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This handbook provides guidance on forming self-help groups (SHGs) to help poor communities. It discusses identifying potential SHG members and forming groups of 10-20 individuals from very poor families. It outlines how to organize group meetings and train members on financial management and social empowerment. SHGs can open a savings bank account, conduct internal lending between members, and eventually obtain loans from banks which the handbook says helps members properly manage, utilize, and repay loans.

































