This is an exercise in the practical application of data analyses. The Practical application of data Analyses includes having a common thread throughout the story and implementing useful and valuable insights from the analyses, solving a problem.
The document reports results from a survey on respondents' views of the current and desired situations in three areas: overall, United States, and Canada. For each situation and location, the percentages of respondents who selected each response option on a 5-point scale are shown, along with the total responses and mean response for each. Across all areas and for both current and desired situations, respondents were most likely to disagree or strongly disagree with statements about the current situation, but most likely to agree or strongly agree with statements about the desired situation.
This document discusses a study that examines the relationship between income and mental health. The study uses survey data from over 7,700 American adults to analyze how reported mental illness varies across different income levels. The results show that individuals with incomes below the median level are more likely to report mental health issues, while those with incomes above the median are less likely. Specifically, individuals making less than $25,000 per year have a 5.3% higher probability of mental illness compared to the median income group, while those making over $75,000 have a 3.7% lower probability. The findings suggest that low income is linked to worse mental health outcomes, but higher income above a certain threshold is not associated with increased mental illness.
Riding the Rollercoaster: How volatile earnings can affect living standardsResolutionFoundation
1) Monthly pay changes are more common than expected, with the average worker experiencing 1.9 months of notable upward changes and 2.7 months of notable downward changes over a year period.
2) Volatile pay is more common for lower-earning workers, and monthly pay fluctuations tend to follow a U-shape across the income distribution.
3) While Universal Credit aims to cushion the impact of pay changes, its monthly assessment periods do not always align with workers' pay schedules, potentially exacerbating volatility in living standards for claimants.
Michigan's perceptions of the economy are looking far brighter than they were. Jobs and economy are still the state's Number 1 problem, but roads are right behind it.
This document summarizes a lecture on macroeconomics. It includes questions about macroeconomic models and key concepts. A quiz is given testing knowledge of models like the AD-AS model and influential economists like John Maynard Keynes. Graphs are presented showing the aggregate demand curve and how it can shift from factors that increase or decrease demand in both the short-run and long-run. Analytical steps for analyzing shifts in the aggregate supply and demand curves are outlined.
This was a presentation to the Jefferson County, Washington Chamber of Commerce in April, 2015. It discusses the state of the real estate and mortgage markets in our county including home prices, foreclosure rates, mortgage interest rates, mortgage credit standards, demographics and housing demands, and climate change.
Elizabeth Nixon, Trinity College Dublin, delivered this presentation at the launch of new Growing Up in Ireland research on 21 February 2019. The report is available to download here: https://www.esri.ie/publications/growing-up-in-ireland-the-effects-of-economic-recession-and-family-stress-on-the
- While the personal impact of the recession has not been as bad as initially feared for most, concerns remain as nearly 3 in 10 experienced a high personal impact. Younger and older age groups report higher levels of maintenance or improvement in quality of life.
- Consumers expect the Irish economy to worsen over the next six months but are more positive about spending patterns than in May, though most will not increase spending. Stability is anticipated for jobs while some foresee a worsening housing market.
- Despite improvements in happiness, energy and motivation, consumers remain cautious given economic uncertainties and are holding their breath as they watch how the situation unfolds.
The document reports results from a survey on respondents' views of the current and desired situations in three areas: overall, United States, and Canada. For each situation and location, the percentages of respondents who selected each response option on a 5-point scale are shown, along with the total responses and mean response for each. Across all areas and for both current and desired situations, respondents were most likely to disagree or strongly disagree with statements about the current situation, but most likely to agree or strongly agree with statements about the desired situation.
This document discusses a study that examines the relationship between income and mental health. The study uses survey data from over 7,700 American adults to analyze how reported mental illness varies across different income levels. The results show that individuals with incomes below the median level are more likely to report mental health issues, while those with incomes above the median are less likely. Specifically, individuals making less than $25,000 per year have a 5.3% higher probability of mental illness compared to the median income group, while those making over $75,000 have a 3.7% lower probability. The findings suggest that low income is linked to worse mental health outcomes, but higher income above a certain threshold is not associated with increased mental illness.
Riding the Rollercoaster: How volatile earnings can affect living standardsResolutionFoundation
1) Monthly pay changes are more common than expected, with the average worker experiencing 1.9 months of notable upward changes and 2.7 months of notable downward changes over a year period.
2) Volatile pay is more common for lower-earning workers, and monthly pay fluctuations tend to follow a U-shape across the income distribution.
3) While Universal Credit aims to cushion the impact of pay changes, its monthly assessment periods do not always align with workers' pay schedules, potentially exacerbating volatility in living standards for claimants.
Michigan's perceptions of the economy are looking far brighter than they were. Jobs and economy are still the state's Number 1 problem, but roads are right behind it.
This document summarizes a lecture on macroeconomics. It includes questions about macroeconomic models and key concepts. A quiz is given testing knowledge of models like the AD-AS model and influential economists like John Maynard Keynes. Graphs are presented showing the aggregate demand curve and how it can shift from factors that increase or decrease demand in both the short-run and long-run. Analytical steps for analyzing shifts in the aggregate supply and demand curves are outlined.
This was a presentation to the Jefferson County, Washington Chamber of Commerce in April, 2015. It discusses the state of the real estate and mortgage markets in our county including home prices, foreclosure rates, mortgage interest rates, mortgage credit standards, demographics and housing demands, and climate change.
Elizabeth Nixon, Trinity College Dublin, delivered this presentation at the launch of new Growing Up in Ireland research on 21 February 2019. The report is available to download here: https://www.esri.ie/publications/growing-up-in-ireland-the-effects-of-economic-recession-and-family-stress-on-the
- While the personal impact of the recession has not been as bad as initially feared for most, concerns remain as nearly 3 in 10 experienced a high personal impact. Younger and older age groups report higher levels of maintenance or improvement in quality of life.
- Consumers expect the Irish economy to worsen over the next six months but are more positive about spending patterns than in May, though most will not increase spending. Stability is anticipated for jobs while some foresee a worsening housing market.
- Despite improvements in happiness, energy and motivation, consumers remain cautious given economic uncertainties and are holding their breath as they watch how the situation unfolds.
CAF UK GIVING January 2018
5% of people say they will give more to charity in the next 12 months.
58% of people say they will give the same amount.
9% of people say they will give less.
23% of people are not sure.
Aegon infographic - Retirement Readiness Index 2017Bliink Design
The document discusses retirement plans and health concerns for older individuals. It finds that while many say health is a concern in older age, few are doing everything they can to prioritize their health currently. Some top retirement plans included traveling, spending time with family and friends, and continuing work either in the same or new field. However, over a third of current retirees retired earlier than planned, often due to health issues or job loss. Most workers hope to continue working in some capacity, such as part-time, for the mental and social benefits of remaining active.
The W.P. Carey School of Business at Arizona State University has determined the winner of the Lawrence Klein Award for Blue Chip Forecast Accuracy for the past 25 years. In 2018, the winner was Ellen Zentner of Morgan Stanley, who had the most accurate U.S. economic forecasts over the previous four years for key indicators like GDP, CPI, and the unemployment rate. Zentner's 2019 GDP growth forecast of 2.5% is slightly below the Blue Chip consensus of 2.6%. The document also mentions a hypothetical "Pink Chip" economic newsletter compiled from the forecasts of the five female economists on the Blue Chip panel that was more accurate over 2014-2017 and costs 20% less than the Blue Chip
Forecast presentation on the economic, demographic, and housing outlook for the Portland region. Presentation given at the Home Builders Association of Metropolitan Portland's forecast breakfast, November 2nd, 2018.
This document contains notes from several macroeconomics lecture chapters. It discusses topics like the stock market, types of business organizations, unemployment rates, inflation, monetary policy tools used by central banks, and quantitative easing. It also contains examples of calculations for unemployment rates, the money multiplier, and interest rates. Diagrams illustrate the aggregate demand-aggregate supply model and how monetary policy actions can shift the curves.
The document provides information about macroeconomics including labor force data from 1945 to 2015. It shows unemployment rising from 13,850 to 45,550, an increase of 31,700. Charts show the share of the civilian labor force by gender over time and the relationship between supply/demand of workers and jobs in determining equilibrium wage and unemployment. The document also discusses efficiency wages and how paying higher wages can increase productivity. Other topics covered include inflation, the quantity theory of money, different types of currencies, and the two main problems in macroeconomics of unemployment and inflation.
The document discusses the effects of the Great Depression on American families. During this time, Americans emphasized the importance of family, employment, and morality over money and home ownership. Unemployed men sometimes abandoned their families or committed crimes due to lack of work. The government provided direct relief and food stamps to help the poor. Women faced resentment from some who felt they should not work when men could not find jobs. Many people were too ashamed to admit their hardships. In addition to lack of money, poor living conditions led to increased health problems. The suicide rate rose significantly between 1928 to 1932. The primary focus for many was achieving financial security.
This document summarizes key concepts in macroeconomics including:
1) The Federal Reserve has four main monetary policy tools to influence the money supply and interest rates: the discount rate, reserve ratio, open market operations, and excess reserve rate.
2) To address inflation, the Fed would decrease the money supply by raising rates and selling bonds. To address unemployment, the Fed would increase the money supply by lowering rates and buying bonds.
3) Other topics covered include the money supply process, excess reserves, quantitative easing, and the lender of last resort function. A quiz asks how the tools would be used for problems like inflation, unemployment, and stagflation.
The document summarizes the key points from Dr. Jennifer Hunt's analysis of the July 2013 US labor market situation:
- Job growth has been steady since February 2010, with 202,000 jobs added in June 2013. Over the past year, 2.35 million jobs have been added.
- The unemployment rate has been steadily declining since the end of 2009.
- Leisure and hospitality led job growth in June 2013.
- Many industries have not recovered the jobs lost since the recession ended.
- The share of long-term unemployed Americans is falling.
The document summarizes consumer sentiment data from May 2013. It finds that consumer confidence in the economy declined slightly in May compared to previous months. Eight out of ten consumers believe unemployment will remain the same or increase over the next six months despite an overall declining unemployment rate. Younger consumers aged 25-34 feel financial pressures the most with challenges of child rearing, mortgages, and student loan debt. Overall, nearly half of consumers plan to save only 1-10% of their income for the year, and the US personal savings rate remains low.
This document contains financial metrics and ratios for a client of Nielson Financial Services over a 17 month period. It shows that the client's accounts receivable ratio, 120 day debit balances, days sales outstanding, and accounts receivable balances all trended downward, improving each month toward their collection goals. Cash receipts, net revenue, and collection percentages fluctuated but generally remained stable or increased over time.
"Evaluating Philadelphia’s Rapid Re-Housing Impacts on Housing Stability and Income," by Jamie Vanasse Taylor Cloudburst and Katrina Pratt-Roebuck from the 2013 National Conference on Ending Homelessness/.
In recent years, a number of national studies have consistently shown Australians’ financial literacy is generally poor. The Australian Securities and Investments Commission’s (ASIC) 2017 Financial Capability Survey reveals only 35 per cent of all Australians know the exact value of their superannuation.
Deloitte Access Economics’ 2018 Financial Consciousness Index found nearly one-third of the population is “financially vulnerable” – concerned by a lack of job security and the ability to retire comfortably at the age of 65.
Evidence from a Panel Study of Workers Who Lost a Job During the Great Recessionheldrichcenter
Results from a national sample of unemployed workers, and the differences in their responses based on whether or not they received unemployment insurance.
This document contains lecture notes on macroeconomics. It discusses analyzing economic events using aggregate demand and aggregate supply curves to determine the impact on inflation and GDP. It also covers transmission mechanisms in the macroeconomy like intertemporal substitution, uncertainty, labor adjustment costs, and time bunching that can amplify the effects of economic shocks. There is a quiz with examples of events like good weather, slower money growth, lower taxes, and an earthquake to analyze using the AD-AS model. The notes also discuss chapter 14 on transmission and amplification in more detail.
This document summarizes the results of surveys of New York City voters aged 35-69 and 50+ on their retirement planning and financial worries. Some key findings include:
- Many respondents, especially those in the Gen X age group, worry about not saving enough for retirement and having debt. Over half report feeling anxious about living comfortably in retirement.
- Over a third of Gen Xers and Boomers have no retirement savings. Large shares of workers also have no access to retirement plans through their employers.
- Respondents support a state-facilitated retirement savings option. However, many face barriers to saving like caring for family, health costs, housing, and debt.
- Caregiving responsibilities
A survey of over 1,000 US consumers found that despite some recent positive economic indicators, most Americans remain deeply concerned about the state of the economy. 79% believe the US is still in a recession, and only 10% rate the economy as excellent or good. This pessimism is influencing holiday spending plans, with 39% planning to spend less than last year due to economic worries. Consumers are uncertain about the future and say the economy will only see slight improvement in the next year.
Why now is the time to purchase real estate. The influence of interest rates on your buying power. It's cheaper to buy now than in the 70's. An increase in interest rates by.25% could cost you over $22,000 over 30 years depeneding on the size of the loan.
This document summarizes the findings of a survey tracking the personal and economic impact of the recession in Ireland:
1) While the recession's impact has not been as severe as initially feared, consumers remain cautious about the future of the Irish economy, with nearly 1 in 3 expecting conditions to worsen over the next 6 months.
2) Most report maintaining or improving their quality of life, happiness, energy and motivation over the past year compared to expectations. However, 3 in 10 still report a high personal impact from the recession.
3) Younger age groups and those in Dublin and urban areas report the greatest improvements across measures of well-being and life satisfaction compared to a year ago.
4)
LIVE travel research with YOU as the subjectKevin May
The industry continues to find itself in the throes of an exciting period of change, with new ideas from startups and fresh thinking from established brands playing out every single day.
Set against the rise of the massively empowered pro-sumer and a myriad of new devices, and the industry could well be experiencing a golden age in travel technology.
But what do you think? Here is your chance to debate and share your opinions as part of a unique event where attendees become a dynamic and live research panel.
XYZ should pursue the targeted marketing campaign using predictive analytics. Data analysis of over 30,000 customer records predicted an 8.5% response rate, with the average customer spending $240.77. This would result in 2,617 customers purchasing, totaling $55,166 in projected profit. While not a high margin, the additional revenue outweighs the $3 cost to mail each catalogue. The various predictive models performed well, accurately predicting purchases 90-91% of the time. Therefore, the target marketing campaign is recommended as a profitable initiative for XYZ.
This is a sample of the ability to apply data skills to real-world scenarios. Analytics (including visualization and storytelling skills) skills must be applied to real situations in order to be useful and valuable.
CAF UK GIVING January 2018
5% of people say they will give more to charity in the next 12 months.
58% of people say they will give the same amount.
9% of people say they will give less.
23% of people are not sure.
Aegon infographic - Retirement Readiness Index 2017Bliink Design
The document discusses retirement plans and health concerns for older individuals. It finds that while many say health is a concern in older age, few are doing everything they can to prioritize their health currently. Some top retirement plans included traveling, spending time with family and friends, and continuing work either in the same or new field. However, over a third of current retirees retired earlier than planned, often due to health issues or job loss. Most workers hope to continue working in some capacity, such as part-time, for the mental and social benefits of remaining active.
The W.P. Carey School of Business at Arizona State University has determined the winner of the Lawrence Klein Award for Blue Chip Forecast Accuracy for the past 25 years. In 2018, the winner was Ellen Zentner of Morgan Stanley, who had the most accurate U.S. economic forecasts over the previous four years for key indicators like GDP, CPI, and the unemployment rate. Zentner's 2019 GDP growth forecast of 2.5% is slightly below the Blue Chip consensus of 2.6%. The document also mentions a hypothetical "Pink Chip" economic newsletter compiled from the forecasts of the five female economists on the Blue Chip panel that was more accurate over 2014-2017 and costs 20% less than the Blue Chip
Forecast presentation on the economic, demographic, and housing outlook for the Portland region. Presentation given at the Home Builders Association of Metropolitan Portland's forecast breakfast, November 2nd, 2018.
This document contains notes from several macroeconomics lecture chapters. It discusses topics like the stock market, types of business organizations, unemployment rates, inflation, monetary policy tools used by central banks, and quantitative easing. It also contains examples of calculations for unemployment rates, the money multiplier, and interest rates. Diagrams illustrate the aggregate demand-aggregate supply model and how monetary policy actions can shift the curves.
The document provides information about macroeconomics including labor force data from 1945 to 2015. It shows unemployment rising from 13,850 to 45,550, an increase of 31,700. Charts show the share of the civilian labor force by gender over time and the relationship between supply/demand of workers and jobs in determining equilibrium wage and unemployment. The document also discusses efficiency wages and how paying higher wages can increase productivity. Other topics covered include inflation, the quantity theory of money, different types of currencies, and the two main problems in macroeconomics of unemployment and inflation.
The document discusses the effects of the Great Depression on American families. During this time, Americans emphasized the importance of family, employment, and morality over money and home ownership. Unemployed men sometimes abandoned their families or committed crimes due to lack of work. The government provided direct relief and food stamps to help the poor. Women faced resentment from some who felt they should not work when men could not find jobs. Many people were too ashamed to admit their hardships. In addition to lack of money, poor living conditions led to increased health problems. The suicide rate rose significantly between 1928 to 1932. The primary focus for many was achieving financial security.
This document summarizes key concepts in macroeconomics including:
1) The Federal Reserve has four main monetary policy tools to influence the money supply and interest rates: the discount rate, reserve ratio, open market operations, and excess reserve rate.
2) To address inflation, the Fed would decrease the money supply by raising rates and selling bonds. To address unemployment, the Fed would increase the money supply by lowering rates and buying bonds.
3) Other topics covered include the money supply process, excess reserves, quantitative easing, and the lender of last resort function. A quiz asks how the tools would be used for problems like inflation, unemployment, and stagflation.
The document summarizes the key points from Dr. Jennifer Hunt's analysis of the July 2013 US labor market situation:
- Job growth has been steady since February 2010, with 202,000 jobs added in June 2013. Over the past year, 2.35 million jobs have been added.
- The unemployment rate has been steadily declining since the end of 2009.
- Leisure and hospitality led job growth in June 2013.
- Many industries have not recovered the jobs lost since the recession ended.
- The share of long-term unemployed Americans is falling.
The document summarizes consumer sentiment data from May 2013. It finds that consumer confidence in the economy declined slightly in May compared to previous months. Eight out of ten consumers believe unemployment will remain the same or increase over the next six months despite an overall declining unemployment rate. Younger consumers aged 25-34 feel financial pressures the most with challenges of child rearing, mortgages, and student loan debt. Overall, nearly half of consumers plan to save only 1-10% of their income for the year, and the US personal savings rate remains low.
This document contains financial metrics and ratios for a client of Nielson Financial Services over a 17 month period. It shows that the client's accounts receivable ratio, 120 day debit balances, days sales outstanding, and accounts receivable balances all trended downward, improving each month toward their collection goals. Cash receipts, net revenue, and collection percentages fluctuated but generally remained stable or increased over time.
"Evaluating Philadelphia’s Rapid Re-Housing Impacts on Housing Stability and Income," by Jamie Vanasse Taylor Cloudburst and Katrina Pratt-Roebuck from the 2013 National Conference on Ending Homelessness/.
In recent years, a number of national studies have consistently shown Australians’ financial literacy is generally poor. The Australian Securities and Investments Commission’s (ASIC) 2017 Financial Capability Survey reveals only 35 per cent of all Australians know the exact value of their superannuation.
Deloitte Access Economics’ 2018 Financial Consciousness Index found nearly one-third of the population is “financially vulnerable” – concerned by a lack of job security and the ability to retire comfortably at the age of 65.
Evidence from a Panel Study of Workers Who Lost a Job During the Great Recessionheldrichcenter
Results from a national sample of unemployed workers, and the differences in their responses based on whether or not they received unemployment insurance.
This document contains lecture notes on macroeconomics. It discusses analyzing economic events using aggregate demand and aggregate supply curves to determine the impact on inflation and GDP. It also covers transmission mechanisms in the macroeconomy like intertemporal substitution, uncertainty, labor adjustment costs, and time bunching that can amplify the effects of economic shocks. There is a quiz with examples of events like good weather, slower money growth, lower taxes, and an earthquake to analyze using the AD-AS model. The notes also discuss chapter 14 on transmission and amplification in more detail.
This document summarizes the results of surveys of New York City voters aged 35-69 and 50+ on their retirement planning and financial worries. Some key findings include:
- Many respondents, especially those in the Gen X age group, worry about not saving enough for retirement and having debt. Over half report feeling anxious about living comfortably in retirement.
- Over a third of Gen Xers and Boomers have no retirement savings. Large shares of workers also have no access to retirement plans through their employers.
- Respondents support a state-facilitated retirement savings option. However, many face barriers to saving like caring for family, health costs, housing, and debt.
- Caregiving responsibilities
A survey of over 1,000 US consumers found that despite some recent positive economic indicators, most Americans remain deeply concerned about the state of the economy. 79% believe the US is still in a recession, and only 10% rate the economy as excellent or good. This pessimism is influencing holiday spending plans, with 39% planning to spend less than last year due to economic worries. Consumers are uncertain about the future and say the economy will only see slight improvement in the next year.
Why now is the time to purchase real estate. The influence of interest rates on your buying power. It's cheaper to buy now than in the 70's. An increase in interest rates by.25% could cost you over $22,000 over 30 years depeneding on the size of the loan.
This document summarizes the findings of a survey tracking the personal and economic impact of the recession in Ireland:
1) While the recession's impact has not been as severe as initially feared, consumers remain cautious about the future of the Irish economy, with nearly 1 in 3 expecting conditions to worsen over the next 6 months.
2) Most report maintaining or improving their quality of life, happiness, energy and motivation over the past year compared to expectations. However, 3 in 10 still report a high personal impact from the recession.
3) Younger age groups and those in Dublin and urban areas report the greatest improvements across measures of well-being and life satisfaction compared to a year ago.
4)
LIVE travel research with YOU as the subjectKevin May
The industry continues to find itself in the throes of an exciting period of change, with new ideas from startups and fresh thinking from established brands playing out every single day.
Set against the rise of the massively empowered pro-sumer and a myriad of new devices, and the industry could well be experiencing a golden age in travel technology.
But what do you think? Here is your chance to debate and share your opinions as part of a unique event where attendees become a dynamic and live research panel.
XYZ should pursue the targeted marketing campaign using predictive analytics. Data analysis of over 30,000 customer records predicted an 8.5% response rate, with the average customer spending $240.77. This would result in 2,617 customers purchasing, totaling $55,166 in projected profit. While not a high margin, the additional revenue outweighs the $3 cost to mail each catalogue. The various predictive models performed well, accurately predicting purchases 90-91% of the time. Therefore, the target marketing campaign is recommended as a profitable initiative for XYZ.
This is a sample of the ability to apply data skills to real-world scenarios. Analytics (including visualization and storytelling skills) skills must be applied to real situations in order to be useful and valuable.
This is an exercise of storytelling and visualization. Storytelling and visualization skills are in big demand, especially in the area of data analytics. Leverage your background to tell tomorrow's inspiring, compelling, and triumphant story, today.
This document outlines Flavio Mota's data analytics portfolio and the skills he has earned through various degrees and programs. It lists his Bachelor of Arts degree, Juris Doctorate, Post-Doctoral degree in Law, Global MBA, and graduate diplomas from the University of Chicago and Northwestern focusing on skills like research, problem solving, analytics, and data storytelling. It also details his Master of Science in Data Science and Northwestern's data science program, emphasizing modeling, analytics thinking, and insights. The document concludes by quoting Theodore Roosevelt on effort and challenge leading to rewards.
This is an exercise of storytelling and visualization. Storytelling and visualization skills are in big demand, especially in the area of data analytics. This is Chapter Four of "Once Upon a Time in Chicago." Leverage your background to tell tomorrow's inspiring, compelling, and triumphant story, today.
Chicago has launched a new initiative called Data Unicorn to help local businesses and organizations better utilize and analyze their data. The program will provide training, tools, and one-on-one consulting to help participants understand how to extract useful insights from their data and use those insights to improve operations and decision making. Selected participants will work directly with data scientists and analytics experts over 6 months to develop customized data strategies and solutions.
The document discusses a Master of Science in Data Science program. It aims to teach students to leverage data to create compelling stories that can inspire action. The program focuses on helping students turn today's data into tomorrow's actionable insights through storytelling.
The document is part three of a memoir called "Once Upon a Time in Chicago" by Flavio Mota. It discusses how the author did not achieve goals alone and hit rock bottom before rising up. It also credits the author's graduate certificates from Kenan-Flagler at UNC and a Master's in Business Analytics from Saint Xavier that helped them become known as the Data Unicorn in Chicago.
I am moving on to more advanced data mining ("Big Data") endeavors. I will be traversing the challenging areas of Artificial Intelligence, Machine Learning, Conjoint Analysis, Pricing Simulations, Marketing, and more.
Flavio Mota has extensive experience in law enforcement, law, business, teaching, and research. He has a law degree from Chicago Kent College of Law and a master's in business from Thunderbird School of Global Management. Mota applies a 360 degree approach using his diverse background in law enforcement, law, business, teaching and research to implement sustainable strategies and provide valuable insights.
This is an exercise of storytelling and visualization. Storytelling and visualization skills are in big demand, especially in the area of data analytics.
This is an exercise in storytelling and visualization. Storytelling and visualization skills are in big demand, especially in the area of data analytics.
Personal and Professional advancement are not about loyalty anymore. Complacency is the new Killer. To succeed in today's hostile environment, agility is crucial.
The business landscape has changed. Millennials are sophisticated and loyal customers. Businesses need to adapt and gain the trust and loyalty of Millennials, in order to survive in the new era of business.
This article explains the legal aspects of "Stop and Frisk," Search and Seizure Law. The Supreme Court of the United States has ruled that "Stops and Frisks," when performed within the prescribed constitutional guidelines, are legal.
The New Challenge is to leverage Intelligent, Actionable, and Valuable Stories from the Data. This will Create a Profitable and Sustainable Advantage over the Market Forces, including Competitors.
The top actions being lobbied in Chicago are zoning, procurement, and amendments to planned developments. The top clients lobbying are Walmart, property developers, and Loyola University. Walmart spends the most at over $35 million. Lobbying spending increased dramatically from 2012-2014 and again in 2016, though it declined sharply in 2015. The biggest spenders are Walmart, construction companies, and property managers.
Medicare expenditures have been increasing at an alarming rate from 2013 to 2015, warranting further investigation. Data analysis has revealed opportunities for cost management through outliers spending much more than average. Graphs show uneven distributions and clusters suggesting mismanagement or fraud. The strongest predictors of high expenses are time and name brand prescription medicine, though more data is needed to identify the true causes. More research is recommended to develop sustainable solutions.
This document proposes solutions to prevent foodborne illnesses caused by unsanitary restaurant practices and health code violations. It notes that salmonella and E. coli outbreaks have been linked to certain restaurants in the Chicago area, causing hundreds of illnesses. The solution calls for increasing awareness of safe food handling through training and literature, as well as progressively fining restaurants that violate health codes. Implementing these measures could reduce the risk of future outbreaks. Data on restaurant inspections would be analyzed to monitor the success of the plan and continue driving improvements in food safety.
This document discusses police powers under the 1st and 4th Amendments. It covers topics like freedom of speech, seizures, arrests, searches, and probable cause. The 1st Amendment protects freedom of speech and some privacy rights. A seizure occurs when a reasonable person would not feel free to leave. An arrest requires probable cause that a crime was committed. Searches generally require a warrant, unless done in public view. The Supreme Court balances police powers with citizen rights using a test that gives law enforcement certain abilities while protecting civil liberties.
We are pleased to share with you the latest VCOSA statistical report on the cotton and yarn industry for the month of March 2024.
Starting from January 2024, the full weekly and monthly reports will only be available for free to VCOSA members. To access the complete weekly report with figures, charts, and detailed analysis of the cotton fiber market in the past week, interested parties are kindly requested to contact VCOSA to subscribe to the newsletter.
Open Source Contributions to Postgres: The Basics POSETTE 2024ElizabethGarrettChri
Postgres is the most advanced open-source database in the world and it's supported by a community, not a single company. So how does this work? How does code actually get into Postgres? I recently had a patch submitted and committed and I want to share what I learned in that process. I’ll give you an overview of Postgres versions and how the underlying project codebase functions. I’ll also show you the process for submitting a patch and getting that tested and committed.
Did you know that drowning is a leading cause of unintentional death among young children? According to recent data, children aged 1-4 years are at the highest risk. Let's raise awareness and take steps to prevent these tragic incidents. Supervision, barriers around pools, and learning CPR can make a difference. Stay safe this summer!
06-20-2024-AI Camp Meetup-Unstructured Data and Vector DatabasesTimothy Spann
Tech Talk: Unstructured Data and Vector Databases
Speaker: Tim Spann (Zilliz)
Abstract: In this session, I will discuss the unstructured data and the world of vector databases, we will see how they different from traditional databases. In which cases you need one and in which you probably don’t. I will also go over Similarity Search, where do you get vectors from and an example of a Vector Database Architecture. Wrapping up with an overview of Milvus.
Introduction
Unstructured data, vector databases, traditional databases, similarity search
Vectors
Where, What, How, Why Vectors? We’ll cover a Vector Database Architecture
Introducing Milvus
What drives Milvus' Emergence as the most widely adopted vector database
Hi Unstructured Data Friends!
I hope this video had all the unstructured data processing, AI and Vector Database demo you needed for now. If not, there’s a ton more linked below.
My source code is available here
https://github.com/tspannhw/
Let me know in the comments if you liked what you saw, how I can improve and what should I show next? Thanks, hope to see you soon at a Meetup in Princeton, Philadelphia, New York City or here in the Youtube Matrix.
Get Milvused!
https://milvus.io/
Read my Newsletter every week!
https://github.com/tspannhw/FLiPStackWeekly/blob/main/141-10June2024.md
For more cool Unstructured Data, AI and Vector Database videos check out the Milvus vector database videos here
https://www.youtube.com/@MilvusVectorDatabase/videos
Unstructured Data Meetups -
https://www.meetup.com/unstructured-data-meetup-new-york/
https://lu.ma/calendar/manage/cal-VNT79trvj0jS8S7
https://www.meetup.com/pro/unstructureddata/
https://zilliz.com/community/unstructured-data-meetup
https://zilliz.com/event
Twitter/X: https://x.com/milvusio https://x.com/paasdev
LinkedIn: https://www.linkedin.com/company/zilliz/ https://www.linkedin.com/in/timothyspann/
GitHub: https://github.com/milvus-io/milvus https://github.com/tspannhw
Invitation to join Discord: https://discord.com/invite/FjCMmaJng6
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2. ABSTRACT, BACKGROUND
• The Issue
• Did increased foreclosures contribute to the recession? or
• Were foreclosures merely a side effect of declining house prices and rising
unemployment rates?
• Put another way, did increased foreclosures shock the system and
substantially Worsened the economy?
• Answer; Yes, foreclosures shocked the economy and substantially
made the economy worse
3. HOW THE RESEARCH WAS
CONDUCTED
• Four State Level Variables
1. Unemployment Rates
2. Fraction of Existing Mortgages that Become New Foreclosures
3. The Change in Housing Prices
4. Effective Mortgage Rates
• Regression Analysis
• Adjusted R-Squared Method
4. THE RESULTS OF THE RESEARCH
• Foreclosures had a Statistically Significant Negative Effect on the
Economy
• Foreclosures Shocked the Economy
• Higher Unemployment
• Declining Housing Prices
• Increased Foreclosures
• Death Spiral was in Effect
• If Left Alone, the Problem will only Get Worse
• A solution is needed
5. THE USEFUL AND VALUABLE
INSIGHTS
• Make Policy Changes
• Home Affordable Modification Program
• Give Homeowners a Way to Save their Homes
• Refinance with lower payments
• Lower the Mortgage Rates
• Encourage Home Purchases
• Inspire Confidence in the Economy
6. CONCLUSION
• Shocks to Business Cycles might have Long-Term Effects
• Research, Data Analyses, Business Experience, and Common
Sense are Needed to Implement Sustainable Solutions to Problems
• Increased Foreclosures Compounded the Economic Crisis
• Results Driven Data Analyses Lead to Actionable and Valuable
Insights (e.g. policy changes and economic stimulus)
7. THANK YOU.
QUESTIONS?
Economics Letters 134 (2015) 90-93
“Estimating the Causal Relationship between Foreclosures and
Unemployment during the Great Recession”
Authors
Ghulam Awais Rana, Paul Shea
ARTICLE USED