1) Scania reported record earnings in the first half of 2008, with operating margin reaching 16.6% and net margin at 12.1%.
2) Scania is pursuing profitable growth through increasing vehicle and service sales. Revenue grew 15% while EBIT grew 30% in the first half of 2008.
3) Scania's vision is to reach annual production of 150,000 vehicles while maintaining a flexible cost structure and focus on customer productivity and uptime.
Summary of the full year 2011
Operating income fell to SEK 12,398 m. (12,746), and earnings per share rose to SEK 11.78 (11.38)
Net sales increased by 12 percent to SEK 87,686 m. (78,168)
The Board of Directors proposes a dividend of SEK 5.00 (5.00) per share
Scania Year-end Report, January-December 2012Scania Group
Scania's earnings for the full year 2012 amounted to SEK 8,300 m. Lower vehicle volume, lower capacity utilisation and a higher level of costs pulled down earnings. Order bookings for trucks rose during the fourth quarter of 2012.
Scania Interim Report January–June 2012Scania Group
Summary of the first six months of 2012
Operating income fell to SEK 4,257 m. (6 652), and earnings per share fell to SEK 4.06 (6.18)
Net sales decreased by 10 percent to SEK 39,338 m. (43,665)
Cash flow amounted to SEK 1,769 m (3,218) in Vehicles and Services
Q4 year end-2012 assa abloy invetors presentation 7 februaryASSA ABLOY
ASSA ABLOY released its interim report January - December on Thursday 7 February 2013 at 08.00 am (CET). A combined investors’ and analyst meeting and web conference was held at Operaterrassen in Stockholm, Sweden, at 10:00 am (CET). Welcome to visit our Investor pages at http://www.assaabloy.com/investors/
Presented by David Rigney, AmeriGas/MetroLawn, on February 6, 2013, for the Clean Cities Winter Webinar about Propane Vehicles, Mowers, and Dispensers.
Summary of the full year 2011
Operating income fell to SEK 12,398 m. (12,746), and earnings per share rose to SEK 11.78 (11.38)
Net sales increased by 12 percent to SEK 87,686 m. (78,168)
The Board of Directors proposes a dividend of SEK 5.00 (5.00) per share
Scania Year-end Report, January-December 2012Scania Group
Scania's earnings for the full year 2012 amounted to SEK 8,300 m. Lower vehicle volume, lower capacity utilisation and a higher level of costs pulled down earnings. Order bookings for trucks rose during the fourth quarter of 2012.
Scania Interim Report January–June 2012Scania Group
Summary of the first six months of 2012
Operating income fell to SEK 4,257 m. (6 652), and earnings per share fell to SEK 4.06 (6.18)
Net sales decreased by 10 percent to SEK 39,338 m. (43,665)
Cash flow amounted to SEK 1,769 m (3,218) in Vehicles and Services
Q4 year end-2012 assa abloy invetors presentation 7 februaryASSA ABLOY
ASSA ABLOY released its interim report January - December on Thursday 7 February 2013 at 08.00 am (CET). A combined investors’ and analyst meeting and web conference was held at Operaterrassen in Stockholm, Sweden, at 10:00 am (CET). Welcome to visit our Investor pages at http://www.assaabloy.com/investors/
Presented by David Rigney, AmeriGas/MetroLawn, on February 6, 2013, for the Clean Cities Winter Webinar about Propane Vehicles, Mowers, and Dispensers.
Gas Technology Institute & Kwik Trip - Station Installation Guidelines for CNGWisconsin Clean Cities
Are you interested in the station installation guidelines for CNG? Learn about the basics guidelines, processes, and experiences of installing a CNG station.
Développement d'une offre de matériel de transport plus propre scaniaInterconsulaire 909
Dans le cadre du colloque de l'ORT le 18 juin 2015 à la CCI, labellisé TRIA, découvrez les innovations de Scania (qui détient une usine d'assemblage à Angers) pour rouler plus propre, par le gaz, les biocarburants voire l'électrique.
Matériel Euro VI conforme à la réglementation européenne en vigueur pour diminuer les émissions CO2, COV...
Making the CNG Virtual Pipeline a Reality for Transportation Natural Gas (TNG)Jolynn Kennedy, CIMS-GB
No natural gas pipeline? No problem. You can facilitate off-pipeline vehicle fueling for CNG transportation fleet. Learn how by checking out this informative presentation by Broadwind | SAFE, XNG and Hexagon Composites.
Virtual Pipeline Applications & Feasibility
- Power Generation, IPPs & Mining Operations
total conversions and peak capacity augmentation
- Industrial Heat & Burners
- Pipeline Turbine Power
Includes:
- Overview of virtual pipeline technology - full-fill and maximum offload for improved ROI
- Transportation and tanking options
- Offload, pressure reduction and storage or direct use
- Preliminary ROI & Feasibility Calculations – Several Illustrations Included
Gas Technology Institute & ET Environmental - CNG/LPG Garage Maintenance Cons...Wisconsin Clean Cities
Are you interested in the considerations for garage and maintenance shops when using CNG & LPG? Learn about the considerations of using a garage to maintenance CNG & LPG and the guidelines that need to be followed.
Petrol Vehicle CNG Conversion System and it's modern and Oldest Technology ( Conventional & Sequential Injection). This is a money saving, environ friendly (Low emission) and easy conversion technology.Landi Renzo is a world leader of Vehicle CNG & LPG Conversion system technology provider.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
2. Agenda
Scania first six months 2008
Vision for profitable growth
2
3. First half of 2008 – highlights
Profitable growth resulting in
all time high earnings
Operating margin 16.6%
–
– Net margin 12.1%
– Record returns
3
6. Building shareholder value
SEK Percent
14 50
Net income +36% EPS (SEK)
ROE
45
12
Earnings per share 40
10
SEK 12.52 rolling 35
12 month 30
8
25
6
Return on equity 20
43.5% (29.2) 15
4
10
2
5
0 0
1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008
6
7. Market outlook
– heavy trucks*
Markets outside EU
growing in importance
– Europe – softer demand
due to economic
uncertainty
– Structural demand in
CIS countries and Russia
– Latin America – strong
growth in Brazil
– Asia – strong demand
due to infrastructure
investments
* Outlook from presentation of Q2 report 2008
7
8. Improved flexibility
Global
product
range
Product mix
drives
profitability
Production units
Sales & Service units
8
9. Flexible production cost structure
2007
Labour
cost
Other
Sourced material
and components
(70%)
9
10. Efficiency improvement
Productivity
Vehicles per employee
– Ratio close to 7*
vehicles per 6.6
Number of vehicles
employee Production employees
5 78,300
Structure
4
– Restructuring 55,600
proceeding as 3 46,400
planned
31,800
– SEK 300 m. in
annual savings 12,800 11,800
12,000 11,300
with full effect
from 2009 1990 1995 2000 2007
* Rolling 12 month figures
10
14. The global business model
Focus on customers’ productivity
Uptime
Variable cost/
tonne-km
Premium
– R&M
price
– Finance
Fuel efficiency
Residual value
Valid for all markets and segments
14
16. One Ahead of competition and legislation
step ahead of competition and legislation
Comprehensive
enginge range
– EGR and SCR
All emission
standards
– EEV, Euro 5, Euro 4,
Euro 3
Fuel efficiency
– Driver training,
engineering,
biofuels, hybrids
16
17. The road to 150,000 vehicles
70,000 120,000
Europe
30,000 30,000
Delivery
centres
Latin
America
17
18. Rolling fleet – 1 million in 2015
Units SEK m.
1,000,000 30,000
25,000
800,000
Service revenue
20,000
600,000
15,000
400,000
10,000
200,000
5,000
1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015
18