Slidecast KBC by Frederik Criel

1. Frederik Criel
2 FV 03

2. Table of contents
 What is KBC?
 Share prices
 Net profit / underlying net profit
 Return on equity / Tier 1 / Dividend
 Forecast

3. What is KBC?
 Banking
 Insurance
 Asset management
 CEO Johan Thijs
 385 million shares

4. All time high € 106,24 in 2007
Comparison to current value - 82,12%

5. Net profit
2000
1000
0
2008 2009 2010 2011 2012 FY
Q1
Q2
-1000
Q3
Q4
-2000
-3000
-4000

6. Underlying net profit
2500
2000
1500
FY
Q1
Q2
1000
Q3
Q4
500
0
2008 2009 2010 2011 2012
-500

7. 70%
60%
50%
40%
Return on Equity
30%
Cost/income ratio
20%
10%
0%
2007 2008 2009 2010 2011 2012

8. Tier 1 Ratio
9.50%
2012 14.60%
13.60%
9.60%
2011 14.50%
12.30%
BNP Baripas Fortis
11.40% ING
2010 16.30% KBC group
12.60%
8%
2009 15.90%
10%
0% 10% 20% 30%

9. Annual dividend
4.00 €
3.75
3.50 € 3.31
3.00 €
2.51
2.50 €
EUR
2.00 € 1.84
1.64
1.50 €
1.00 €
0.75
0.50 €
0 0 0.01
0.00 €
2003 2004 2005 2006 2007 2008 2009 2010 2011
Financial Year

10. Forecast
 Remain stable
 Eventually increase

11. Thank you for watching

12. Sources
 https://multimediafiles.kbcgroup.eu/ng/published/KBCCOM/PDF
/COM_PB_Eigen_aandelen_verkocht_EN.pdf
 http://www.standaard.be/artikel/detail.aspx?artikelid=J13PUJ1A
 http://www.trivano.com/aandeel/kbc.145.index
 https://www.kbc.com/MISC/D9e01/~E/~KBCCOM/~/-
BZIZTPN/BZJ0507/BZL0EEP/~-
 https://multimediafiles.kbcgroup.eu/ng/published/KBCCOM/PDF
/COM_ECL_pdf_quarterly_report_EN_3Q2012.pdf
 https://multimediafiles.kbcgroup.eu/ng/published/KBCCOM/PDF
/COM_RVG_pdf_KBC_quarterly_report_EN_3Q20111110_3Q2
011.pdf
 https://multimediafiles.kbcgroup.eu/ng/published/KBCCOM/PDF
/COM_ECL_pdf_pb_EN_3Q2012_8_november_2012.pdf
 http://www.beursduivel.be/aandeel-KBC.koersen
 http://www.tijd.be/beurzen/KBC_Groep.60114924