Banks play an important role in the Indian economy by accepting deposits, lending money, facilitating transfers, engaging in credit creation, and providing other services. The Reserve Bank of India (RBI) regulates the banking system and aims to promote financial inclusion through effective use of technology. The National Bank for Agriculture and Rural Development (NABARD) supports rural development through research funding, refinancing agricultural credit, and coordinating government activities for integrated rural growth. Indian banking has evolved over three phases from early banks to nationalization and recent reforms opening the system.

1. Presentation

2. ROLE
OF
IN

4. WHAT IS BANK??
IT DERIVED FROM THE “ITALIAN “ WORD
“BANCO”
 WHICH MEANS “BENCH” OVER WHICH
TRANSACTION IS HAPPENED.
 IN THE MARKET PLACE FOR THE
EXCHANGE OF “MONEY” & “BILLS”.
GENERALDEFINITIONOFBANK
“It’s a place where we often wind up,
when are seeking a problem in financial
crisis & money related query”

6. BANKING TERMS
Banking Terms
Deposit Rate PLR Rate
Banking Terms
CRR Rate SLR Rate Bank Rate
Banking Terms
Repo Rate Reverse Repo Rate

7.  Accepting Deposits from public/others
(Deposits)
 Lending money to public (Loans)
 Transferring money from one place to
another (Remittances)
 Credit Creation
 Acting as trustee
 Keeping valuables in safe custody
 Investment Decisions and analysis
 Government business
 Other types of lending and transactions
FUNCTIONS OF BANK

8. TYPESOF
BANK

9. OF BANKINGJourney of Indian Banking can be
segregated into three distinct phases.
Phase I: Early phase from 1786 to 1969 of
Indian Banks
Phase II: Nationalization of Indian Banks and
up to 1991 prior to Indian banking sector
Reforms.
Phase III: New phase of Indian Banking
System with the advent of Indian Financial

10. INDIAN ECONOMY
SOMEFACTSABOUTINDIANECONOMY
 The Economy of India is
the tenth largest in the world
by nominal GDP and the third
largest by purchasing power
parity (PPP).
 Economy can be studied from
two points of views:
 Micro Economic point of view

11. GREATEST ROLE OF SOME BANKS
IN INDIAN ECONOMY
RBI
Precious role
 The effective use of development
communication, using Information
and Communication Technology
(ICT) will help to
create awareness for financial
inclusion through banks and make it a
success.
 To maintain the balanced and
sustainable economic growth, RBI

12. ROLE OF NABARD
 It maintains the Research and Development funds
to promote in agriculture and rural development to
formulate and design projects and programmed to
suit the requirements of different areas and to cover
special activities.
 NABARD services as a refinancing institution for
all kinds of production and investment credit to
agriculture, small scale industries, cottage and
village industry, handicrafts and rural crafts with a
view to promoting integrated rural development.
 NABARD has the responsibility of coordinating
the activities of Central and State Governments, the