving a problem.
Elizabeth Nixon, Trinity College Dublin, delivered this presentation at the launch of new Growing Up in Ireland research on 21 February 2019. The report is available to download here: https://www.esri.ie/publications/growing-up-in-ireland-the-effects-of-economic-recession-and-family-stress-on-the
The document summarizes the results of Amárach Research's June 2015 Economic Recovery Index survey of 1,000 Irish adults. Key findings include:
- The Economic Recovery Index has plateaued near its recent peak in April 2015, remaining over twice the level of six years ago and indicating the economy is improving.
- Consumer sentiment is positive, with more people feeling financially comfortable and relaxed about spending. However, debt repayment remains a top priority.
- Reported levels of enjoyment, happiness and optimism are up from the depths of the recession, though stress, worry and anxiety remain common emotions.
- The summary concludes momentum is growing in Ireland's economic recovery as consumers loosen their purse strings and are willing
- While the personal impact of the recession has not been as bad as initially feared for most, concerns remain as nearly 3 in 10 experienced a high personal impact. Younger and older age groups report higher levels of maintenance or improvement in quality of life.
- Consumers expect the Irish economy to worsen over the next six months but are more positive about spending patterns than in May, though most will not increase spending. Stability is anticipated for jobs while some foresee a worsening housing market.
- Despite improvements in happiness, energy and motivation, consumers remain cautious given economic uncertainties and are holding their breath as they watch how the situation unfolds.
This document summarizes the findings of a survey tracking the personal and economic impact of the recession in Ireland:
1) While the recession's impact has not been as severe as initially feared, consumers remain cautious about the future of the Irish economy, with nearly 1 in 3 expecting conditions to worsen over the next 6 months.
2) Most report maintaining or improving their quality of life, happiness, energy and motivation over the past year compared to expectations. However, 3 in 10 still report a high personal impact from the recession.
3) Younger age groups and those in Dublin and urban areas report the greatest improvements across measures of well-being and life satisfaction compared to a year ago.
4)
Our latest report is out on the spending, saving and borrowing intentions of Irish consumers.
Maybe there's a recovery under way...?
More here:
http://www.amarach.com/resources/economic-recovery-index.htm
October 2011 - market research by the National Consumer Agency on Irish consumers and household budgets - 64% of consumers say household income has decreased since the same time a year ago
This document summarizes marketing strategies for building a home performance business from a national perspective. It identifies three key insights: consumers know less than assumed about energy efficiency; they are not eager to make improvements or get evaluations; and there are two good target markets that respond to different messages. The two target markets are identified as 28% of consumers who are environmentally conscious women, and 24% of consumers who are pragmatic men motivated by financial savings and comfort. The document recommends tailoring messages to these groups' key motivators of environmental impact, comfort, and financial savings.
The July 2015 Economic Recovery Index results show that consumer sentiment and the economic recovery in Ireland remain positive. The index is above 40 for the second time, indicating gradual improvement in consumer behavior and spending intentions, though paying down debt remains a priority. While optimism is stable or improving slightly, any changes are gradual. The mood of the nation data shows enjoyment and happiness remain the most commonly reported feelings, while stress, worry and anxiety are still frequently experienced. Overall, the report finds momentum in the economic recovery continuing into the third quarter of 2015.
2019 Val Act - Avoiding Statistical Pitfalls in Actuarial Work - SpongMarkSpong1
The modern actuary has a great number of tools at his or her disposal to analyze data, and they use that analysis to inform their assumptions and projections. Many of those tools are statistical in nature and can be fairly advanced. The goal of this session is to take a step back, and re-look at some of the basics, just to provide comfort that statistical tools are being used in such a way as to provide robust, accurate, and well-supported conclusions. Included in this session will be applications to fund modeling, scenario analysis and considerations on the various sorts of “expected values” we commonly use today, including CTEs.
At the conclusion of the session, attendees will be able to: have a broader understanding of the pitfalls to watch out for in using statistics in their work; and have more confidence in expressing and reporting on statistical conclusions they have drawn.
SOA 2019 Reinsurance Seminar Mortality Improvement and Impact on Reinsurance ...MarkSpong1
Mortality is regularly differentiated by a number of socioeconomic factors, however mortality improvement is not. Recent research shows longevity gains are affecting different population groups inconsistently and this has important implications for reinsurers.
This session will cover some recent mortality improvement trends in the US, UK, and the Netherlands and the application to longevity products including the payout annuity market. It will also showcase standard industry models, such as the UK CMI projection model, and other recent developments.
The document summarizes the results of Amárach Research's monthly Economic Recovery Index survey in Ireland from April 2009 to May 2015. The key points are:
1) The Economic Recovery Index reached its highest level in April 2015, breaking through the "40 barrier" and remaining close to that peak in May 2015. This indicates the economic recovery is much stronger now compared to 2009-2010.
2) Consumer sentiment measures such as relaxation about spending and optimism have risen significantly from their lowest levels in 2009-2010 and remain elevated.
3) While some financial well-being indicators fell slightly from April's peaks, most measures of public mood have improved steadily since 2009, with less stress, worry and sadness reported in
Consumer confidence in Ireland is at its highest level in a year according to a recent survey, suggesting that consumers feel the economy may be recovering. However, consumers remain reluctant to increase their spending until they are certain the recovery will last. While over half of consumers expect the Irish and world economies to improve or stay the same in the next six months, most are not yet willing to spend more on entertainment, groceries or holidays. Younger consumers and those in higher social classes are most optimistic and likely to increase spending first if signs of recovery continue. Policymakers must reinforce this growing consumer optimism to help drive Ireland's exit from recession.
Time to catch up? Living standards in the downturn and recoveryResolutionFoundation
- Pay falls have been relatively uniform across earnings distributions but have hit young men hardest. With inflation falling, average pay is showing signs of improvement but full recovery to pre-crisis levels will take years.
- Household incomes experienced varying impacts, with the top seeing the largest reductions initially. Recently, the middle has seen some recovery while incomes at the bottom and top have continued to fall. Median income may return to 2007 levels this year but many will still face reductions.
- The analysis estimates trends in household income between 2012-13 and 2014 using outturn labor market data to project pay and population changes, finding ongoing challenges for incomes at the bottom and top.
- Millennials are buying homes at lower rates than previous generations, with the homeownership rate for those aged 25-34 being 44% compared to 67% for those aged 65 and older.
- However, 92% of millennial renters plan to purchase a home in the future, with 40% aiming to buy within the next 4 years.
- Top cities for millennial homebuyers include Arlington, VA, Chicago, IL, Miami, FL, Philadelphia, PA, and Seattle, WA, which tend to be more affluent and educated areas focused on technology and finance industries.
- The biggest barriers to millennial homeownership are saving for a large enough down payment and concerns over
This document summarizes the results of a survey of Arkansas business leaders on their economic confidence. It finds that a majority expect sales revenues and wages to increase slightly in the next six months. While revenues are projected to rise, headcounts and capital expenditures are expected to remain steady. Overall economic conditions are seen as slightly improving compared to six months ago and anticipated to continue doing so. However, the healthcare and pharmaceutical industry is viewed more negatively. Consumer confidence is cited as having the strongest impact on economic growth but remains flat nationally. Regulation and compliance costs were also noted as a significant burden for companies.
- The positive trend in consumer confidence in Ireland has slowed due to concerns about the economic situation in Greece and other Eurozone countries, fueling fears of a potential "Recession 2.0".
- While some consumers have increased spending already, most are now more cautious about further spending increases due to worries about how the recession may personally impact them.
- Younger consumers and higher-income groups remain most likely to increase spending, but they are focusing on everyday shopping rather than luxury purchases or leisure activities for now due to pessimism about the global economy.
The document summarizes the findings of an Economic Recovery Index survey conducted in Ireland in February 2015. It finds that while the overall economic outlook continues to improve, consumer behavior indicators like spending, saving, and borrowing remain mixed. The survey finds that most Irish people believe the economy is improving but momentum has slowed in early 2015. Consumer sentiment is improved over 2009 levels but stress, worry and anxiety remain elevated compared to before the recession. The report concludes that further momentum is expected in coming months as unemployment falls but consumers will still be cautious.
This document discusses a study that examines the relationship between income and mental health. The study uses survey data from over 7,700 American adults to analyze how reported mental illness varies across different income levels. The results show that individuals with incomes below the median level are more likely to report mental health issues, while those with incomes above the median are less likely. Specifically, individuals making less than $25,000 per year have a 5.3% higher probability of mental illness compared to the median income group, while those making over $75,000 have a 3.7% lower probability. The findings suggest that low income is linked to worse mental health outcomes, but higher income above a certain threshold is not associated with increased mental illness.
This report highlights US economic performance via three key indices. The Small Business Health Index measures year-over-year small business performance through equally weighted payment patterns and credit use. U.S. Jobs Health combines Small Business Health Index industry data with BLS figures to forecast monthly nonfarm payroll employment. The U.S. Business Health Index provides a year-over-year equally weighted average of D&B’s Viability Score, Delinquency Predictor and Total Loss Predictor.
CAF UK GIVING January 2018
5% of people say they will give more to charity in the next 12 months.
58% of people say they will give the same amount.
9% of people say they will give less.
23% of people are not sure.
"Evaluating Philadelphia’s Rapid Re-Housing Impacts on Housing Stability and Income," by Jamie Vanasse Taylor Cloudburst and Katrina Pratt-Roebuck from the 2013 National Conference on Ending Homelessness/.
Greg Mankiw, Robert M. Beren Professor of Economics at Harvard University, delivered the Hutchinson lecture at the University of Delaware's Lerner College of Business and Economics. E on “The Rise in Entitled "Economic Inequality: Causes and Cures.”
Slides for west midlands hr seniors event on population ageingMark Beatson
Presentation on population ageing and implications for UK workforce plus employer and employee awareness of issues involved in multi-generation workforce
Ben Television is Europe's first ethnic-oriented television channel, broadcasting on BSkyB 182 and Freeview Channel 244 in the UK. It provides a mix of entertaining, educational, and informative programming suitable for family viewing about Africa, the Caribbean, and African descendants in the diaspora. Its goal is to empower and transform perceptions of these communities while bridging cultural gaps.
This document announces that it is National Pet Week from May 3-9, 2015 and encourages celebrating pets in the community. It repeats the message that National Pet Week is being celebrated and provides the dates of the event.
The WRAP certification program has 12 principles on labor, health, safety, and environmental standards. Facilities apply to be certified and undergo a self-assessment, third-party audit, and evaluation. Certification levels of Platinum, Gold, and Silver are awarded based on compliance, with Platinum requiring 3 years of consecutive Gold certification and no issues. The certification process helps facilities ensure socially compliant practices through collaborative guidance and monitoring.
This document summarizes marketing strategies for building a home performance business from a national perspective. It identifies three key insights: consumers know less than assumed about energy efficiency; they are not eager to make improvements or get evaluations; and there are two good target markets that respond to different messages. The two target markets are identified as 28% of consumers who are environmentally conscious women, and 24% of consumers who are pragmatic men motivated by financial savings and comfort. The document recommends tailoring messages to these groups' key motivators of environmental impact, comfort, and financial savings.
The July 2015 Economic Recovery Index results show that consumer sentiment and the economic recovery in Ireland remain positive. The index is above 40 for the second time, indicating gradual improvement in consumer behavior and spending intentions, though paying down debt remains a priority. While optimism is stable or improving slightly, any changes are gradual. The mood of the nation data shows enjoyment and happiness remain the most commonly reported feelings, while stress, worry and anxiety are still frequently experienced. Overall, the report finds momentum in the economic recovery continuing into the third quarter of 2015.
2019 Val Act - Avoiding Statistical Pitfalls in Actuarial Work - SpongMarkSpong1
The modern actuary has a great number of tools at his or her disposal to analyze data, and they use that analysis to inform their assumptions and projections. Many of those tools are statistical in nature and can be fairly advanced. The goal of this session is to take a step back, and re-look at some of the basics, just to provide comfort that statistical tools are being used in such a way as to provide robust, accurate, and well-supported conclusions. Included in this session will be applications to fund modeling, scenario analysis and considerations on the various sorts of “expected values” we commonly use today, including CTEs.
At the conclusion of the session, attendees will be able to: have a broader understanding of the pitfalls to watch out for in using statistics in their work; and have more confidence in expressing and reporting on statistical conclusions they have drawn.
SOA 2019 Reinsurance Seminar Mortality Improvement and Impact on Reinsurance ...MarkSpong1
Mortality is regularly differentiated by a number of socioeconomic factors, however mortality improvement is not. Recent research shows longevity gains are affecting different population groups inconsistently and this has important implications for reinsurers.
This session will cover some recent mortality improvement trends in the US, UK, and the Netherlands and the application to longevity products including the payout annuity market. It will also showcase standard industry models, such as the UK CMI projection model, and other recent developments.
The document summarizes the results of Amárach Research's monthly Economic Recovery Index survey in Ireland from April 2009 to May 2015. The key points are:
1) The Economic Recovery Index reached its highest level in April 2015, breaking through the "40 barrier" and remaining close to that peak in May 2015. This indicates the economic recovery is much stronger now compared to 2009-2010.
2) Consumer sentiment measures such as relaxation about spending and optimism have risen significantly from their lowest levels in 2009-2010 and remain elevated.
3) While some financial well-being indicators fell slightly from April's peaks, most measures of public mood have improved steadily since 2009, with less stress, worry and sadness reported in
Consumer confidence in Ireland is at its highest level in a year according to a recent survey, suggesting that consumers feel the economy may be recovering. However, consumers remain reluctant to increase their spending until they are certain the recovery will last. While over half of consumers expect the Irish and world economies to improve or stay the same in the next six months, most are not yet willing to spend more on entertainment, groceries or holidays. Younger consumers and those in higher social classes are most optimistic and likely to increase spending first if signs of recovery continue. Policymakers must reinforce this growing consumer optimism to help drive Ireland's exit from recession.
Time to catch up? Living standards in the downturn and recoveryResolutionFoundation
- Pay falls have been relatively uniform across earnings distributions but have hit young men hardest. With inflation falling, average pay is showing signs of improvement but full recovery to pre-crisis levels will take years.
- Household incomes experienced varying impacts, with the top seeing the largest reductions initially. Recently, the middle has seen some recovery while incomes at the bottom and top have continued to fall. Median income may return to 2007 levels this year but many will still face reductions.
- The analysis estimates trends in household income between 2012-13 and 2014 using outturn labor market data to project pay and population changes, finding ongoing challenges for incomes at the bottom and top.
- Millennials are buying homes at lower rates than previous generations, with the homeownership rate for those aged 25-34 being 44% compared to 67% for those aged 65 and older.
- However, 92% of millennial renters plan to purchase a home in the future, with 40% aiming to buy within the next 4 years.
- Top cities for millennial homebuyers include Arlington, VA, Chicago, IL, Miami, FL, Philadelphia, PA, and Seattle, WA, which tend to be more affluent and educated areas focused on technology and finance industries.
- The biggest barriers to millennial homeownership are saving for a large enough down payment and concerns over
This document summarizes the results of a survey of Arkansas business leaders on their economic confidence. It finds that a majority expect sales revenues and wages to increase slightly in the next six months. While revenues are projected to rise, headcounts and capital expenditures are expected to remain steady. Overall economic conditions are seen as slightly improving compared to six months ago and anticipated to continue doing so. However, the healthcare and pharmaceutical industry is viewed more negatively. Consumer confidence is cited as having the strongest impact on economic growth but remains flat nationally. Regulation and compliance costs were also noted as a significant burden for companies.
- The positive trend in consumer confidence in Ireland has slowed due to concerns about the economic situation in Greece and other Eurozone countries, fueling fears of a potential "Recession 2.0".
- While some consumers have increased spending already, most are now more cautious about further spending increases due to worries about how the recession may personally impact them.
- Younger consumers and higher-income groups remain most likely to increase spending, but they are focusing on everyday shopping rather than luxury purchases or leisure activities for now due to pessimism about the global economy.
The document summarizes the findings of an Economic Recovery Index survey conducted in Ireland in February 2015. It finds that while the overall economic outlook continues to improve, consumer behavior indicators like spending, saving, and borrowing remain mixed. The survey finds that most Irish people believe the economy is improving but momentum has slowed in early 2015. Consumer sentiment is improved over 2009 levels but stress, worry and anxiety remain elevated compared to before the recession. The report concludes that further momentum is expected in coming months as unemployment falls but consumers will still be cautious.
This document discusses a study that examines the relationship between income and mental health. The study uses survey data from over 7,700 American adults to analyze how reported mental illness varies across different income levels. The results show that individuals with incomes below the median level are more likely to report mental health issues, while those with incomes above the median are less likely. Specifically, individuals making less than $25,000 per year have a 5.3% higher probability of mental illness compared to the median income group, while those making over $75,000 have a 3.7% lower probability. The findings suggest that low income is linked to worse mental health outcomes, but higher income above a certain threshold is not associated with increased mental illness.
This report highlights US economic performance via three key indices. The Small Business Health Index measures year-over-year small business performance through equally weighted payment patterns and credit use. U.S. Jobs Health combines Small Business Health Index industry data with BLS figures to forecast monthly nonfarm payroll employment. The U.S. Business Health Index provides a year-over-year equally weighted average of D&B’s Viability Score, Delinquency Predictor and Total Loss Predictor.
CAF UK GIVING January 2018
5% of people say they will give more to charity in the next 12 months.
58% of people say they will give the same amount.
9% of people say they will give less.
23% of people are not sure.
"Evaluating Philadelphia’s Rapid Re-Housing Impacts on Housing Stability and Income," by Jamie Vanasse Taylor Cloudburst and Katrina Pratt-Roebuck from the 2013 National Conference on Ending Homelessness/.
Greg Mankiw, Robert M. Beren Professor of Economics at Harvard University, delivered the Hutchinson lecture at the University of Delaware's Lerner College of Business and Economics. E on “The Rise in Entitled "Economic Inequality: Causes and Cures.”
Slides for west midlands hr seniors event on population ageingMark Beatson
Presentation on population ageing and implications for UK workforce plus employer and employee awareness of issues involved in multi-generation workforce
Ben Television is Europe's first ethnic-oriented television channel, broadcasting on BSkyB 182 and Freeview Channel 244 in the UK. It provides a mix of entertaining, educational, and informative programming suitable for family viewing about Africa, the Caribbean, and African descendants in the diaspora. Its goal is to empower and transform perceptions of these communities while bridging cultural gaps.
This document announces that it is National Pet Week from May 3-9, 2015 and encourages celebrating pets in the community. It repeats the message that National Pet Week is being celebrated and provides the dates of the event.
The WRAP certification program has 12 principles on labor, health, safety, and environmental standards. Facilities apply to be certified and undergo a self-assessment, third-party audit, and evaluation. Certification levels of Platinum, Gold, and Silver are awarded based on compliance, with Platinum requiring 3 years of consecutive Gold certification and no issues. The certification process helps facilities ensure socially compliant practices through collaborative guidance and monitoring.
This document provides information about a developmental psychology course (PSY335) including prerequisites, credit hours, objectives, routines, evaluation criteria, communication policies, and topics from previous student projects. The 6-credit course introduces basic developmental psychology research findings and techniques. It has both classroom and laboratory components where students design and conduct group research projects, observing children and collecting data. The course aims to develop critical thinking and technical skills for conducting ethical research and effective communication.
Australia and India have a long-standing relationship, originally linked through British colonial rule. Key aspects of their modern relationship include:
- Strong economic ties, with two-way trade growing significantly in recent decades to US$18.7 billion as of 2010. Australia mainly exports resources while India provides services and textiles.
- Cultural connections through shared love of cricket and field hockey, which both nations excel at internationally.
- Military cooperation expanding in recent years to include joint naval exercises and increased defense trade, reflecting shared strategic interests in the region.
The document summarizes Maryland's leadership in science, technology, and innovation. It highlights recent scientific achievements and describes how Maryland has become a center for fields like genomics, aerospace engineering, and nanotechnology due to strong academic research institutions, proximity to federal funding and regulation, and a base of technology companies. The powerful relationship between government, academia, and business in Maryland allows for collaboration and technology development and commercialization. Maryland also has a highly skilled technology workforce and over 350 academic and federal research centers that receive $11.6 billion in federal research funding annually. Major institutions like the University of Maryland and Johns Hopkins contribute over $1 billion to federal R&D each year. Federal agencies like NIH, NASA, and the
This document provides instructions for completing basic tasks in IBM Sametime, such as adding contacts, changing your status, and participating in chat rooms and broadcast communities. It includes tables describing how to get started with Sametime, configure client settings, manage contacts, participate in text chats, conduct instant screen sharing, find and organize chat rooms, and get involved in broadcast communities. The tables list specific tasks and the steps required to perform them in the Sametime interface.
The document summarizes the food chain in the Mojave Desert ecosystem. It begins with producers like the Joshua tree and describes a typical 3-4 link food chain ending with predators like coyotes. However, man has replaced the wolf as the top predator through vehicles, negatively impacting wildlife. Some cities are using bridges and fences to help prey safely cross roads and preserve the food chain. Public education on the importance of maintaining the food chain is needed to address this issue.
Presenting the Dollar-Book concept courtesy of Open Minds Publications. The Dollar-Book is available online and can be shared, downloaded, and updated. Available in all formats.
This document provides guidance on developing an effective social media strategy for higher education institutions. It recommends figuring out how users engage with each platform, having platform-specific content, owning online conversations through hashtags, and showcasing user-generated content to encourage engagement over simply broadcasting information. Snapchat stories are highlighted as a way to share timely multimedia messages. Metrics like views, screenshots, and an engagement "score" can measure social media performance. The document also lists Princeton University departments and resources for coordinating social media efforts.
Liberalism has had a profound impact on modern society by championing individual freedom and rights. This document discusses key aspects of liberal thought on international relations, contrasting it with realist perspectives. Liberal thought places primacy on the individual and human rights over state interests. It views states as existing to serve citizens rather than as unitary actors focused on security. Liberals believe rational cooperation between states is possible and preferable to power politics if common interests are recognized. They argue for reducing the role of military power and increasing economic interdependence, international law, and universal human rights.
This document provides instructions for deploying IBM Sametime 9 on AIX 7.1, including preparing the environment, installing prerequisites like DB2 and Installation Manager, and configuring each Sametime component like Sametime Systems Console, Domino, Community Server, Proxy Server, Advanced Server, and Meetings Server. The steps provided include using SMIT to configure partitions, installing software packages and libraries, running setup/installation scripts, completing post-installation validation, and addressing common problems.
Let it Go - Becoming a Digtial Literacy MentorYonty Friesem
What does it mean to be a digital & media literacy mentor?
How does digital & media literacy mentoring looks like?
How can I be a digital & media literacy mentor in my particular educational context?
The document summarizes key findings from the 2020 Metro Atlanta Speaks survey on the impact of COVID-19. Some key points:
- Over 66% of respondents reported a major impact from COVID-19. Impact varied by county.
- Around 60% knew someone who had COVID-19, with higher shares among Black and Latino respondents.
- Public health replaced transportation as the top concern, rising from 4% in 2019 to nearly 17% in 2020. Race relations and the economy also saw increases as top concerns.
- Over 82% of pre-pandemic workers reported being affected through layoffs, reduced hours, pay cuts, working from home, or quitting for safety. Impact varied slightly by area and
Lakeshore Economic Analysis Project - The Full StoryTheChamber
Lakeshore Economic Analysis Project (LEAP) - The Full Story, presented by: Dean Halverson, CEO, Leede Research Group unveils the results of the LEAP Survey.
The document summarizes the state of the Minnesota and U.S. economies following the Great Recession. It finds that while the recession officially ended in 2009, recovery has been slow with real GDP growth below 2% through 2011. Job losses were severe, with Minnesota losing 4.3% of jobs since the recession began. Looking forward, challenges include an aging population, slowing labor force growth, rising healthcare costs, and the need to adapt to lower levels of economic growth and consumption in the new normal. Productivity gains through education, innovation and improving outcomes rather than just cost cutting will be important to economic success. Public sector productivity will also be key.
Alan Clayton-Matthews and Alicia Sasser Modestino of The
Dukakis Center for Urban & Regional Policy presented on the Massachusetts Economy for recent graduates
- 40% of consumers skipped or partially paid a bill payment over the past month, with almost 1/3 doing so for a credit card payment
- Nearly half of consumers with a credit card and household income under $25K skipped or partially paid their credit card payment last month
- Most consumers who received a government stimulus check plan to use it to pay bills, with over 70% planning to pay insurance, auto loans, or utilities
The document summarizes the UK government's summer budget for 2015. It notes that GDP growth is forecast to increase to around 3% by 2020 but that wages and inflation will remain modest. The budget proposes a slower reduction in the cyclically adjusted budget deficit while implementing steep cuts to working age benefits totaling £12 billion annually by 2019-2020 through a freeze on benefits and tax credits, reforms to universal credit, and reductions to housing benefits. It also outlines significant shifts to the tax regime including lower corporate tax rates and a new tax-free dividend allowance. Key items to watch include the upcoming spending review, the impact of welfare cuts, and the unemployment rate.
- The document analyzes public perceptions of and concerns about various public services in the UK from 1997 to 2015 based on survey data from Ipsos MORI.
- It finds that while few people report being directly affected by government spending cuts so far, concern about the effects of future cuts on public services like the NHS, education, and social care have increased in recent years.
- Perceptions that quality has declined rather than improved over the last five years are also more common for services like healthcare, social care for the elderly, and some local amenities like libraries and leisure centers.
- However, views on other local services like street cleaning and refuse collection have remained relatively stable, with only slight increases in those
Dr. Joseph Von Nessen's presentation from the Charleston Trident Association of Realtors' annual market update in January 2020. The presentation covers market activity in 2019 and offers a forecast for 2020.
U.S. employment rate data and trends: March 2014JLL
The U.S. economy added 192,000 jobs in March, a reversal from three months of slowing growth. Unemployment remained stable at 6.7 percent, but improved confidence increased the number of people looking for work. Total unemployment remains above historic norms at 12.7 percent, but 95 percent of jobs have been recovered since the recession. Positive signs include March growth being evenly distributed across industries and spreading more geographically. We expect continued positive momentum throughout 2014.
See details on the data, including demographic, geographic and industry breakdowns, in this report featuring research from the Bureau of Labor Statistics and JLL.
This document discusses Wisconsin's economic recovery and labor market challenges. It notes that while the economic recovery is underway, Wisconsin faces a labor quantity challenge as the workforce is not growing quickly enough. Technology will continue to advance and impact jobs through automation. The chief economist analyzes various factors influencing the labor supply and demand balance such as demographics, migration patterns, childcare access, wages, and automation. He discusses potential solutions like immigration, skills training, and increasing wages but notes fixing the workforce issue will require macro-level solutions.
The document summarizes an economic briefing by Paul Ballew, Chief Data & Analytic Officer at D&B. Some key points:
- The Small Business Health Index declined further in the current month, prompting D&B to be more cautious in its economic outlook. However, employment growth is still expected to continue rebounding.
- Imbalances in small business performance across industries and geographies continue to decline but some disparities remain between regions.
- Overall, US business health continues to strengthen, with previously lagging industries and areas catching up. However, a drop in the SBHI warrants monitoring economic data in the next quarter.
CanTrust Index: COVID-19 Impact Update September 2020Proof
Now in its 5th year, Proof’s CanTrust Index is a leading source of research and understanding of trust in Canada. For 2020, we conducted our robust study in our usual January time period (as COVID-19 began to sweep around the world), and a smaller follow-up survey in early May after Canada had entered a lock-down. Our data shows that Canada’s trust story is in many ways stable, and during this pandemic, both doctors and scientists are rising into stratospheric trust levels. Our research also finds trust is particularly strong in essential services such as local hospitals, banks and grocery stores. Worryingly, our CEOs and senior leaders are losing trust and need to do better. Recovery plans should include building trust.
CRFB_Fiscal Policy in High Inflation.pptxCRFBGraphics
The document summarizes the economic impact of the COVID-19 pandemic and policy response in the United States. It shows that:
1) The pandemic devastated the US economy, causing unprecedented job losses, but the policy response through COVID relief legislation was aggressive and supported an economic recovery.
2) However, the relief was clearly too large and boosted income and consumption substantially above pre-pandemic trends, leading to overheating of the economy and high inflation rates not seen in decades.
3) Inflation remains elevated and risks persisting due to various factors like wage-price spirals, so the Federal Reserve plans to aggressively raise interest rates to combat inflation though achieving a "soft landing" will be difficult.
Ben Page gave this presentation on Happiness at the Forum for European Philosophy ‘Consilience’ panel discussion at the London School of Economics (LSE) on Wednesday 16 January 2014.
The How’s Life? report (http://oe.cd/how-is-life) charts the promises and pitfalls for people’s well-being in 35 OECD countries and 6 partner countries. It presents the latest evidence from 50 indicators, covering both current well-being outcomes and resources for future well-being, and including changes since 2005. During this period there have been signs of progress, but gains in some aspects of life have been offset by losses elsewhere. This fourth edition highlights the many faces of inequality, showing that gaps in people’s achievements and opportunities extend right across the different dimensions of well-being. It exposes divisions according to age, gender, and education, and reveals pockets of inequality in all OECD countries. It also brings to light the many well-being disadvantages that migrants face in adapting to life abroad. Additionally, the report examines governance as seen from the citizen’s perspective, revealing gaps between public institutions and the people they serve. Finally, it provides a country-by-country perspective, pinpointing strengths, challenges and changes in well-being over time in 41 country profiles.
How’s Life? is part of the OECD Better Life Initiative, which features a range of studies and analysis about people’s well-being and how to measure it, and includes the interactive Better Life Index website.
D&B’s Chief Economist Paul Ballew highlights the key findings on U.S. businesses for April 2014, in the May edition of U.S. Economic Health Tracker. The Tracker examines three macro indicator dimensions: the Small Business Health Index (SBHI), U.S. Jobs Health and U.S. Business Health Index .
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- Questions and answers followed the presentations.
This document provides materials from a community assessment training on problem prioritization and analysis. It includes an agenda, participants guides, and presentations on presenting data on problem areas, prioritizing problems, and conducting a formal problem analysis. The training aims to help participants interpret data, prioritize among identified community health problems, and understand the components of a problem analysis to effectively assess priority issues in their community needs assessment report.
This document summarizes a presentation given by George Erickcek on the state of the economy and expectations of government. It notes that while GDP growth was positive in the second quarter, unemployment remains high and long-term unemployment is still problematic. Michigan's economy and employment are improving but construction activity has a long way to go. The local situation in Van Buren County, Michigan shows unemployment falling for the right reasons as job postings increase. There is general agreement that government should provide defense, legal structure, monetary system and public goods, but less agreement around economic and social welfare policies and the level of debt and uncertainty introduced by government.
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🔥🔥🔥🔥🔥🔥🔥🔥🔥
إضغ بين إيديكم من أقوى الملازم التي صممتها
ملزمة تشريح الجهاز الهيكلي (نظري 3)
💀💀💀💀💀💀💀💀💀💀
تتميز هذهِ الملزمة بعِدة مُميزات :
1- مُترجمة ترجمة تُناسب جميع المستويات
2- تحتوي على 78 رسم توضيحي لكل كلمة موجودة بالملزمة (لكل كلمة !!!!)
#فهم_ماكو_درخ
3- دقة الكتابة والصور عالية جداً جداً جداً
4- هُنالك بعض المعلومات تم توضيحها بشكل تفصيلي جداً (تُعتبر لدى الطالب أو الطالبة بإنها معلومات مُبهمة ومع ذلك تم توضيح هذهِ المعلومات المُبهمة بشكل تفصيلي جداً
5- الملزمة تشرح نفسها ب نفسها بس تكلك تعال اقراني
6- تحتوي الملزمة في اول سلايد على خارطة تتضمن جميع تفرُعات معلومات الجهاز الهيكلي المذكورة في هذهِ الملزمة
واخيراً هذهِ الملزمة حلالٌ عليكم وإتمنى منكم إن تدعولي بالخير والصحة والعافية فقط
كل التوفيق زملائي وزميلاتي ، زميلكم محمد الذهبي 💊💊
🔥🔥🔥🔥🔥🔥🔥🔥🔥
1. State of the State Survey
Spring 2015
Charles L. Ballard
Professor, Department of Economics
Director, State of the State Survey
Institute for Public Policy and Social Research
ballard@msu.edu
517.353.2961
2. State of the State Survey
Spring 2015
Confidence in the Economy is Up Strongly,
But Trust in Government Barely Budges
3. About SOSS Wave 70
966 Interviews Completed
March 26, 2015 – June 22, 2015
Margin of Error: + 3.15%
11. Michigan residents’ assessment of
whether they will be better off
one year from now also are the
best since 1999.
Those who think they will be better
off outnumber those who think
they will be worse off by almost
5 to 1.
31. • Trust in State Government has
changed little in the last few
years.
• But trust in State Government
is substantially less than it was
in the 1990s and early 2000s.
36. Jobs and the economy are still the
most important issue for the
Governor and Legislature to
address. But the emphasis on the
economy is less than it has been in
more than a decade.
This year, for the first time, road
repair was the second most
important issue.
37. Most Important Problem Facing the Governor and Legislature,
Spring 2015
• Jobs / Economy 31.5%
• Road Repair / Bridge Repair 19.7
• Education Quality / Finances 15.4
• Taxes / Reduce Taxes 3.7
• Health Care / Health Insurance 3.3
• Crime / Drugs / Violence 3.2
• Poverty / Homelessness / Social Programs 2.8
• Moral Issues / Abortion / Family Values 2.5
• Infrastructure of Cities 1.5
• Environment 1.3
• Foreign Policy 1.0
• Solve Budget Issues 0.9
• Foreclosures / Housing / Property Values 0.7
• Prescription Drug Coverage for Seniors 0.7
• Reduce Size of Government 0.7
• Welfare Reform 0.6
• Ethics, Political Reform, Election Reform 0.5
• Children’s Issues 0.3
• Regulation / Deregulation 0.2
• Gun Control 0.1
38. Most Important Problems Facing
the Governor and the Legislature
Issue 2001 2003 2005 2007 2009 2011 2013 2015
Jobs/Economy 10.5 41.3 44.5 58.3 77.4 59.5 51.9 31.5
Education Quality/School Finances 41.7 27.5 20.7 11.4 7.1 16 19.3 15.4
Health Care/Health Insurance 7.4 7 9.4 4.3 4.4 4.7 1.9 3.3
Road/Highways/Bridges 4.9 1.2 0.4 0.8 0.6 0.2 1.5 19.7
39. 14.4
10.7
15.1 14.012.6
10.5
22.1
41.3 43.4 44.5
62.9
58.3
64.6
77.4
69.6
59.5
63.7
51.9 48.7
31.5
17.8
21.4
24.5 26.2
39.0
41.7
23.2
27.5
21.9
20.7
16.9
11.4
6.0 7.1
13.7
16.0
13.1
19.3
16.5
15.4
0
10
20
30
40
50
60
70
80
90
Percent
Year
Michigan Residents' Views on the Most Important Issues
Facing the Governor and Legislature, 1995‐2015
Jobs and Economy
Education Quality
and Finances
40. How to Learn More about SOSS:
http://ippsr.msu.edu/SOSS/
Charles Ballard: ballard@msu.edu
517.353.2961
Cynthia Kyle: kylec@msu.edu
517.353.1731
Graham Pierce: glpierce@msu.edu
517.884.0364